Best American Express
credit cards

July 2024

American Express Bank (Amex Bank) issues 15 credit cards in Canada, offering 5 different types of rewards.

Here are the best American Express credit cards — and a full list of all the Amex cards in Canada too.

BEST cards from American Express

These are the best of the best, the American Express credit cards with the highest welcome bonus offers in Canada right now.

You can’t go wrong with any of these credit cards that all offer at least hundreds of dollars in travel rewards with their welcome bonuses alone.

July 2024

Flytrippers expert picks of the American Express credit cards.

American Express
credit cards
Best
American Express Cobalt® Card
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $900
Card fee: $156
Best for: Best overall
card
in Canada
American Express® Gold Rewards Card
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/month for 12 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1180
Card fee: $250
Best for: Valuable rewards
and 4
airport lounge passes
Platinum Card® from American Express
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1600
Card fee: $799
Best for: Unlimited access to
airport lounges
and flexible rewards
American Express® Aeroplan®* Card
American Express Aeroplan Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $675
Card fee: $120
Best for: Valuable Aeroplan pts
without min. income
and lower min. spend
American Express® Aeroplan®* Reserve Card
American Express Aeroplan Reserve Card
Min. income (card):
Min. spend (bonus): $7.5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1041
Card fee: $599
Best for: For Air Canada
lounge access
& other AC benefits
American Express Business Edge Card
American Express Business Edge Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
limited time
Rewards: ≈ $750
Card fee: $99
Best for: A good
earn rate
3X on dining & more
American Express® Business Gold Rewards Card
American Express Business Gold Rewards Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
limited time
Rewards: ≈ $1125
Card fee: $199
Best for: More valuable
Amex points
for Aeroplan or Avios
Business Platinum Card® from American Express
Business Platinum Card from American Express
Card: no business required
Min. spend (bonus): $15k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1801
Card fee: $799
Best for: Big spenders
& luxury
travelers
Marriott Bonvoy American Express® Card
Marriott Bonvoy American Express Card
Min. income (card):
Min. spend (bonus): $1.5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $477
Card fee: $120
Best for: Very lucrative
hotel points
for specific hotels
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
American Express
credit cards
WELCOME BONUS
(Flytrippers VALUATION)
Best
for
Best
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
Rewards: ≈ $900
Card fee: $156
Best overall
card
in Canada
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/month for 12 months
Rewards: ≈ $1180
Card fee: $250
Valuable rewards
and 4
airport lounge passes
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 months
Rewards: ≈ $1600
Card fee: $799
Unlimited access to
airport lounges
and flexible rewards
American Express Aeroplan Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
Rewards: ≈ $675
Card fee: $120
Valuable Aeroplan pts
without min. income
and lower min. spend
American Express Aeroplan Reserve Card
Min. income (card):
Min. spend (bonus): $7.5k in 3 mos.
Rewards: ≈ $1041
Card fee: $599
For Air Canada
lounge access
& other AC benefits
American Express Business Edge Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
Rewards: ≈ $750
Card fee: $99
A good
earn rate
3X on dining & more
limited time
American Express Business Gold Rewards Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
Rewards: ≈ $1125
Card fee: $199
More valuable
Amex points
for Aeroplan or Avios
limited time
Business Platinum Card from American Express
Card: no business required
Min. spend (bonus): $15k in 3 mos.
Rewards: ≈ $1801
Card fee: $799
Big spenders
& luxury
travelers
Marriott Bonvoy American Express Card
Min. income (card):
Min. spend (bonus): $1.5k in 3 mos.
Rewards: ≈ $477
Card fee: $120
Very lucrative
hotel points
for specific hotels
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

ALL cards from American Express

These are all the American Express credit cards, sorted by the type of rewards they earn.

The 15 cards earn 5 different rewards currencies. At the very end, you can see all American Express cards in one summary table.

Membership Rewards points

American Express issues 7 cards that earn Amex Membership Rewards points.

American Express
MR credit cards
Best
American Express Cobalt® Card
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $900
Card fee: $156
Best for: Best overall
card
in Canada
American Express® Gold Rewards Card
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/month for 12 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1180
Card fee: $250
Best for: Valuable rewards
and 4
airport lounge passes
Platinum Card® from American Express
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1600
Card fee: $799
Best for: Unlimited access to
airport lounges
and flexible rewards
American Express Business Edge Card
American Express Business Edge Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
limited time
Rewards: ≈ $750
Card fee: $99
Best for: A good
earn rate
3X on dining & more
American Express® Business Gold Rewards Card
American Express Business Gold Rewards Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
limited time
Rewards: ≈ $1125
Card fee: $199
Best for: More valuable
Amex points
for Aeroplan or Avios
Business Platinum Card® from American Express
Business Platinum Card from American Express
Card: no business required
Min. spend (bonus): $15k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1801
Card fee: $799
Best for: Big spenders
& luxury
travelers
American Express® Green Card
American Express Green Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $165
Card fee: $0
Best for: No annual fee
lucrative rewards
& Amex benefits
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
American Express
MR credit cards
WELCOME BONUS
(Flytrippers VALUATION)
Best
for
Best
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
Rewards: ≈ $900
Card fee: $156
Best overall
card
in Canada
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/month for 12 months
Rewards: ≈ $1180
Card fee: $250
Valuable rewards
and 4
airport lounge passes
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 months
Rewards: ≈ $1600
Card fee: $799
Unlimited access to
airport lounges
and flexible rewards
American Express Business Edge Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
Rewards: ≈ $750
Card fee: $99
A good
earn rate
3X on dining & more
limited time
American Express Business Gold Rewards Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
Rewards: ≈ $1125
Card fee: $199
More valuable
Amex points
for Aeroplan or Avios
limited time
Business Platinum Card from American Express
Card: no business required
Min. spend (bonus): $15k in 3 mos.
Rewards: ≈ $1801
Card fee: $799
Big spenders
& luxury
travelers
American Express Green Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
Rewards: ≈ $165
Card fee: $0
No annual fee
lucrative rewards
& Amex benefits
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Air Canada Aeroplan points

American Express issues 3 cards that earn Air Canada Aeroplan points.

American Express
Aeroplan credit cards
American Express® Aeroplan®* Card
American Express Aeroplan Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $675
Card fee: $120
Best for: Valuable Aeroplan pts
without min. income
and lower min. spend
American Express® Aeroplan®* Reserve Card
American Express Aeroplan Reserve Card
Min. income (card):
Min. spend (bonus): $7.5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1041
Card fee: $599
Best for: For Air Canada
lounge access
& other AC benefits
American Express® Aeroplan®* Business Reserve Card
American Express Aeroplan Business Reserve Card
Card: no business required
Min. spend (bonus): $10.5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1172
Card fee: $599
Best for: Frequent Air Canada
travel
& maximizing Aeroplan
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
American Express
Aeroplan credit cards
WELCOME BONUS
(Flytrippers VALUATION)
Best
for
American Express Aeroplan Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
Rewards: ≈ $675
Card fee: $120
Valuable Aeroplan pts
without min. income
and lower min. spend
American Express Aeroplan Reserve Card
Min. income (card):
Min. spend (bonus): $7.5k in 3 mos.
Rewards: ≈ $1041
Card fee: $599
For Air Canada
lounge access
& other AC benefits
American Express Aeroplan Business Reserve Card
Card: no business required
Min. spend (bonus): $10.5k in 3 mos.
Rewards: ≈ $1172
Card fee: $599
Frequent Air Canada
travel
& maximizing Aeroplan
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Marriott Bonvoy points

American Express issues 2 cards that earn Marriott Bonvoy points.

American Express
Marriott credit cards
Marriott Bonvoy American Express® Card
Marriott Bonvoy American Express Card
Min. income (card):
Min. spend (bonus): $1.5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $477
Card fee: $120
Best for: Very lucrative
hotel points
for specific hotels
Marriott Bonvoy Business American Express® Card
Marriott Bonvoy Business American Express Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $630
Card fee: $150
Best for: For those
who already have
the one above
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
American Express
Marriott credit cards
WELCOME BONUS
(Flytrippers VALUATION)
Best
for
Marriott Bonvoy American Express Card
Min. income (card):
Min. spend (bonus): $1.5k in 3 mos.
Rewards: ≈ $477
Card fee: $120
Very lucrative
hotel points
for specific hotels
Marriott Bonvoy Business American Express Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
Rewards: ≈ $630
Card fee: $150
For those
who already have
the one above
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Amex cash back

American Express issues 2 cards that earn Amex cash back.

American Express
cash back credit cards
SimplyCash® Preferred Card from American Express
SimplyCash Preferred Card from American Express
Min. income (card):
Min. spend (bonus): $3k in 4 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $280
Card fee: $120
Best for: Cashback
fans
who spend more
SimplyCash® Card from American Express
SimplyCash Card from American Express
Min. income (card):
Min. spend (bonus): $3k in 10 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $160
Card fee: $0
Best for: One of best
no-annual-fee
cashback cards
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
American Express
cash back credit cards
WELCOME BONUS
(Flytrippers VALUATION)
Best
for
SimplyCash Preferred Card from American Express
Min. income (card):
Min. spend (bonus): $3k in 4 mos.
Rewards: $280
Card fee: $120
Cashback
fans
who spend more
SimplyCash Card from American Express
Min. income (card):
Min. spend (bonus): $3k in 10 mos.
Rewards: $160
Card fee: $0
One of best
no-annual-fee
cashback cards
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

No rewards

American Express issues 1 card that does not earn rewards.

American Express
cards wuth no rewards
American Express Essential Card
American Express Essential Card
Min. income (card):
Min. spend (bonus): no welcome bonus
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $0
Card fee: $25
Best for: Low interest
rate
& Amex benefits
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
American Express
cards wuth no rewards
WELCOME BONUS
(Flytrippers VALUATION)
Best
for
American Express Essential Card
Min. income (card):
Min. spend (bonus): no welcome bonus
Rewards: $0
Card fee: $25
Low interest
rate
& Amex benefits
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Complete list

American Express issues these 15 credit cards in Canada.

All American Express
credit cards
Best
American Express Cobalt® Card
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $900
Card fee: $156
Best for: Best overall
card
in Canada
American Express® Gold Rewards Card
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/month for 12 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1180
Card fee: $250
Best for: Valuable rewards
and 4
airport lounge passes
Platinum Card® from American Express
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1600
Card fee: $799
Best for: Unlimited access to
airport lounges
and flexible rewards
American Express® Aeroplan®* Card
American Express Aeroplan Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $675
Card fee: $120
Best for: Valuable Aeroplan pts
without min. income
and lower min. spend
American Express® Aeroplan®* Reserve Card
American Express Aeroplan Reserve Card
Min. income (card):
Min. spend (bonus): $7.5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1041
Card fee: $599
Best for: For Air Canada
lounge access
& other AC benefits
Marriott Bonvoy American Express® Card
Marriott Bonvoy American Express Card
Min. income (card):
Min. spend (bonus): $1.5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $477
Card fee: $120
Best for: Very lucrative
hotel points
for specific hotels
American Express Business Edge Card
American Express Business Edge Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
limited time
Rewards: ≈ $750
Card fee: $99
Best for: A good
earn rate
3X on dining & more
American Express® Business Gold Rewards Card
American Express Business Gold Rewards Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
limited time
Rewards: ≈ $1125
Card fee: $199
Best for: More valuable
Amex points
for Aeroplan or Avios
Business Platinum Card® from American Express
Business Platinum Card from American Express
Card: no business required
Min. spend (bonus): $15k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1801
Card fee: $799
Best for: Big spenders
& luxury
travelers
Marriott Bonvoy Business American Express® Card
Marriott Bonvoy Business American Express Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $630
Card fee: $150
Best for: For those
who already have
the one above
American Express® Aeroplan®* Business Reserve Card
American Express Aeroplan Business Reserve Card
Card: no business required
Min. spend (bonus): $10.5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1172
Card fee: $599
Best for: Frequent Air Canada
travel
& maximizing Aeroplan
American Express® Green Card
American Express Green Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $165
Card fee: $0
Best for: No annual fee
lucrative rewards
& Amex benefits
SimplyCash® Preferred Card from American Express
SimplyCash Preferred Card from American Express
Min. income (card):
Min. spend (bonus): $3k in 4 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $280
Card fee: $120
Best for: Cashback
fans
who spend more
SimplyCash® Card from American Express
SimplyCash Card from American Express
Min. income (card):
Min. spend (bonus): $3k in 10 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $160
Card fee: $0
Best for: One of best
no-annual-fee
cashback cards
American Express Essential Card
American Express Essential Card
Min. income (card):
Min. spend (bonus): no welcome bonus
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $0
Card fee: $25
Best for: Low interest
rate
& Amex benefits
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
All American Express
credit cards
WELCOME BONUS
(Flytrippers VALUATION)
Best
for
Best
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
Rewards: ≈ $900
Card fee: $156
Best overall
card
in Canada
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/month for 12 months
Rewards: ≈ $1180
Card fee: $250
Valuable rewards
and 4
airport lounge passes
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 months
Rewards: ≈ $1600
Card fee: $799
Unlimited access to
airport lounges
and flexible rewards
American Express Aeroplan Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
Rewards: ≈ $675
Card fee: $120
Valuable Aeroplan pts
without min. income
and lower min. spend
American Express Aeroplan Reserve Card
Min. income (card):
Min. spend (bonus): $7.5k in 3 mos.
Rewards: ≈ $1041
Card fee: $599
For Air Canada
lounge access
& other AC benefits
Marriott Bonvoy American Express Card
Min. income (card):
Min. spend (bonus): $1.5k in 3 mos.
Rewards: ≈ $477
Card fee: $120
Very lucrative
hotel points
for specific hotels
American Express Business Edge Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
Rewards: ≈ $750
Card fee: $99
A good
earn rate
3X on dining & more
limited time
American Express Business Gold Rewards Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
Rewards: ≈ $1125
Card fee: $199
More valuable
Amex points
for Aeroplan or Avios
limited time
Business Platinum Card from American Express
Card: no business required
Min. spend (bonus): $15k in 3 mos.
Rewards: ≈ $1801
Card fee: $799
Big spenders
& luxury
travelers
Marriott Bonvoy Business American Express Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
Rewards: ≈ $630
Card fee: $150
For those
who already have
the one above
American Express Aeroplan Business Reserve Card
Card: no business required
Min. spend (bonus): $10.5k in 3 mos.
Rewards: ≈ $1172
Card fee: $599
Frequent Air Canada
travel
& maximizing Aeroplan
American Express Green Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
Rewards: ≈ $165
Card fee: $0
No annual fee
lucrative rewards
& Amex benefits
SimplyCash Preferred Card from American Express
Min. income (card):
Min. spend (bonus): $3k in 4 mos.
Rewards: $280
Card fee: $120
Cashback
fans
who spend more
SimplyCash Card from American Express
Min. income (card):
Min. spend (bonus): $3k in 10 mos.
Rewards: $160
Card fee: $0
One of best
no-annual-fee
cashback cards
American Express Essential Card
Min. income (card):
Min. spend (bonus): no welcome bonus
Rewards: $0
Card fee: $25
Low interest
rate
& Amex benefits
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Compare all cards
from all issuers

Our always up-to-date ranking of the best credit cards in Canada includes all credit cards in Canada.

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