Best American Express
credit cards

December 2024

American Express Bank (Amex Bank) issues 14 credit cards in Canada, offering 5 different types of rewards.

Here are the best American Express credit cards — and a full list of all the Amex cards in Canada too.

BEST cards from American Express

These are the best of the best, the American Express credit cards with the highest welcome bonus offers in Canada right now.

You can’t go wrong with any of these credit cards that all offer at least hundreds of dollars in travel rewards with their welcome bonuses alone.

December 2024

Flytrippers expert picks of the American Express credit cards.

American Express credit cards
American Express Cobalt^{^®} Card
Min. income (card): $0No minimum income required.
Min. spend (bonus): $750/month for 12 months
WELCOME BONUS ( VALUATION)
≈ $744Flytrippers Valuation Welcome bonus: 15,000 pts (≈ $225) Earn on min. spend: 45,000 pts (≈ $675) Card fee: deducted (-$156)
Rewards: ≈ $900
Card fee: $156
Best for: Best overall card in Canada
American Express^{^®} Gold Rewards Card
Min. income (card): $0No minimum income required.
Min. spend (bonus): $1k/month for 12 months
WELCOME BONUS ( VALUATION)
≈ $930Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $900) Earn on min. spend: 12,000 pts (≈ $180) Annual credit: can be cashed out ($100) Card fee: deducted (-$250) Also offered but not included in Valuation: NEXUS credit ($50)
Rewards: ≈ $1180
Card fee: $250
Best for: Valuable rewards and 4 airport lounge passes

NEW Platinum Card^{^®} from American Express
Min. income (card): $0No minimum income required.
Min. spend (bonus): $10k in 3 mos.
WELCOME BONUS ( VALUATION)	ends January 28^th
≈ $1252Flytrippers Valuation Welcome bonus: 100,000 pts (≈ $1500) Earn on min. spend: 10,000 pts (≈ $150) Annual travel credit (year 1): can be cashed out ($200) Dining credit (year 1): $200 credit at conservative valuation (≈ $100) Card fee (year 1): deducted (-$799) Renewal bonus: 40,000 pts (≈ $600) Annual travel credit (year 2): can be cashed out ($200) Dining credit (year 2): $200 credit at conservative valuation (≈ $100) Card fee (year 2): deducted (-$799)
Rewards: ≈ $2051
Card fee: $799
Best for: Unlimited access to airport lounges and flexible rewards
American Express^{^®} Aeroplan^{^®*} Card
Min. income (card): $0No minimum income required.
Min. spend (bonus): $3k in 3 mos. + $1k
WELCOME BONUS ( VALUATION)
≈ $420Flytrippers Valuation Welcome bonus: 30,000 pts (≈ $450) Earn on $3k min. spend: 3,000 pts (≈ $45) Card fee (year 1): deducted (-$120) Renewal bonus: 10,000 pts (≈ $150) Earn on $1k min. spend: 1,000 pts (≈ $15) Card fee (year 2): deducted (-$120)
Rewards: ≈ $540
Card fee: $120
Best for: Valuable Aeroplan pts without min. income and lower min. spend
American Express^{^®} Aeroplan^{^®*} Reserve Card
Min. income (card): $0No minimum income required.
Min. spend (bonus): $7.5k in 3 mos.
WELCOME BONUS ( VALUATION)
≈ $442Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $900) Earn on min. spend: 9,375 pts (≈ $141) Card fee: deducted (-$599) Also offered but not included in Valuation: renewal bonus of 25,000 pts (≈ $375) with extra $2500 spend
Rewards: ≈ $1041
Card fee: $599
Best for: For Air Canada lounge access & other AC benefits
American Express^{^®} Business Gold Rewards Card
Card: no business required
Min. spend (bonus): $7.5k in 3 mos.
WELCOME BONUS ( VALUATION)
≈ $514Flytrippers Valuation Welcome bonus: 40,000 pts (≈ $600) Earn on min. spend: 7,500 pts (≈ $113) Card fee: deducted (-$199) Also offered but not included in Valuation: quarterly spending bonus
Rewards: ≈ $713
Card fee: $199
Best for: More valuable Amex points for Aeroplan or Avios
NEW Business Platinum Card^{^®} from American Express
Card: no business required
Min. spend (bonus): $15k in 3 mos.
WELCOME BONUS ( VALUATION)	ends January 28^th
≈ $1573Flytrippers Valuation Welcome bonus: 110,000 pts (≈ $1650) Earn on min. spend: 18,750 pts (≈ $281) Annual travel credit (year 1): can be cashed out ($200) Wireless credit (year 1): $10 per month ($120) Card fee (year 1): deducted (-$799) Renewal bonus: 40,000 pts (≈ $600) Annual travel credit (year 1): can be cashed out ($200) Wireless credit (year 2): $10 per month ($120) Card fee (year 2): deducted (-$799)
Rewards: ≈ $2372
Card fee: $799
Best for: Big spenders & luxury travelers
Marriott Bonvoy^{^™} American Express^{^®} Card
Min. income (card): $0No minimum income required.
Min. spend (bonus): $1.5k in 3 mos.
WELCOME BONUS ( VALUATION)
≈ $357Flytrippers Valuation Welcome bonus: 50,000 pts (≈ $450) Earn on min. spend: 3,000 pts (≈ $27) Card fee: deducted (-$120)
Rewards: ≈ $477
Card fee: $120
Best for: Very lucrative hotel points for specific hotels
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

American Express credit cards		WELCOME BONUS ( VALUATION)	Best for
	American Express Cobalt^{^®} Card Min. income (card): $0No minimum income required. Min. spend (bonus): $750/month for 12 months	≈ $744Flytrippers Valuation Welcome bonus: 15,000 pts (≈ $225) Earn on min. spend: 45,000 pts (≈ $675) Card fee: deducted (-$156) Rewards: ≈ $900 Card fee: $156	Best overall card in Canada
	American Express^{^®} Gold Rewards Card Min. income (card): $0No minimum income required. Min. spend (bonus): $1k/month for 12 months	≈ $930Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $900) Earn on min. spend: 12,000 pts (≈ $180) Annual credit: can be cashed out ($100) Card fee: deducted (-$250) Also offered but not included in Valuation: NEXUS credit ($50) Rewards: ≈ $1180 Card fee: $250	Valuable rewards and 4 airport lounge passes
NEW	Platinum Card^{^®} from American Express Min. income (card): $0No minimum income required. Min. spend (bonus): $10k in 3 mos.	≈ $1252Flytrippers Valuation Welcome bonus: 100,000 pts (≈ $1500) Earn on min. spend: 10,000 pts (≈ $150) Annual travel credit (year 1): can be cashed out ($200) Dining credit (year 1): $200 credit at conservative valuation (≈ $100) Card fee (year 1): deducted (-$799) Renewal bonus: 40,000 pts (≈ $600) Annual travel credit (year 2): can be cashed out ($200) Dining credit (year 2): $200 credit at conservative valuation (≈ $100) Card fee (year 2): deducted (-$799) Rewards: ≈ $2051 Card fee: $799	Unlimited access to airport lounges and flexible rewards	ends January 28^th
	American Express^{^®} Aeroplan^{^®*} Card Min. income (card): $0No minimum income required. Min. spend (bonus): $3k in 3 mos. + $1k	≈ $420Flytrippers Valuation Welcome bonus: 30,000 pts (≈ $450) Earn on $3k min. spend: 3,000 pts (≈ $45) Card fee (year 1): deducted (-$120) Renewal bonus: 10,000 pts (≈ $150) Earn on $1k min. spend: 1,000 pts (≈ $15) Card fee (year 2): deducted (-$120) Rewards: ≈ $540 Card fee: $120	Valuable Aeroplan pts without min. income and lower min. spend
	American Express^{^®} Aeroplan^{^®*} Reserve Card Min. income (card): $0No minimum income required. Min. spend (bonus): $7.5k in 3 mos.	≈ $442Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $900) Earn on min. spend: 9,375 pts (≈ $141) Card fee: deducted (-$599) Also offered but not included in Valuation: renewal bonus of 25,000 pts (≈ $375) with extra $2500 spend Rewards: ≈ $1041 Card fee: $599	For Air Canada lounge access & other AC benefits
	American Express^{^®} Business Gold Rewards Card Card: no business required Min. spend (bonus): $7.5k in 3 mos.	≈ $514Flytrippers Valuation Welcome bonus: 40,000 pts (≈ $600) Earn on min. spend: 7,500 pts (≈ $113) Card fee: deducted (-$199) Also offered but not included in Valuation: quarterly spending bonus Rewards: ≈ $713 Card fee: $199	More valuable Amex points for Aeroplan or Avios
NEW	Business Platinum Card^{^®} from American Express Card: no business required Min. spend (bonus): $15k in 3 mos.	≈ $1573Flytrippers Valuation Welcome bonus: 110,000 pts (≈ $1650) Earn on min. spend: 18,750 pts (≈ $281) Annual travel credit (year 1): can be cashed out ($200) Wireless credit (year 1): $10 per month ($120) Card fee (year 1): deducted (-$799) Renewal bonus: 40,000 pts (≈ $600) Annual travel credit (year 1): can be cashed out ($200) Wireless credit (year 2): $10 per month ($120) Card fee (year 2): deducted (-$799) Rewards: ≈ $2372 Card fee: $799	Big spenders & luxury travelers	ends January 28^th
	Marriott Bonvoy^{^™} American Express^{^®} Card Min. income (card): $0No minimum income required. Min. spend (bonus): $1.5k in 3 mos.	≈ $357Flytrippers Valuation Welcome bonus: 50,000 pts (≈ $450) Earn on min. spend: 3,000 pts (≈ $27) Card fee: deducted (-$120) Rewards: ≈ $477 Card fee: $120	Very lucrative hotel points for specific hotels
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

ALL cards from American Express

These are all the American Express credit cards, sorted by the type of rewards they earn.

The 15 cards earn 5 different rewards currencies. At the very end, you can see all American Express cards in one summary table.

Membership Rewards points

American Express issues 6 cards that earn Amex Membership Rewards points.

American Express MR credit cards
American Express Cobalt^{^®} Card
Min. income (card): $0No minimum income required.
Min. spend (bonus): $750/month for 12 months
WELCOME BONUS ( VALUATION)
≈ $744Flytrippers Valuation Welcome bonus: 15,000 pts (≈ $225) Earn on min. spend: 45,000 pts (≈ $675) Card fee: deducted (-$156)
Rewards: ≈ $900
Card fee: $156
Best for: Best overall card in Canada
American Express^{^®} Gold Rewards Card
Min. income (card): $0No minimum income required.
Min. spend (bonus): $1k/month for 12 months
WELCOME BONUS ( VALUATION)
≈ $930Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $900) Earn on min. spend: 12,000 pts (≈ $180) Annual credit: can be cashed out ($100) Card fee: deducted (-$250) Also offered but not included in Valuation: NEXUS credit ($50)
Rewards: ≈ $1180
Card fee: $250
Best for: Valuable rewards and 4 airport lounge passes

NEW Platinum Card^{^®} from American Express
Min. income (card): $0No minimum income required.
Min. spend (bonus): $10k in 3 mos.
WELCOME BONUS ( VALUATION)	ends January 28^th
≈ $1252Flytrippers Valuation Welcome bonus: 100,000 pts (≈ $1500) Earn on min. spend: 10,000 pts (≈ $150) Annual travel credit (year 1): can be cashed out ($200) Dining credit (year 1): $200 credit at conservative valuation (≈ $100) Card fee (year 1): deducted (-$799) Renewal bonus: 40,000 pts (≈ $600) Annual travel credit (year 2): can be cashed out ($200) Dining credit (year 2): $200 credit at conservative valuation (≈ $100) Card fee (year 2): deducted (-$799)
Rewards: ≈ $2051
Card fee: $799
Best for: Unlimited access to airport lounges and flexible rewards
American Express^{^®} Business Gold Rewards Card
Card: no business required
Min. spend (bonus): $7.5k in 3 mos.
WELCOME BONUS ( VALUATION)
≈ $514Flytrippers Valuation Welcome bonus: 40,000 pts (≈ $600) Earn on min. spend: 7,500 pts (≈ $113) Card fee: deducted (-$199) Also offered but not included in Valuation: quarterly spending bonus
Rewards: ≈ $713
Card fee: $199
Best for: More valuable Amex points for Aeroplan or Avios
NEW Business Platinum Card^{^®} from American Express
Card: no business required
Min. spend (bonus): $15k in 3 mos.
WELCOME BONUS ( VALUATION)	ends January 28^th
≈ $1573Flytrippers Valuation Welcome bonus: 110,000 pts (≈ $1650) Earn on min. spend: 18,750 pts (≈ $281) Annual travel credit (year 1): can be cashed out ($200) Wireless credit (year 1): $10 per month ($120) Card fee (year 1): deducted (-$799) Renewal bonus: 40,000 pts (≈ $600) Annual travel credit (year 1): can be cashed out ($200) Wireless credit (year 2): $10 per month ($120) Card fee (year 2): deducted (-$799)
Rewards: ≈ $2372
Card fee: $799
Best for: Big spenders & luxury travelers
American Express^{^®} Green Card
Min. income (card): $0No minimum income required.
Min. spend (bonus): $1k in 3 mos.
WELCOME BONUS ( VALUATION)
≈ $165Flytrippers Valuation Welcome bonus: 10,000 pts (≈ $150) Earn on min. spend: 1,000 pts (≈ $15) Card fee: no annual fee (-$0)
Rewards: ≈ $165
Card fee: $0
Best for: No annual fee lucrative rewards & Amex benefits
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

American Express MR credit cards		WELCOME BONUS ( VALUATION)	Best for
	American Express Cobalt^{^®} Card Min. income (card): $0No minimum income required. Min. spend (bonus): $750/month for 12 months	≈ $744Flytrippers Valuation Welcome bonus: 15,000 pts (≈ $225) Earn on min. spend: 45,000 pts (≈ $675) Card fee: deducted (-$156) Rewards: ≈ $900 Card fee: $156	Best overall card in Canada
	American Express^{^®} Gold Rewards Card Min. income (card): $0No minimum income required. Min. spend (bonus): $1k/month for 12 months	≈ $930Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $900) Earn on min. spend: 12,000 pts (≈ $180) Annual credit: can be cashed out ($100) Card fee: deducted (-$250) Also offered but not included in Valuation: NEXUS credit ($50) Rewards: ≈ $1180 Card fee: $250	Valuable rewards and 4 airport lounge passes
NEW	Platinum Card^{^®} from American Express Min. income (card): $0No minimum income required. Min. spend (bonus): $10k in 3 mos.	≈ $1252Flytrippers Valuation Welcome bonus: 100,000 pts (≈ $1500) Earn on min. spend: 10,000 pts (≈ $150) Annual travel credit (year 1): can be cashed out ($200) Dining credit (year 1): $200 credit at conservative valuation (≈ $100) Card fee (year 1): deducted (-$799) Renewal bonus: 40,000 pts (≈ $600) Annual travel credit (year 2): can be cashed out ($200) Dining credit (year 2): $200 credit at conservative valuation (≈ $100) Card fee (year 2): deducted (-$799) Rewards: ≈ $2051 Card fee: $799	Unlimited access to airport lounges and flexible rewards	ends January 28^th
	American Express^{^®} Business Gold Rewards Card Card: no business required Min. spend (bonus): $7.5k in 3 mos.	≈ $514Flytrippers Valuation Welcome bonus: 40,000 pts (≈ $600) Earn on min. spend: 7,500 pts (≈ $113) Card fee: deducted (-$199) Also offered but not included in Valuation: quarterly spending bonus Rewards: ≈ $713 Card fee: $199	More valuable Amex points for Aeroplan or Avios
NEW	Business Platinum Card^{^®} from American Express Card: no business required Min. spend (bonus): $15k in 3 mos.	≈ $1573Flytrippers Valuation Welcome bonus: 110,000 pts (≈ $1650) Earn on min. spend: 18,750 pts (≈ $281) Annual travel credit (year 1): can be cashed out ($200) Wireless credit (year 1): $10 per month ($120) Card fee (year 1): deducted (-$799) Renewal bonus: 40,000 pts (≈ $600) Annual travel credit (year 1): can be cashed out ($200) Wireless credit (year 2): $10 per month ($120) Card fee (year 2): deducted (-$799) Rewards: ≈ $2372 Card fee: $799	Big spenders & luxury travelers	ends January 28^th
	American Express^{^®} Green Card Min. income (card): $0No minimum income required. Min. spend (bonus): $1k in 3 mos.	≈ $165Flytrippers Valuation Welcome bonus: 10,000 pts (≈ $150) Earn on min. spend: 1,000 pts (≈ $15) Card fee: no annual fee (-$0) Rewards: ≈ $165 Card fee: $0	No annual fee lucrative rewards & Amex benefits
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Air Canada Aeroplan points

American Express issues 3 cards that earn Air Canada Aeroplan points.

American Express Aeroplan credit cards
American Express^{^®} Aeroplan^{^®*} Card
Min. income (card): $0No minimum income required.
Min. spend (bonus): $3k in 3 mos. + $1k
WELCOME BONUS ( VALUATION)
≈ $420Flytrippers Valuation Welcome bonus: 30,000 pts (≈ $450) Earn on $3k min. spend: 3,000 pts (≈ $45) Card fee (year 1): deducted (-$120) Renewal bonus: 10,000 pts (≈ $150) Earn on $1k min. spend: 1,000 pts (≈ $15) Card fee (year 2): deducted (-$120)
Rewards: ≈ $540
Card fee: $120
Best for: Valuable Aeroplan pts without min. income and lower min. spend
American Express^{^®} Aeroplan^{^®*} Reserve Card
Min. income (card): $0No minimum income required.
Min. spend (bonus): $7.5k in 3 mos.
WELCOME BONUS ( VALUATION)
≈ $442Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $900) Earn on min. spend: 9,375 pts (≈ $141) Card fee: deducted (-$599) Also offered but not included in Valuation: renewal bonus of 25,000 pts (≈ $375) with extra $2500 spend
Rewards: ≈ $1041
Card fee: $599
Best for: For Air Canada lounge access & other AC benefits

American Express^{^®} Aeroplan^{^®*} Business Reserve Card
Card: no business required
Min. spend (bonus): $10.5k in 3 mos.
WELCOME BONUS ( VALUATION)
≈ $573Flytrippers Valuation Welcome bonus: 65,000 pts (≈ $975) Earn on min. spend: 13,125 pts (≈ $197) Card fee: deducted (-$599) Also offered but not included in Valuation: renewal bonus of 25,000 pts (≈ $375) with extra $3500 spend
Rewards: ≈ $1172
Card fee: $599
Best for: Frequent Air Canada travel & maximizing Aeroplan
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

American Express Aeroplan credit cards		WELCOME BONUS ( VALUATION)	Best for
	American Express^{^®} Aeroplan^{^®*} Card Min. income (card): $0No minimum income required. Min. spend (bonus): $3k in 3 mos. + $1k	≈ $420Flytrippers Valuation Welcome bonus: 30,000 pts (≈ $450) Earn on $3k min. spend: 3,000 pts (≈ $45) Card fee (year 1): deducted (-$120) Renewal bonus: 10,000 pts (≈ $150) Earn on $1k min. spend: 1,000 pts (≈ $15) Card fee (year 2): deducted (-$120) Rewards: ≈ $540 Card fee: $120	Valuable Aeroplan pts without min. income and lower min. spend
	American Express^{^®} Aeroplan^{^®*} Reserve Card Min. income (card): $0No minimum income required. Min. spend (bonus): $7.5k in 3 mos.	≈ $442Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $900) Earn on min. spend: 9,375 pts (≈ $141) Card fee: deducted (-$599) Also offered but not included in Valuation: renewal bonus of 25,000 pts (≈ $375) with extra $2500 spend Rewards: ≈ $1041 Card fee: $599	For Air Canada lounge access & other AC benefits
	American Express^{^®} Aeroplan^{^®*} Business Reserve Card Card: no business required Min. spend (bonus): $10.5k in 3 mos.	≈ $573Flytrippers Valuation Welcome bonus: 65,000 pts (≈ $975) Earn on min. spend: 13,125 pts (≈ $197) Card fee: deducted (-$599) Also offered but not included in Valuation: renewal bonus of 25,000 pts (≈ $375) with extra $3500 spend Rewards: ≈ $1172 Card fee: $599	Frequent Air Canada travel & maximizing Aeroplan
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Marriott Bonvoy points

American Express issues 2 cards that earn Marriott Bonvoy points.

American Express Marriott credit cards
Marriott Bonvoy^{^™} American Express^{^®} Card
Min. income (card): $0No minimum income required.
Min. spend (bonus): $1.5k in 3 mos.
WELCOME BONUS ( VALUATION)
≈ $357Flytrippers Valuation Welcome bonus: 50,000 pts (≈ $450) Earn on min. spend: 3,000 pts (≈ $27) Card fee: deducted (-$120)
Rewards: ≈ $477
Card fee: $120
Best for: Very lucrative hotel points for specific hotels
Marriott Bonvoy^{^™} Business American Express^{^®} Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
WELCOME BONUS ( VALUATION)
≈ $480Flytrippers Valuation Welcome bonus : 60,000 pts (≈ $540) Earn on min. spend: 10,000 pts (≈ $90) Card fee: deducted (-$150)
Rewards: ≈ $630
Card fee: $150
Best for: For those who already have the one above
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

American Express Marriott credit cards		WELCOME BONUS ( VALUATION)	Best for
	Marriott Bonvoy^{^™} American Express^{^®} Card Min. income (card): $0No minimum income required. Min. spend (bonus): $1.5k in 3 mos.	≈ $357Flytrippers Valuation Welcome bonus: 50,000 pts (≈ $450) Earn on min. spend: 3,000 pts (≈ $27) Card fee: deducted (-$120) Rewards: ≈ $477 Card fee: $120	Very lucrative hotel points for specific hotels
	Marriott Bonvoy^{^™} Business American Express^{^®} Card Card: no business required Min. spend (bonus): $5k in 3 mos.	≈ $480Flytrippers Valuation Welcome bonus : 60,000 pts (≈ $540) Earn on min. spend: 10,000 pts (≈ $90) Card fee: deducted (-$150) Rewards: ≈ $630 Card fee: $150	For those who already have the one above
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Amex cash back

American Express issues 2 cards that earn Amex cash back.

American Express cash back credit cards
SimplyCash^{^®} Preferred Card from American Express
Min. income (card): $0No minimum income required.
Min. spend (bonus): $2k in 3 mos.
WELCOME BONUS ( VALUATION)
$80Flytrippers Valuation Welcome bonus: 10% cash back on $2k ($200) Card fee: deducted (-$120)
Rewards: $200
Card fee: $120
Best for: Cashback fans who spend more
SimplyCash^{^®} Card from American Express
Min. income (card): $0No minimum income required.
Min. spend (bonus): $2k in 3 mos.
WELCOME BONUS ( VALUATION)
$100Flytrippers Valuation Welcome bonus: 5% cash back on $2k ($100) Card fee: none (-$0)
Rewards: $100
Card fee: $0
Best for: One of best no-annual-fee cashback cards
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

American Express cash back credit cards		WELCOME BONUS ( VALUATION)	Best for
	SimplyCash^{^®} Preferred Card from American Express Min. income (card): $0No minimum income required. Min. spend (bonus): $2k in 3 mos.	$80Flytrippers Valuation Welcome bonus: 10% cash back on $2k ($200) Card fee: deducted (-$120) Rewards: $200 Card fee: $120	Cashback fans who spend more
	SimplyCash^{^®} Card from American Express Min. income (card): $0No minimum income required. Min. spend (bonus): $2k in 3 mos.	$100Flytrippers Valuation Welcome bonus: 5% cash back on $2k ($100) Card fee: none (-$0) Rewards: $100 Card fee: $0	One of best no-annual-fee cashback cards
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

No rewards

American Express issues 1 card that does not earn rewards.

American Express cards wuth no rewards
American Express Essential^{^™} Card
Min. income (card): $0No minimum income required.
Min. spend (bonus): no welcome bonus
WELCOME BONUS ( VALUATION)
–$25Flytrippers Valuation Welcome bonus: none ($0) Card fee: deducted (-$25)
Rewards: $0
Card fee: $25
Best for: Low interest rate & Amex benefits
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

American Express cards wuth no rewards		WELCOME BONUS ( VALUATION)	Best for
	American Express Essential^{^™} Card Min. income (card): $0No minimum income required. Min. spend (bonus): no welcome bonus	–$25Flytrippers Valuation Welcome bonus: none ($0) Card fee: deducted (-$25) Rewards: $0 Card fee: $25	Low interest rate & Amex benefits
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Complete list

American Express issues these 14 credit cards in Canada.

All American Express credit cards
American Express Cobalt^{^®} Card
Min. income (card): $0No minimum income required.
Min. spend (bonus): $750/month for 12 months
WELCOME BONUS ( VALUATION)
≈ $744Flytrippers Valuation Welcome bonus: 15,000 pts (≈ $225) Earn on min. spend: 45,000 pts (≈ $675) Card fee: deducted (-$156)
Rewards: ≈ $900
Card fee: $156
Best for: Best overall card in Canada
American Express^{^®} Gold Rewards Card
Min. income (card): $0No minimum income required.
Min. spend (bonus): $1k/month for 12 months
WELCOME BONUS ( VALUATION)
≈ $930Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $900) Earn on min. spend: 12,000 pts (≈ $180) Annual credit: can be cashed out ($100) Card fee: deducted (-$250) Also offered but not included in Valuation: NEXUS credit ($50)
Rewards: ≈ $1180
Card fee: $250
Best for: Valuable rewards and 4 airport lounge passes

NEW Platinum Card^{^®} from American Express
Min. income (card): $0No minimum income required.
Min. spend (bonus): $10k in 3 mos.
WELCOME BONUS ( VALUATION)	ends January 28^th
≈ $1252Flytrippers Valuation Welcome bonus: 100,000 pts (≈ $1500) Earn on min. spend: 10,000 pts (≈ $150) Annual travel credit (year 1): can be cashed out ($200) Dining credit (year 1): $200 credit at conservative valuation (≈ $100) Card fee (year 1): deducted (-$799) Renewal bonus: 40,000 pts (≈ $600) Annual travel credit (year 2): can be cashed out ($200) Dining credit (year 2): $200 credit at conservative valuation (≈ $100) Card fee (year 2): deducted (-$799)
Rewards: ≈ $2051
Card fee: $799
Best for: Unlimited access to airport lounges and flexible rewards
American Express^{^®} Aeroplan^{^®*} Card
Min. income (card): $0No minimum income required.
Min. spend (bonus): $3k in 3 mos. + $1k
WELCOME BONUS ( VALUATION)
≈ $420Flytrippers Valuation Welcome bonus: 30,000 pts (≈ $450) Earn on $3k min. spend: 3,000 pts (≈ $45) Card fee (year 1): deducted (-$120) Renewal bonus: 10,000 pts (≈ $150) Earn on $1k min. spend: 1,000 pts (≈ $15) Card fee (year 2): deducted (-$120)
Rewards: ≈ $540
Card fee: $120
Best for: Valuable Aeroplan pts without min. income and lower min. spend
American Express^{^®} Aeroplan^{^®*} Reserve Card
Min. income (card): $0No minimum income required.
Min. spend (bonus): $7.5k in 3 mos.
WELCOME BONUS ( VALUATION)
≈ $442Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $900) Earn on min. spend: 9,375 pts (≈ $141) Card fee: deducted (-$599) Also offered but not included in Valuation: renewal bonus of 25,000 pts (≈ $375) with extra $2500 spend
Rewards: ≈ $1041
Card fee: $599
Best for: For Air Canada lounge access & other AC benefits
Marriott Bonvoy^{^™} American Express^{^®} Card
Min. income (card): $0No minimum income required.
Min. spend (bonus): $1.5k in 3 mos.
WELCOME BONUS ( VALUATION)
≈ $357Flytrippers Valuation Welcome bonus: 50,000 pts (≈ $450) Earn on min. spend: 3,000 pts (≈ $27) Card fee: deducted (-$120)
Rewards: ≈ $477
Card fee: $120
Best for: Very lucrative hotel points for specific hotels
American Express^{^®} Business Gold Rewards Card
Card: no business required
Min. spend (bonus): $7.5k in 3 mos.
WELCOME BONUS ( VALUATION)
≈ $514Flytrippers Valuation Welcome bonus: 40,000 pts (≈ $600) Earn on min. spend: 7,500 pts (≈ $113) Card fee: deducted (-$199) Also offered but not included in Valuation: quarterly spending bonus
Rewards: ≈ $713
Card fee: $199
Best for: More valuable Amex points for Aeroplan or Avios
NEW Business Platinum Card^{^®} from American Express
Card: no business required
Min. spend (bonus): $15k in 3 mos.
WELCOME BONUS ( VALUATION)	ends January 28^th
≈ $1573Flytrippers Valuation Welcome bonus: 110,000 pts (≈ $1650) Earn on min. spend: 18,750 pts (≈ $281) Annual travel credit (year 1): can be cashed out ($200) Wireless credit (year 1): $10 per month ($120) Card fee (year 1): deducted (-$799) Renewal bonus: 40,000 pts (≈ $600) Annual travel credit (year 1): can be cashed out ($200) Wireless credit (year 2): $10 per month ($120) Card fee (year 2): deducted (-$799)
Rewards: ≈ $2372
Card fee: $799
Best for: Big spenders & luxury travelers
Marriott Bonvoy^{^™} Business American Express^{^®} Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
WELCOME BONUS ( VALUATION)
≈ $480Flytrippers Valuation Welcome bonus : 60,000 pts (≈ $540) Earn on min. spend: 10,000 pts (≈ $90) Card fee: deducted (-$150)
Rewards: ≈ $630
Card fee: $150
Best for: For those who already have the one above
American Express^{^®} Aeroplan^{^®*} Business Reserve Card
Card: no business required
Min. spend (bonus): $10.5k in 3 mos.
WELCOME BONUS ( VALUATION)
≈ $573Flytrippers Valuation Welcome bonus: 65,000 pts (≈ $975) Earn on min. spend: 13,125 pts (≈ $197) Card fee: deducted (-$599) Also offered but not included in Valuation: renewal bonus of 25,000 pts (≈ $375) with extra $3500 spend
Rewards: ≈ $1172
Card fee: $599
Best for: Frequent Air Canada travel & maximizing Aeroplan
American Express^{^®} Green Card
Min. income (card): $0No minimum income required.
Min. spend (bonus): $1k in 3 mos.
WELCOME BONUS ( VALUATION)
≈ $165Flytrippers Valuation Welcome bonus: 10,000 pts (≈ $150) Earn on min. spend: 1,000 pts (≈ $15) Card fee: no annual fee (-$0)
Rewards: ≈ $165
Card fee: $0
Best for: No annual fee lucrative rewards & Amex benefits
SimplyCash^{^®} Preferred Card from American Express
Min. income (card): $0No minimum income required.
Min. spend (bonus): $2k in 3 mos.
WELCOME BONUS ( VALUATION)
$80Flytrippers Valuation Welcome bonus: 10% cash back on $2k ($200) Card fee: deducted (-$120)
Rewards: $200
Card fee: $120
Best for: Cashback fans who spend more
SimplyCash^{^®} Card from American Express
Min. income (card): $0No minimum income required.
Min. spend (bonus): $2k in 3 mos.
WELCOME BONUS ( VALUATION)
$100Flytrippers Valuation Welcome bonus: 5% cash back on $2k ($100) Card fee: none (-$0)
Rewards: $100
Card fee: $0
Best for: One of best no-annual-fee cashback cards
American Express Essential^{^™} Card
Min. income (card): $0No minimum income required.
Min. spend (bonus): no welcome bonus
WELCOME BONUS ( VALUATION)
–$25Flytrippers Valuation Welcome bonus: none ($0) Card fee: deducted (-$25)
Rewards: $0
Card fee: $25
Best for: Low interest rate & Amex benefits
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

All American Express credit cards		WELCOME BONUS ( VALUATION)	Best for
	American Express Cobalt^{^®} Card Min. income (card): $0No minimum income required. Min. spend (bonus): $750/month for 12 months	≈ $744Flytrippers Valuation Welcome bonus: 15,000 pts (≈ $225) Earn on min. spend: 45,000 pts (≈ $675) Card fee: deducted (-$156) Rewards: ≈ $900 Card fee: $156	Best overall card in Canada
	American Express^{^®} Gold Rewards Card Min. income (card): $0No minimum income required. Min. spend (bonus): $1k/month for 12 months	≈ $930Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $900) Earn on min. spend: 12,000 pts (≈ $180) Annual credit: can be cashed out ($100) Card fee: deducted (-$250) Also offered but not included in Valuation: NEXUS credit ($50) Rewards: ≈ $1180 Card fee: $250	Valuable rewards and 4 airport lounge passes
NEW	Platinum Card^{^®} from American Express Min. income (card): $0No minimum income required. Min. spend (bonus): $10k in 3 mos.	≈ $1252Flytrippers Valuation Welcome bonus: 100,000 pts (≈ $1500) Earn on min. spend: 10,000 pts (≈ $150) Annual travel credit (year 1): can be cashed out ($200) Dining credit (year 1): $200 credit at conservative valuation (≈ $100) Card fee (year 1): deducted (-$799) Renewal bonus: 40,000 pts (≈ $600) Annual travel credit (year 2): can be cashed out ($200) Dining credit (year 2): $200 credit at conservative valuation (≈ $100) Card fee (year 2): deducted (-$799) Rewards: ≈ $2051 Card fee: $799	Unlimited access to airport lounges and flexible rewards	ends January 28^th
	American Express^{^®} Aeroplan^{^®*} Card Min. income (card): $0No minimum income required. Min. spend (bonus): $3k in 3 mos. + $1k	≈ $420Flytrippers Valuation Welcome bonus: 30,000 pts (≈ $450) Earn on $3k min. spend: 3,000 pts (≈ $45) Card fee (year 1): deducted (-$120) Renewal bonus: 10,000 pts (≈ $150) Earn on $1k min. spend: 1,000 pts (≈ $15) Card fee (year 2): deducted (-$120) Rewards: ≈ $540 Card fee: $120	Valuable Aeroplan pts without min. income and lower min. spend
	American Express^{^®} Aeroplan^{^®*} Reserve Card Min. income (card): $0No minimum income required. Min. spend (bonus): $7.5k in 3 mos.	≈ $442Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $900) Earn on min. spend: 9,375 pts (≈ $141) Card fee: deducted (-$599) Also offered but not included in Valuation: renewal bonus of 25,000 pts (≈ $375) with extra $2500 spend Rewards: ≈ $1041 Card fee: $599	For Air Canada lounge access & other AC benefits
	Marriott Bonvoy^{^™} American Express^{^®} Card Min. income (card): $0No minimum income required. Min. spend (bonus): $1.5k in 3 mos.	≈ $357Flytrippers Valuation Welcome bonus: 50,000 pts (≈ $450) Earn on min. spend: 3,000 pts (≈ $27) Card fee: deducted (-$120) Rewards: ≈ $477 Card fee: $120	Very lucrative hotel points for specific hotels
	American Express^{^®} Business Gold Rewards Card Card: no business required Min. spend (bonus): $7.5k in 3 mos.	≈ $514Flytrippers Valuation Welcome bonus: 40,000 pts (≈ $600) Earn on min. spend: 7,500 pts (≈ $113) Card fee: deducted (-$199) Also offered but not included in Valuation: quarterly spending bonus Rewards: ≈ $713 Card fee: $199	More valuable Amex points for Aeroplan or Avios
NEW	Business Platinum Card^{^®} from American Express Card: no business required Min. spend (bonus): $15k in 3 mos.	≈ $1573Flytrippers Valuation Welcome bonus: 110,000 pts (≈ $1650) Earn on min. spend: 18,750 pts (≈ $281) Annual travel credit (year 1): can be cashed out ($200) Wireless credit (year 1): $10 per month ($120) Card fee (year 1): deducted (-$799) Renewal bonus: 40,000 pts (≈ $600) Annual travel credit (year 1): can be cashed out ($200) Wireless credit (year 2): $10 per month ($120) Card fee (year 2): deducted (-$799) Rewards: ≈ $2372 Card fee: $799	Big spenders & luxury travelers	ends January 28^th
	Marriott Bonvoy^{^™} Business American Express^{^®} Card Card: no business required Min. spend (bonus): $5k in 3 mos.	≈ $480Flytrippers Valuation Welcome bonus : 60,000 pts (≈ $540) Earn on min. spend: 10,000 pts (≈ $90) Card fee: deducted (-$150) Rewards: ≈ $630 Card fee: $150	For those who already have the one above
	American Express^{^®} Aeroplan^{^®*} Business Reserve Card Card: no business required Min. spend (bonus): $10.5k in 3 mos.	≈ $573Flytrippers Valuation Welcome bonus: 65,000 pts (≈ $975) Earn on min. spend: 13,125 pts (≈ $197) Card fee: deducted (-$599) Also offered but not included in Valuation: renewal bonus of 25,000 pts (≈ $375) with extra $3500 spend Rewards: ≈ $1172 Card fee: $599	Frequent Air Canada travel & maximizing Aeroplan
	American Express^{^®} Green Card Min. income (card): $0No minimum income required. Min. spend (bonus): $1k in 3 mos.	≈ $165Flytrippers Valuation Welcome bonus: 10,000 pts (≈ $150) Earn on min. spend: 1,000 pts (≈ $15) Card fee: no annual fee (-$0) Rewards: ≈ $165 Card fee: $0	No annual fee lucrative rewards & Amex benefits
	SimplyCash^{^®} Preferred Card from American Express Min. income (card): $0No minimum income required. Min. spend (bonus): $2k in 3 mos.	$80Flytrippers Valuation Welcome bonus: 10% cash back on $2k ($200) Card fee: deducted (-$120) Rewards: $200 Card fee: $120	Cashback fans who spend more
	SimplyCash^{^®} Card from American Express Min. income (card): $0No minimum income required. Min. spend (bonus): $2k in 3 mos.	$100Flytrippers Valuation Welcome bonus: 5% cash back on $2k ($100) Card fee: none (-$0) Rewards: $100 Card fee: $0	One of best no-annual-fee cashback cards
	American Express Essential^{^™} Card Min. income (card): $0No minimum income required. Min. spend (bonus): no welcome bonus	–$25Flytrippers Valuation Welcome bonus: none ($0) Card fee: deducted (-$25) Rewards: $0 Card fee: $25	Low interest rate & Amex benefits
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

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