TD Cash Back Visa Infinite^* Card

Earn up to $500 in value†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500†. Conditions apply. Account must be approved by March 4, 2024.

• Bonus Eligible Purchases are Gas Purchases, Grocery Purchases & Pre-authorized payments, until a total collective spend of $3,500 of such purchases have been made†.

• Get an Annual Fee Rebate for the first year†.

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by March 5, 2024.

• Earn Cash Back Dollars on every eligible purchase.
• Emergency Road Services with Deluxe TD Auto Club Membership†
• Complimentary Visa Infinite* Concierge service† available 24/7
• Mobile Device Insurance†

• Earn 3% in Cash Back Dollars on eligible grocery Purchases and gas Purchases†, and on regularly recurring bill payments† set up on your account
• Earn 1% Cash Back Dollars on all other Purchases made with your Card†
• Redeem your Cash Back Dollars to help pay down your Account balance whenever you please – the choice is yours!†
• Your Cash Back Dollars never expire as long as your account is open and in good standing

†Terms and conditions apply.

Welcome bonus
(LIMITED-TIME OFFER — ends March 4, 2024)

10% in cash back Bonus on spending of $3,500 on grocery, gas, and recurring bill purchases (in a maximum of 3 months)

$350 in cash back Total with the bonus

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Earn on the minimum spending requirement

No base cash back Bonus earn rate is instead of the regular earn rate, not in addition to the regular earn rate

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Total rewards by unlocking the welcome bonus

$350 in cash back Welcome bonus + earn on the minimum spending requirement to unlock it

‣Apply for the TD Cash Back Visa Infinite^* Card

Flytrippers Valuation of the welcome bonus

$350 Welcome bonus
–$0 Card fee (1st year free)

$350 Total net value by unlocking the welcome bonus alone

(10% back on the minimum spending requirement of $3,500 in 3 months)

‣Learn more our Flytrippers Valuation of welcome bonuses

Rewards from welcome bonus

You will have $350 as TD cash back after unlocking the welcome bonus.

That gives you:

• $350 in free travel at the Flytrippers Valuation

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Concrete examples of redemptions

Here is the actual redemption you can get with these rewards:

$350 in very simple cash back and statement credit

‣Learn more about the best uses of TD cash back (coming soon)

Earn rates

3% cash back per $:

• Grocery purchases^† (and indirectly at all retailers offering gift cards at the grocery store)
• Gas purchases^†
• Regularly recurring bill payments† set up on your account

1% cash back per $:

• All other eligible purchases^†

‣Learn more about credit card earn rates (coming soon)

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Earning with additional cards

Fee for additional cards: $50^†
Quantity allowed: N/A
Minimum age: N/A

‣Learn more about additional cards (coming soon)

Access to the TD Lounge at Toronto Union Station^†
Not as nice as airport lounges, but this lounge provides free coffee and a few snacks.

‣Learn more about the TD Lounge at Union Station (coming soon)

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Visa Infinite Dining and Wine Country program^†
You get access to exclusive expensive gourmet experiences.

‣Learn more about the Visa Infinite Dining and Wine Country program (coming soon)

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Visa Infinite Entertainment Access^†
You get exclusive access to tickets to curated events across Canada throughout the year, including the Toronto International Film Festival.

‣Learn more about the Visa Infinite Entertainment Access program (coming soon)

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Visa Infinite Hotel Collection^†
You get exclusive perks at some expensive luxury hotels.

‣Learn more about the Visa Infinite Hotel Collection (coming soon)

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Complimentary Visa Infinite Concierge^†
You get the Visa Infinite Concierge on-call 24 hours a day, seven days a week, to help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card. 

‣Learn more about the Visa Infinite Concierge program (coming soon)

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Visa Infinite Troon Golf^†
Receive elevated Troon Rewards Silver Status at over 95 courses and 10% off on green fees, merchandise, and lessons at participating Troon Rewards golf courses.

‣Learn more about the Visa Infinite Troon Golf program (coming soon)

Insurance included

Medical travel insurance 10 days (64 years and under)^†
Medical travel insurance 4 days (65 years and over)^†
Flight delay insurance^†
Baggage delay insurance^†
Rental car insurance^†
Purchase insurance^†
Extended warranty^†
Mobile device insurance^†

‣Learn more about the TD Cash Back Visa Infinite^* Card’ insurance coverage (coming soon)

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Insurance not included

Lost or stolen luggage insurance^†
Hotel burglary insurance^†
Travel accident insurance^†
Travel cancelation insurance^†
Trip interruption insurance^†

‣Learn more about the different types of insurance coverage (coming soon)

Redemptions
Cash back is very simple, which is why it’s less valuable: you’ll get cash back directly on your statement every year.

‣Learn more about the TD cash back program (coming soon)

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Value
Like all cash back, TD cash back rewards are fixed-value rewards. TD cash back is always worth 1¢ (1% back = 1¢).

‣Learn more about TD cash back (coming soon)

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Expiry
TD cash back doesn’t expire as long as you have your card.

‣Learn more about TD cash back expiry (coming soon)

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Pooling
You cannot pool your cash back with travel companions.

‣Learn more about pooling rewards (coming soon)

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Transfers
Cash back cannot be transferred to more valuable rewards programs.

‣Learn more about point transfers (coming soon)

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Other redemption options
Cash back can only be used as cash back.

‣Learn more about why you should always use your rewards for travel (coming soon)

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Rewards program logistics
Your cash back will be applied automatically.

‣Learn more about how to get started with TD cash back (coming soon)

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Rewards program summary
Rewards: Cash back
Type: Fixed-value rewards
Subtype: “Eraser” fixed-value rewards
Variety: Bank rewards
Flytrippers Valuation: 1¢
Minimum value: 1¢
Maximum value: 1¢
Transferable: No

‣Learn more about rewards programs basics (coming soon)

Card eligibility
Minimum personal/household income: $60,000 (personal) OR $100,000 (household)^†
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: Equifax Canada

‣Learn more about credit card eligibility requirements (coming soon)

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Welcome bonus eligibility
You must not have activated or closed this specific card in the past 12 months

‣Learn more about credit card welcome bonus eligibility rules (coming soon)

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Offer end date
Offer ends March 4, 2024^†

‣Subscribe to Flytrippers’ free travel rewards newsletter to get all card updates

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Card details
Issuer: TD Bank Canada
Network: Visa
Card type: Credit card
Product type: Personal card

‣Learn more about credit card types (coming soon)

Fees and rates
Card fee: $139 (1st year free)^†
Fee for additional card: $50^†
FX fee: 2.5%^†
Purchases annual interest rate: 20.99%^†
Funds advance annual interest rate: 22.99%^† (20.99% for Québec residents)^†
Balance transfer fee: N/A

‣Learn more about why Flytrippers recommends ignoring fees and rates (coming soon)