TD Cash Back Visa Infinite* Card

Flytrippers opinion: A good cash back card.
Flytrippers Valuation
of Welcome bonus (net value)
ends May 28th

via TD secure application link
$ 200

Rewards: $200*

Card fee: $0 $139

Earn cash back
fixed-value rewards

Uses: for any expense
How to unlock bonus
spend $2000 in 3 months

(*minimum value: $200
*maximum value: $200)
Card eligibility
min. income: $60k (or $100k household)

Welcome bonus eligibility
must not have activated/closed this card in past 12 months
Terms and conditions apply. Flytrippers editorial opinion only. TD is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.
Flytrippers opinion: A good cash back card.
Flytrippers Valuation
of Welcome bonus (net value)
$ 200

Rewards: $200*

Card fee: $0 $139

How to unlock bonus
spend $2000 in 3 months

(*minimum value: $200
*maximum value: $200)
fixed-value rewards
Uses: for any expense
ends May 28th

via TD secure application link
Card eligibility
min. income: $60k (or $100k household)

Welcome bonus eligibility
must not have activated/closed this card in past 12 months
Terms and conditions apply. Flytrippers editorial opinion only. TD is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

Summary of Flytrippers' review

WHY GET THIS CARD

  • The good welcome bonus of $200
  • The fact the 1st year is free
  • The flexibility of simple cash back rewards
  • The good insurance coverage
  • The good multiplier earn rate

WHO SHOULD GET THIS CARD

  • Those who want simple cash back that’s way less valuable than travel rewards but gives more flexibility
  • Those who want a rare multiplier earn rate on recurring bill payments
  • Those who want the 1st year free even though the total value is always what you should look at

Card details

Apply online by May 28, 2023, and earn 10% Cash Back on all Purchases for the first 3 months† up to a total spend of $2,000. 

  • After your first $2,000 in Purchases, Gas Purchases, Grocery Purchases and Pre-Authorized Payments will continue to earn 6% up to a total spend of $3,500 for the first 3 months. 
  • Plus, no Annual Fee† for the first year for the Primary and Additional Cardholders. 

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening.

  • Earn Cash Back Dollars on every eligible purchase.
  • Emergency Road Services with Deluxe TD Auto Club Membership†
  • Complimentary Visa Infinite* Concierge service† available 24/7
  • Mobile Device Insurance† 

†Terms and conditions apply.

Rewards from welcome bonus

You will have $200 as TD cash back after unlocking the welcome bonus.

That gives you:

  • $200 in free travel at the Flytrippers Valuation

Concrete examples of redemptions

Here is the actual redemption you can get with these rewards:

$200 in very simple cash back and statement credit

‣Learn more about the best uses of TD cash back (coming soon)

Structure of the current offer

$200 in cash back Welcome bonus of 10% back on $2,000 in the first 3 months.

‣Apply for the TD Cash Back Visa Infinite* Card

Flytrippers Valuation of the welcome bonus

$200 Welcome bonus
–$0 Card fee (1st year free)

$200 in rewards with the welcome bonus alone

(that’s 10% back on the spending requirement of $2,000 over 3 months)

Learn more our Flytrippers Valuation of welcome bonuses

Earn rates

3% cash back per $ on eligible:

  • grocery purchases (and indirectly at all retailers offering gift cards at the grocery store)
  • gas purchases
  • regularly recurring bill payments† set up on your account

1% cash back per $ on:

  • all other eligible purchases

‣Learn more about credit card earn rates (coming soon)

Earning with additional cards

Fee for additional cards: $50
Quantity allowed: N/A
Minimum age: N/A

‣Learn more about additional cards (coming soon)

Access to the TD Lounge at Toronto Union Station
Not as nice as airport lounges, but this lounge provides free coffee and a few snacks.

‣Learn more about the TD Lounge at Union Station (coming soon)

Visa Infinite Dining and Wine Country program
You get access to exclusive expensive gourmet experiences.

‣Learn more about the Visa Infinite Dining and Wine Country program (coming soon)

Visa Infinite Entertainment Access
You get exclusive access to tickets to curated events across Canada throughout the year, including the Toronto International Film Festival.

‣Learn more about the Visa Infinite Entertainment Access program (coming soon)

Visa Infinite Hotel Collection
You get exclusive perks at some expensive luxury hotels.

‣Learn more about the Visa Infinite Hotel Collection (coming soon)

Complimentary Visa Infinite Concierge
You get the Visa Infinite Concierge on-call 24 hours a day, seven days a week, to help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card. 

‣Learn more about the Visa Infinite Concierge program (coming soon)

Visa Infinite Troon Golf
Receive elevated Troon Rewards Silver Status at over 95 courses and 10% off on green fees, merchandise, and lessons at participating Troon Rewards golf courses.

‣Learn more about the Visa Infinite Troon Golf program (coming soon)

Insurance included

Medical travel insurance 10 days (64 years and under)
Medical travel insurance 4 days (65 years and over)
Flight delay insurance
Baggage delay insurance
Rental car insurance
Purchase insurance
Extended warranty
Mobile device insurance

‣Learn more about the TD Cash Back Visa Infinite* Card’ insurance coverage (coming soon)

Insurance not included

Lost or stolen luggage insurance
Hotel burglary insurance
Travel accident insurance
Travel cancelation insurance
Trip interruption insurance

‣Learn more about the different types of insurance coverage (coming soon)

Redemptions
Cash back is very simple, which is why it’s less valuable: you’ll get cash back directly on your statement every year.

Learn more about the TD cash back program (coming soon)

Value
Like all cash back, TD cash back rewards are fixed-value rewards. TD cash back is always worth 1¢ (1% back = 1¢).

Learn more about TD cash back (coming soon)

Expiry
TD cash back doesn’t expire as long as you have your card.

Learn more about TD cash back expiry (coming soon)

Pooling
You cannot pool your cash back with travel buddies.

Learn more about pooling rewards (coming soon)

Transfers
Cash back cannot be transferred to more valuable rewards programs.

Learn more about point transfers (coming soon)

Other redemption options
Cash back can only be used as cash back.

Learn more about why you should always use your rewards for travel (coming soon)

Rewards program logistics
Your cash back will be applied automatically.

Learn more about how to get started with TD cash back (coming soon)

Rewards program summary
Rewards: Cash back
Type: Fixed-value rewards
Subtype: “Eraser” fixed-value rewards
Variety: Bank rewards
Flytrippers Valuation: 1¢
Minimum value: 1¢
Maximum value: 1¢
Transferable: No

Learn more about rewards programs basics (coming soon)

Card eligibility
Minimum personal/household income: $60,000 (personal) / $100,000 (household)
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: Equifax Canada

Learn more about credit card eligibility requirements (coming soon)

Welcome bonus eligibility
You must not have activated or closed this specific card in the past 12 months

Learn more about credit card welcome bonus eligibility rules (coming soon)

Offer end date
Offer ends May 28, 2023

Subscribe to Flytrippers’ free travel rewards newsletter to get all card updates

Card details
Issuer: TD Bank Canada
Network: Visa
Card type: Credit card
Product type: Personal card

‣Learn more about credit card types (coming soon)

Fees and rates
Card fee: $139 (1st year free)
Fee for additional card: $50
FX fee: 2.5%
Purchases annual interest rate: 20.99%
Funds advance annual interest rate: 22.99% (20.99% for Québec residents)
Balance transfer fee: N/A

Learn more about why Flytrippers recommends ignoring fees and rates (coming soon)

Start earning rewards today

And make sure to download our free checklist for when you get a new card—it includes very important mistakes to avoid
(it will open in a separate tab, or you can click here)

via TD secure application

*Beta version of card page. Sign up to get updated guide soon.*

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