Get your first
New to the US? 🇺🇸
We're launching a new guide to help you get started.
Already have at least 1 US card?
Follow these simple steps:
- Get a Canadian address
- Use a trusted friend or family member’s address if needed
- Open a free KOHO account
- Quick setup, no fees
- Call American Express Global transfer
- Use your existing credit score from your home country (if you own an Amex card, otherwise either open one or you’ll need to apply for a credit builder card).
- Apply for an Amex card that fits your needs
- We recommend the X
- Monitor your credit
- Sign up for Borrowell to track your new Canadian credit score
- Build your credit
- Use your card responsibly for at least 6 months
- Apply for additional cards when your score improves
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