| Flytrippers opinion: A no-fee card with an increased welcome bonus (but it's still pretty low). | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
 |
Flytrippers Valuation of Welcome bonus (net value) |
via BMO secure application link |
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
≈ $ 139ⓘ Rewards: ≈ $139 Card fee: $0 |
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
Card eligibility
minimum income required: $15k Welcome bonus eligibility must not have had this specific card since March 24, 2025 |
AIR MILES Miles (more simple)
Bonus: 1.2k pts Earn on min. spend: 120 pts (total: 1,320 pts) • ≈ $139 to ≈ $158 for any travel booked on the AIR MILES website • $139 for merchandise at AIR MILES partners |
How to unlock bonus
spend $1,500 in 110 days Interest rates: Purchases: 21.99% Cash advances: 23.99% (QC: 21.99%) Balance transfers: 23.99% (QC: 21.99%) |
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Terms and conditions apply. Flytrippers editorial opinion only. BMO is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Offer structure
1200 Miles Total with the welcome bonus
Total rewards by unlocking the welcome bonus
1320 Miles Welcome bonus + Earn on the minimum spending requirement to unlock the welcome bonus
Net value (at our Flytrippers Valuation of 10.5¢/pt)
$139 Total net value by unlocking the welcome bonus
‣ Details about our Flytrippers Valuation of welcome bonuses
━
Effective return rate
9.3% Return on the minimum spending requirement of $1,500 in 110 days
‣ Details about effective return rates (coming soon)
━
Rewards acquisition summary
$139 Rewards you get for $0 in fees paid
Value of redemption options (welcome bonus)
For each available redemption option, here is the value of the 1320 AIR MILES Miles you get by unlocking the welcome bonus:
‣ Details about the AIR MILES program (coming soon)
━
Value of redemption options (per point)
For each available redemption option, here is the value per AIR MILES Mile to help you understand:
Welcome offer: Get 1,200 AIR MILES Bonus Miles!* That’s enough for $120 towards purchases with AIR MILES Cash.*
Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.*
Earn Miles over 10x faster than other AIR MILES collectors.*
Get 3x the Miles for every $25 spent at participating AIR MILES Partners. Get 2x the Miles for every $25 spent at any eligible grocery store, wholesale club, membership-based retailer and alcohol retailer.*
2x the Miles for every $25 spent at any eligible wholesale clubs, membership-based retailers and alcohol retailers.*
Plus, 1 Mile for every $25 that you spend with your credit card everywhere else.*
Use your BMO AIR MILES Mastercard and AIR MILES Collector Card at an AIR MILES Partner to earn Reward Miles from both.*
Plus, you now have the flexibility to move your Miles between Cash and Dream with our new Transfer Miles feature, so if you want to turn your Cash Miles into a dream vacation, go for it!
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
*Terms and conditions apply
⚠️ Full card resource page coming soon (📨get an alert once it’s ready)
via BMO secure application
We’ll help you know everything about your rewards and your card so you can maximize them!
Join 100,000+ savvy Canadians who get the best newsletter for travelers.
Terms & conditions — Travel rewards
†Terms and conditions apply.
This content is not sponsored. However, this page may contain some affiliate links that allow Flytrippers to earn a commission at absolutely no cost to you. Thank you for using our links and helping us keep all our content free for everyone. This helps us fulfill our mission of helping Canadians travel more for less.
The views and opinions expressed on this page are purely our own. They have not been provided, approved, endorsed, or ratified by any third party mentioned on the site.
Financial institutions are not responsible for updating or ensuring the accuracy of the information on Flytrippers’ website. All the information was independently collected by Flytrippers and not provided by financial institutions.
All offers described on the Flytrippers website are subject to the financial institutions’ latest terms and conditions, which can be found on their official website. No efforts are spared to ensure this page is up to date but offers from financial institutions change quickly. It is your responsibility to ensure the accuracy of these offers on their website. Flytrippers will not accept any responsibility for the accuracy of the offers or the result of your actions.
Flytrippers’ website does not contain all available credit card offers or all available credit card products on the market. In addition, Flytrippers never shares an offer if it is not considered advantageous for some travelers, at its sole discretion.
No author on Flytrippers’ website is a financial advisor, a financial planner, a legal professional, or a tax professional. No author on Flytrippers’ website can in any way be considered as such.
All articles, pages, and content on Flytrippers’ website are merely personal opinions of a general nature and are for informational purposes only and should not be considered advice for specific situations. It is your responsibility to perform your own personal research to ensure that travel rewards are appropriate for your own situation.
You can learn more about our terms of use here.