BMO AIR MILES®† MasterCard®*

Flytrippers opinion: One of the best welcome bonuses ever seen in Canada on a no-fee card.
Flytrippers Valuation
of Welcome bonus (net value)		 ends September 30th

via BMO secure application link
≈ $ 280ⓘ

Rewards: ≈ $280

Card fee: $0
Card eligibility
minimum income required: $15k

Welcome bonus eligibility
must not have had
this specific card
since August 1, 2024 		AIR MILES Miles (more simple) + ≈ $108 in fuel discounts
Bonus: 1.5k pts
Earn on min. spend: 137 pts (total: 1,637 pts)

• ≈ $172 to ≈ $196 for any travel
booked on the AIR MILES website
• $172 for merchandise
at AIR MILES partners 		How to unlock bonus
spend $1,000 in 3 months
+ 8 fill-ups (optional)

Interest rates:
Purchases: 20.99%
Cash advances: 22.99%
Cash advances (QC): 21.99%
Terms and conditions apply. Flytrippers editorial opinion only. BMO is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

Summary of Flytrippers' review

WHY GET THIS CARD

  • Good welcome bonus of ≈ $280 (≈ $172 in Miles and ≈ $108 in fuel discounts)
  • One of the highest welcome bonuses ever seen in Canada for a no-fee card
  • Rewards of the more simple type that can be used for almost any travel expense
  • The fact it’s a no-annual-fee card

WHO SHOULD GET THIS CARD

  • Those who want rewards that are more simple and can be applied to almost any travel
  • Those with lower income (minimum income requirement of only $15k)
  • Those who want a no-annual-fee card (even though the total net value is always what you should look at)

How to learn more

All card details

Offer structure

  • 800 Miles Bonus after spending $1,000 (in a maximum of 3 months)

800 Miles Total with the welcome bonus

‣ Apply for the BMO AIR MILES MasterCard

Total rewards by unlocking the welcome bonus

  • 800 Miles Welcome bonus
  • 80 Miles Estimated earn on the $1,000 minimum spending requirement (at multiplier earn rate of 2 pts/$25)

880 Miles Welcome bonus  + Earn on the minimum spending requirement to unlock the welcome bonus

‣ Apply for the BMO AIR MILES MasterCard

Net value (at our Flytrippers Valuation of 10.5¢/pt)

  • $84 Bonus after min. spending (800 pts)
  • $8 Earn on the required spending (80 pts)
  • –$0 Card fee (no-annual-fee card)

$92 Total net value by unlocking the welcome bonus

‣ Details about our Flytrippers Valuation of welcome bonuses

━

Effective return rate

9.2% Return on the minimum spending requirement of $1,000 in 3 months

‣ Details about effective return rates (coming soon)

━

Rewards acquisition summary

$92 Rewards you get for $0 in fees paid

‣ Apply for the BMO AIR MILES MasterCard

Value of redemption options (welcome bonus)

For each available redemption option, here is the value of the 880 AIR MILES Miles you get by unlocking the welcome bonus:

  • ≈ $92 to ≈ $106 Any trips on the AIR MILES website
  • $92 Merchandise at participating stores
  • ≈ $70 Merchandise online

‣ Details about the AIR MILES program (coming soon)

━

Value of redemption options (per point)

For each available redemption option, here is the value per AIR MILES Mile to help you understand:

  • ≈ 10.5¢ to ≈ 12¢ Any trips on the AIR MILES website
  • 10.5¢ Merchandise at participating stores
  • ≈ 8¢ Merchandise online

‣ Details of the value per point

⚠️ Full card resource page coming soon (📨get an alert once it’s ready)

Start earning rewards today

And make sure to download our free checklist for when you get a new card—it includes very important mistakes to avoid
(it will open in a separate tab, or you can click here)

APPLY NOW

via BMO secure application

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Terms & conditions — Travel rewards

†Terms and conditions apply.

This content is not sponsored. However, this page may contain some affiliate links that allow Flytrippers to earn a commission at absolutely no cost to you. Thank you for using our links and helping us keep all our content free for everyone. This helps us fulfill our mission of helping Canadians travel more for less.

The views and opinions expressed on this page are purely our own. They have not been provided, approved, endorsed, or ratified by any third party mentioned on the site.

Financial institutions are not responsible for updating or ensuring the accuracy of the information on Flytrippers’ website. All the information was independently collected by Flytrippers and not provided by financial institutions.

All offers described on the Flytrippers website are subject to the financial institutions’ latest terms and conditions, which can be found on their official website. No efforts are spared to ensure this page is up to date but offers from financial institutions change quickly. It is your responsibility to ensure the accuracy of these offers on their website. Flytrippers will not accept any responsibility for the accuracy of the offers or the result of your actions.

Flytrippers’ website does not contain all available credit card offers or all available credit card products on the market. In addition, Flytrippers never shares an offer if it is not considered advantageous for some travelers, at its sole discretion.

No author on Flytrippers’ website is a financial advisor, a financial planner, a legal professional, or a tax professional. No author on Flytrippers’ website can in any way be considered as such.

All articles, pages, and content on Flytrippers’ website are merely personal opinions of a general nature and are for informational purposes only and should not be considered advice for specific situations. It is your responsibility to perform your own personal research to ensure that travel rewards are appropriate for your own situation.

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