Start getting travel rewards with the BMO Rewards MasterCard now
via BMO secure application
*Beta version of card page. Sign up to get updated guide soon.*
in free travel after $1,000 in 3 months
The BMO Rewards MasterCard has a lower welcome bonus and earn rate, and limited insurance coverage and benefits, as most no-annual-fee cards do.
But it has a low minimum income requirement of $15k, is accepted at Costco, and you can add additional cardholders to earn more.
Also, BMO Rewards points are very easy to use.
It also has a special 0.99% introductory interest rate on Balance Transfers for 9 months (2% fee applies to balance amounts transferred), but Flytrippers strongly recommends never carrying a balance on any credit card.
Finally, as a cardholder you can get up to 25% off car rentals at National®#† Car Rental and Alamo®*‡ Rent A Car locations worldwide.
Your welcome bonus will be worth 7% more if you are able to unlock it before May 5th.
Card offer ends October 31st, 2021.
BMO is not responsible for maintaining the content on this site. Please click on the Get this card link for the most up to date information.
Welcome bonus of 10,000 BMO Rewards points
= $67 (fixed value of 0.67 ¢/pt)
Earning of 1,000 points on the $1,000 minimum spend
= $7 (at base earn rate)
= $0 (Card has no annual fee)
Flytrippers Valuation of Welcome Bonus
= $74 in free travel
+ all points earned with your regular purchases
After the $74 Welcome Bonus…
Earn rate at fixed value (= 0.67¢ per BMO Rewards point):
BMO Rewards points are fixed-value points, so they give you great flexibility but can not give you outsized value (or give you a good deal or “rebate” compared to the cash price).
They are almost 100% flexible, as they can be applied to many types of travel expenses as a travel credit. But you have to book via the BMO Rewards website, so you have to make sure they have the best price (they do have a price match feature though).
More details about BMO Rewards points coming soon.
Purchase protection (90 days)
Extended warranty (1 year)
No medical travel insurance
No trip cancelation insurance
No trip interruption/delay insurance
No car rental insurance
No flight delay insurance
No baggage delay/loss insurance
No hotel burglary insurance
via BMO secure application
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