Cathay World Elite^® Mastercard^® – powered by Neo (not available in QC)

Offer structure (2 separate bonuses)

• 20,000 points Bonus upon approval (no minimum spending)
• 20,000 points Bonus after spending $5,000 (in a maximum of 90 days)

40,000 points Total with the 2 parts of the bonus

‣ Apply for the Cathay World Elite^® Mastercard^® – powered by Neo

Total rewards by unlocking the welcome bonus

• 40,000 points Welcome bonus (2 parts)
• 5,000 points Minimum earn on the minimum spending requirement of $5,000 (at base earn rate of 1 pt/$)

45,000 points Welcome bonus + Earn on the minimum spending requirement to unlock it

‣ Apply for the Cathay World Elite^® Mastercard^® – powered by Neo

Net value (at our Flytrippers Valuation of ≈ 1.3¢/pt)

• ≈ $260 Bonus upon approval (20,000 pts)
• ≈ $260 Bonus after min. spend of $5k (20,000 pts)
• ≈ $65 Earn on min. spend of $5k (5,000 pts)
• –$180 Card fee (deducted from Valuation)

≈ $405 Total net value by unlocking the welcome bonus alone

‣ Details about our Flytrippers Valuation of welcome bonuses

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Effective return rate

≈ 8.1% Return on the minimum spending requirement of $5,000 in 3 months

‣ Details about effective return rates (coming soon)

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Rewards acquisition summary

≈ $585 Rewards you get for $180 in fees paid

‣ Apply for the Cathay World Elite^® Mastercard^® – powered by Neo

Value of redemption options (welcome bonus)

For each available redemption option, here is the value of the 45,000 Asia Miles you get by unlocking the welcome bonus:

• ≈ $855 to UNLIMITED Specific flights in business class and first class (Cathay Pacific and partners)
• ≈ $585 Specific flights in economy (Cathay Pacific and partners)

‣ Details of the best redemptions of Asia Miles (coming soon)

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Value of redemption options (per point)

For each available redemption option, here is the value per Asia Mile to help you understand:

• ≈ 1.8¢/pt to UNLIMITED Specific flights in business class and first class (Cathay Pacific and partners)
• ≈ 1.3¢/pt Specific flights in economy (Cathay Pacific and partners)

‣ Details of the value per point

Redemptions for flights in premium cabins

Flights in first class and business class are what can give you the best value. It’s a redemption of the more lucrative type. The value depends on the flight chosen. The amount of points required is not tied to the cash price of flights. The amount of points is fixed by the price chart (prices are limited so available seats are limited).

Redeem your 45,000 Asia Miles for one-way flights (roundtrips are simply twice the price):

• 28,000 Miles Short-distances within Asia
• 84,000 Miles Canada to Middle East on Qatar Airways or Royal Jordanian
• 125,000 Miles First class (not business class) from Vancouver to Hong Kong
• 160,000 Miles First class (not business class) from Toronto to Hong Kong
• 210,000 Miles Round-the-world trip with 5 stopovers

‣ Details of the best redemptions of Asia Miles (coming soon)

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Redemptions for flights in economy

Exactly the same principle and works the same, but in economy so prices in the price chart are lower.

Redeem your 45,000 Asia Miles for one-way flights (roundtrips are simply twice the price):

• 10,000 Miles Short-distances within Asia
• 27,000 Miles Vancouver to East Asia or Southeast Asia
• 38,000 Miles Toronto to East Asia or Southeast Asia
• 130,000 Miles Round-the-world trip with 5 stopovers

‣ Details of the best redemptions of Asia Miles (coming soon)

Discount on Cathay Pacific flights paid in cash

You save 5%-15% depending on the fare class, by using your card to pay for Cathay Pacific flights.

‣ Details about the Neo Cathay discount (coming soon)

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Secured version available for those with no credit history or bad credit

Scroll down on the Neo page to apply for that version if you want.

‣ Details about the Neo Cathay secured version (coming soon)

Insurance included

• Medical travel insurance for age 59 and under (14 days) ***RARE card that requires trip to be paid with card for this type of coverage***
• Flight delay insurance
• Trip cancelation insurance
• Trip interruption insurance
• Travel accident insurance
• Delayed and lost baggage insurance
• Rental car insurance
• Hotel burglary insurance
• Extended warranty coverage
• Purchase protection coverage

‣ Details about the insurance coverage included with the card (coming soon)

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Insurance not included (among the main types)

• Medical travel insurance for age 60 and above
• Mobile device insurance

‣ Details about the different types of insurance coverage (coming soon)

Earn rates (and effective return at our Flytrippers Valuation)

5 Asia Miles per $ (≈ 6.5%):

• Mysterious “Neo partners” that aren’t listed anywhere

2 Asia Miles per $ (≈ 2.6%):

• Foreign currency transactions
• Cathay Pacific

1 Asia Mile per $ (≈ 1.3%):

• Everywhere else

‣ Details about credit card earn rates (coming soon)

How to get started

• Apply for the TD^® Aeroplan^® Visa Infinite* Card
• Be approved to unlock 1^st part of bonus (no minimum spend)
• Spend $5,000 (in a maximum of 3 months) to unlock 2^nd part of bonus

‣ Details about the steps to follow when applying for a new card in Flytrippers’ free checklist

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How to use/manage rewards

• Create a Cathay Pacific/Asia Miles online account in a few clicks
• Use/manage your Asia Miles on the Cathay Pacific/Asia Miles website

‣ Learn more about how to use/manage Asia Miles (coming soon)