MBNA True Line® Mastercard®

This offer is only available to residents of Canada other than the province of Québec (Québec residents eligible for a competing alternative).

Flytrippers opinion: A great balance transfer offer to get 0% interest rate for 12 months (3% transfer fee).
Flytrippers Valuation
of Welcome bonus (net value)

via MBNA secure application link
$ 0

Rewards: $0

Card fee: $0

Card eligibility
no minimum income
required

Welcome bonus eligibility
must not currently have this specific card
No rewards (no rewards)
Bonus: None
Earn on min. spend: 0 pts (total: 0k pts)
How to unlock bonus
no welcome bonus




Terms and conditions apply. Flytrippers editorial opinion only. MBNA is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

Summary of Flytrippers' review

WHY GET THIS CARD

  • 0% interest rate for 12 months on balance transfers (3% transfer fee)
  • No annual fee 

WHO SHOULD GET THIS CARD

  • Those who have outstanding balances on any card not issued by MBNA or TD

Card details

Welcome bonus structure

0% interest rate for 12 months on balance transfers completed within 90 days (3% transfer fee)

Apply for the MBNA True Line Mastercard

Value of the welcome bonus offer

Depends on your amount of balances and the interest rates on your other cards

Apply for the MBNA True Line Mastercard

Value of redemption options

No rewards

Earn rates

No rewards

Earning with additional cards

Fee for additional cards: $0
Quantity allowed: 9
Minimum age: N/A

‣Learn more about additional cards (coming soon)

Discount on rental cars
You get a minimum of 10% off rental cars (Canada and U.S.) or 5% off (worldwide) with AVIS and Budget.

‣Learn more about the MBNA rental car benefits (coming soon)

MBNA Payment Plan 
Transform an eligible purchase of over $100 into fixed monthly payments (6, 12, or 18 month plans).

‣Learn more about the MBNA Payment Plan benefit (coming soon)

Insurance included

None

‣Learn more about the insurance coverage included with the MBNA True Line Mastercard (coming soon)

Insurance not included

Medical travel insurance
Trip cancelation insurance
Trip interruption insurance
Flight delay insurance
Rental car insurance
Delayed and lost baggage insurance
Travel accident insurance
Hotel burglary insurance
Purchase protection coverage
Extended warranty coverage
Mobile device insurance

‣Learn more about the different types of insurance coverage (coming soon)

Card eligibility
Minimum income: $0
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: TransUnion Canada

Learn more about credit card eligibility requirements (coming soon)

Welcome bonus eligibility
You must not currently have the MBNA True Line Mastercard 

Learn more about credit card welcome bonus eligibility rules (coming soon)

Offer end date
Offer subject to change at any time

Subscribe to Flytrippers’ free travel rewards newsletter to get all card updates

Card details
Issuer: MBNA Canada
Network: Mastercard
Card type: Credit card
Product type: Personal card

‣Learn more about credit card types basics (coming soon)

Annual fee
Card fee: $0/year
Fee for additional card: $0

‣Learn more about why Flytrippers recommends never looking at the fee alone (coming soon)

Rates
Foreign transaction fee: 2.5%
Purchases interest rate: 12.99%
Cash advances interest rate: 24.99% 
Balance transfer interest rate: 12.99% (0% for the first 12 months)
Balance transfer fee: 3%

Learn more about why Flytrippers recommends ignoring rates (coming soon)

You could get a 0% promotional annual interest rate (“AIR”) for 12 months on balance transfers✪ completed within 90 days of account opening, with a 3% transfer fee.

• No annual fee

• Standard Annual Interest Rates of 12.99% on eligible purchases, 12.99% on balance transfers✪, and 24.99% on cash advances

• You could get a 0% promotional annual interest rate (“AIR”) for 12 months on balance transfers✪ completed within 90 days of account opening, with a 3% transfer fee.

• Around-the-clock fraud protection

• Use available credit on your credit card to transfer funds right to your chequing account.

Apply for the MBNA True Line® Mastercard® credit card today

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the <Apply Now> button.

, ✪, Terms and Conditions apply. This offer is not available for residents of Quebec. For residents of Quebec, please click here. Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button. The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

Start saving on interest today

And make sure to download our free checklist for when you get a new card—it includes very important mistakes to avoid
(it will open in a separate tab, or you can click here)

via MBNA secure application

*Beta version of card page. Sign up to get updated guide soon.*

Terms & conditions — Travel rewards

Terms and conditions apply.

This content is not sponsored. However, this page may contain some affiliate links that allow Flytrippers to earn a commission at absolutely no cost to you. Thank you for using our links and helping us keep all our content free for everyone. This helps us fulfill our mission of helping Canadians travel more for less.

The views and opinions expressed on this page are purely our own. They have not been provided, approved, endorsed, or ratified by any third party mentioned on the site.

Financial institutions are not responsible for updating or ensuring the accuracy of the information on Flytrippers’ website. All the information was independently collected by Flytrippers and not provided by financial institutions.

All offers described on the Flytrippers website are subject to the financial institutions’ latest terms and conditions, which can be found on their official website. No efforts are spared to ensure this page is up to date but offers from financial institutions change quickly. It is your responsibility to ensure the accuracy of these offers on their website. Flytrippers will not accept any responsibility for the accuracy of the offers or the result of your actions.

Flytrippers’ website does not contain all available credit card offers or all available credit card products on the market. In addition, Flytrippers never shares an offer if it is not considered advantageous for some travelers, at its sole discretion.

No author on Flytrippers’ website is a financial advisor, a financial planner, a legal professional, or a tax professional. No author on Flytrippers’ website can in any way be considered as such.

All articles, pages, and content on Flytrippers’ website are merely personal opinions of a general nature and are for informational purposes only and should not be considered advice for specific situations. It is your responsibility to perform your own personal research to ensure that travel rewards are appropriate for your own situation.

You can learn more about our terms of use here.

Share this post to help us help more people travel more for less: