Scotia Momentum® Visa Infinite* Card

Flytrippers opinion: A great card to pay for taxes, rent, car payments, tuition, utilities, and more.
Scotia Momentum® Visa Infinite +* Card Flytrippers Valuation
of Welcome bonus (net value)		 ends April 30th

via Scotia secure application link
$ 200ⓘ

Rewards: $200

Card fee: $0 $120
Card eligibility
min. income: $60k
OR $100k (household)

Welcome bonus eligibility
must not have had any
Scotia card (incl. "joint" cards)
in the past 2 years 		Cash back (more simple)
Bonus: 10% cash back
(bonus rate replaces regular earn rate)

• $200 as simple
cash back
 
  		How to unlock bonus
spend $2,000
in 3 months
Terms and conditions apply. Flytrippers editorial opinion only. Scotia is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

Summary of Flytrippers' review

WHY GET THIS CARD

  • Welcome bonus of $200
  • Rewards of the more simple type that apply to your statement
  • 4% earn rate in grocery stores (including gift cards)
  • 2.25% net earn rate on taxes, rent, car payments, tuition, etc. with Chexy (4% minus 1.75% fee)
  • Good insurance

WHO SHOULD GET THIS CARD

  • Those who want rewards that are more simple but have a lower value
  • Those who want simple cash back on their tax, rent, car, tuition, and other payments that normally can’t be made with credit cards

All card details

⚠️ Full card resource page coming soon (📨get an alert once it’s ready)

Offer structure

  • 10% cash back Special earn rate on $2,000 spent in the first 3 months

$200 in cash back Total bonus

‣ Apply for the Scotia Momentum® Visa Infinite* Card

Total rewards by unlocking the welcome bonus

  • $200 Welcome bonus
  • $0 Earn on the minimum spending requirement (special earn rate replaces the regular earn rate)

$200 in cash back Welcome bonus + Earn on the minimum spending requirement to unlock it

‣ Apply for the Scotia Momentum® Visa Infinite* Card

Net value

  • $200 Welcome bonus
  • –$0 Card fee (rebated the 1st year)

$200 Total net value by unlocking the welcome bonus alone

‣ Details about our Flytrippers Valuation of welcome bonuses

━

Effective return rate

10.0% Return on the minimum spending requirement of $2,000 in 3 months

‣ Details about effective return rates (coming soon)

━

Rewards acquisition summary

$200 Rewards you get for $0 in fees paid

‣ Apply for the Scotia Momentum® Visa Infinite* Card

Earn rates

4%:

  • Groceries
  • Recurring payments (bills, subscriptions, Chexy, etc.)

2%:

  • Gas
  • Electric vehicle charging
  • Daily transit
  • Taxi and rideshares
  • Food delivery

1%:

  • All other purchases

‣ Details about credit card earn rates (coming soon)

How to learn more

Start earning rewards today

And make sure to download our free checklist for when you get a new card—it includes very important mistakes to avoid
(it will open in a separate tab, or you can click here)

APPLY NOW

via Scotia secure application

Questions?
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Terms & conditions — Travel rewards

†Terms and conditions apply.

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Financial institutions are not responsible for updating or ensuring the accuracy of the information on Flytrippers’ website. All the information was independently collected by Flytrippers and not provided by financial institutions.

All offers described on the Flytrippers website are subject to the financial institutions’ latest terms and conditions, which can be found on their official website. No efforts are spared to ensure this page is up to date but offers from financial institutions change quickly. It is your responsibility to ensure the accuracy of these offers on their website. Flytrippers will not accept any responsibility for the accuracy of the offers or the result of your actions.

Flytrippers’ website does not contain all available credit card offers or all available credit card products on the market. In addition, Flytrippers never shares an offer if it is not considered advantageous for some travelers, at its sole discretion.

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All articles, pages, and content on Flytrippers’ website are merely personal opinions of a general nature and are for informational purposes only and should not be considered advice for specific situations. It is your responsibility to perform your own personal research to ensure that travel rewards are appropriate for your own situation.

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