TD^® Aeroplan^® Visa^* Platinum Card

Earn up to $500 in value^†, including up to 20,000 Aeroplan points† and no Annual Fee for the first year^†. Conditions Apply. Must apply by September 5, 2023.

• Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card^† 
• Earn an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening^† 
• Get an annual fee rebate for the first year†.

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by September 6, 2023.

• Earn Aeroplan Points on your everyday purchases
• Take advantage of an extensive suite of travel insurance.
• Save on qualifying car rentals at participating Avis and Budget locations.

^†Terms and conditions apply.

Welcome bonus structure (2 separate bonuses)
(LIMITED-TIME OFFER — ends September 5, 2023)

10,000 points Bonus upon approval
10,000 points Bonus after spending $1,000 (in a maximum of 3 months)

20,000 points Total with the 2 parts of the bonus

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Earn on the minimum spending requirement

1,000 points Estimated earn on the minimum spending requirement of $1,000 (at multiplier earn rate of 1 pt/$)

━

Total rewards by unlocking the welcome bonus

21,000 points Welcome bonus + earn on the minimum spending requirement to unlock it

‣Apply for the TD^® Aeroplan^® Visa^* Platinum Card

Flytrippers Valuation of the welcome bonus

≈ $150 Welcome bonus after first purchase (10,000 pts at ≈ 1.5¢/pt)
≈ $150 Welcome bonus after min. spend (10,000 pts at ≈ 1.5¢/pt)
≈ $15 Earn on the required spending (1,000 pts at ≈ 1.5¢/pt)
–$0 Card fee (1st year free)

≈ $315 in net value with the welcome bonus alone

(≈ 32% back on the minimum spending requirement of $1,000 in 3 months)

‣Learn more about our Flytrippers Valuation of welcome bonuses

Rewards from welcome bonus

You will have 21,000 Aeroplan points after unlocking the welcome bonus.

That gives you:

• ≈ $315 in rewards at the Flytrippers Valuation

Concrete examples of redemptions

Here are some of the actual redemptions you can get with these rewards:

3 one-way short-distance reward flights such as Montreal-New York or Montreal-Washington

2 one-way medium-distance reward flights such as Montreal-Miami or Montreal-Nashville

1.5 one-way longer distance reward flights such as Montreal-Costa Rica or Montreal-Mexico

2.5 one-way short-distance reward flights in several regions of the world

≈ $230 discount on Air Canada flights without having to be flexible or having to choose specific flights

‣Learn more about the best uses of Aeroplan points

Earn rates

1 point per $ (≈ 1.5%):

• Grocery purchases^† (and indirectly at all retailers offering gift cards in grocery stores)
• Gas purchases^†
• Air Canada purchases^†

1 point per $1.50
which equals
0.667 points per $ (≈ 1%):

• All other eligible purchases^†

Earning with additional cards

Fee for additional cards: $35^†
Quantity allowed: N/A
Minimum age: N/A

‣Learn more about additional cards (coming soon)

Preferred pricing for Aeroplan flights on Air Canada^†
Cardmembers get slightly lower prices when redeeming Aeroplan points for reward flights on Air Canada (not partner airlines).

‣Learn more about Aeroplan preferred pricing (coming soon)

Starbucks partnership^†
You get 50% more TD Rewards points and 50% more Stars

‣Learn more about the TD and Starbucks partnership (coming soon)

10% discount on rental cars^†
Save 10% at Avis and Budget in Canada and the USA and at least 5% at international locations.

‣Learn more about the TD car rental benefit (coming soon)

Insurance included

Flight delay insurance ($500, 4hr minimum)^†
Travel accident insurance^†
Delayed and lost baggage insurance^†
Rental car insurance^†
Hotel burglary insurance^†
Purchase protection coverage^†
Extended warranty coverage^†
Mobile device insurance^†

‣Learn more about the insurance coverage included with the TD^® Aeroplan^® Visa^* Platinum Card (coming soon)

Insurance not included

Medical travel insurance^†
Trip cancelation insurance^†
Trip interruption insurance^†

‣Learn more about the different types of insurance coverage (coming soon)

Redemptions
Aeroplan points can be used for specific flights to maximize their value (on partner airlines) or for any seat on any flight for to have more flexibilty (on Air Canada).

‣Learn more about the Aeroplan rewards program (coming soon)

Pricing
Aeroplan points are variable-value rewards (the value depends on how you use them; our Flytrippers Valuation is ≈ 1.5¢).

‣Learn more about Aeroplan points (coming soon)

Expiry
Aeroplan points never expire as long as you have the card. And even if you no longer have the card, you can easily extend the expiration indefinitely.

‣Learn more about Aeroplan points expiry (coming soon)

Pooling
Aeroplan points can be pooled into a shared account if you have travel companions.

‣Learn more about pooling Aeroplan points (coming soon)

Transfers
Aeroplan points cannot be transferred.

‣Learn more about Aeroplan point transfers (coming soon)

Other redemption options
Aeroplan points can be used for rewards other than flights, but this should be avoided.

‣Learn more about why you should always use your rewards for travel (coming soon)

Rewards program logistics
Aeroplan points can be used directly on the Air Canada website or app.

‣Learn more about how to get started with Aeroplan rewards (coming soon)

Rewards program summary
Rewards: Air Canada Aeroplan points
Type: Variable-value rewards
Subtype: “Standard” or “Dynamic” Rewards (depending on the airline)
Variety: Airline rewards 
Flytrippers Valuation: ≈ 1.5¢ per point
Minimum value: None
Maximum value: Unlimited
Transferable: No

‣Learn more about rewards programs basics (coming soon)

Card eligibility
Minimum personal/household income: $0^†
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: Equifax Canada

‣Learn more about credit card eligibility requirements (coming soon)

Welcome bonus eligibility
You must not have opened this specific card in the past 12 months AND you must not have obtained a welcome bonus on another light gray Aeroplan card in the past ≈ 18 months

‣Learn more about credit card welcome bonus eligibility rules (coming soon)

Offer end date
Offer ends September 5, 2023^†

‣Subscribe to Flytrippers’ free travel rewards newsletter to get all card updates

Card details
Issuer: TD Bank Canada
Network: Visa
Card type: Credit card
Product type: Personal card

‣Learn more about credit card types basics (coming soon)

Fees and rates
Card fee: $89/year (1st year free)^†
Fee for additional card: $35^†
FX fee: 2.5%^†
Purchases annual interest rate: 20.99%^†
Funds advance annual interest rate: 22.99% ^†(20.99% for Québec residents)^†
Balance transfer fee: N/A

‣Learn more about why Flytrippers recommends ignoring fees and rates (coming soon)