TD Cash Back Visa^* Card

Earn up to $50 in Cash Back Dollars^† with the TD Cash Back Visa Card. Conditions apply. Offer effective as of June 4, 2025. 

• Earn $10 in Cash Back Dollars on first purchase with your card^†. 

• Earn an additional $40 in Cash Back Dollars when you reach a spend of $1,500 in the first 3 months of account opening^†. 

• Cash Back Dollars can be redeemed to help pay down your account balance^†. 

• For every eligible purchase you make, you earn Cash Back Dollars credit for a percentage of that purchase. 

• Earn 1% in Cash Back Dollars on Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases^†.    

• Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card^†. 

• Once your Cash Back Dollars balance hits $25, you can redeem those Cash Back Dollars as credit towards your account balance^†. 

• Your Cash Back Dollars never expire as long as your account is open and in good standing. 

• Earn 50% more Stars at participating Starbucks^® stores. Conditions apply.  

• Save with Avis Rent A Car and Budget Rent A Car: Use your Canadian TD Credit Card to save a minimum of 10% off the lowest available base rates^† in Canada and the U.S., and a minimum of 5% off the lowest available base rates^† internationally, on qualifying car rentals at participating Avis and Budget locations. 

• Option to purchase TD Auto Club Membership^† and be covered 24 hours a day for emergency roadside assistance services in case something goes wrong when you are out on the road. 

Purchase Security and Extended Warranty Protection^†: You automatically have access to Purchase Security and Extended Warranty Protection, which includes coverage for most eligible new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase. 

^† Terms and conditions apply.

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Offer structure (2 separate bonuses)

• $10 in cash back Bonus after making 1 purchase (no minimum amount)
• $40 in cash back Bonus after spending $1,500 (in a maximum of 3 months)

$50 in cash back Total with the 2 parts of the bonus

‣Apply for the TD Cash Back Visa^* Card

Total rewards by unlocking the welcome bonus

• $50 in cash back Welcome bonus
• $15 in cash back Estimated earn on the minimum spending requirement of $1,500 (at multiplier earn rate of 1%)

$65 in cash back Welcome bonus + Earn on the minimum spending requirement to unlock it

‣Apply for the TD Cash Back Visa^* Card

Flytrippers Valuation of the welcome bonus

$10 Welcome bonus (after 1^st purchase)
$40 Welcome bonus (after min. spend)
$15 Earn on min. spend
–$0 Card fee (no annual fee)

$65 in rewards with the welcome bonus alone

‣Learn more our Flytrippers Valuation of welcome bonuses

Value of redemption options (welcome bonus)

For each available redemption option, here is the value of the $65 in TD cash back you get by unlocking the welcome bonus:

• $65 Cash back

‣ Details about using TD cash back (coming soon)

Earn rates

1% cash back per $ on eligible:

• gas and electric vehicle charging purchases^†
• Public transit^†
• Regularly recurring bill payments^† set up on your account
• Streaming, digital games, and media^†

0.5% cash back per $:

• All other eligible purchases^†

‣Learn more about credit card earn rates (coming soon)

Earning with additional cards

Fee for additional cards: $0^†
Quantity allowed: N/A
Minimum age: N/A

‣Learn more about additional cards (coming soon)

Starbucks partnership^†
You get 50% more Stars.

‣Learn more about the TD and Starbucks partnership (coming soon)

10% discount on rental cars^†
Save 10% at Avis and Budget in Canada and the USA and at least 5% at international locations.

‣Learn more about the TD car rental benefit (coming soon)

Insurance included

Purchase insurance^†
Extended warranty^†

‣Learn more about the TD Cash Back Visa^* Card’ insurance coverage (coming soon)

Insurance not included

Medical travel insurance^†
Flight delay insurance^†
Mobile device insurance^†
Baggage delay insurance^†
Rental car insurance^†
Lost or stolen luggage insurance^†
Hotel burglary insurance^†
Travel accident insurance^†
Travel cancelation insurance^†
Trip interruption insurance^†

‣Learn more about the different types of insurance coverage (coming soon)

Redemptions
Cash back is very simple, which is why it’s less valuable: you’ll get cash back directly on your statement every year.

‣Learn more about the TD cash back program (coming soon)

Value
Like all cash back, TD cash back rewards are fixed-value rewards. TD cash back is always worth 1¢ (1% back = 1¢).

‣Learn more about TD cash back (coming soon)

Expiry
TD cash back doesn’t expire as long as you have your card.

‣Learn more about TD cash back expiry (coming soon)

Pooling
You cannot pool your cash back with travel buddies.

‣Learn more about pooling rewards (coming soon)

Transfers
Cash back cannot be transferred to more valuable rewards programs.

‣Learn more about point transfers (coming soon)

Other redemption options
Cash back can only be used as cash back.

‣Learn more about why you should always use your rewards for travel (coming soon)

Rewards program logistics
Your cash back will be applied automatically.

‣Learn more about how to get started with TD cash back (coming soon)

Rewards program summary
Rewards: Cash back
Type: Fixed-value rewards
Subtype: “Eraser” fixed-value rewards
Variety: Bank rewards
Flytrippers Valuation: 1¢
Minimum value: 1¢
Maximum value: 1¢
Transferable: No

‣Learn more about rewards programs basics (coming soon)

Card eligibility
Minimum income: $0^†
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: Equifax Canada

‣Learn more about credit card eligibility requirements (coming soon)

Welcome bonus eligibility
You must not have activated or closed the TD Cash Back Visa* Card in the past 12 months.

‣Learn more about credit card welcome bonus eligibility rules (coming soon)

Offer end date
Unknown; Offer effective as of June 4, 2025^†

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Card details
Issuer: TD Bank Canada
Network: Visa
Card type: Credit card
Product type: Personal card

‣Learn more about credit card types (coming soon)

Fees and rates
Card fee: $0^†
Fee for additional card: $0^†
FX fee: 2.5%^†
Purchases annual interest rate: 21.99%^† 
Funds advance annual interest rate: 22.99%^† (21.99% for Québec residents)^†

‣Learn more about why Flytrippers recommends ignoring fees and rates (coming soon)