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Here are the best cards right now!
| Best credit card offers (October 2025) |
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 Valuation (BONUS)(13.3% back on $7.5k)
Rewards: $1000
Annual fee: $0 $139
Spend required:$7.5k in 6 mos.
Best for: Simple points for any travel expense & 4 lounge passes
 SIMPLE
60k/100k
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Valuation (BONUS) (11.7% back on $7.5k)
Rewards: $875
Card fee: $0 $120
Spend required:$7.5k in 12 mos. (or $2k)
Best for: Very good travel insurance and earn rate
 SIMPLE
12k
ends October 31st
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Valuation (BONUS) (≈ 6.0% back on $12k)
Rewards: ≈ $716
Annual fee: $0 $139
Spend required:$12k in 12 mos.
Best for: Valuable Aeroplan pts and travel benefits like free bags on AC
 LUCRATIVE
60k/100k
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| Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information. |
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Best credit card offers (October 2025) |
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SIMPLE 60k/100k
Valuation (BONUS)
Rewards: $1000
Annual fee: $0 $139 (13.3% back on $7.5k)
Spend required:
$7.5k in 6 mos.
Best for: Simple points for any travel expense & 4 lounge passes
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SIMPLE12k
Valuation (BONUS)
Rewards: $875
Card fee: $0 $120 (11.7% back on $7.5k)
Spend required:
$7.5k in 12 mos. (or $2k)
Best for: Very good travel insurance and earn rate
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LUCRATIVE 60k/100k
Valuation (BONUS)
Rewards: ≈ $716
Annual fee: $0 $139 (≈ 6.0% back on $12k)
Spend required:
$12k in 12 mos.
Best for: Valuable Aeroplan pts and travel benefits like free bags on AC
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 LUCRATIVE60k/100k
Valuation (BONUS)
Rewards: ≈ $900
Card fee: $120 (≈ 15.6% back on $5k)
Spend required:
$5k in 6 mos.
Best for: Lucrative rewards w/ unlim. value great if you're flexible
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 SIMPLE80k/150k
Valuation (BONUS)
Rewards: ≈ $1590
Card fee: $0 $199 (≈ 8.8% back on $18k)
Spend required:
$18k in 12 mos. (or $5k/$9k)
Best for: Incredible offer for those with more spending
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SIMPLE No min. inc.
Valuation (BONUS)
Rewards: ≈ $750
Card fee: $0 $89 (≈ 7.5% back on $10k)
Spend required:
$10k in 12 mos. (or $3k/$6k)
Best for: Great offer for those with more spending
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 LUCRATIVENo min. inc.
Valuation (BONUS)
Rewards: ≈ $900
Card fee: $156 ($12.99/mo.) (≈ 8.3% back on $9k)
Spend required:
$9k in 12 mos.
Best for: Best overall card in Canada
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LUCRATIVENo min. inc.
Valuation (BONUS)
Rewards: ≈ $1180
Card fee: $250 (≈ 7.8% back on $12k)
Spend required:
$12k in 12 mos.
Best for: Lucrative rewards and 4 passes for VIP airport lounges
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LUCRATIVENo min. inc.
Valuation (BONUS)
Rewards: ≈ $1651
Card fee: $799 (≈ 8.5% back on $10k)
Spend required:
$10k in 3 mos. spend $10k in 3 mos. &
make 1 purchase in months 15-17 Best for: Unlimited access to VIP airport lounges and lucrative rewards
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SIMPLE12k
Valuation (BONUS)
Rewards: $1000
Card fee: $399 (6.0% back on $10k)
Spend required:
$10k in 14 mos. (or $3k)
Best for: 10 airport lounge passes and no FX fees
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LUCRATIVE150k/200k
Valuation (BONUS)
Rewards: ≈ $1126
Annual fee: $599 (≈ 2.2% back on $24k)
Spend required:
$24k in 12 mos.
Best for: For Air Canada lounge access and 6 passes (other lounges)
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LUCRATIVE200k/200k
Valuation (BONUS)
Rewards: ≈ $919
Card fee: $399 (≈ 10.4% back on $5k)
Spend required:
$5k in 6 mos.
Best for: Lucrative pts and 6 passes for VIP airport lounges
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LUCRATIVENo min. inc.
Valuation (BONUS)
Rewards: ≈ $1041
Card fee: $599 (≈ 5.9% back on $7.5k)
Spend required:
$7.5k in 3 mos.
Best for: For Air Canada lounge access & other AC benefits
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 LUCRATIVENo min. inc.
Valuation (BONUS)
Rewards: ≈ $672
Card fee: $120 (≈ 36.8% back on $1.5k)
Spend required:
$1.5k in 3 mos.
Best for: Very lucrative hotel points for specific hotels
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LUCRATIVENo min. inc.
Valuation (BONUS)
Rewards: ≈ $795
Card fee: $150 (≈ 12.9% back on $5k)
Spend required:
$5k in 3 mos.
Best for: For those who already have the one above
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| Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information. |
Follow these simple steps:
- Get a Canadian address
- Use a trusted friend or family member’s address if needed
- Open a free KOHO account
- Quick setup, no fees
- Call American Express Global transfer
- Use your existing credit score from your home country (if you own an Amex card, otherwise either open one or you’ll need to apply for a credit builder card).
- Apply for an Amex card that fits your needs
- We recommend the X
- Monitor your credit
- Sign up for Borrowell to track your new Canadian credit score
- Build your credit
- Use your card responsibly for at least 6 months
- Apply for additional cards when your score improves
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