HSBC Cash Rewards Mastercard® (excl. QC)

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer).

*Beta version of card page. Sign up to get updated guide soon.*

A card to get cash rewards with no minimum income required.


in travel rewards after $1,000 in 2 months

Welcome bonus:
additional 10% cash back on first $1k spent ($100)

Earn on min. spend:
minimum of 0.5% cash back ($5)

Card fee:
no annual fee (-$0)

Welcome bonus value: $105

No minimum income requirement

Terms and conditions apply

Earn an additional 10% cashback* on all purchases! Must apply by September 29, 2023. Conditions apply. 

For the first 60 days, earn up to:

•  11.5% cash back on eligible online purchases

•  11% cash back on eligible gas, grocery and drugstore

•  10.5% cash back on all other everyday purchases

Ongoing cash back earnings as follows after the first 60 days:

• 1.5% cash back on up to $6,000 of your online purchases (including streaming services, online subscriptions and food delivery).

• 1% cash back on your gas, grocery and drugstore purchases.

• 0.5% cash back on (almost) everything else you buy with your card.

Redeem sooner – You only need to reach $25 in cash back to redeem.

Redeem when you want – Redeem for cash back as a statement credit online. See how easy it is at

Redeem to pay down or save up –  Use your cash back for a credit towards your residential mortgage account, or credit card, or to top up your savings account. 

*Terms and Conditions apply

®/TM Mastercard is a  registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to license.

Card fee:

Start getting travel rewards with the HSBC Cash Rewards Mastercard now

via HSBC secure application

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