HSBC Cash Rewards Mastercard® (excl. QC)

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer).

*Beta version of card page. Sign up to get updated guide soon.*

A card to get cash rewards with no minimum income required.

$130

in travel rewards after $1,000 in 6 months

Welcome bonus:
additional 12.5% cash back on first $1k spent ($125)

Earn on min. spend:
minimum of 0.5% cash back ($5)

Card fee:
no annual fee (-$0)

Welcome bonus value: $130

No minimum income requirement

Terms and conditions apply

Special offer: Earn an additional 12.5% cash back on all purchases for the first 180 days (up to $1,000 in total purchases). Must apply by Oct 31, 2022. Conditions apply.

For the first 180 days, earn up to:

  • 14% cash back on eligible online purchases
  • 13.5% cash back on eligible gas, grocery and drugstore
  • 13% cash back on all other everyday purchases

Ongoing cash back earnings as follows after the first 180 days:

  • 1.5% cash back on up to $6,000 of your online purchases (including streaming services, online subscriptions and food delivery).
  • 1% cash back on your gas, grocery and drugstore purchases.
  • 0.5% cash back on (almost) everything else you buy with your card.

Redeem sooner – You only need to reach $25 in cash back to redeem.

  • Redeem when you want – Redeem for cash back as a statement credit online. See how easy it is at rewards.hsbc.ca
  • Redeem to pay down or save up – Use your cash back for a credit towards your residential mortgage account, or credit card, or to top up your savings account.

*Terms and Conditions apply ®/TM 

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to license.

Card fee:
$0

Start getting travel rewards with the HSBC Cash Rewards Mastercard now

via HSBC secure application

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