WestJet RBC World Elite Mastercard

Flytrippers opinion: Lowest offer seen on this card with airline points of the more simple type and WestJet benefits.
WestJet RBC World Elite Mastercard Flytrippers Valuation
of Welcome bonus (net value)
ends October 21st

via RBC secure application link
$ 406

Rewards: $525

Card fee: $119

Card eligibility
min. income: $80k
OR $150k (household)

Welcome bonus eligibility
all new
applications
eligible
WestJet dollars (more simple)
Bonus: 45k pts
Earn on min. spend: 7.5k pts (total: 52.5k pts)

• $525 for any flight with
WestJet
How to unlock bonus
spend $5,000
in 3 months

Interest rates:
Purchases: 20.99%
Cash advances: 22.99%
Cash advances (QC): 21.99%
Terms and conditions apply. Flytrippers editorial opinion only. RBC is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

Summary of Flytrippers' review

WHY GET THIS CARD

  • Good welcome bonus of $406
  • Rewards of the more simple type with a fixed value and easy to use for any flight booked through WestJet
  • Good travel insurance coverage
  • 1st free checked bag on WestJet
  • WestJet companion ticket or 4 lounge passes

WHO SHOULD GET THIS CARD

  • Those who want rewards of the more simple type
  • Those who want to travel on WestJet
  • Those who want travel benefits on WestJet

Scroll for all details or check out our review (VIDEO or TEXT)

Card details

Offer structure (2 separate bonuses)

25,000 points1 Bonus after 1st purchase (no minimum amount)
20,000 points1 Bonus after spending $5,000 (in a maximum of 3 months)

45,000 points Total with the 2 parts of the bonus

Apply for the WestJet RBC World Elite Mastercard

Total rewards by unlocking the welcome bonus

  • 45,000 points1 Welcome bonus (2 parts)
  • 7,500 points Minimum earn on the $5,000 minimum spending requirement (at base earn rate of 1.5 pts/$)

52,500 points Welcome bonus  + Earn on the minimum spending requirement to unlock the welcome bonus

Apply for the WestJet RBC World Elite Mastercard

Net value (at our Flytrippers Valuation of $1/WestJet dollar)

  • $250 Bonus after 1st purchase (25,000 pts)
  • $200 Bonus after min. spending (20,000 points)
  • $75 Earn on the required spending (7,500 points)
  • –$119 Card fee (deducted from Valuation)

$406 Total net value by unlocking the welcome bonus

Details about our Flytrippers Valuation of welcome bonuses

Effective return rate

8.1% Return on the minimum spending requirement of $5,000 in 3 months1

‣ Details about effective return rates (coming soon)

Rewards acquisition summary

$525 Rewards you get for $119 in fees paid

Apply for the WestJet RBC World Elite Mastercard

Value of redemption options (welcome bonus)

For each available redemption option, here is the value of the 52,500 WestJet points you get by unlocking the welcome bonus:

$525 Flights booked with WestJet

‣Learn more about the best redemptions of WestJet points (coming soon)

Value of redemption options (per point)

For each available redemption option, here is the value per WestJet point to help you understand:

Flights booked with WestJet

‣Learn more about the basics of the values per point (coming soon)

Redemptions for flights

The more simple type of rewards redemption, with a fixed value. It is worth less but gives you more flexibility. WestJet points are really simple, as you can use them to simply erase the base fare on any flight booked with WestJet.

Redeem your 52,500 WestJet points for:

52,500 points Discount of $525 on flights booked with WestJet

‣Learn more about the best redemptions of WestJet Rewards (coming soon)

Expiry
WestJet points never expire, whether or not you have the card.

Details about WestJet points expiry policy (post coming soon)

Pooling
WestJet points cannot be pooled with travel companions.

‣ Details about WestJet points pooling policy (post coming soon)

Logistics
WestJet points can be redeemed directly on the WestJet website or app.

Learn more about how to get started with WestJet Rewards (coming soon)

Rewards program summary
Rewards: WestJet points
Source: Airline rewards 
Type: More simple
Flytrippers Valuation: 1¢ per point
Transferable: No

Learn more about rewards programs basics (coming soon)

Earn rates (and effective return at our Flytrippers Valuation)

2 WestJet points per $1 (2%):

  • WestJet flights or packages

1.5 WestJet points per $1 (1.5%):

  • Everywhere else

‣Learn more about credit card earn rates (coming soon)

Earning with additional cards

Fee for additional cards: $59
Quantity allowed: N/A
Minimum age: N/A

‣Learn more about additional cards (coming soon)

Annual companion voucher
You buy a ticket and get a companion ticket starting at $119 (Canada and USA) or $399 (everywhere else)3. This covers only the base fare, not the taxes, fees, or other ATC.

‣Learn more about the WestJet companion voucher (coming soon)

4 airport lounge passes (INSTEAD of the companion voucher)
You can exchange your companion voucher for 4 passes to access WestJet-affiliated lounges, only when flying WestJet.

‣Learn more about the WestJet airport lounge benefit (coming soon)

Free checked bag on WestJet
Cardmembers get the 1st checked bag free on WestJet flights (as do up to 8 travel buddies on the same booking)4.

‣Learn more about the WestJet free bag benefit (coming soon)

Free DashPass from DoorDash
Get DoorDash’s DashPass free for 12 months, which gives you free delivery and other great perks on food delivery16.

‣Learn more about the RBC DashPass benefit (coming soon)

3 ¢/L off at Petro-Canada
Link your card and save 3 ¢/L and get 20% more Petro-Points12.

‣Learn more about the RBC Petro-Canada benefit (coming soon)

WestJet Elite Status lift
Earn $500 in qualifying spend for every $15,000 charged to your card, up to 3 times per calendar year5.

‣Learn more about the WestJet elite status lift benefit (coming soon)

Free membership in the Mastercard TravelPass network of VIP airport lounges
Warning: Many cards offer free membership AND free passes; this one just gives membership and no free passes. You should avoid paying for this.

‣ Learn more about the airport lounge access

Insurance included

Medical travel insurance for 64 and under (15 days)
Medical travel insurance for 65 and over (3 days)
Flight delay insurance ($250 per person, $500 per occurrence; 4hr min.)
Baggage delay insurance
Trip interruption insurance
Rental car insurance
Hotel burglary insurance
Travel accident insurance
Purchase insurance
Extended warranty

‣Learn more about the WestJet RBC World Elite Mastercard’s insurance coverage (coming soon)

Insurance not included

Trip cancelation insurance
Lost or stolen baggage insurance
Mobile device insurance

‣Learn more about the different types of insurance coverage (coming soon)

Card eligibility

  • Minimum income: $80,000 (personal) OR $150,000 (household)
  • Age: Majority in your province
  • Estimated credit score: Good or Excellent
  • Credit bureau: TransUnion Canada

‣ Details about credit card eligibility requirements (coming soon)

Welcome bonus offer eligibility
All new applications are eligible.

‣ Details about credit card welcome bonus eligibility rules (coming soon)

Offer end date
Offer ends October 21, 2025

Sign up for Flytrippers’ free newsletter about travel rewards to get all updates and news

Summary of card details

  • Issuer: RBC (Royal Bank of Canada)
  • Network: Mastercard
  • Card Type: Credit card
  • Product Type: Personal card
  • Rewards: WestJet points
  • Rewards class: Airline rewards

‣ Details about credit card basics (coming soon)

Fees

  • Card fee: $119
  • Fee for optional additional card: $59
  • Foreign transaction fee: 2.5%
  • Cash advance fee: $5
  • Balance transfer fee: Up to 3% of amount

‣ Details on why Flytrippers recommends savvy travelers choose cards with annual fees (coming soon)

Annual interest rates

  • Purchases: 20.99%
  • Cash advances: 22.99% (21.99% for Québec residents)
  • Balance transfers: 22.99% (21.99% for Québec residents)

‣ Details about what Flytrippers recommends regarding interest rates (coming soon)

Start earning rewards today

And make sure to download our free checklist for when you get a new card—it includes very important mistakes to avoid
(it will open in a separate tab, or you can click here)

via RBC secure application

Questions?
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