Scotiabank Platinum American Express® Card

Flytrippers Opinion: One of the highest offers ever seen on this card with 10 free airport lounge passes.
Flytrippers Valuation
of Welcome Bonus (net value)
ends January 3rd

via Scotia secure application link
$ 161

Rewards: $560*

Card Fee: $399

Earn Scene+ points
fixed-value rewards

Uses: for literally any
travel expense
How to unlock bonus
spend $3000 in 3 months

(*minimum value: $560 as fixed-value rewards
*maximum value: $560)
Card eligibility
minimum income required: $12k

Welcome Bonus eligibility
must not have had a Scotia card in the past 2 years
Terms and conditions apply. Flytrippers editorial opinion only. Scotia is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.
Flytrippers Opinion: One of the highest offers ever seen on this card with 10 free airport lounge passes.
Flytrippers Valuation
of Welcome Bonus (net value)
$ 161

Rewards: $560*

Card Fee: $399

How to unlock bonus
spend $3000 in 3 months

(*minimum value: $560 as fixed-value rewards
*maximum value: $560)
fixed-value rewards
Uses: for literally any
travel expense
ends January 3rd

via Scotia secure application link
Card eligibility
minimum income required: $12k

Welcome Bonus eligibility
must not have had a Scotia card in the past 2 years
Terms and conditions apply. Flytrippers editorial opinion only. Scotia is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

Summary of Flytrippers' review

WHY GET THIS CARD

  • Good welcome bonus of $161
  • Very flexible points applicable to any travel expense
  • 10 free airport lounge passes
  • No foreign transaction fee
  • Excellent insurance coverage
  • Great base earn rate

WHO SHOULD GET THIS CARD

  • Those whose income is not as high who want free lounge access
  • Those who want the highest amount of free lounge passes available in Canada (excluding cards with unlimited lounge access)
  • Those who can reach a minimum spend of $3000 in 3 months

Card details

Rewards from welcome bonus

You will have 56,000 Scene+ points after unlocking the welcome bonus.

That gives you:

  • $560 in free travel at the Flytrippers Valuation

Concrete examples of redemptions

Here are some of the actual redemptions you can get with these rewards:

  • $560 as a simple travel credit that can be applied to any travel expense booked with any provider

‣Learn more about the best uses of Scene+ points (coming soon)

Structure of the current increased offer

50,000 points Welcome bonus after spending $3000 in 3 months
+
6,000 points
Earn on the spending requirement (at the base earn rate of 2 pts/$)

‣Apply for the Scotiabank Platinum American Express® Card

Also offered but not included in our Flytrippers Valuation:
Additional spending bonus of 20,000 points ($200) if you spend $10,000 in the first 14 months (not recommended by Flytrippers)

Flytrippers Valuation of the welcome bonus

$500 Welcome bonus (50,000 pts at 1¢/pt)
$60 Earn on the spending requirement (6,000 pts at 1¢/pt)
–$399 Card fee (Deducted from Flytrippers Valuation)

$161 in net value with the welcome bonus alone

(that’s 5% back on the spending requirement of $3,000 over 3 months)

Learn more our Flytrippers Valuation of welcome bonuses

Earn rates

3 points per $ (3%):

  • hotel and car rental bookings made through Scene+ Travel

2 points per $ (2%):

  • everywhere else

Earning with additional cards

Fee for additional cards: $99
Quantity allowed: N/A
Minimum age: N/A

‣Learn more about additional cards (coming soon)

10 free airport lounge passes
You get 10 free passes to enter 1200+ airport lounges around the world, including 21 in 8 Canadian airports. All Priority Pass lounges and Plaza Premium lounges. Outside of cards with unlimited access, no other Canadian card has as many passes. You can get 4 extra passes with each supplementary card.

Learn more about the airport lounge access

No foreign transaction fees
One of the few cards in Canada that does not charge a 2.5% fee for all foreign currency transactions.

‣Learn more on foreign currency transaction fees (coming soon)

Car rental elite status benefits
You get elite status with Hertz.

‣Learn more about the Scotia Platinum status benefits (coming soon)

24/7 concierge service
You have access to a concierge service that can make restaurant reservations, organize deliveries for flowers or other things, and complete various research tasks for you.

‣Learn more about the Scotia Platinum concierge service (coming soon)

Amex Offers program
Access to discounts, credits, and special offers throughout the year.

Learn more about the Amex Offers program

American Express Experiences program
Access to exclusive virtual and in-person experiences and pre-sale tickets to lots of events.

‣Learn more about the American Express Experiences program (coming soon)

Insurance included

31-day Medical travel insurance (64 years and under) 
10-day Medical travel insurance (65 years and older)
Trip cancellation insurance
Trip interruption insurance
Flight delay insurance ($1000, 4hr minimum)
Car rental insurance
Delayed and lost baggage insurance
Travel accident insurance
Hotel burglary insurance
Purchase protection and extended warranty
Extended warranty

‣Learn more about the Scotiabank Platinum American Express® Card’s insurance coverage (coming soon)

‣Learn more about the different types of insurance coverage (coming soon)

Redemptions
Scene+ points can be used as a simple travel credit (which can be applied to any travel expense).

Learn more about the Scene+ rewards program (coming soon)

Value
Scene+ points are fixed-value rewards (fixed value of 1¢ per point).

Learn more about the value of Scene+ points (coming soon)

Expiry
Scene+ points never expire as long as you have the card. And even if you no longer have the card, you can easily extend the expiration indefinitely.

Learn more about Scene+ points expiry (coming soon)

Pooling
It’s not possible to pool Scene+ points with travel companions.

Learn more about pooling rewards (coming soon)

Transfers
Scene+ points cannot be transferred to more valuable rewards programs.

Learn more about point transfers (coming soon)

Other redemption options
Scene+ points can be used for rewards other than travel, but this should be avoided.

Learn more about why you should always use your rewards for travel (coming soon)

Rewards program logistics
You can use your points directly on the Scene+ website or app.

Learn more about how to get started with Scene+ rewards (coming soon)

Rewards program summary
Rewards: Scene+ points
Type: Fixed-value rewards
Subtype: “Eraser” fixed-value rewards
Variety: Bank rewards
Flytrippers Valuation: 1¢ per point
Minimum value: 1¢ per point
Maximum value: 1¢ per point
Transferable: No

Learn more about rewards programs basics (coming soon)

Card eligibility
Minimum personal/household income: $12,000
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: TransUnion Canada

Learn more about credit card eligibility requirements (coming soon)

Welcome bonus eligibility
You must not have had a Scotia card in the past 2 years.

Learn more about credit card welcome bonus eligibility rules (coming soon)

Offer end date
Offer ends January 3, 2023

Subscribe to Flytrippers’ free travel rewards newsletter to get all card updates

Card details
Issuer: Scotiabank
Network: American Express
Card type: Credit card
Product type: Personal card

‣Learn more about credit card types basics (coming soon)

Fees and rates
Card fee: $399/year
Fee for additional card: $99/year
FX fee: 0%
Purchases annual interest rate: 20.99%
Funds advances annual interest rate: 21.99%
Balance transfer fee: N/A

Learn more about why Flytrippers recommends ignoring fees and rates (coming soon)

  • Earn up to $2,250* in value in your first 14 months, including up to 70,000* bonus Scene+ points.Offer ends Jan 3,2023
  • You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
  • Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
  • Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
  • Earn 2X Scene+ point for every $1 spent on every other purchase

Pricing

  • Go-to Purchase APR: 9.99%
  • Go-to Balance Transfer APR: 9.99%
  • Balance Transfer Fee: $5
  • Ongoing Annual Fee: The current annual fee is $399 for the primary card and $99 for each additional supplementary card
  • Foreign Transaction Fee: 0%
  • Cash Advance Fee: $5
  • Cash Advance APR: 9.99%
  • Return Payment Fee: $48

Legal Conditions apply.

Start earning rewards today

And make sure to download our free checklist for when you get a new card—it includes very important mistakes to avoid
(it will open in a separate tab, or you can click here)

via Scotia secure application

*Beta version of card page. Sign up to get updated guide soon.*

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Flytrippers’ website does not contain all available credit card offers or all available credit card products on the market. In addition, Flytrippers never shares an offer if it is not considered advantageous for some travelers, at its sole discretion.

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All articles, pages, and content on Flytrippers’ website are merely personal opinions of a general nature and are for informational purposes only and should not be considered advice for specific situations. It is your responsibility to perform your own personal research to ensure that travel rewards are appropriate for your own situation.

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