Scotiabank Platinum American Express® Card

Flytrippers opinion: One of the highest offers ever seen on this card with 10 free airport lounge passes.
Flytrippers Valuation
of Welcome bonus (net value)
ends October 31st

via Scotia secure application link
$ 161

Rewards: $560*

Card fee: $399

Earn Scene+ points
more simple rewards

Uses: for literally any
travel expense
How to unlock bonus
spend $3000 in 3 months

(*minimum value: $560
*maximum value: $560)
Card eligibility
minimum income required: $0

Welcome bonus eligibility
must not have had a Scotia card for 2 years (incl. joint card)
Terms and conditions apply. Flytrippers editorial opinion only. Scotia is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.
Flytrippers opinion: One of the highest offers ever seen on this card with 10 free airport lounge passes.
Flytrippers Valuation
of Welcome bonus (net value)
$ 161

Rewards: $560*

Card fee: $399

How to unlock bonus
spend $3000 in 3 months

(*minimum value: $560
*maximum value: $560)
more simple rewards
Uses: for literally any
travel expense
ends October 31st

via Scotia secure application link
Card eligibility
minimum income required: $0

Welcome bonus eligibility
must not have had a Scotia card for 2 years (incl. joint card)
Terms and conditions apply. Flytrippers editorial opinion only. Scotia is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

Summary of Flytrippers' review

WHY GET THIS CARD

  • Good welcome bonus of $161
  • Very flexible points applicable to any travel expense
  • 10 free airport lounge passes
  • No foreign transaction fee
  • Excellent insurance coverage
  • Great base earn rate

WHO SHOULD GET THIS CARD

  • Those whose income is not as high who want free lounge access
  • Those who want the highest amount of free lounge passes available in Canada (excluding cards with unlimited lounge access)
  • Those who can reach a minimum spend of $3000 in 3 months

Card details

Rewards from welcome bonus

You will have 56,000 Scene+ points after unlocking the welcome bonus.

That gives you:

  • $560 in free travel at the Flytrippers Valuation

Concrete examples of redemptions

Here are some of the actual redemptions you can get with these rewards:

  • $560 as a simple travel credit that can be applied to any travel expense booked with any provider

‣Learn more about the best uses of Scene+ points (coming soon)

Structure of the current increased offer

50,000 points Welcome bonus after spending $3000 in 3 months
+
6,000 points
Earn on the spending requirement (at the base earn rate of 2 pts/$)

‣Apply for the Scotiabank Platinum American Express® Card

Also offered but not included in our Flytrippers Valuation:
Additional spending bonus of 10,000 points ($100) if you spend $10,000 in the first 14 months (not recommended by Flytrippers)

Flytrippers Valuation of the welcome bonus

$500 Welcome bonus (50,000 pts at 1¢/pt)
$60 Earn on the spending requirement (6,000 pts at 1¢/pt)
–$399 Card fee (Deducted from Flytrippers Valuation)

$161 in net value with the welcome bonus alone

(that’s 5% back on the spending requirement of $3,000 over 3 months)

Learn more our Flytrippers Valuation of welcome bonuses

Earn rates

3 points per $ (3%):

  • hotel and car rental bookings made through Scene+ Travel

2 points per $ (2%):

  • everywhere else

Earning with additional cards

Fee for additional cards: $99
Quantity allowed: N/A
Minimum age: N/A

‣Learn more about additional cards (coming soon)

10 free airport lounge passes
You get 10 free passes to enter 1200+ airport lounges around the world, including 21 in 8 Canadian airports. All Priority Pass lounges and Plaza Premium lounges. Outside of cards with unlimited access, no other Canadian card has as many passes. You can get 4 extra passes with each supplementary card.

Learn more about the airport lounge access

No foreign transaction fees
One of the few cards in Canada that does not charge a 2.5% fee for all foreign currency transactions.

‣Learn more on foreign currency transaction fees (coming soon)

Car rental elite status benefits
You get elite status with Hertz.

‣Learn more about the Scotia Platinum status benefits (coming soon)

24/7 concierge service
You have access to a concierge service that can make restaurant reservations, organize deliveries for flowers or other things, and complete various research tasks for you.

‣Learn more about the Scotia Platinum concierge service (coming soon)

Amex Offers program
Access to discounts, credits, and special offers throughout the year.

Learn more about the Amex Offers program

American Express Experiences program
Access to exclusive virtual and in-person experiences and pre-sale tickets to lots of events.

‣Learn more about the American Express Experiences program (coming soon)

Insurance included

31-day Medical travel insurance (64 years and under) 
10-day Medical travel insurance (65 years and older)
Trip cancellation insurance
Trip interruption insurance
Flight delay insurance ($1000, 4hr minimum)
Car rental insurance
Delayed and lost baggage insurance
Travel accident insurance
Hotel burglary insurance
Purchase protection and extended warranty
Extended warranty

‣Learn more about the Scotiabank Platinum American Express® Card’s insurance coverage (coming soon)

‣Learn more about the different types of insurance coverage (coming soon)

Redemptions
Scene+ points can be used as a simple travel credit (which can be applied to any travel expense).

Learn more about the Scene+ rewards program (coming soon)

Value
Scene+ points are fixed-value rewards (fixed value of 1¢ per point).

Learn more about the value of Scene+ points (coming soon)

Expiry
Scene+ points never expire as long as you have the card. And even if you no longer have the card, you can easily extend the expiration indefinitely.

Learn more about Scene+ points expiry (coming soon)

Pooling
It’s not possible to pool Scene+ points with travel companions.

Learn more about pooling rewards (coming soon)

Transfers
Scene+ points cannot be transferred to more valuable rewards programs.

Learn more about point transfers (coming soon)

Other redemption options
Scene+ points can be used for rewards other than travel, but this should be avoided.

Learn more about why you should always use your rewards for travel (coming soon)

Rewards program logistics
You can use your points directly on the Scene+ website or app.

Learn more about how to get started with Scene+ rewards (coming soon)

Rewards program summary
Rewards: Scene+ points
Type: Fixed-value rewards
Subtype: “Eraser” fixed-value rewards
Variety: Bank rewards
Flytrippers Valuation: 1¢ per point
Minimum value: 1¢ per point
Maximum value: 1¢ per point
Transferable: No

Learn more about rewards programs basics (coming soon)

Card eligibility
Minimum personal/household income: $12,000
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: TransUnion Canada

Learn more about credit card eligibility requirements (coming soon)

Welcome bonus eligibility
You must not have had a Scotia card in the past 2 years.

Learn more about credit card welcome bonus eligibility rules (coming soon)

Offer end date
Offer ends October 31, 2024

Subscribe to Flytrippers’ free travel rewards newsletter to get all card updates

Card details
Issuer: Scotiabank
Network: American Express
Card type: Credit card
Product type: Personal card

‣Learn more about credit card types basics (coming soon)

Fees and rates
Card fee: $399/year
Fee for additional card: $99/year
FX fee: 0%
Purchases annual interest rate: 20.99%
Funds advances annual interest rate: 21.99%
Balance transfer fee: N/A

Learn more about why Flytrippers recommends ignoring fees and rates (coming soon)

• Earn up to $2,100* in value in the first 14 months, including up to 60,000 bonus Scene+ points¹

• Plus earn 2X Scene+ points for every $1 spent on all other eligible purchases

• No Foreign Transaction Fee

• Comprehensive Travel Insurance coverage 

• Mobile Device Insurance coverage 

• 10 complimentary Airport Lounge Passes per year 

• Platinum VIP Offers+

• American Express Invites®

•Premium Complimentary Concierge Services

• Rates, fees and other information are effective as of Nov.1, 2023. Subject to change.

* Savings and reward potential in first 14 months based on the following card usage and offers:

$600 in travel rewards (60,000 bonus Scene+ points) when you spend $3,000 within your first 3 months (to earn 50,000 points) and when you spend $10,000 within your first 14 months (to earn an additional 10,000 points); 

$141 in foreign transaction fee savings based on average first year annual foreign spend per account (save the 2.5% foreign transaction fee typically charged by other card issuers);

$742 in travel rewards (74,188 Scene+ points) on everyday purchases based on average annual first year spend per account;

$704 value of a complimentary Priority Pass membership and free lounge passes per year for the primary cardholder (annual membership fee package of CAD$400/USD$299, which includes 10 lounge passes) and for one supplementary cardholder (basic annual membership fee of CAD$132/USD$99 plus 4 lounge passes at CAD$43/USD$32 each). Currency conversion as at November 10, 2022.

Potential 14-Month Value = up to $2,187

Actual savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply.

¹ Offer Description and Conditions: The 60,000 Bonus Scene+ Points Offer (the “Offer”) applies only to new Scotiabank Platinum American Express credit card accounts (“Account”) opened by October 31, 2024 and is subject to the conditions below. 

60,000 Bonus Scene+ Point Offer Description and Conditions: To qualify for 50,000 bonus Scene+ points (the “50,000 Point Bonus”), you must open a new Account by October 31, 2024 and have at least $3,000 in eligible purchases posted to your new Account in the first 3 months of the Account open date. To qualify for 10,000 bonus Scene+ points (the “10,000 Point Bonus”), you must have at least $10,000 in eligible purchases posted to your new Account in the first 14 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers or cash-like transactions), interest, fees or other charges. 

The 50,000 Point Bonus will be credited to the primary cardholder’s Scene+ account within approximately 2-3 business days after the qualifying $3,000 in eligible purchases being posted to your Account within the first 3 months from the Account open date, provided the Account is open and in good standing. The 10,000 Point Bonus will be credited to the primary cardholder’s Scene+ account within approximately 2-3 business days after you have met the $10,000 14 month spend threshold on the Account, provided your Account is open and in good standing. The Account is considered in good standing if it is not past due or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. All other terms and conditions of the Program Terms continue to apply during the Offer period. Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.

Rates and Fees: The current annual fee is $399 for the primary card and $99 for each additional card (including those issued to co-borrowers and supplementary cardholders). 

The current preferred annual interest rates for the Account are: 9.99% on purchases and 9.99% on cash advances (including balance transfers and cash-like transactions). All rates, fees, features and benefits are outlined in the Application Disclosure Statement and are subject to change

To qualify for this Offer make sure to open a new Scotiabank Platinum American Express credit card account by October 31, 2024.

To qualify for the 60,000 bonus Scene+ points:

1. Earn 50,000 bonus Scene+ points by making at least $3,000 in everyday eligible purchases in your first 3 months.

2. Plus, for a limited time, you are eligible to earn a 10,000 Scene+ point bonus when you spend at least $10,000 in everyday eligible purchases in your first 14 months. 

Once you qualify, we’ll credit your account in 2 instalments:

1. 50,000 bonus Scene+ points will be credited to your Scene+ membership account within approximately 2-3 business days following the qualifying $3,000 in net purchases being posted to your Account in your first 3 months. 

2. An additional 10,000 bonus Scene+ points will be credited to your Scene+ membership account within approximately 2-3 business days after you have met the $10,000 spend threshold in your first 14 months being posted to your Account. 

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer.

See terms and conditions below¹ for full details.

*See Card Provider’s website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

Start earning rewards today

And make sure to download our free checklist for when you get a new card—it includes very important mistakes to avoid
(it will open in a separate tab, or you can click here)

via Scotia secure application

*Beta version of card page. Sign up to get updated guide soon.*

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The views and opinions expressed on this page are purely our own. They have not been provided, approved, endorsed, or ratified by any third party mentioned on the site.

Financial institutions are not responsible for updating or ensuring the accuracy of the information on Flytrippers’ website. All the information was independently collected by Flytrippers and not provided by financial institutions.

All offers described on the Flytrippers website are subject to the financial institutions’ latest terms and conditions, which can be found on their official website. No efforts are spared to ensure this page is up to date but offers from financial institutions change quickly. It is your responsibility to ensure the accuracy of these offers on their website. Flytrippers will not accept any responsibility for the accuracy of the offers or the result of your actions.

Flytrippers’ website does not contain all available credit card offers or all available credit card products on the market. In addition, Flytrippers never shares an offer if it is not considered advantageous for some travelers, at its sole discretion.

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All articles, pages, and content on Flytrippers’ website are merely personal opinions of a general nature and are for informational purposes only and should not be considered advice for specific situations. It is your responsibility to perform your own personal research to ensure that travel rewards are appropriate for your own situation.

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