TD^® Aeroplan^® Visa^* Platinum Card

Offer structure (2 separate bonuses)

• 10,000 Aeroplan points Bonus after making 1 purchase (no minimum amount)^†
• 10,000 Aeroplan points Bonus after spending $1,000 (in a maximum of 90 days)^†

20,000 Aeroplan points Total with the 2 parts of the bonus

‣ Apply for the TD^® Aeroplan^® Visa^* Platinum Card

Total rewards by unlocking the welcome bonus

• 20,000 Aeroplan points Welcome bonus (2 parts)
• 1,000 Aeroplan points Minimum earn on the minimum spending requirement of $1,000 (at base earn rate of 1 pt/$)

21,000 Aeroplan points Welcome bonus + Earn on the minimum spending requirement to unlock it

‣ Apply for the TD^® Aeroplan^® Visa^* Platinum Card

Net value (at our Flytrippers Valuation of ≈ 1.5¢/pt)

• ≈ $150 Bonus after 1^st purchase (10,000 pts)
• ≈ $150 Bonus after min. spend of $1k (10,000 pts)
• ≈ $15 Earn on min. spend of $1k (1,000 pts)
• –$0 Card fee (rebated the 1^st year)

≈ $315 Total net value by unlocking the welcome bonus alone

‣ Details about our Flytrippers Valuation of welcome bonuses

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Effective return rate

≈ 31.5% Return on the minimum spending requirement of $1,000 in 3 months

‣ Details about effective return rates (coming soon)

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Rewards acquisition summary

≈ $315 Rewards you get for $0 in fees paid

‣Apply for the TD^® Aeroplan^® Visa^* Platinum Card

Value of redemption options (welcome bonus)

For each available redemption option, here is the value of the 21,000 Aeroplan points you get by unlocking the welcome bonus:

• ≈ $441 to ≈ $2100 Specific flights in business class and first class (partners and Air Canada)
• ≈ $315 Specific flights in economy (partners and Air Canada)
• ≈ $231 Any flight on Air Canada
• ≈ $210 Taxes on reward flights
• ≈ $210 Seat upgrades
• ≈ $210 In-flight Wi-Fi
• ≈ $210 Vacation packages
• ≈ $210 Hotels
• ≈ $136 Rental cars and activities
• ≈ $136 Merchandise and gift cards

‣ Details of the best redemptions of Aeroplan points

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Value of redemption options (per point)

For each available redemption option, here is the value per Aeroplan point to help you understand:

• ≈ 2.1¢/pt to ≈ 10¢/pt Specific flights in business class and first class (partners and Air Canada)
• ≈ 1.5¢/pt Specific flights in economy (partners and Air Canada)
• ≈ 1.1¢/pt Any flight on Air Canada
• ≈ 1¢/pt Taxes on reward flights
• ≈ 1¢/pt Seat upgrades
• ≈ 1¢/pt In-flight Wi-Fi
• ≈ 1¢/pt Vacation packages
• ≈ 1¢/pt Hotels
• ≈ 0.65¢/pt Rental cars and activities
• ≈ 0.65¢/pt Merchandise and gift cards

‣ Details of the value per point

Redemptions for flights in premium cabins

Flights in first class and business class are what can give you the best value. It’s a redemption of the more lucrative type. The value depends on the flight chosen. The amount of points required is not tied to the cash price of flights. On the 48 partner airlines, the amount of points is fixed by the price chart (prices are limited so available seats are limited). On Air Canada, the amount of points required is random (available seats are not limited so prices are not limited).

Redeem your 21,000 Aeroplan points for one-way flights (roundtrips are simply twice the price):

• 60,000 pts Up to 4000 miles from Eastern Canada to Europe on partners
• 70,000 pts Up to 6000 miles from Eastern Canada to Europe on partners
• 87,500 pts Up to 11000 miles from Eastern Canada to Asia on partners

‣ Details of the best redemptions of Aeroplan points

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Redemptions for flights in economy

Exactly the same principle and works the same, but in economy so prices in the price chart are lower.

Redeem your 21,000 Aeroplan points for one-way flights (roundtrips are simply twice the price):

• 6,000 pts Up to 500 miles from Canada to the USA on partners
• 10,000 pts Up to 1500 miles from Canada to the USA on partners
• 12,500 pts Up to 2750 miles from Canada to the USA, the Caribbean, or Mexico on partners
• 35,000 pts Up to 4000 miles from Eastern Canada to Europe on partners
• 40,000 pts Up to 6000 miles from Eastern Canada to Europe on partners
• 60,000 pts Up to 11000 miles from Eastern Canada to Asia on partners
• 7,500 pts Up to 1000 miles within Europe, Africa, and the Middle East on partners
• 8,000 pts Up to 1000 miles within Asia and Oceania on partners
• 10,000 pts Up to 1600 miles within South America on partners

‣ Details of the best redemptions of Aeroplan points

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Redemptions for flights on Air Canada

If you want it to be less complicated, on Air Canada it’s a redemption of the more simple type. The value doesn’t vary too much depending on the flight chosen and the amount of points required is mostly tied to the cash price of the flight. But all seats are available.

Redeem your 21,000 Aeroplan points for:

• 10,000 pts Discount of ≈ $110 on Air Canada flights
• 21,000 pts Discount of ≈ $231 on Air Canada flights

‣ Details of the best redemptions of Aeroplan points

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Redemptions for anything other than travel (or anything other than flights in this case)

Should always be avoided, as with (almost) all rewards!

‣ Details about why you should always use your rewards for travel

Aeroplan flights on Air Canada^†

Cardmembers get slightly lower prices when redeeming Aeroplan points for reward flights on Air Canada (not partner airlines).

‣ Details about Aeroplan preferred pricing (coming soon)

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Starbucks partnership^†
You get 50% more TD Rewards points and 50% more Stars

‣Details about the TD and Starbucks partnership (coming soon)

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10% discount on rental cars^†
Save 10% at Avis and Budget in Canada and the USA and at least 5% at international locations.

‣Details about the TD car rental benefit (coming soon)

Insurance included

• Flight delay insurance ($500, 4hr minimum)^†
• Travel accident insurance^†
• Delayed and lost baggage insurance^†
• Rental car insurance^†
• Hotel burglary insurance^†
• Purchase protection coverage^†
• Extended warranty coverage^†
• Mobile device insurance^†

‣ Details about the insurance coverage included with the card (coming soon)

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Insurance not included (among the main types)

• Medical travel insurance^†
• Trip cancelation insurance^†
• Trip interruption insurance^†

‣ Details about the different types of insurance coverage (coming soon)

Earn rates (and effective return at our Flytrippers Valuation)

1 point per $ (≈ 1.5%):

• Grocery purchases^†
• Indirectly at all retailers from the gift cards displays in grocery stores^†
• Gas purchases^†
• Air Canada purchases^†

0,667 point per $ / 1 point per $1.50 (≈ 1%):

• All other eligible purchases^†

‣ Details about credit card earn rates (coming soon)

Pooling (with additional cards)

You can pool Aeroplan points with additional cards (“joint” cards) added to this account. Additional cards have a fee of $35^† (fee rebated the 1^st year for the 1^st additional card if added to account while this offer is in effect).

‣ Details about pooling rewards with additional cards (coming soon)

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Pooling (with separate cards that earn Aeroplan points)

You can pool points across your separate cards that earn Aeroplan points.

‣ Details about pooling Aeroplan points from separate cards (coming soon)

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Pooling (with travel companions)

You can pool Aeroplan points with travel companions easily and for free (temporarily suspended, but will be back).

‣ Details about pooling Aeroplan points with travel companions (coming soon)

Expiration (if you have the card)

Aeroplan points never expire as long as you have the TD^® Aeroplan^® Visa* Platinum Card!

‣ Details about Aeroplan points expiration (coming soon)

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Expiration (if you don’t have the card)

You have 2 options to easily keep your Aeroplan points from expiring even without the card:

• Have the slightest activity in your Aeroplan account once per 18 months (very easy)
• Have another Aeroplan card

‣ Details about reward expiration policies (coming soon)

How to get started

• Apply for the TD^® Aeroplan^® Visa* Platinum Card
• Make 1 purchase (no minimum) to unlock 1^st part of bonus
• Spend $1,000 (in a maximum of 90 days) to unlock 2^nd part of bonus

‣ Details about the steps to follow when applying for a new card in Flytrippers’ free checklist

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How to use/manage rewards

• Create an Air Canada/Aeroplan online account in a few clicks
• Use/manage your Aeroplan points on the Air Canada/Aeroplan website

‣ Learn more about how to use/manage Aeroplan points (coming soon)

Card eligibility

• Minimum income: $0^†
• Age: Majority in your province
• Estimated credit score: Good or Excellent
• Credit bureau: Equifax Canada

‣ Details about credit card eligibility requirements (coming soon)

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Welcome bonus eligibility

You must not have opened the TD^® Aeroplan^® Visa* Platinum Card in the past 12 months AND you must not have obtained a welcome bonus on another Aeroplan card of the same level.

‣ Details about credit card welcome bonus eligibility rules (coming soon)

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Offer end date

Offer effective as of January 7, 2025.

‣ Sign up for Flytrippers’ free newsletter about travel rewards to get all updates and news

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Summary of card details

• Issuer: TD Bank Canada (Toronto-Dominion)
• Network: Visa
• Card type: Credit card
• Product type: Personal card
• Rewards: Aeroplan points
• Rewards class: Airline rewards

‣ Details about credit card basics (coming soon)

Fees

• Card fee: $89/year (rebated in the first year; account must be approved while this offer is in effect)^†
• Fee for optional additional card: $35 (rebated in the first year; you must add your first Additional Cardholder while this offer is in effect)^†
• Foreign transaction fee: 2.5%^†
• Balance transfer fee: N/A

‣ Details on why Flytrippers recommends savvy travelers choose cards with annual fees (coming soon)

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Annual interest rates

• Purchases: 20.99%^†
• Funds advances: 22.99%^†
• Funds advances (Québec residents): 20.99%^†

‣ Details about what Flytrippers recommends regarding interest rates (coming soon)

Earn up to $500 in value^† including up to 20,000 Aeroplan points^† and no annual fee for the first year. Conditions Apply. Offer effective as of January 7, 2025.

• Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card^†
• Earn an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening^†
• Get an annual fee rebate for the first year^†.

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while the offer is in effect.

• Earn Aeroplan Points on your everyday purchases
• Take advantage of an extensive suite of travel insurance.
• Save on qualifying car rentals at participating Avis and Budget locations.

• Earn 1 point^† for every $1 spent on eligible gas, grocery and direct through Air Canada^® purchases (including Air Canada Vacations^®) made with your card
• Earn 1 point^† for every $1.50 spent on all other eligible purchases^† made with your Card
• Earn points twice when you pay with your Card and provide your
• Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
• Your Aeroplan Points do not expire as long as you are a TD^® Aeroplan^® Visa Platinum* Cardholder
• Flight/Trip Delay Insurance^†: Up to $500 in coverage per insured person if your flight/trip is delayed for over 4 hours.
• Delayed and Lost Baggage Insurance^†: Up to $1,000 overall coverage per insured person toward the purchase of essentials such as clothes and toiletries if your baggage is delayed more than 6 hours or lost.
• Common Carrier Travel Accident Insurance^†: Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane, train or auto rental).
• Hotel/Motel Burglary Insurance^†: Up to $2,500 of coverage per occurrence for eligible personal items stolen from your hotel or motel room that belong to the Cardholder on the Account and eligible family members travelling with the Cardholder.
• Auto Rental Collision / Loss Damage Insurance^†: Coverage for up to 48 consecutive days.
• Emergency Travel Assistance Services^†: Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.

^†Terms and conditions apply.