TD First Class Travel® Visa Infinite* Card

Flytrippers opinion: The highest offer for simple points that can be applied to almost any travel expense.
Flytrippers Valuation
of Welcome bonus (net value)
ends May 28th

via TD secure application link
$ 825

Rewards: $825*

Card fee: $0 $139

Earn TD Rewards
fixed-value rewards

Uses: for travel booked with TD
or any travel
How to unlock bonus
spend $5000 in 6 months

(*minimum value: $660
*maximum value: $825)
Card eligibility
min. income: $60k (or $100k household)

Welcome bonus eligibility
must not have activated/closed this card in past 6 months
Terms and conditions apply. Flytrippers editorial opinion only. TD is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.
Flytrippers opinion: The highest offer for simple points that can be applied to almost any travel expense.
Flytrippers Valuation
of Welcome bonus (net value)
$ 825

Rewards: $825*

Card fee: $0 $139

How to unlock bonus
spend $5000 in 6 months

(*minimum value: $660
*maximum value: $825)
fixed-value rewards
Uses: for travel booked with TD
or any travel
ends May 28th

via TD secure application link
Card eligibility
min. income: $60k (or $100k household)

Welcome bonus eligibility
must not have activated/closed this card in past 6 months
Terms and conditions apply. Flytrippers editorial opinion only. TD is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

Summary of Flytrippers' review

WHY GET THIS CARD

  • The excellent welcome bonus worth $825
  • The fact the 1st year is free
  • The flexibility of simple points that can be applied to almost any travel
  • The excellent insurance coverage
  • The good multiplier earn rates

WHO SHOULD GET THIS CARD

  • Those who want simple points that can be applied to almost any travel
  • Those who want one of the highest offers ever seen for simple points
  • Those who want excellent insurance coverage
  • Those who want the 1st year free even though the total value is always what you should look at

Card details

Earn up to $1,000 in value including up to 145,000 TD Rewards Points, and get a full Annual Fee Rebate† for the Primary and 1st Additional Cardholder for the first year and additional travel benefits. Must apply online by May 28, 2023.

  • Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card.
  • Earn 115,000 TD Rewards Points when you spend $5,000 within 180 days of Account opening.
  • Earn a Birthday Bonus of up to 10,000 TD Rewards Points
  • Get an annual TD Travel Credit† of $100 when you book at Expedia® For TD. 

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by May 29, 2023.

Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining, paying bills or booking travel. The rewards will add up quickly so you can enhance your travel experience or enjoy a wide variety of rewards.

Your Card also allows you to enjoy:

  • An annual TD Travel Credit† of $100 when you book at Expedia® For TD. 
  • TD Rewards Birthday bonus† that helps you celebrate in style.
  • An extensive suite of travel insurance coverages which helps you travel prepared
  • No travel blackouts†, no seat restrictions and no expiry† for your TD Rewards Points as long as your account is open and in good standing.
  • Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points.Conditions apply

Terms and conditions apply.

Rewards from welcome bonus

You will have 165,000 TD Rewards points after unlocking the welcome bonus.

That gives you:

  • $825 in free travel at the Flytrippers Valuation
  • $660 in free travel at the simpler minimum value

Concrete examples of redemptions

Here are some of the actual redemptions you can get with these rewards:

  • $825 as a simple travel credit that can be applied to any travel expense booked at Expedia For TD
  • $660 as a simple travel credit that can be applied to any travel expense booked with any provider

‣Learn more about the best uses of TD Rewards points (coming soon)

Structure of the current increased offer

20,000 points Welcome bonus after first purchase
+
115,000 points Welcome bonus after spending $5,000 in 6 months
+
30,000 points Earn on the spending requirement (at the multiplier earn rate of 6 pts/$)

‣Apply for the TD First Class Travel® Visa Infinite* Card

Also offered but not included in our Flytrippers Valuation:
Birthday bonus (10% of the points earned on purchases in the 12 months before your birthday, up to 10,000 pts)

Also offered but not included in our Flytrippers Valuation:
Travel credit ($100 if you spend $500); see benefits section

Flytrippers Valuation of the welcome bonus

$100 Welcome bonus after first purchase (20,000 pts at 0.5¢/pt)
$575 Welcome bonus after min. spend (115,000 pts at 0.5¢/pt)
$150 Earn on the required spending (30,000 pts at 0.5¢/pt)
–$0 Card fee (1st year free)

$825 in net value with the welcome bonus alone

(that’s 17% back on the spending requirement of $5,000 over 6 months)

Learn more about our Flytrippers Valuation of welcome bonuses

Earn rates

8 points per $ (4%):

  • travel booked through Expedia For TD

6 points per $ (3%):

4 points per $ (2%):

  • recurring bill payments set up on your Account

2 points per $ (1%):

  • all other purchases

Earn rates when considering Annual Birthday Bonus†

8.8 points per $ (4.4%):

  • travel booked through Expedia For TD†

6.6 points per $ (3.3%):

4.4 points per $ (2.2%):

  • recurring bill payments set up on your Account†

2.2 points per $ (1.1%):

  • all other purchases†

Annual Birthday Bonus† applies up to 100,000 points earned; see card benefits section

Earning with additional cards

Fee for additional cards: $50 (1st year free)
Quantity allowed: N/A
Minimum age: N/A

‣Learn more about additional cards (coming soon)

Annual Birthday Bonus
On your birthday, you’ll get a bonus equal to 10% of the total points earned on your purchases in the 12 months prior, up to 10,000 points.

‣Learn more about the TD Birthday Bonus (coming soon)

Annual $100 travel credit
You get a $100 travel credit that applies on your 1st booking of $500 or more at Expedia For TD every calendar year.

‣Learn more about the TD annual travel credit (coming soon)

Access to the TD Lounge at Toronto Union Station
Not as nice as airport lounges, but this lounge provides free coffee and a few snacks.

‣Learn more about the TD Lounge at Union Station (coming soon)

Visa Infinite Hotel Collection
You get exclusive perks at some expensive luxury hotels.

‣Learn more about the Visa Infinite Hotel Collection (coming soon)

Visa Infinite Dining and Wine Country program
You get access to exclusive expensive gourmet experiences.

‣Learn more about the Visa Infinite Dining and Wine Country program (coming soon)

Visa Infinite Entertainment Access
You get exclusive access to tickets to curated events across Canada throughout the year, including the Toronto International Film Festival.

‣Learn more about the Visa Infinite Entertainment Access program (coming soon)

Insurance included

Medical travel insurance for 21 days (64 years and under)
Medical travel insurance for 4 days (65 years and above)
Flight delay insurance ($500, 4hr minimum)
Trip cancelation insurance
Trip interruption insurance
Travel accident insurance
Delayed and lost baggage insurance
Rental car insurance
Hotel burglary insurance
Purchase protection coverage
Extended warranty coverage
Mobile device insurance

‣Learn more about the insurance coverage included with the TD First Class Travel® Visa Infinite* Card (coming soon)

Insurance not included

None

‣Learn more about the different types of insurance coverage (coming soon)

Redemptions
TD Rewards points can be used as a simple travel credit through Expedia For TD or applied to any travel expense booked with any provider at a lower value.

‣Learn more about the TD Rewards rewards program (coming soon)

Value
TD Rewards points are fixed-value rewards (fixed value of 0.5¢ per point via Expedia For TD or 0.4¢ per point for other travel).

‣Learn more about the value of TD Rewards points (coming soon)

Expiry
TD Rewards points never expire as long as you have the card. And even if you no longer have the card, you can easily extend the expiration indefinitely.

‣Learn more about TD Rewards points expiry (coming soon)

Pooling
It’s not possible to pool TD Rewards points with travel companions.

‣Learn more about pooling rewards (coming soon)

Transfers
TD Rewards points cannot be transferred to more valuable rewards programs.

‣Learn more about point transfers (coming soon)

Other redemption options
TD Rewards points can be used for rewards other than travel, but this should be avoided.

‣Learn more about why you should always use your rewards for travel (coming soon)

Rewards program logistics
You can use your points directly on the TD Rewards website.

‣Learn more about how to get started with TD Rewards (coming soon)

Rewards program summary
Rewards: TD Rewards points
Type: Fixed-value rewards
Subtype: Standard or “eraser” fixed-value rewards
Variety: Bank rewards
Flytrippers Valuation: 0.5¢ per point
Minimum value: 0.4¢ per point (for any travel)
Maximum value: 0.5¢ per point
Transferable: No

‣Learn more about rewards programs basics (coming soon)

Card eligibility
Minimum personal/household income: $60,000 (personal) / $100,000 (household)
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: Equifax Canada

Learn more about credit card eligibility requirements (coming soon)

Welcome bonus eligibility
You must not have activated or closed this specific card in the past 6 months.

Learn more about credit card welcome bonus eligibility rules (coming soon)

Offer end date
Offer ends May 28, 2023

Subscribe to Flytrippers’ free travel rewards newsletter to get all card updates

Card details
Issuer: TD Bank Canada
Network: Visa
Card type: Credit card
Product type: Personal card

‣Learn more about credit card types basics (coming soon)

Fees and rates
Card fee: $139/year (1st year free)
Fee for additional card: $50/year (1st year free)
FX fee: 2.5%
Purchases annual interest rate: 20.99%
Funds advance annual interest rate: 22.99% (20.99% for Québec residents)
Balance transfer fee: N/A

Learn more about why Flytrippers recommends ignoring fees and rates (coming soon)

Start earning rewards today

And make sure to download our free checklist for when you get a new card—it includes very important mistakes to avoid
(it will open in a separate tab, or you can click here)

via TD secure application

*Beta version of card page. Sign up to get updated guide soon.*

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