TD Platinum Travel Visa^* Card

Earn up to $370 in value†, including up to 50,000 TD Rewards Points† and no Annual Fee for the first year†. Conditions apply.  Account must be approved by September 3, 2024.

• Welcome Bonus of 15,000 TD Rewards Points when you make your first Purchase with your Card†.
• 35,000 TD Rewards Points when you spend $1,000 within 90 days of Account opening†.
• Get an Annual Fee Rebate for the first year†.

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by September 4, 2024.

Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining, paying bills or booking travel. The rewards will add up quickly so you can enhance your travel experience or enjoy a wide variety of rewards.

Your card also allows you to enjoy:

• Flexibility to redeem your TD Rewards Points on a wide variety of rewards at Expedia® For TD, Starbucks® and more.
• Booking your travel through Expedia® For TD† to maximize the TD Rewards Points you can earn on your travel purchases.
• An extensive suite of travel insurance coverages which helps you travel prepared
• No travel blackouts†, no seat restrictions† and no expiry† for your TD Rewards Points as long as your account is open and in good standing.
• Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply.

Earn 6 TD Rewards Points† for every $1 you spend when you book travel through Expedia® For TD†.

Earn 4.5 TD Rewards Points for every $1 you spend on Groceries and Restaurants†.

Earn 3 TD Rewards Points  for every $1 you spend on regularly recurring bill payments set up on your Account†.

Earn 1.5 TD Rewards Points For every $1 you spend on other Purchases made using your Card†.

†Terms and conditions apply.

Welcome bonus structure (2 separate bonuses)
(INCREASED OFFER – ends September 3, 2024)

15,000 TD Rewards points Bonus after making 1 purchase (no minimum amount)
35,000 TD Rewards points Bonus after spending $1,000 (in a maximum of 90 days)

50,000 TD Rewards points Total with the 2 parts of the bonus

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Earn on the minimum spending requirement

4,500 TD Rewards points Estimated earn on the minimum spending requirement of $1,000 (at multiplier earn rate of 4.5 pts/$)

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Total rewards by unlocking the welcome bonus

54,500 TD Rewards points Welcome bonus + earn on the minimum spending requirement to unlock it

‣Apply for the TD Platinum Travel Visa^* Card

Value of the welcome bonus offer
(at our Flytrippers Valuation of 0.5¢/pt)

$75 Bonus after 1st purchase (15,000 pts)
$175 Bonus after min. spend (35,000 pts)
$23 Earn on the min. spend (4,500 pts)
–$0 Card fee (no annual fee the 1st year)

$273 Total net value by unlocking the welcome bonus alone

‣Learn more about our Flytrippers Valuation of welcome bonuses

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Effective return rate

27.3% Return on the minimum spending requirement ($273 on $1,000 in 3 months)

‣Learn more about effective return rates (coming soon)

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Rewards acquisition summary

$273 Rewards you get for $0

‣Apply for the TD Platinum Travel Visa^* Card

Value of redemption options (welcome bonus)

For each available redemption option, here is the value of the 54,500 TD Rewards points you get by unlocking the welcome bonus:

$273 Travel booked on Expedia for TD
$218 Travel booked on any website
$218 Education credit with HigherEdPoints
$182 Merchandise on Amazon
≈ $182 Gift cards
≈ $182 Merchandise
$136 Statement credit

‣Learn more about the best redemptions of TD Rewards points (coming soon)

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Value of redemption options (per point)

For each available redemption option, here is the value per TD Rewards point to help you understand:

0.5¢ Travel booked on Expedia for TD
0.4¢ Travel booked on any website
0.4¢ Education credit with HigherEdPoints
0.33¢ Merchandise on Amazon
≈ 0.33¢ Gift cards
≈ 0.33¢ Merchandise
0.25¢ Statement credit

‣Learn more about the basics of the values per point (coming soon)

Redemptions for travel (Expedia for TD)

The more simple type of rewards redemption, with a fixed value. It is worth less but gives you more flexibility. TD Rewards points can be used for almost any travel expense this way, because Expedia for TD has just about every option, including activities and attraction tickets.

Redeem your 54,500 TD Rewards points for:

54,500 pts Discount of $273 on travel booked on Expedia for TD

‣Learn more about the best redemptions of TD Rewards points (coming soon)

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Redemptions for travel (any website)

Another more simple type of rewards redemption, with a fixed value. When using them this way, TD Rewards points are really as simple as points can be, as you can use them to simply erase any travel expense booked on any site.

Redeem your 54,500 TD Rewards points for:

54,500 pts Discount of $218 on travel booked on any website

‣Learn more about the best redemptions of TD Rewards points (coming soon)

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Redemptions for education credits

Also a redemption of the more simple type, with a fixed value. TD Rewards points are among the very few that offer a non-travel redemption that doesn’t have a lower value than travel redemptions (at least compared to the least valuable of the 2 travel redemption options). You can use your points to get a fixed-value credit at select higher education institutions.

Redeem your 54,500 TD Rewards points for:

54,500 pts Credit of $218 at HigherEdPoints

‣Learn more about the best redemptions of TD Rewards points (coming soon)

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Redemptions for anything other than travel (except HigherEdPoints)

Should always be avoided, as with all rewards!

‣Learn more about why you should always redeem your rewards for travel (coming soon)

Expiry
TD Rewards points never expire as long as you have the card. And even if you no longer have the card, you can easily extend the expiration indefinitely.

‣Learn more about TD Rewards points expiry (coming soon)

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Pooling
TD Rewards points cannot be pooled with travel companions.

‣Learn more about pooling rewards (coming soon)

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Logistics
TD Rewards points can be used directly on the TD Rewards website.

‣Learn more about how to get started with TD Rewards (coming soon)

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Rewards program summary
Rewards: TD Rewards points
Source: Bank rewards
Type: More simple
Flytrippers Valuation: 0.5¢ per point
Minimum value: 0.5¢ per point
Maximum value: 0.5¢ per point
Transferable: No

‣Learn more about rewards programs basics (coming soon)

Earn rates

6 points per $ (3%):

• Travel booked through Expedia For TD^†

4.5 points per $ (2.25%):

• Groceries^†  (and indirectly at all retailers offering gift cards in grocery stores)
• Restaurants† (and food delivery apps)

3 points per $ (1.5%):

• Recurring bill payments set up on your Account^†

1.5 points per $ (0.75%):

• All other purchases^†

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Earning with additional cards

Fee for additional cards: $35/1st card ($0 for subsequent cards)^†
Quantity allowed: N/A
Minimum age: N/A

‣Learn more about additional cards (coming soon)

Starbucks partnership^†
You get 50% more TD Rewards points and 50% more Stars.

‣Learn more about the TD and Starbucks partnership (coming soon)

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10% discount on rental cars^†
Save 10% at Avis and Budget in Canada and the USA and at least 5% at international locations.

‣Learn more about the TD car rental benefit (coming soon)

Insurance included

Flight delay insurance ($500, 4hr minimum)^†
Travel accident insurance^†
Delayed and lost baggage insurance^†
Rental car insurance^†
Hotel burglary insurance^†
Purchase protection coverage^†
Extended warranty coverage^†
Mobile device insurance^†

‣Learn more about the insurance coverage included with the TD Platinum Travel Visa^* Card (coming soon)

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Insurance not included

Medical travel insurance^†
Trip cancelation insurance^†
Trip interruption insurance^†

‣Learn more about the different types of insurance coverage (coming soon)

Card eligibility
Minimum income: $0^†
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: Equifax Canada

‣Learn more about credit card eligibility requirements (coming soon)

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Welcome bonus eligibility
You must not have activated or closed this specific card in the past 6 months

‣Learn more about credit card welcome bonus eligibility rules (coming soon)

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Offer end date
Account must be approved by September 3, 2024^†

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Card details
Issuer: TD Bank Canada
Network: Visa
Card type: Credit card
Product type: Personal card

‣Learn more about credit card types basics (coming soon)

Fees and rates
Card fee: $89/year (rebated in the first year; account must be approved by September 3, 2024)^†
Fee for additional card: $50/1st card (rebated in the first year; you must add your first Additional Cardholder by September 4, 2024)^†
Foreign transaction fee: 2.5%^†
Purchases annual interest rate: 20.99%^†
Funds advance annual interest rate: 22.99%^† (20.99% for Québec residents)^†
Balance transfer fee: 3%^†

‣Learn more about what Flytrippers recommends regarding fees and rates (coming soon)