TD Platinum Travel Visa^* Card

Earn up to $370 in value^†, including up to 50,000 TD Rewards Points^† and no Annual Fee for the first year^†. Conditions apply.  Must apply by September 5, 2023.

• Welcome Bonus of 15,000 TD Rewards Points when you make your first Purchase with your Card^†.
• 35,000 TD Rewards Points when you spend $1,000 within 90 days of Account opening^†.
• Get an Annual Fee Rebate for the first year^†.

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by September 6, 2023.

Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining, paying bills or booking travel. The rewards will add up quickly so you can enhance your travel experience or enjoy a wide variety of rewards.

Your card also allows you to enjoy:

• Flexibility to redeem your TD Rewards Points on a wide variety of rewards at Expedia^® For TD, Starbucks^® and more.
• Booking your travel through Expedia^® For TD† to maximize the TD Rewards Points you can earn on your travel purchases.
• An extensive suite of travel insurance coverages which helps you travel prepared
• No travel blackouts†, no seat restrictions^† and no expiry^† for your TD Rewards Points as long as your account is open and in good standing.
• Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply.
  • Earn 6 TD Rewards Points† for every $1 you spend when you book travel through Expedia^® For TD^†.
  • Earn 4.5 TD Rewards Points for every $1 you spend on Groceries and Restaurants^†.
  • Earn 3 TD Rewards Points  for every $1 you spend on regularly recurring bill payments set up on your Account^†.
  • Earn 1.5 TD Rewards Points For every $1 you spend on other Purchases made using your Card^†.

^†Terms and conditions apply.

Welcome bonus structure (2 separate bonuses)
(INCREASED OFFER – ends September 5, 2023)

15,000 points Bonus after making 1 purchase (no minimum amount)
35,000 points Bonus after spending $1,000 (in a maximum of 90 days)

50,000 points Total with the 2 parts of the bonus

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Earn on the minimum spending requirement

4,500 points Estimated earn on the minimum spending requirement of $1,000 (at multiplier earn rate of 4.5 pts/$)

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Total rewards by unlocking the welcome bonus

54,500 points Welcome bonus + earn on the minimum spending requirement to unlock it

‣Apply for the TD Platinum Travel Visa^* Card

Flytrippers Valuation of the welcome bonus

$75 Welcome bonus after first purchase (15,000 pts at 0.5¢/pt)
$175 Welcome bonus after min. spend (35,000 pts at 0.5¢/pt)
$23 Earn on the required spending (4,500 pts at 0.5¢/pt)
–$0 Card fee (1st year free)

$273 Total net value by unlocking the welcome bonus alone

(27% back on the minimum spending requirement of $1,000 in 3 months)

‣Learn more about our Flytrippers Valuation of welcome bonuses

Rewards from welcome bonus

You will have 54,500 TD Rewards points after unlocking the welcome bonus.

That gives you:

• $273 in free travel at the Flytrippers Valuation
• $218 in free travel at the simpler minimum value

Concrete examples of redemptions

Here are some of the actual redemptions you can get with these rewards:

• $273 as a simple travel credit that can be applied to any travel expense booked at Expedia For TD
• $218 as a simple travel credit that can be applied to any travel expense booked with any provider

‣Learn more about the best uses of TD Rewards points (coming soon)

Earn rates

6 points per $ (3%):

• Travel booked through Expedia For TD^†

4.5 points per $ (2.25%):

• Groceries^†  (and indirectly at all retailers offering gift cards in grocery stores)
• Restaurants† (and food delivery apps)

3 points per $ (1.5%):

• Recurring bill payments set up on your Account^†

1.5 points per $ (0.75%):

• All other purchases^†

Earning with additional cards

Fee for additional cards: $35/1st card ($0 for subsequent cards)^†
Quantity allowed: N/A
Minimum age: N/A

‣Learn more about additional cards (coming soon)

10% discount on rental cars^†
Save 10% at Avis and Budget in Canada and the USA and at least 5% at international locations.

‣Learn more about the TD car rental benefit (coming soon)

Insurance included

Flight delay insurance ($500, 4hr minimum)^†
Travel accident insurance^†
Delayed and lost baggage insurance^†
Rental car insurance^†
Hotel burglary insurance^†
Purchase protection coverage^†
Extended warranty coverage^†
Mobile device insurance^†

‣Learn more about the insurance coverage included with the TD Platinum Travel Visa^* Card (coming soon)

Insurance not included

Medical travel insurance^†
Trip cancelation insurance^†
Trip interruption insurance^†

‣Learn more about the different types of insurance coverage (coming soon)

Redemptions
TD Rewards points can be used as a simple travel credit through Expedia For TD or applied to any travel expense booked with any provider at a lower value.

‣Learn more about the TD Rewards rewards program (coming soon)

Value
TD Rewards points are fixed-value rewards (fixed value of 0.5¢ per point via Expedia For TD or 0.4¢ per point for other travel).

‣Learn more about the value of TD Rewards points (coming soon)

Expiry
TD Rewards points never expire as long as you have the card. And even if you no longer have the card, you can easily extend the expiration indefinitely.

‣Learn more about TD Rewards points expiry (coming soon)

Pooling
TD Rewards points cannot be pooled with travel companions.

‣Learn more about pooling rewards (coming soon)

Transfers
TD Rewards points cannot be transferred to more valuable rewards programs.

‣Learn more about point transfers (coming soon)

Other redemption options
TD Rewards points can be used for rewards other than travel, but this should be avoided.

‣Learn more about why you should always use your rewards for travel (coming soon)

Rewards program logistics
TD Rewards points can be used directly on the TD Rewards website.

‣Learn more about how to get started with TD Rewards (coming soon)

Rewards program summary
Rewards: TD Rewards points
Type: Fixed-value rewards
Subtype: Standard or “eraser”  fixed-value rewards
Variety: Bank rewards
Flytrippers Valuation: 0.5¢ per point
Minimum value: 0.4¢ per point (for any travel)
Maximum value: 0.5¢ per point
Transferable: No

‣Learn more about rewards programs basics (coming soon)

Card eligibility
Minimum personal/household income: $0^†
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: Equifax Canada

‣Learn more about credit card eligibility requirements (coming soon)

Welcome bonus eligibility
You must not have activated or closed this specific card in the past 6 months.

‣Learn more about credit card welcome bonus eligibility rules (coming soon)

Offer end date
Offer ends September 5, 2023^†

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Card details
Issuer: TD Bank Canada
Network: Visa
Card type: Credit card
Product type: Personal card

‣Learn more about credit card types basics (coming soon)

Fees and rates
Card fee: $89/year (1st year free)^†
Fee for additional card: $35/1st card ($0 for subsequent cards)^†
FX fee: 2.5%^†
Purchases annual interest rate: 20.99%^†
Funds advance annual interest rate: 22.99%^† (20.99% for Québec residents)^†
Balance transfer fee: N/A

‣Learn more about why Flytrippers recommends ignoring fees and rates (coming soon)