Apply by May 28, 2023 to get a 9.99% promotional interest rate on purchases for the first 6 months with no annual fee†. Plus, earn 15,152 TD Rewards Points (a value of $50 on Amazon.ca† with Shop with Points) by keeping your Account open, active and in good standing for the first 90 days+.
Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining or paying bills. The rewards will add up quickly so you can enhance your everyday experiences and enjoy a wide variety of rewards.
Your card also allows you to enjoy:
Earn 50% more TD Rewards Points and 50% more Stars at participating Starbucks® stores. You can also turn Points into morning coffee by redeeming your TD Rewards Points for Stars at Starbucks. Simply link your TD Rewards Visa Card to your Starbucks® Rewards account. Conditions apply.
Easily turn purchases of $100 or more into manageable 6,12 or 18 month Payment Plans. Conditions apply.
Use your TD Credit Card to save a minimum of 10% off the lowest available base rates† in Canada and the U.S., and a minimum of 5% off the lowest available base rates† internationally, on qualifying car rentals at participating Avis and Budget locations.
†Terms and conditions apply.
Rewards from welcome bonus
You will have 15,152 TD Rewards points after unlocking the welcome bonus.
That gives you:
Concrete examples of redemptions
Here are some of the actual redemptions you can get with these rewards:
‣Learn more about the best uses of TD Rewards points (coming soon)
Structure of the current increased offer
15,152 points Welcome bonus after 90 days
Flytrippers Valuation of the welcome bonus
$76 Welcome bonus after 90 days
–$0 Card fee (no annual fee)
$76 in net value with the welcome bonus alone
‣Learn more about our Flytrippers Valuation of welcome bonuses
Earn rates
4 points per $ (2%):
3 points per $ (1.5%):
2 points per $ (1%):
1 point per $ (0.5%):
Earning with additional cards
Fee for additional cards: $0†
Quantity allowed: N/A
Minimum age: N/A
‣Learn more about additional cards (coming soon)
Starbucks partnership†
You get 50% more TD Rewards points and 50% more Stars
‣Learn more about the TD and Starbucks partnership (coming soon)
10% discount on rental cars†
Save 10% at Avis and Budget in Canada and the USA and at least 5% at international locations.
‣Learn more about the TD car rental benefit (coming soon)
Promotional interest rate†
Get a 9.99% promotional interest rate on purchases for the first 6 months.
‣Learn more about the importance of paying everything in full (coming soon)
Insurance included
Purchase protection coverage†
Extended warranty coverage†
Mobile device insurance†
‣Learn more about the insurance coverage included with the TD Rewards Visa* Card (coming soon)
Insurance not included
Medical travel insurance†
Flight delay insurance†
Trip cancelation insurance†
Trip interruption insurance†
Travel accident insurance†
Delayed and lost baggage insurance†
Rental car insurance†
Hotel burglary insurance†
‣Learn more about the different types of insurance coverage (coming soon)
Redemptions
TD Rewards points can be used as a simple travel credit through Expedia For TD or applied to any travel expense booked with any provider at a lower value.
‣Learn more about the TD Rewards rewards program (coming soon)
Value
TD Rewards points are fixed-value rewards (fixed value of 0.5¢ per point via Expedia For TD or 0.4¢ per point for other travel).
‣Learn more about the value of TD Rewards points (coming soon)
Expiry
TD Rewards points never expire as long as you have the card. And even if you no longer have the card, you can easily extend the expiration indefinitely.
‣Learn more about TD Rewards points expiry (coming soon)
Pooling
It’s not possible to pool TD Rewards points with travel companions.
‣Learn more about pooling rewards (coming soon)
Transfers
TD Rewards points cannot be transferred to more valuable rewards programs.
‣Learn more about point transfers (coming soon)
Other redemption options
TD Rewards points can be used for rewards other than travel, but this should be avoided.
‣Learn more about why you should always use your rewards for travel (coming soon)
Rewards program logistics
You can use your points directly on the TD Rewards website.
‣Learn more about how to get started with TD Rewards (coming soon)
Rewards program summary
Rewards: TD Rewards points
Type: Fixed-value rewards
Subtype: Standard or “eraser” fixed-value rewards
Variety: Bank rewards
Flytrippers Valuation: 0.5¢ per point
Minimum value: 0.4¢ per point (for any travel)
Maximum value: 0.5¢ per point
Transferable: No
‣Learn more about rewards programs basics (coming soon)
Card eligibility
Minimum personal/household income: $0†
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: Equifax Canada
‣Learn more about credit card eligibility requirements (coming soon)
Welcome bonus eligibility
You must not have activated or closed this specific card in the past 6 months.
‣Learn more about credit card welcome bonus eligibility rules (coming soon)
Offer end date
Offer ends May 28, 2023†
‣Subscribe to Flytrippers’ free travel rewards newsletter to get all card updates
Card details
Issuer: TD Bank Canada
Network: Visa
Card type: Credit card
Product type: Personal card
‣Learn more about credit card types basics (coming soon)
Fees and rates
Card fee: $0†
Fee for additional card: $0†
FX fee: 2.5%†
Purchases annual interest rate: 19.99%† (20.99% for Québec residents)†
Funds advance annual interest rate: 22.99% † (20.99% for Québec residents)†
Balance transfer fee: N/A
‣Learn more about why Flytrippers recommends ignoring fees and rates (coming soon)
via TD secure application
*Beta version of card page. Sign up to get updated guide soon.*
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