TD Rewards Visa* Card

Flytrippers opinion: A no-annual-fee card that has a welcome bonus.
Flytrippers Valuation
of Welcome bonus (net value)
ends January 3rd

via TD secure application link
$ 98

Rewards: $98*

Card fee: $0

Earn TD Rewards
more simple rewards

Uses: for travel booked with TD
or any travel
How to unlock bonus
no minimum spend

(*minimum value: $79
*maximum value: $98)
Card eligibility
minimum income required: $0

Welcome bonus eligibility
must not have activated/closed this card in past 6 months
Terms and conditions apply. Flytrippers editorial opinion only. TD is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.
Flytrippers opinion: A no-annual-fee card that has a welcome bonus.
Flytrippers Valuation
of Welcome bonus (net value)
$ 98

Rewards: $98*

Card fee: $0

How to unlock bonus
no minimum spend

(*minimum value: $79
*maximum value: $98)
more simple rewards
Uses: for travel booked with TD
or any travel
ends January 3rd

via TD secure application link
Card eligibility
minimum income required: $0

Welcome bonus eligibility
must not have activated/closed this card in past 6 months
Terms and conditions apply. Flytrippers editorial opinion only. TD is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

Summary of Flytrippers' review

WHY GET THIS CARD

  • The welcome bonus worth $98
  • The fact it’s a no-annual-fee card
  • The flexibility of rewards that are more simple and can be applied to almost any travel

WHO SHOULD GET THIS CARD

  • Those who want rewards that are more simple and can be applied to almost any travel
  • Those who want a no-annual-fee card even though the total value is always what you should look at
  • Those with lower income (no minimum income required)

Card details

Earn 19,697 TD Rewards Points† (a value of $65 on Amazon.ca†) by keeping your Account open, active and in good standing for the first 90 days†, plus no Annual Fee. Account must be approved by January 3, 2024.

Plus, get a free 6 month† Uber One membership (that’s $60 in value†)!

Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining or paying bills. The rewards will add up quickly so you can enhance your everyday experiences and enjoy a wide variety of rewards.

Your card also allows you to enjoy:

  • Flexibility to redeem your TD Rewards Points on a wide variety of rewards at Expedia® For TD, Starbucks® and more.
  • Mobile device insurance of up to $1000 if you lose or damage your phone.
  • Booking your travel through Expedia® For TD† to maximize the TD Rewards Points you can earn on your travel purchases
  • No travel blackouts†, no seat restrictions† and no expiry† for your TD Rewards Points as long as your account is open and in good standing.

Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply.

  • Earn 4 TD Rewards Points for every $1 you spend when you book travel through Expedia® For TD†
  • Earn 3 TD Rewards Points for every $1 you spend on Groceries and Restaurants†.
  • Earn 2 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account†
  • Earn 1 TD Rewards Points For every $1 you spend on other Purchases made using your Card†

†Terms and conditions apply.

 

Welcome bonus
(INCREASED OFFER – ends January 3, 2024)

19,697 points Bonus after 90 days (no minimum spending requirement)

19,697 points Total with the bonus

Earn on the minimum spending requirement

0 points No minimum spending requirement

Total rewards by unlocking the welcome bonus

19,697 points Welcome bonus + earn on the minimum spending requirement to unlock it

‣Apply for the TD Rewards Visa* Card

Flytrippers Valuation of the welcome bonus

$98 Welcome bonus after 90 days
–$0 Card fee (no annual fee)

$98 Total net value by unlocking the welcome bonus alone

Learn more about our Flytrippers Valuation of welcome bonuses

Rewards from welcome bonus

You will have 19,697 TD Rewards points after unlocking the welcome bonus.

That gives you:

  • $98 in free travel at the Flytrippers Valuation
  • $79 in free travel at the simpler minimum value

Concrete examples of redemptions

Here are some of the actual redemptions you can get with these rewards:

  • $98 as a simple travel credit that can be applied to any travel expense booked at Expedia For TD
  • $79 as a simple travel credit that can be applied to any travel expense booked with any provider

‣Learn more about the best uses of TD Rewards points (coming soon)

Earn rates

4 points per $ (2%):

  • Travel booked through Expedia For TD

3 points per $ (1.5%):

2 points per $ (1%):

  • Recurring bill payments set up on your Account

1 point per $ (0.5%):

  • All other purchases

Earning with additional cards

Fee for additional cards: $0
Quantity allowed: N/A
Minimum age: N/A

‣Learn more about additional cards (coming soon)

Free Uber One membership for 6 months
You get a free 6-month membership for the Uber One premium plan (that’s a $60 value) to get savings and benefits on Uber rides and on Uber Eats orders.

‣Learn more about the TD Uber One benefit (coming soon)

Starbucks partnership
You get 50% more TD Rewards points and 50% more Stars.

‣Learn more about the TD and Starbucks partnership (coming soon)

10% discount on rental cars
Save 10% at Avis and Budget in Canada and the USA and at least 5% at international locations.

‣Learn more about the TD car rental benefit (coming soon)

Promotional interest rate
Get a 9.99% promotional interest rate on purchases for the first 6 months.

‣Learn more about the importance of paying everything in full (coming soon)

Insurance included

Purchase protection coverage
Extended warranty coverage
Mobile device insurance

‣Learn more about the insurance coverage included with the TD Rewards Visa* Card (coming soon)

Insurance not included

Medical travel insurance
Flight delay insurance
Trip cancelation insurance
Trip interruption insurance
Travel accident insurance
Delayed and lost baggage insurance
Rental car insurance
Hotel burglary insurance

‣Learn more about the different types of insurance coverage (coming soon)

Redemptions
TD Rewards points can be used as a simple travel credit through Expedia For TD or applied to any travel expense booked with any provider at a lower value.

‣Learn more about the TD Rewards rewards program (coming soon)

Value
TD Rewards points are fixed-value rewards (fixed value of 0.5¢ per point via Expedia For TD or 0.4¢ per point for other travel).

‣Learn more about the value of TD Rewards points (coming soon)

Expiry
TD Rewards points never expire as long as you have the card. And even if you no longer have the card, you can easily extend the expiration indefinitely.

‣Learn more about TD Rewards points expiry (coming soon)

Pooling
TD Rewards points cannot be pooled with travel companions.

‣Learn more about pooling rewards (coming soon)

Transfers
TD Rewards points cannot be transferred to more valuable rewards programs.

‣Learn more about point transfers (coming soon)

Other redemption options
TD Rewards points can be used for rewards other than travel, but this should be avoided.

‣Learn more about why you should always use your rewards for travel (coming soon)

Rewards program logistics
TD Rewards points can be used directly on the TD Rewards website.

‣Learn more about how to get started with TD Rewards (coming soon)

Rewards program summary
Rewards: TD Rewards points
Type: Fixed-value rewards
Subtype: Standard or “eraser” fixed-value rewards
Variety: Bank rewards
Flytrippers Valuation: 0.5¢ per point
Minimum value: 0.4¢ per point (for any travel)
Maximum value: 0.5¢ per point
Transferable: No

‣Learn more about rewards programs basics (coming soon)

Card eligibility
Minimum personal/household income: $0
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: Equifax Canada

Learn more about credit card eligibility requirements (coming soon)

Welcome bonus eligibility
You must not have activated or closed this specific card in the past 6 months.

Learn more about credit card welcome bonus eligibility rules (coming soon)

Offer end date
Offer ends January 3, 2024

Subscribe to Flytrippers’ free travel rewards newsletter to get all card updates

Card details
Issuer: TD Bank Canada
Network: Visa
Card type: Credit card
Product type: Personal card

‣Learn more about credit card types basics (coming soon)

Fees and rates
Card fee: $0
Fee for additional card: $0
FX fee: 2.5%
Purchases annual interest rate: 19.99% (20.99% for Québec residents)
Funds advance annual interest rate: 22.99% (20.99% for Québec residents)
Balance transfer fee: N/A

Learn more about why Flytrippers recommends ignoring fees and rates (coming soon)

Start earning rewards today

And make sure to download our free checklist for when you get a new card—it includes very important mistakes to avoid
(it will open in a separate tab, or you can click here)

via TD secure application

*Beta version of card page. Sign up to get updated guide soon.*

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