WestJet RBC World Elite Mastercard

Flytrippers opinion: Good offer on this card with simple airline points.
Flytrippers Valuation
of Welcome bonus (net value)
ends July 31st

via RBC secure application link
$ 406

Rewards: $525

Card fee: $119

Earn WestJet Rewards
more valuable rewards
Get $450 with bonus + $75 on min. spend

• $525 for any flight
w/ WestJet
• $525 for any flight
w/ Sunwing (later in 2024)
How to unlock bonus
spend $5,000
in 3 months

Interest rates:
Purchases: 20.99%
Cash advances: 22.99%
Cash advances (QC): 21.99%
Card eligibility
min. income: $80k
OR $150k household

Welcome bonus eligibility
must not currently have this card
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Summary of Flytrippers' review

WHY GET THIS CARD

  • Very good welcome bonus of $406
  • Very simple WestJet Rewards
  • Optional renewal bonus
  • Good travel insurance coverage
  • 1st free checked bag on WestJet
  • Companion ticket or 4 lounge passes

WHO SHOULD GET THIS CARD

  • Those who want rewards of the more simple type
  • Those who want to travel on WestJet (or Sunwing later in 2024)
  • Those who want travel benefits on WestJet

Scroll for all details or check out our review (VIDEO or TEXT)

Card details

Welcome bonus structure (2 separate bonuses)

250 WestJet dollars Bonus after 1st purchase (no minimum amount)
200 WestJet dollars Bonus after spending $5,000 (in a maximum of 3 months)

450 WestJet dollars Total with the 2 parts of the bonus

Earn on the minimum spending requirement

75 WestJet dollars Minimum earn on the minimum spending requirement of $5,000 (at base earn rate of 1.5%)

Total rewards by unlocking the welcome bonus

525 WestJet dollars Main parts of the welcome bonus + earn on the minimum spending requirement to unlock it

Apply for the WestJet RBC World Elite Mastercard

Value of the welcome bonus offer

$250 Bonus on approval (250 WestJet dollars)
$200 Bonus after min. spend (200 WestJet dollars)
$75 Earn on minimum spend (75 WestJet dollars)
–$119 Card fee (deducted from Flytrippers Valuation)

$406 Total net value by unlocking the welcome bonus alone

Learn more about our Flytrippers Valuation of welcome bonuses

Effective return rate

8.1% Return on the minimum spending requirement ($406 on $5,000 in 3 months)

‣Learn more about effective return rates (coming soon)

Rewards acquisition summary

$525 Rewards you get for $119

Apply for the WestJet RBC World Elite Mastercard

Value of redemption options (welcome bonus)

For each available redemption option, here is the value of the 525 WestJet dollars you get by unlocking the welcome bonus:

$525 Flights booked with WestJet

‣Learn more about the best redemptions of WestJet dollars (coming soon)

Value of redemption options (per point)

For each available redemption option, here is the value per WestJet dollar to help you understand:

$1/WestJet dollar Flights booked with WestJet 

‣Learn more about the basics of the values per point (coming soon)

Redemptions for flights

The more simple type of rewards redemption, with a fixed value. It is worth less but gives you more flexibility. WestJet dollars are really simple, as you can use them to simply erase the base fare on any flight booked with WestJet (and Sunwing soon). 

Redeem your 525 WestJet dollars for:

525 WestJet dollars Discount of $525 on flights booked with WestJet

‣Learn more about the best redemptions of WestJet Rewards (coming soon)

Expiry
WestJet dollars never expire, whether or not you have the card.

Learn more about WestJet dollars expiry (coming soon)

Pooling
WestJet dollars cannot be pooled with travel companions.

Learn more about pooling WestJet dollars (coming soon)

Logistics
WestJet dollars can be redeemed directly on the WestJet website or app.

Learn more about how to get started with WestJet Rewards (coming soon)

Rewards program summary
Rewards: WestJet dollars
Source: Airline rewards 
Type: More simple
Flytrippers Valuation: $1 per WestJet dollar
Minimum value: $1 per WestJet dollar
Maximum value: $1 per WestJet dollar
Transferable: No

Learn more about rewards programs basics (coming soon)

Earn rates

2 WestJet dollars per $ (2%):

  • WestJet flights or packages

1.5 WestJet dollars per $ (1.5%):

  • Everywhere else

‣Learn more about credit card earn rates (coming soon)

Earning with additional cards

Fee for additional cards: $59
Quantity allowed: N/A
Minimum age: N/A

‣Learn more about additional cards (coming soon)

Companion voucher (2-for-1 ticket)
You can get a 2-for-1 ticket every year for $119 (Canada and USA) or $399 (everywhere else). This covers only the base fare, not the taxes and fees.

‣Learn more about the WestJet companion voucher (coming soon)

4 airport lounge passes (INSTEAD of the companion voucher)
You can exchange your companion voucher for 4 passes to access WestJet-affiliated lounges, only when flying WestJet.

‣Learn more about the WestJet airport lounge benefit (coming soon)

Free checked bag on WestJet
Cardmembers get the 1st checked bag free on WestJet flights (as do up to 8 travel buddies on the same booking).

‣Learn more about the WestJet free bag benefit (coming soon)

Free DashPass from DoorDash
Get DoorDash’s DashPass free for 12 months, which gives you free delivery and other great perks on food delivery.

‣Learn more about the RBC DashPass benefit (coming soon)

3 ¢/L off at Petro-Canada
Link your card and save 3 ¢/L and get 20% more Petro-Points.

‣Learn more about the RBC Petro-Canada benefit (coming soon)

Free global access to Boingo Wi-Fi
Access over 1 million Wi-Fi hotspots worldwide through the Boingo program, including in-flight on select airlines.

‣Learn about the Boingo Wi-Fi program (coming soon)

WestJet Elite Status lift
Earn $500 in qualifying spend for every $15,000 charged to your card, up to 3 times per calendar year.

‣Learn more about the WestJet elite status lift benefit (coming soon)

Membership in the Mastercard Travel Pass by DragonPass for airport lounge access
Warning: Many cards offer membership AND free lounge access passes; this one just gives membership and no free passes.

‣Learn more about airport lounge access (coming soon)

Insurance included

Medical travel insurance for 64 and under (15 days)
Medical travel insurance for 65 and over (3 days)
Flight delay insurance ($250 per person, $500 per occurrence; 4hr min.)
Baggage delay insurance
Trip interruption insurance
Rental car insurance
Hotel burglary insurance
Travel accident insurance
Purchase insurance
Extended warranty

‣Learn more about the WestJet RBC World Elite Mastercard’s insurance coverage (coming soon)

Insurance not included

Trip cancelation insurance
Lost or stolen baggage insurance
Mobile device insurance

‣Learn more about the different types of insurance coverage (coming soon)

Card eligibility
Minimum income: $80,000 (personal) OR $150,000 (household)
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: TransUnion Canada

Learn more about credit card eligibility requirements (coming soon)

Welcome bonus offer eligibility
You must not currently have the WestJet RBC World Elite Mastercard

Learn more about credit card welcome bonus eligibility rules (coming soon)

Offer end date
Offer ends July 31st, 2024

Subscribe to Flytrippers’ free travel rewards newsletter to get all card updates

Card details
Issuer: RBC (Royal Bank of Canada)
Network: Mastercard
Card Type: Credit card
Product Type: Personal card

‣Learn more about credit card types (coming soon)

Fees and rates
Card fee: $119/year
Fee for additional card: $59
FX fee: 2.5%
Purchases interest rate: 20.99%
Cash advance and balance transfer interest rate: 22.99%
Cash advance and balance transfer interest rate (Québec): 21.99%
Balance transfer fee: Up to 3% of transfer amount
Cash advance fee: $5.00

Learn more about why Flytrippers recommends ignoring fees and rates (coming soon)

Get up to $450 in WestJet dollars1 with the WestJet RBC® World Elite Mastercardǂ.

• Plus, get a Round-Trip Companion Voucher Every Year – for any WestJet destination starting from $119 CAD3 (plus taxes, fees, charges and other ATC).

Offer Details

• Get up to 450 WestJet dollars1 (a value of up to $450 off the base fare):

250 WestJet dollars upon your first purchase1

200 WestJet dollars when you spend $5,000 in the first 3 months1

• Get free first checked bags for the primary cardholder and up to 8 guests on the same reservation4

• Earn WestJet dollars 1.5% on everyday purchases and 2% on flights or packages with WestJet or WestJet Vacations8

• WestJet dollars never expire10 Use your WestJet dollars to book flights anytime so you can travel when and where you want.

• No blackout periods.

• Travel coverage including emergency medical insurance20 as well as trip interruption insurance21, hotel burglary18 and rental car insurance19. Even eligible purchases you make on the card are protected.

• Link your RBC card with a Petro-Points membership to and instantly save 3₵ per litre on fuel12 and always earn 20% more Petro-Points13 at Petro-Canada.

• Free Boingo Wifi for Mastercard holders11 at over 1 million hot spots

• Get $0 delivery fees for 12 months from DoorDash^Add your eligible RBC credit card to your DoorDash account to:- Get a 12-month complimentary DashPass subscription± – a value of almost $120- Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

‘All long form content must include the below:Refer to RBC page for up to date offer terms and conditionsAll placements where an RBC affiliate link is used must transparently acknowledge this, to the effect of: This post contains affiliate links. Please read my disclaimer for more info. Example disclaimer: The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.1 To qualify for this offer, you must apply for the WestJet RBC World Elite Mastercard between March 15 and July 31, 2024 (“Offer Period”) and be approved by Royal Bank of Canada. Once approved for the WestJet RBC World Elite Mastercard, please allow 4-6 weeks after the first purchase transaction date for the welcome bonus of 250 WestJet dollars (“Welcome WestJet dollars”) to appear in your WestJet Rewards account, accessible at www.westjet.com/account (opens to external site). To be eligible for the additional 200 WestJet dollars (“Additional WestJet dollars”) you must have applied for the WestJet RBC World Elite Mastercard during the Offer Period and have been approved by Royal Bank of Canada. The Additional WestJet dollars will be awarded to you if a total of $5,000 or more in qualifying net purchases and pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your WestJet RBC World Elite Mastercard account within the first 3 months of your account open date, provided your account is open and in good standing at the time you reach $5,000 in Qualifying Transactions. Please allow 4-6 weeks after this requirement is fulfilled for the Additional WestJet dollars to be awarded to your WestJet Rewards account. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and any credits for returns or adjustments posted to your WestJet RBC World Elite Mastercard account within the first 3 months from your account opening date will reduce the amount of your Qualifying Transactions. The Welcome WestJet dollars, and Additional WestJet dollars are not available to existing or former WestJet RBC World Elite Mastercard primary cardholders applying for or transferring to a WestJet RBC World Elite Mastercard. The Additional WestJet dollars do not apply to product changes from another RBC credit card to the WestJet RBC World Elite Mastercard. Additional cardholders are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer, except as otherwise set out. Royal Bank of Canada and WestJet reserve the right to modify, cancel or withdraw this offer at any time. This offer may be revoked at any time if we suspect you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank of Canada in its sole discretion.

Start earning rewards today

And make sure to download our free checklist for when you get a new card—it includes very important mistakes to avoid
(it will open in a separate tab, or you can click here)

via RBC secure application

*Beta version of card page. Sign up to get updated guide soon.*

Terms & conditions — Travel rewards

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