Best credit cards in Canada

January 2023

Getting new credit cards is one of the best ways for Canadians to travel more for less.

It’s how we easily get over a thousand dollars in travel rewards every year ourselves, all the while improving our credit score and getting plenty of other awesome travel benefits.

The key is to choose cards among the best credit cards in Canada (offers change constantly) and to always pay balances on-time and in full.

Here’s our monthly ranking, which focuses mainly on our Flytrippers Valuation of the credit cards’ welcome bonuses alone, since that’s what will be the same for any type of traveler—and because that is what is most important to maximize travel rewards.

(More details about how the ranking works or our Flytrippers Valuation.)

Flytrippers ranking of the best credit card offers in Canada (January 2023)

These are the best of the best, the credit cards with the highest welcome bonus offers in Canada right now. You can’t go wrong with any of these credit cards that all offer at least $510 in travel rewards with their welcome bonuses alone, but we help you choose below too.

You can watch our detailed video about the best credit card offers in Canada this month (and come see the next one in January).

includeme file="/www/flytripperscom_390/public/php/tables/best-monthly-cc.php"]
Best credit card offers
(February 2024)
ENDING
TD First Class Travel® Visa Infinite* Card
TD First Class Travel Visa Infinite Card
Card:
Bonus: spend $5k in 6 months
WELCOME BONUS
( VALUATION)
ends March 4th
Rewards: $925
Annual fee: $0 $139
Best for: One of the highest
offers ever seen
for SIMPLE rewards
NEW
Marriott Bonvoy American Express® Card
Marriott Bonvoy American Express Card
Card:
Bonus: spend $3k in 3 mos.
WELCOME BONUS
( VALUATION)
ends May 6th
Rewards: ≈ $639
Card fee: $120
Best for: Very lucrative
hotel points
for specific hotels
NEW
Marriott Bonvoy Business American Express® Card
Marriott Bonvoy Business American Express Card
Card: no business required
Bonus: spend $6k in 3 mos.
WELCOME BONUS
( VALUATION)
ends May 6th
Rewards: ≈ $783
Card fee: $150
Best for: For those
who already have
the one above
RBC Avion Visa Infinite Card RBC Avion Visa Infinite Card
Card:
Bonus: spend $5k in 6 mos.
WELCOME BONUS
( VALUATION)
ends April 30th

 apply now
Rewards: ≈ $900
Card fee: $120
Best for: Versatile rewards
valuable or simple
great if you're flexible
RBC Avion Visa Platinum Card RBC Avion Visa Platinum Card
Card:
Bonus: spend $5k in 6 mos.
WELCOME BONUS
( VALUATION)
ends April 30th
Rewards: ≈ $900
Card fee: $120
Best for: Inferior card only
for those not
eligible for the one above
Best
American Express Cobalt® Card
American Express Cobalt Card
Card:
Bonus: spend $750/mo for 12 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $900
Card fee: $156
Best for: Best overall
card
in Canada
6% rate
Scotiabank Gold American Express® Card
Scotiabank Gold American Express Card
Card:
Bonus: spend $7.5k in 1y (or $1k)
WELCOME BONUS
( VALUATION)
ends July 1st
Rewards: $775
Card fee: $120
Best for: Very good
travel insurance
and earn rate
TD® Aeroplan® Visa Infinite* Card TD Aeroplan Visa Infinite Card
Card:
Bonus: spend $7.5k in 12 mos.
WELCOME BONUS
( VALUATION)
ends March 4th
Rewards: ≈ $630
Annual fee: $0 $139
Best for: Valuable Aeroplan pts
and travel benefits
$5k spend option also available
Platinum Card® from American Express Platinum Card from American Express
Card:
Bonus: spend $10k in 3 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $1600
Card fee: $799
Best for: Unlimited access to
airport lounges
and flexible rewards
American Express® Gold Rewards Card American Express Gold Rewards Card
Card:
Bonus: spend $1k/mo for 12 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $1180
Card fee: $250
Best for: Valuable rewards
and 4
airport lounge passes
RBC® British Airways Visa Infinite RBC British Airways Visa Infinite Card
Card:
Bonus: spend $6k in 3 mos.
WELCOME BONUS
( VALUATION)
limited time
Rewards: ≈ $840
Card fee: $165
Best for: Great airline
rewards
for big spenders
ENDING
WestJet RBC World Elite Mastercard
WestJet RBC World Elite Mastercard
Card:
Bonus: spend $5k in 3 mos.
WELCOME BONUS
( VALUATION)
ends March 14th
Rewards: $675
Card fee: $119
Best for: Companion
ticket or
4 lounge passes
American Express® Aeroplan®* Card American Express Aeroplan Card
Card:
Bonus: spend $1k/mo for 10 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $630
Card fee: $120
Best for: Valuable Aeroplan pts
without min. income
and lower min. spend
TD Cash Back Visa Infinite* Card TD Cash Back Visa Infinite Card
Card:
Bonus: spend $3.5k in 3 mos.
WELCOME BONUS
( VALUATION)
ends March 4th
Rewards: $350
Annual fee: $0 $139
Best for: One of the highest
cash back bonuses
ever seen in Canada
NEW
Scotiabank Passport® Visa Infinite* Card
Scotiabank Passport Visa Infinite Card
Card:
Bonus: spend $1k in 3 mos.
WELCOME BONUS
( VALUATION)
ends July 1st
Rewards: $320
Card fee: $0 $150
Best for: 6 airport lounge
passes
and no FX fees
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit card offers
(February 2024)
WELCOME BONUS
( VALUATION)
Best
for
ENDING
TD First Class Travel Visa Infinite Card
Card:
Bonus: spend $5k in 6 months
Rewards: $925
Annual fee: $0 $139
One of the highest
offers ever seen
for SIMPLE rewards
ends March 4th
NEW
Marriott Bonvoy American Express Card
Card:
Bonus: spend $3k in 3 mos.
Rewards: ≈ $639
Card fee: $120
Very lucrative
hotel points
for specific hotels
ends May 6th
NEW
Marriott Bonvoy Business American Express Card
Card: no business required
Bonus: spend $6k in 3 mos.
Rewards: ≈ $783
Card fee: $150
For those
who already have
the one above
ends May 6th
RBC Avion Visa Infinite Card
Card:
Bonus: spend $5k in 6 mos.
Rewards: ≈ $900
Card fee: $120
Versatile rewards
valuable or simple
great if you're flexible
ends April 30th

 apply now
RBC Avion Visa Platinum Card
Card:
Bonus: spend $5k in 6 mos.
Rewards: ≈ $900
Card fee: $120
Inferior card only
for those not
eligible for the one above
ends April 30th
Best
American Express Cobalt Card
Card:
Bonus: spend $750/mo for 12 mos.
Rewards: ≈ $900
Card fee: $156
Best overall
card
in Canada
6% rate
Scotiabank Gold American Express Card
Card:
Bonus: spend $7.5k in 1y (or $1k)
Rewards: $775
Card fee: $120
Very good
travel insurance
and earn rate
ends July 1st
TD Aeroplan Visa Infinite Card
Card:
Bonus: spend $7.5k in 12 mos.
Rewards: ≈ $630
Annual fee: $0 $139
Valuable Aeroplan pts
and travel benefits
$5k spend option also available
ends March 4th
Platinum Card from American Express
Card:
Bonus: spend $10k in 3 mos.
Rewards: ≈ $1600
Card fee: $799
Unlimited access to
airport lounges
and flexible rewards
American Express Gold Rewards Card
Card:
Bonus: spend $1k/mo for 12 mos.
Rewards: ≈ $1180
Card fee: $250
Valuable rewards
and 4
airport lounge passes
RBC British Airways Visa Infinite Card
Card:
Bonus: spend $6k in 3 mos.
Rewards: ≈ $840
Card fee: $165
Great airline
rewards
for big spenders
limited time
ENDING
WestJet RBC World Elite Mastercard
Card:
Bonus: spend $5k in 3 mos.
Rewards: $675
Card fee: $119
Companion
ticket or
4 lounge passes
ends March 14th
American Express Aeroplan Card
Card:
Bonus: spend $1k/mo for 10 mos.
Rewards: ≈ $630
Card fee: $120
Valuable Aeroplan pts
without min. income
and lower min. spend
TD Cash Back Visa Infinite Card
Card:
Bonus: spend $3.5k in 3 mos.
Rewards: $350
Annual fee: $0 $139
One of the highest
cash back bonuses
ever seen in Canada
ends March 4th
NEW
Scotiabank Passport Visa Infinite Card
Card:
Bonus: spend $1k in 3 mos.
Rewards: $320
Card fee: $0 $150
6 airport lounge
passes
and no FX fees
ends July 1st
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit cards in Canada by category

Since there is no such thing as one  “best card”, this beta version of our ranking of the best credit cards is now also split into various different sections based on your own preferences, profile, and strategy.

You can read a teaser about how to choose the best credit cards for you below the ranking, with more to come.

We’ll soon have even more categories, detailed credit card pages, comparison features, and more: sign up for free to be the first to get the full version.

Beginners: our upcoming free course (written & video) will explain how travel rewards & credit cards work in greater detail, but if you are new to this world, it’s important to read some basic knowledge (like not canceling old cards) also below the ranking.

Best credit cards in Canada for groceries

A lot of travel rewards beginners have a hard time understanding that earn rates aren’t as important as welcome bonuses, so we figured adding this section would be a great opportunity to remind you. But with groceries being such a big expense, these cards are great for those getting started out.

You can read our detailed page about the best credit cards in Canada for groceries (coming soon).

 

includeme file="/www/flytripperscom_390/public/php/tables/best-groceries-cc.php"]
Best credit cards
for groceries
Best
American Express Cobalt® Card
American Express Cobalt Card
Card:
Bonus: spend $750/mo for 12 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $900
Card fee: $156
Earn rate on groceries: ≈ 7.5%
as Aeroplan/Avios pts
$2.5k monthly cap
Best
American Express Cobalt® Card
American Express Cobalt Card
Card:
Bonus: spend $750/mo for 12 mos.
WELCOME BONUS
( VALUATION)
Rewards: $600
Card fee: $156
Earn rate on groceries: 5%
as cash back
$2.5k monthly cap
Scotiabank Gold American Express® Card Scotiabank Gold American Express Card
Card:
Bonus: spend $7.5k in 1y (or $1k)
WELCOME BONUS
( VALUATION)
ends July 1st
Rewards: $775
Card fee: $120
Earn rate on groceries: 6% (Sobeys brands)
in simple credit
$50k annual cap
Scotiabank Gold American Express® Card Scotiabank Gold American Express Card
Card:
Bonus: spend $7.5k in 1y (or $1k)
WELCOME BONUS
( VALUATION)
ends July 1st
Rewards: $775
Card fee: $120
Earn rate on groceries: 5%
in simple credit
$50k annual cap
MBNA Rewards World Elite® Mastercard® MBNA Rewards World Elite Mastercard (non-QC)
Card:
Bonus: spend $2k in 3 mos. (see QC offer)
WELCOME BONUS
( VALUATION)
Rewards: $400
Card fee: $120
Earn rate on groceries: 5%
as simple points
$50k annual cap*
BMO CashBack® World Elite®* MasterCard®* BMO CashBack World Elite Mastercard
Card:
Bonus: spend $2k in 3 mos.
WELCOME BONUS
( VALUATION)
Rewards: $200
Card fee: $0 $120
Earn rate on groceries: 5%
as cash back
$500 monthly cap
SimplyCash® Preferred Card from American Express SimplyCash Preferred Card from American Express
Card:
Bonus: spend $3k in 4 mos.
WELCOME BONUS
( VALUATION)
Rewards: $280
Card fee: $120
Earn rate on groceries: 4%
as cash back
$30k annual cap
Scotia Momentum® Visa Infinite* Card Scotia Momentum Visa Infinite Card
Card:
Bonus: spend $2k in 3 mos.
WELCOME BONUS
( VALUATION)
ends October 31st
Rewards: $200
Card fee: $0 $120
Earn rate on groceries: 4%
as cash back
$25k annual cap
BMO eclipse Visa Infinite* Card BMO eclipse Visa Infinite Card
Card:
Bonus: spend $3k in 3 mos.
WELCOME BONUS
( VALUATION)
Rewards: $360
Card fee: $0 $120
Earn rate on groceries: 3.33%
in simple credit
$50k annual cap
TD First Class Travel® Visa Infinite* Card TD First Class Travel Visa Infinite Card
Card:
Bonus: spend $5k in 6 mos.
WELCOME BONUS
( VALUATION)
ends March 4th
Rewards: $925
Annual fee: $0 $139
Earn rate on groceries: 3%
as simple points
$25k annual cap
TD Cash Back Visa Infinite* Card TD Cash Back Visa Infinite Card
Card:
Bonus: spend $3.5k  in 3 mos.
WELCOME BONUS
( VALUATION)
ends March 4th
Rewards: $350
Annual fee: $0 $139
Earn rate on groceries: 3%
as cash back
$15k annual cap
Tangerine World Mastercard® Tangerine World Mastercard
Card:
Bonus: spend $1k in 2 mos.
WELCOME BONUS
( VALUATION)
ends April 30th
Rewards: $120
Card fee: $0
Earn rate on groceries: 2%
as cash back
no cap
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards
for groceries
WELCOME BONUS
( VALUATION)
Earn rate
on groceries
Best
American Express Cobalt Card
Card:
Bonus: spend $750/mo for 12 mos.
Rewards: ≈ $900
Card fee: $156
≈ 7.5%
as Aeroplan/Avios pts
$2.5k monthly cap
Best
American Express Cobalt Card
Card:
Bonus: spend $750/mo for 12 mos.
Rewards: $600
Card fee: $156
5%
as cash back
$2.5k monthly cap
Scotiabank Gold American Express Card
Card:
Bonus: spend $7.5k in 1y (or $1k)
Rewards: $775
Card fee: $120
6% (Sobeys brands)
in simple credit
$50k annual cap
ends July 1st
Scotiabank Gold American Express Card
Card:
Bonus: spend $7.5k in 1y (or $1k)
Rewards: $775
Card fee: $120
5%
in simple credit
$50k annual cap
ends July 1st
MBNA Rewards World Elite Mastercard (non-QC)
Card:
Bonus: spend $2k in 3 mos. (see QC offer)
Rewards: $400
Card fee: $120
5%
as simple points
$50k annual cap*
BMO CashBack World Elite Mastercard
Card:
Bonus: spend $2k in 3 mos.
Rewards: $200
Card fee: $0 $120
5%
as cash back
$500 monthly cap
SimplyCash Preferred Card from American Express
Card:
Bonus: spend $3k in 4 mos.
Rewards: $280
Card fee: $120
4%
as cash back
$30k annual cap
Scotia Momentum Visa Infinite Card
Card:
Bonus: spend $2k in 3 mos.
Rewards: $200
Card fee: $0 $120
4%
as cash back
$25k annual cap
ends October 31st
BMO eclipse Visa Infinite Card
Card:
Bonus: spend $3k in 3 mos.
Rewards: $360
Card fee: $0 $120
3.33%
in simple credit
$50k annual cap
TD First Class Travel Visa Infinite Card
Card:
Bonus: spend $5k in 6 mos.
Rewards: $925
Annual fee: $0 $139
3%
as simple points
$25k annual cap
ends March 4th
TD Cash Back Visa Infinite Card
Card:
Bonus: spend $3.5k  in 3 mos.
Rewards: $350
Annual fee: $0 $139
3%
as cash back
$15k annual cap
ends March 4th
Tangerine World Mastercard
Card:
Bonus: spend $1k in 2 mos.
Rewards: $120
Card fee: $0
2%
as cash back
no cap
ends April 30th
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit cards in Canada for airport lounge access

The only thing better than airport lounge access is free airport lounge access. We love airport lounges. And it’s easy for any Canadian to get free airport lounge access with these cards, no matter how often you travel.

You can read our detailed page about the best credit cards in Canada for airport lounge access.

includeme file="/www/flytripperscom_390/public/php/tables/best-airport-lounge-cc.php"]
Best credit cards for
airport lounge access
Best
Platinum Card® from American Express
Platinum Card from American Express
Card:
Bonus: spend $10k in 3 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $1600
Card fee: $799
Lounge passes: Unlimited + 1 guest
worldwide
Priority Pass + more
NEW
Scotiabank Passport® Visa Infinite* Card
Scotiabank Passport Visa Infinite Card
Card:
Bonus: spend $1k in 3 mos.
WELCOME BONUS
( VALUATION)
ends July 1st
Rewards: $320
Card fee: $0 $150
Lounge passes: 6 passes
worldwide
DragonPass
American Express® Aeroplan®* Reserve Card American Express Aeroplan Reserve Card
Card:
Bonus: spend $2k/mo for 6 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $900
Card fee: $599
Lounge passes: Unlimited + 1 guest
in North America
Air Canada Lounges (on *A)
American Express® Gold Rewards Card American Express Gold Rewards Card
Card:
Bonus: spend $1k/mo for 12 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $1180
Card fee: $250
Lounge passes: 4 passes
in Canada
Plaza Premium only
Scotiabank Platinum American Express® Card Scotiabank Platinum American Express Card
Card:
Bonus: spend $3k in 3 mos.
WELCOME BONUS
( VALUATION)
ends October 31st
Rewards: $560
Card fee: $399
Lounge passes: 10 passes
worldwide
Priority Pass & Plaza Premium
BMO eclipse Visa Infinite Privilege* Card BMO eclipse Visa Infinite Privilege Card
Card:
Bonus: spend $6k in 3 mos.
WELCOME BONUS
( VALUATION)
Rewards: $853
Card fee: $499
Lounge passes: 6 passes
worldwide
DragonPass
TD® Aeroplan® Visa* Infinite Privilege* Card TD Aeroplan Visa Infinite Privilege Card
Card:
Bonus: spend $15k in 12 mos.
WELCOME BONUS
( VALUATION)
ends March 4th
Rewards: ≈ $835
Annual fee: $599
Lounge passes: Unlimited + 1 guest
in North America
AC Lounges* + 6 DragonPass
CIBC Aventura® Gold Visa* Card CIBC Aventura Gold Visa Card
Card:
Bonus: spend $3k in 4 mos.
WELCOME BONUS
( VALUATION)
Rewards: $485
Card fee:
Lounge passes: 4 passes
worldwide
DragonPass
CIBC Aventura® Visa Infinite* Card CIBC Aventura Visa Infinite Card
Card:
Bonus: spend $3k in 4 mos.
WELCOME BONUS
( VALUATION)
Rewards: $485
Card fee:
Lounge passes: 4 passes
worldwide
DragonPass
BMO Ascend World Elite®* MasterCard®* BMO Ascend World Elite MasterCard
Card:
Bonus: spend $3k in 3 mos.
WELCOME BONUS
( VALUATION)
Rewards: $240
Card fee: $0 $150
Lounge passes: 4 passes
worldwide
DragonPass
Business Platinum Card® from American Express Business Platinum Card from American Express
Card: no business required
Bonus: spend $15k in 3 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $1801
Card fee: $799
Lounge passes: Unlimited + 1 guest
worldwide
Priority Pass + more
American Express® Aeroplan®* Business Reserve Card American Express Aeroplan Business Reserve Card
Card: no business required
Bonus: spend $3k/mo for 6 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $1013
Card fee: $599
Lounge passes: Unlimited + 1 guest
in North America
Air Canada Lounges (on *A)
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards for
airport lounge access
WELCOME BONUS
( VALUATION)
Lounge
passes
Best
Platinum Card from American Express
Card:
Bonus: spend $10k in 3 mos.
Rewards: ≈ $1600
Card fee: $799
Unlimited + 1 guest
worldwide
Priority Pass + more
NEW
Scotiabank Passport Visa Infinite Card
Card:
Bonus: spend $1k in 3 mos.
Rewards: $320
Card fee: $0 $150
6 passes
worldwide
DragonPass
ends July 1st
American Express Aeroplan Reserve Card
Card:
Bonus: spend $2k/mo for 6 mos.
Rewards: ≈ $900
Card fee: $599
Unlimited + 1 guest
in North America
Air Canada Lounges (on *A)
American Express Gold Rewards Card
Card:
Bonus: spend $1k/mo for 12 mos.
Rewards: ≈ $1180
Card fee: $250
4 passes
in Canada
Plaza Premium only
Scotiabank Platinum American Express Card
Card:
Bonus: spend $3k in 3 mos.
Rewards: $560
Card fee: $399
10 passes
worldwide
Priority Pass & Plaza Premium
ends October 31st
BMO eclipse Visa Infinite Privilege Card
Card:
Bonus: spend $6k in 3 mos.
Rewards: $853
Card fee: $499
6 passes
worldwide
DragonPass
TD Aeroplan Visa Infinite Privilege Card
Card:
Bonus: spend $15k in 12 mos.
Rewards: ≈ $835
Annual fee: $599
Unlimited + 1 guest
in North America
AC Lounges* + 6 DragonPass
ends March 4th
CIBC Aventura Gold Visa Card
Card:
Bonus: spend $3k in 4 mos.
Rewards: $485
Card fee:
4 passes
worldwide
DragonPass
CIBC Aventura Visa Infinite Card
Card:
Bonus: spend $3k in 4 mos.
Rewards: $485
Card fee:
4 passes
worldwide
DragonPass
BMO Ascend World Elite MasterCard
Card:
Bonus: spend $3k in 3 mos.
Rewards: $240
Card fee: $0 $150
4 passes
worldwide
DragonPass
Business Platinum Card from American Express
Card: no business required
Bonus: spend $15k in 3 mos.
Rewards: ≈ $1801
Card fee: $799
Unlimited + 1 guest
worldwide
Priority Pass + more
American Express Aeroplan Business Reserve Card
Card: no business required
Bonus: spend $3k/mo for 6 mos.
Rewards: ≈ $1013
Card fee: $599
Unlimited + 1 guest
in North America
Air Canada Lounges (on *A)
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit cards in Canada for easy fixed-value travel credits

While variable-value rewards are the best to maximize the value you get, some prefer easy fixed-value travel credits that can be applied to any travel expense for a lot more flexibility (and are okay with sacrificing value for that). These are the best current offers for easy “eraser”-type points.

You can read our detailed page about the best credit cards in Canada for easy fixed-value travel credits (coming soon).

includeme file="/www/flytripperscom_390/public/php/tables/best-travel-credit-cc.php"]
Best credit cards
for easy travel credits
Scotiabank Gold American Express® Card Scotiabank Gold American Express Card
Card:
Bonus: spend $7.5k in 1y (or $1k)
WELCOME BONUS
( VALUATION)
ends July 1st
Rewards: $775
Card fee: $120
Best for: Very good
travel insurance
and earn rate
American Express Cobalt® Card American Express Cobalt Card
Card:
Bonus: spend $750/mo for 12 mos.
WELCOME BONUS
( VALUATION)
Rewards: $600
Card fee: $156
Best for: Big
spenders
or beginners
NEW
RBC Avion Visa Infinite Card
RBC Avion Visa Infinite Card
Card:
Bonus: spend $5k in 6 mos.
WELCOME BONUS
( VALUATION)
ends April 30th

 apply now
Rewards: $600
Card fee: $120
Best for: Non-Amex
with
flexible rewards
TD Platinum Travel Visa* Card TD Platinum Travel Visa Card
Card:
Bonus: spend $1k in 3 mos.
WELCOME BONUS
( VALUATION)
ends September 3rd
Rewards: $273
Annual fee: $0 $89
Best for: One of the best
offers with no
min. income required
intro
BMO eclipse rise Visa* Card
BMO eclipse rise Visa Card
Card:
Bonus: spend $1.5k in 3 mos.
WELCOME BONUS
( VALUATION)
ends May 31st
Rewards: $192
Card fee: $0
Best for: Highest-ever
bonus
on no-fee card
American Express® Gold Rewards Card American Express Gold Rewards Card
Card:
Bonus: spend $1k/mo for 12 mos.
WELCOME BONUS
( VALUATION)
Rewards: $820
Card fee: $250
Best for: Those who
already have
the Cobalt Card
Platinum Card® from American Express Platinum Card from American Express
Card:
Bonus: spend $10k in 3 mos.
WELCOME BONUS
( VALUATION)
Rewards: $1200
Card fee: $799
Best for: Unlimited airport
lounge access
higher spend req.
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards
for easy travel credits
WELCOME BONUS
( VALUATION)
Best
for
Scotiabank Gold American Express Card
Card:
Bonus: spend $7.5k in 1y (or $1k)
Rewards: $775
Card fee: $120
Very good
travel insurance
and earn rate
ends July 1st
American Express Cobalt Card
Card:
Bonus: spend $750/mo for 12 mos.
Rewards: $600
Card fee: $156
Big
spenders
or beginners
NEW
RBC Avion Visa Infinite Card
Card:
Bonus: spend $5k in 6 mos.
Rewards: $600
Card fee: $120
Non-Amex
with
flexible rewards
ends April 30th

 apply now
TD Platinum Travel Visa Card
Card:
Bonus: spend $1k in 3 mos.
Rewards: $273
Annual fee: $0 $89
One of the best
offers with no
min. income required
ends September 3rd
intro
BMO eclipse rise Visa Card
Card:
Bonus: spend $1.5k in 3 mos.
Rewards: $192
Card fee: $0
Highest-ever
bonus
on no-fee card
ends May 31st
American Express Gold Rewards Card
Card:
Bonus: spend $1k/mo for 12 mos.
Rewards: $820
Card fee: $250
Those who
already have
the Cobalt Card
Platinum Card from American Express
Card:
Bonus: spend $10k in 3 mos.
Rewards: $1200
Card fee: $799
Unlimited airport
lounge access
higher spend req.
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit cards in Canada for Aeroplan points

Aeroplan points are the best airline rewards in Canada.

You can read our detailed page about the best credit cards in Canada for Aeroplan points (coming soon).

includeme file="/www/flytripperscom_390/public/php/tables/best-aeroplan-cc.php"]
Best credit cards for
Aeroplan points
TD® Aeroplan® Visa Infinite* Card TD Aeroplan Visa Infinite Card
Card:
Bonus: spend $7.5k in 12 mos.
WELCOME BONUS
( VALUATION)
ends March 4th
Rewards: ≈ $630
Annual fee: $0 $139
Aeroplan points: 51,250 pts
+ free bag on AC
$5k spend option also available
American Express® Aeroplan®* Card American Express Aeroplan Card
Card:
Bonus: spend $1k/mo for 10 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $630
Card fee: $120
Aeroplan points: 50,000 pts
+ a free bag
on Air Canada
American Express® Aeroplan®* Reserve Card American Express Aeroplan Reserve Card
Card:
Bonus: spend $2k/mo for 6 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $900
Card fee: $599
Aeroplan points: 60,000 pts
+ unlimited AC lounges
& other AC benefits
TD® Aeroplan® Visa* Infinite Privilege* Card TD Aeroplan Visa Infinite Privilege Card
Card:
Bonus: spend $15k in 12 mos.
WELCOME BONUS
( VALUATION)
ends March 4th
Rewards: ≈ $835
Annual fee: $599
Aeroplan points: 105,625 pts
+ unlimited AC lounges
6 DP lounges & AC benefits
American Express Cobalt® Card American Express Cobalt Card
Card:
Bonus: spend $750/mo for 12 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $900
Card fee: $156
Aeroplan points: 60,000 pts
+ 5X the points
best card in Canada
American Express® Gold Rewards Card American Express Gold Rewards Card
Card:
Bonus: spend $1k/mo for 12 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $1180
Card fee: $250
Aeroplan points: 72,000 pts
+ 4 lounges
and $100 travel credit
Platinum Card® from American Express Platinum Card from American Express
Card:
Bonus: spend $10k in 3 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $1600
Card fee: $799
Aeroplan points: 80,000 pts
+ unlimited PP lounges
and $200 travel credit
TD® Aeroplan® Visa* Platinum Card TD Aeroplan Visa Platinum Card
Card:
Bonus: spend $1k in 3 mos.
WELCOME BONUS
( VALUATION)
ends March 4th
Rewards: ≈ $315
Annual fee: $0 $89
Aeroplan points: 21,000 pts
+ low min. spend
& lower fee
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards for
Aeroplan points
WELCOME BONUS
( VALUATION)
Aeroplan
points
TD Aeroplan Visa Infinite Card
Card:
Bonus: spend $7.5k in 12 mos.
Rewards: ≈ $630
Annual fee: $0 $139
51,250 pts
+ free bag on AC
$5k spend option also available
ends March 4th
American Express Aeroplan Card
Card:
Bonus: spend $1k/mo for 10 mos.
Rewards: ≈ $630
Card fee: $120
50,000 pts
+ a free bag
on Air Canada
American Express Aeroplan Reserve Card
Card:
Bonus: spend $2k/mo for 6 mos.
Rewards: ≈ $900
Card fee: $599
60,000 pts
+ unlimited AC lounges
& other AC benefits
TD Aeroplan Visa Infinite Privilege Card
Card:
Bonus: spend $15k in 12 mos.
Rewards: ≈ $835
Annual fee: $599
105,625 pts
+ unlimited AC lounges
6 DP lounges & AC benefits
ends March 4th
American Express Cobalt Card
Card:
Bonus: spend $750/mo for 12 mos.
Rewards: ≈ $900
Card fee: $156
60,000 pts
+ 5X the points
best card in Canada
American Express Gold Rewards Card
Card:
Bonus: spend $1k/mo for 12 mos.
Rewards: ≈ $1180
Card fee: $250
72,000 pts
+ 4 lounges
and $100 travel credit
Platinum Card from American Express
Card:
Bonus: spend $10k in 3 mos.
Rewards: ≈ $1600
Card fee: $799
80,000 pts
+ unlimited PP lounges
and $200 travel credit
TD Aeroplan Visa Platinum Card
Card:
Bonus: spend $1k in 3 mos.
Rewards: ≈ $315
Annual fee: $0 $89
21,000 pts
+ low min. spend
& lower fee
ends March 4th
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit cards in Canada for Avios points

Avios points are valuable airline rewards for Canadians.

You can read our detailed page about the best credit cards in Canada for Avios points (coming soon).

includeme file="/www/flytripperscom_390/public/php/tables/best-avios-cc.php"]
Best credit cards
for Avios points
NEW
RBC Avion Visa Infinite Card
RBC Avion Visa Infinite Card
Card:
Bonus: spend $5k in 6 mos.
WELCOME BONUS
( VALUATION)
ends April 30th

 apply now
Rewards: ≈ $900
Card fee: $120
Avios points: 60,000 pts
+ wider acceptance
than Amex
RBC® British Airways Visa Infinite RBC British Airways Visa Infinite Card
Card:
Bonus: spend $6k in 3 mos.
WELCOME BONUS
( VALUATION)
limited time
Rewards: ≈ $840
Card fee: $165
Avios points: 56,000 pts
+ wider acceptance
than Amex
American Express Cobalt® Card American Express Cobalt Card
Card:
Bonus: spend $750/mo for 12 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $900
Card fee: $156
Avios points: 60,000 pts
+ 5X the points
best card in Canada
American Express® Gold Rewards Card American Express Gold Rewards Card
Card:
Bonus: spend $1k/mo for 12 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $1180
Card fee: $250
Avios points: 72,000 pts
+ 4 lounge passes
and $100 travel credit
Platinum Card® from American Express Platinum Card from American Express
Card:
Bonus: spend $10k in 3 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $1600
Card fee: $799
Avios points: 80,000 pts
+ unlimited lounges
and $200 travel credit
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards
for Avios points
WELCOME BONUS
( VALUATION)
Avios
points
NEW
RBC Avion Visa Infinite Card
Card:
Bonus: spend $5k in 6 mos.
Rewards: ≈ $900
Card fee: $120
60,000 pts
+ wider acceptance
than Amex
ends April 30th

 apply now
RBC British Airways Visa Infinite Card
Card:
Bonus: spend $6k in 3 mos.
Rewards: ≈ $840
Card fee: $165
56,000 pts
+ wider acceptance
than Amex
limited time
American Express Cobalt Card
Card:
Bonus: spend $750/mo for 12 mos.
Rewards: ≈ $900
Card fee: $156
60,000 pts
+ 5X the points
best card in Canada
American Express Gold Rewards Card
Card:
Bonus: spend $1k/mo for 12 mos.
Rewards: ≈ $1180
Card fee: $250
72,000 pts
+ 4 lounge passes
and $100 travel credit
Platinum Card from American Express
Card:
Bonus: spend $10k in 3 mos.
Rewards: ≈ $1600
Card fee: $799
80,000 pts
+ unlimited lounges
and $200 travel credit
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit cards in Canada for Marriott Bonvoy points

Marriott has by far the best hotel rewards program for Canadians, and it is so easy to get many many free hotel nights. This is especially great for those who are like us and are able to find cheap flights anyways (and want to maximize the value they get from rewards).

You can read our detailed page about the best credit cards in Canada for Marriott Bonvoy points (coming soon).

includeme file="/www/flytripperscom_390/public/php/tables/best-marriott-cc.php"]
Best credit cards for
Marriott points
NEW
Marriott Bonvoy American Express® Card
Marriott Bonvoy American Express Card
Card:
Bonus: spend $3k in 3 mos.
WELCOME BONUS
( VALUATION)
ends May 6th
Rewards: ≈ $639
Card fee: $120
Marriott points: 71,000 pts
after welcome bonus
NEW
Marriott Bonvoy Business American Express® Card
Marriott Bonvoy Business American Express Card
Card: no business required
Bonus: spend $6k in 3 mos.
WELCOME BONUS
( VALUATION)
ends May 6th
Rewards: ≈ $783
Card fee: $150
Marriott points: 87,000 pts
after welcome bonus
American Express® Gold Rewards Card American Express Gold Rewards Card
Card:
Bonus: spend $1k/mo for 12 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $878
Card fee: $250
Marriott points: 86,400 pts
after welcome bonus
American Express Cobalt® Card American Express Cobalt Card
Card:
Bonus: spend $750/mo for 12 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $648
Card fee: $156
Marriott points: 72,000 pts
after welcome bonus
Platinum Card® from American Express Platinum Card from American Express
Card:
Bonus: spend $10k in 3 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $1264
Card fee: $799
Marriott points: 96,000 pts
after welcome bonus
American Express Business Edge Card American Express Business Edge Card
Card: no business required
Bonus: spend $5k in 3 mos.
WELCOME BONUS
( VALUATION)
limited time
Rewards: ≈ $540
Card fee: $99
Marriott points: 60,000 pts
(50,000 Amex pts)
after welcome bonus
American Express® Business Gold Rewards Card American Express Business Gold Rewards Card
Card: no business required
Bonus: spend $5k in 3 mos.
WELCOME BONUS
( VALUATION)
limited time
Rewards: ≈ $810
Card fee: $199
Marriott points: 90,000 pts
after welcome bonus
Business Platinum Card® from American Express Business Platinum Card from American Express
Card: no business required
Bonus: spend $15k in 3 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $1801
Card fee: $799
Marriott points: 118,500 pts
after welcome bonus
American Express® Green Card American Express Green Card
Card:
Bonus: spend $1k in 3 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $119
Card fee: $0
Marriott points: 13,200 pts
after welcome bonus
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards for
Marriott points
WELCOME BONUS
( VALUATION)
Marriott
points
NEW
Marriott Bonvoy American Express Card
Card:
Bonus: spend $3k in 3 mos.
Rewards: ≈ $639
Card fee: $120
71,000 pts
after welcome bonus
ends May 6th
NEW
Marriott Bonvoy Business American Express Card
Card: no business required
Bonus: spend $6k in 3 mos.
Rewards: ≈ $783
Card fee: $150
87,000 pts
after welcome bonus
ends May 6th
American Express Gold Rewards Card
Card:
Bonus: spend $1k/mo for 12 mos.
Rewards: ≈ $878
Card fee: $250
86,400 pts
after welcome bonus
American Express Cobalt Card
Card:
Bonus: spend $750/mo for 12 mos.
Rewards: ≈ $648
Card fee: $156
72,000 pts
after welcome bonus
Platinum Card from American Express
Card:
Bonus: spend $10k in 3 mos.
Rewards: ≈ $1264
Card fee: $799
96,000 pts
after welcome bonus
American Express Business Edge Card
Card: no business required
Bonus: spend $5k in 3 mos.
Rewards: ≈ $540
Card fee: $99
60,000 pts
(50,000 Amex pts)
after welcome bonus
limited time
American Express Business Gold Rewards Card
Card: no business required
Bonus: spend $5k in 3 mos.
Rewards: ≈ $810
Card fee: $199
90,000 pts
after welcome bonus
limited time
Business Platinum Card from American Express
Card: no business required
Bonus: spend $15k in 3 mos.
Rewards: ≈ $1801
Card fee: $799
118,500 pts
after welcome bonus
American Express Green Card
Card:
Bonus: spend $1k in 3 mos.
Rewards: ≈ $119
Card fee: $0
13,200 pts
after welcome bonus
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit cards in Canada for AIR MILES Rewards

The AIR MILES program is widely-known but quite misused: like any rewards program, you can get the highest potential value by using it for travel. And AIR MILES Miles are easy to earn with many credit cards available.

You can read our detailed page about the best credit cards in Canada for AIR MILES Rewards (coming soon).

includeme file="/www/flytripperscom_390/public/php/tables/best-air-miles-cc.php"]
Best credit cards for
AIR MILES Rewards
BMO AIR MILES®† World Elite®* MasterCard®* BMO AIR MILES World Elite MasterCard
Card:
Bonus: spend $3k in 3 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $249
Card fee: $0 $120
AIR MILES Miles: 2,375 Miles
after welcome bonus
BMO AIR MILES®† MasterCard®* BMO AIR MILES MasterCard
Card:
Bonus: spend $1k in 3 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $110
Card fee: $0
AIR MILES Miles: 920 Miles
after welcome bonus
BMO AIR MILES World Elite®* Business Mastercard®* BMO AIR MILES World Elite Business Mastercard
Card: business required
Bonus: spend $5k in 3 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $420
Card fee: $0 $120
AIR MILES Miles: 3,500 Miles
after welcome bonus
BMO® AIR MILES®† No-Fee Business® Mastercard®* BMO AIR MILES No-Fee Business Mastercard
Card: business required
Bonus: spend $3k in 3 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $138
Card fee: $0
AIR MILES Miles: AIR MILES
collectors
who spend less
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards for
AIR MILES Rewards
WELCOME BONUS
( VALUATION)
AIR MILES
Miles
BMO AIR MILES World Elite MasterCard
Card:
Bonus: spend $3k in 3 mos.
Rewards: ≈ $249
Card fee: $0 $120
2,375 Miles
after welcome bonus
BMO AIR MILES MasterCard
Card:
Bonus: spend $1k in 3 mos.
Rewards: ≈ $110
Card fee: $0
920 Miles
after welcome bonus
BMO AIR MILES World Elite Business Mastercard
Card: business required
Bonus: spend $5k in 3 mos.
Rewards: ≈ $420
Card fee: $0 $120
3,500 Miles
after welcome bonus
BMO AIR MILES No-Fee Business Mastercard
Card: business required
Bonus: spend $3k in 3 mos.
Rewards: ≈ $138
Card fee: $0
AIR MILES
collectors
who spend less
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit cards in Canada for cashback

Travel rewards are a lot better than cashback if you want to get more value. And some types of travel rewards are just as simple and flexible as cashback. But some still prefer cashback, so here are the few cashback cards that at least have good welcome bonuses.

You can read our detailed page about the best credit cards in Canada for cashback (coming soon).

includeme file="/www/flytripperscom_390/public/php/tables/best-cashback-cc.php"]
Best credit cards
for cash back
Scotiabank Gold American Express® Card Scotiabank Gold American Express Card
Card:
Bonus: spend $7.5k in 1y (or $1k)
WELCOME BONUS
( VALUATION)
ends July 1st
Rewards: $775
Card fee: $120
Earn rate: 6%
at Sobeys
5% other food
American Express Cobalt® Card American Express Cobalt Card
Card:
Bonus: spend $750/mo for 12 mos.
WELCOME BONUS
( VALUATION)
Rewards: $600
Card fee: $156
Earn rate: 5%
on groceries (1-3% elsewhere)
BEST
TD Cash Back Visa Infinite* Card
TD Cash Back Visa Infinite Card
Card:
Bonus: spend $3.5k in 3 mos.
WELCOME BONUS
( VALUATION)
ends March 4th
Rewards: $350
Annual fee: $0 $139
Earn rate: 3%
on groceries, gas, bills (1% elsewhere)
BMO AIR MILES®† World Elite®* MasterCard®* BMO AIR MILES World Elite MasterCard
Card:
Bonus: spend $3k in 3 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $249
Card fee: $0 $120
Earn rate: 1.05%
(2.63% at AM partners)
BMO CashBack® World Elite®* MasterCard®* BMO CashBack World Elite Mastercard
Card:
Bonus: spend $2k in 3 mos.
WELCOME BONUS
( VALUATION)
Rewards: $200
Card fee: $0 $120
Earn rate: 5% (with monthly cap)
on groceries (1-4% elsewhere)
Scotia Momentum® Visa Infinite* Card Scotia Momentum Visa Infinite Card
Card:
Bonus: spend $2k in 3 mos.
WELCOME BONUS
( VALUATION)
ends October 31st
Rewards: $200
Card fee: $0 $120
Earn rate: 4%
on groceries (1-2% elsewhere)
SimplyCash® Preferred Card from American Express SimplyCash Preferred Card from American Express
Card:
Bonus: spend $3k in 4 mos.
WELCOME BONUS
( VALUATION)
Rewards: $280
Card fee: $120
Earn rate: 4%
on groceries/gas (2% elsewhere)
Tangerine World Mastercard® Tangerine World Mastercard
Card:
Bonus: spend $1k in 2 mos.
WELCOME BONUS
( VALUATION)
ends April 30th
Rewards: $120
Card fee: $0
Earn rate: 2%
choice of 3 categories
intro
BMO eclipse rise Visa* Card
BMO eclipse rise Visa Card
Card:
Bonus: spend $1.5k in 3 mos.
WELCOME BONUS
( VALUATION)
ends May 31st
Rewards: $192
Card fee: $0
Earn rate: 1.66%
on food
no annual fee
SimplyCash® Card from American Express SimplyCash Card from American Express
Card:
Bonus: spend $3k in 10 mos.
WELCOME BONUS
( VALUATION)
Rewards: $160
Card fee: $0
Earn rate: 2%
on groceries/gas (1.25% elsewhere)
BMO AIR MILES®† MasterCard®* BMO AIR MILES MasterCard
Card:
Bonus: spend $1k in 3 mos.
WELCOME BONUS
( VALUATION)
Rewards: $97
Card fee: $0
Earn rate: 1.26%
at AM partners (0.42% elsewhere)
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards
for cash back
WELCOME BONUS
( VALUATION)
Earn
rate
Scotiabank Gold American Express Card
Card:
Bonus: spend $7.5k in 1y (or $1k)
Rewards: $775
Card fee: $120
6%
at Sobeys
5% other food
ends July 1st
American Express Cobalt Card
Card:
Bonus: spend $750/mo for 12 mos.
Rewards: $600
Card fee: $156
5%
on groceries (1-3% elsewhere)
BEST
TD Cash Back Visa Infinite Card
Card:
Bonus: spend $3.5k in 3 mos.
Rewards: $350
Annual fee: $0 $139
3%
on groceries, gas, bills (1% elsewhere)
ends March 4th
BMO AIR MILES World Elite MasterCard
Card:
Bonus: spend $3k in 3 mos.
Rewards: ≈ $249
Card fee: $0 $120
1.05%
(2.63% at AM partners)
BMO CashBack World Elite Mastercard
Card:
Bonus: spend $2k in 3 mos.
Rewards: $200
Card fee: $0 $120
5% (with monthly cap)
on groceries (1-4% elsewhere)
Scotia Momentum Visa Infinite Card
Card:
Bonus: spend $2k in 3 mos.
Rewards: $200
Card fee: $0 $120
4%
on groceries (1-2% elsewhere)
ends October 31st
SimplyCash Preferred Card from American Express
Card:
Bonus: spend $3k in 4 mos.
Rewards: $280
Card fee: $120
4%
on groceries/gas (2% elsewhere)
Tangerine World Mastercard
Card:
Bonus: spend $1k in 2 mos.
Rewards: $120
Card fee: $0
2%
choice of 3 categories
ends April 30th
intro
BMO eclipse rise Visa Card
Card:
Bonus: spend $1.5k in 3 mos.
Rewards: $192
Card fee: $0
1.66%
on food
no annual fee
ends May 31st
SimplyCash Card from American Express
Card:
Bonus: spend $3k in 10 mos.
Rewards: $160
Card fee: $0
2%
on groceries/gas (1.25% elsewhere)
BMO AIR MILES MasterCard
Card:
Bonus: spend $1k in 3 mos.
Rewards: $97
Card fee: $0
1.26%
at AM partners (0.42% elsewhere)
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit cards in Canada with no foreign transaction fees

Almost every Canadian credit card charges a 2.5% fee on all transactions in foreign currencies, which might still be worth paying overall, depending on your card strategy. But these are the best credit cards to avoid that fee altogether.

You can read our detailed page about the best credit cards in Canada with no foreign transaction fees (coming soon).

includeme file="/www/flytripperscom_390/public/php/tables/best-no-fx-cc.php"]
Best credit cards with
no foreign transaction fees
EQ Bank Card (Prepaid Mastercard) EQ Bank Card (Prepaid Mastercard)
Card:
Bonus: no welcome bonus
WELCOME BONUS
( VALUATION)
Rewards: $0
Card fee: $0
Other benefit: No fee &
no credit check
prepaid card
NEW
Scotiabank Passport® Visa Infinite* Card
Scotiabank Passport Visa Infinite Card
Card:
Bonus: spend $1k in 3 mos.
WELCOME BONUS
( VALUATION)
ends July 1st
Rewards: $320
Card fee: $0 $150
Other benefit: Airport
lounge access
6 passes
Scotiabank Gold American Express® Card Scotiabank Gold American Express Card
Card:
Bonus: spend $7.5k in 1y (or $1k)
WELCOME BONUS
( VALUATION)
ends July 1st
Rewards: $775
Card fee: $120
Other benefit: Very good
travel insurance
and earn rate
Scotiabank Platinum American Express® Card Scotiabank Platinum American Express Card
Card:
Bonus: spend $3k in 3 mos.
WELCOME BONUS
( VALUATION)
ends October 31st
Rewards: $560
Card fee: $399
Other benefit: Airport
lounge access
10 passes
No fee
Brim Mastercard
Brim Mastercard
Card:
Bonus: no welcome bonus
WELCOME BONUS
( VALUATION)
Rewards: $0
Card fee: $0
Other benefit: No-fee
card
add-on w/ other card
Brim World Elite Mastercard Brim World Elite Mastercard
Card:
Bonus: no welcome bonus
WELCOME BONUS
( VALUATION)
limited time
Rewards: $0
Card fee: $0 $199
Other benefit: No minimum
spend
add-on w/ other card
Home Trust Preferred Visa Card Home Trust Preferred Visa Card
Card: not available in Québec
Bonus: no welcome bonus
WELCOME BONUS
( VALUATION)
Rewards: $0
Card fee: $0
Other benefit: No minimum
spend
add-on w/ other card
Home Trust Equityline Visa Card Home Trust Equityline Visa Card
Card: not available in Québec
Bonus: no welcome bonus
WELCOME BONUS
( VALUATION)
Rewards: $0
Card fee: $0
Other benefit: No minimum
spend
add-on w/ other card
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards with
no foreign transaction fees
WELCOME BONUS
( VALUATION)
Other
benefit
EQ Bank Card (Prepaid Mastercard)
Card:
Bonus: no welcome bonus
Rewards: $0
Card fee: $0
No fee &
no credit check
prepaid card
NEW
Scotiabank Passport Visa Infinite Card
Card:
Bonus: spend $1k in 3 mos.
Rewards: $320
Card fee: $0 $150
Airport
lounge access
6 passes
ends July 1st
Scotiabank Gold American Express Card
Card:
Bonus: spend $7.5k in 1y (or $1k)
Rewards: $775
Card fee: $120
Very good
travel insurance
and earn rate
ends July 1st
Scotiabank Platinum American Express Card
Card:
Bonus: spend $3k in 3 mos.
Rewards: $560
Card fee: $399
Airport
lounge access
10 passes
ends October 31st
No fee
Brim Mastercard
Card:
Bonus: no welcome bonus
Rewards: $0
Card fee: $0
No-fee
card
add-on w/ other card
Brim World Elite Mastercard
Card:
Bonus: no welcome bonus
Rewards: $0
Card fee: $0 $199
No minimum
spend
add-on w/ other card
limited time
Home Trust Preferred Visa Card
Card: not available in Québec
Bonus: no welcome bonus
Rewards: $0
Card fee: $0
No minimum
spend
add-on w/ other card
Home Trust Equityline Visa Card
Card: not available in Québec
Bonus: no welcome bonus
Rewards: $0
Card fee: $0
No minimum
spend
add-on w/ other card
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit cards in Canada for balance transfers

You should never carry a balance on a credit card. If you do, fixing that should be your #1 financial priority (the yearly thousand dollars in travel rewards you can get with credit cards should be good motivation). But if you are carrying a balance, in the meantime these cards will at least help you save on interest by doing a transfer.

You can read our detailed page about the best credit cards in Canada for balance transfers (coming soon).

includeme file="/www/flytripperscom_390/public/php/tables/best-balance-transfer-cc.php"]
Best credit cards
for balance transfers
BEST
Scotiabank Value® Visa* Card
Scotiabank Value Visa Card
Card:
Bonus: no welcome bonus
WELCOME BONUS
( VALUATION)
ends October 31st
Rewards: $0
Card fee: $0 $29
Interest rate: 0%
for 10 mos
1% transfer fee
MBNA True Line® Mastercard® MBNA True Line Mastercard
Card:
Bonus: no welcome bonus
WELCOME BONUS
( VALUATION)
Rewards: $0
Card fee: $0
Interest rate: 0%
for 12 mos
3% transfer fee
Tangerine Money-Back Card Tangerine Money-Back Card
Card:
Bonus: spend $1k in 2 mos.
WELCOME BONUS
( VALUATION)
ends April 30th
Rewards: $120
Card fee: $0
Interest rate: 1.95%
for 6 mos
1% transfer fee
new
BMO eclipse rise Visa* Card
BMO eclipse rise Visa Card
Card:
Bonus: spend $1.5k in 3 mos.
WELCOME BONUS
( VALUATION)
ends May 31st
Rewards: $192
Card fee: $0
Interest rate: 0,99%
for 9 mos
2% transfer fee
BMO AIR MILES®† MasterCard®* BMO AIR MILES MasterCard
Card:
Bonus: spend $1k in 3 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $110
Card fee: $0
Interest rate: 0.99%
for 9 mos
2% transfer fee
BMO CashBack® MasterCard®* BMO CashBack Mastercard
Card:
Bonus: spend $500 in 3 mos.
WELCOME BONUS
( VALUATION)
Rewards: $25
Card fee: $0
Interest rate: 0.99%
for 9 mos
2% transfer fee
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards
for balance transfers
WELCOME BONUS
( VALUATION)
Interest
rate
BEST
Scotiabank Value Visa Card
Card:
Bonus: no welcome bonus
Rewards: $0
Card fee: $0 $29
0%
for 10 mos
1% transfer fee
ends October 31st
MBNA True Line Mastercard
Card:
Bonus: no welcome bonus
Rewards: $0
Card fee: $0
0%
for 12 mos
3% transfer fee
Tangerine Money-Back Card
Card:
Bonus: spend $1k in 2 mos.
Rewards: $120
Card fee: $0
1.95%
for 6 mos
1% transfer fee
ends April 30th
new
BMO eclipse rise Visa Card
Card:
Bonus: spend $1.5k in 3 mos.
Rewards: $192
Card fee: $0
0,99%
for 9 mos
2% transfer fee
ends May 31st
BMO AIR MILES MasterCard
Card:
Bonus: spend $1k in 3 mos.
Rewards: ≈ $110
Card fee: $0
0.99%
for 9 mos
2% transfer fee
BMO CashBack Mastercard
Card:
Bonus: spend $500 in 3 mos.
Rewards: $25
Card fee: $0
0.99%
for 9 mos
2% transfer fee
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit cards in Canada with low minimum spends

Pros know that adding a 2nd card the same day as a card application is a great way to double your welcome bonuses, and that’s easier when the 2nd has a low minimum spend (also for those who spend less, despite our tips to reach minimum spend requirements).

You can read our detailed page about the best credit cards in Canada with low minimum spends (coming soon).

includeme file="/www/flytripperscom_390/public/php/tables/best-low-min-spend-cc.php"]
Best credit cards
with low minimum spends
Scotiabank Gold American Express® Card Scotiabank Gold American Express Card
Card:
Bonus: spend $7.5k in 1y (or $1k)
WELCOME BONUS
( VALUATION)
ends July 1st
Rewards: $250
Card fee: $120
Best for: Lower spend
5x on food, no FX
insurance for lower income
TD Platinum Travel Visa* Card TD Platinum Travel Visa Card
Card:
Bonus: spend $1k in 3 mos.
WELCOME BONUS
( VALUATION)
ends September 3rd
Rewards: $273
Annual fee: $0 $89
Best for: Easy to use
simple points
no annual fee (1st year)
intro
BMO eclipse rise Visa* Card
BMO eclipse rise Visa Card
Card:
Bonus: spend $1.5k in 3 mos.
WELCOME BONUS
( VALUATION)
ends May 31st
Rewards: $192
Card fee: $0
Best for: Highest-ever
bonus
on no-fee card
American Express® Green Card American Express Green Card
Card:
Bonus: spend $1k in 3 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $165
Card fee: $0
Best for: Valuable
Amex points
for free
CIBC Aventura® Visa* Card CIBC Aventura Visa Card
Card:
Bonus: make 1 purchase (no min.)
WELCOME BONUS
( VALUATION)
Rewards: $127
Card fee:
Best for: Flexible
points
no-fee card
NEW
Scotiabank Passport® Visa Infinite* Card
Scotiabank Passport Visa Infinite Card
Card:
Bonus: spend $1k in 3 mos.
WELCOME BONUS
( VALUATION)
ends July 1st
Rewards: $320
Card fee: $0 $150
Best for: 6 airport lounge
passes
and no FX fees
BMO AIR MILES®† MasterCard®* BMO AIR MILES MasterCard
Card:
Bonus: spend $1k in 3 mos.
WELCOME BONUS
( VALUATION)
Rewards: ≈ $110
Card fee: $0
Best for: More
AIR MILES
Rewards
moi RBC® Visa Card moi RBC Visa Card
Card:
Bonus: make 1 purchase (no min.)
WELCOME BONUS
( VALUATION)
Rewards: $24
Card fee: $0
Best for: Grocery
rewards
For QC residents
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards
with low minimum spends
WELCOME BONUS
( VALUATION)
Best
for
Scotiabank Gold American Express Card
Card:
Bonus: spend $7.5k in 1y (or $1k)
Rewards: $250
Card fee: $120
Lower spend
5x on food, no FX
insurance for lower income
ends July 1st
TD Platinum Travel Visa Card
Card:
Bonus: spend $1k in 3 mos.
Rewards: $273
Annual fee: $0 $89
Easy to use
simple points
no annual fee (1st year)
ends September 3rd
intro
BMO eclipse rise Visa Card
Card:
Bonus: spend $1.5k in 3 mos.
Rewards: $192
Card fee: $0
Highest-ever
bonus
on no-fee card
ends May 31st