Best credit cards in Canada

June 2024

Getting new credit cards is one of the best ways for Canadians to travel more for less.

It’s how we easily get over a thousand dollars in travel rewards every year ourselves, all the while improving our credit score and getting plenty of other awesome travel benefits.

The key is to choose cards among the best credit cards in Canada (offers change constantly) and to always pay balances on-time and in full.

Here’s our monthly ranking, which focuses mainly on our Flytrippers Valuation of the credit cards’ welcome bonuses alone, since that’s what will be the same for any type of traveler—and because that is what is most important to maximize travel rewards.

(More details about how the ranking works or our Flytrippers Valuation.)

Flytrippers ranking of the best credit card offers in Canada (June 2024)

These are the best of the best, the credit cards with the highest welcome bonus offers in Canada right now. You can’t go wrong with any of these credit cards that all offer at least hundreds of dollars in travel rewards with their welcome bonuses alone, but we help you choose below too.

You can watch our detailed video about the best credit card offers in Canada this month (and come see the next video live).

Best credit card offers
(June 2024)
American Express® Gold Rewards Card
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/month for 12 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1180
Card fee: $250
Best for: Valuable rewards
and 4
airport lounge passes
Best
American Express Cobalt® Card
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $900
Card fee: $156
Best for: Best overall
card
in Canada
6% rate
Scotiabank Gold American Express® Card
Scotiabank Gold American Express Card
Min. income (card):
Min. spend (bonus): $7.5k in 1y (or $1k for lower bonus)
WELCOME BONUS
(Flytrippers VALUATION)
ends July 1st
Rewards: $775
Card fee: $120
Best for: Very good
travel insurance
and earn rate
TD First Class Travel® Visa Infinite* Card
TD First Class Travel Visa Infinite Card
Min. income (card):
Min. spend (bonus): $5k in 6 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends September 3rd
Rewards: $625
Annual fee: $0 $139
Best for: Among highest
offers for simple points
use for any trip
Platinum Card® from American Express
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1600
Card fee: $799
Best for: Unlimited access to
airport lounges
and flexible rewards
RBC® British Airways Visa Infinite
RBC British Airways Visa Infinite Card
Min. income (card):
Min. spend (bonus): $6k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
limited time
Rewards: ≈ $840
Card fee: $165
Best for: Great airline
rewards
for big spenders
NEW
American Express® Aeroplan®* Card
American Express Aeroplan Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $675
Card fee: $120
Best for: Valuable Aeroplan pts
without min. income
and lower min. spend
TD® Aeroplan® Visa Infinite* Card
TD Aeroplan Visa Infinite Card
Min. income (card):
Min. spend (bonus): $12k in 12 mos. (or $7.5k for lower bonus)
WELCOME BONUS
(Flytrippers VALUATION)
ends September 3rd
Rewards: ≈ $641
Annual fee: $139
Best for: Valuable Aeroplan pts
and travel benefits
like free bags on AC
NEW
RBC Avion Visa Infinite Privilege Card
RBC Avion Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $5k in 6 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends November 25th
Rewards: ≈ $919
Card fee: $399
Best for: Lucrative pts
and 6 passes for
VIP airport lounges
NEW
American Express® Aeroplan®* Reserve Card
American Express Aeroplan Reserve Card
Min. income (card):
Min. spend (bonus): $7.5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1041
Card fee: $599
Best for: For Air Canada
lounge access
& other AC benefits
WestJet RBC World Elite Mastercard
WestJet RBC World Elite Mastercard
Min. income (card):
Min. spend (bonus): $5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends July 31st
Rewards: $525
Card fee: $119
Best for: Companion
ticket or
4 lounge passes
RBC Avion Visa Infinite Card
RBC Avion Visa Infinite Card
Min. income (card):
Min. spend (bonus): no min. spend
WELCOME BONUS
(Flytrippers VALUATION)

 apply now
Rewards: ≈ $525
Card fee: $120
Best for: Versatile rewards
valuable or simple
great if you're flexible
Scotiabank Passport® Visa Infinite* Card
Scotiabank Passport Visa Infinite Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends July 1st
Rewards: $320
Card fee: $0 $150
Best for: 6 airport lounge
passes
and no FX fees
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit card offers
(June 2024)
WELCOME BONUS
(Flytrippers VALUATION)
Best
for
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/month for 12 months
Rewards: ≈ $1180
Card fee: $250
Valuable rewards
and 4
airport lounge passes
Best
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
Rewards: ≈ $900
Card fee: $156
Best overall
card
in Canada
6% rate
Scotiabank Gold American Express Card
Min. income (card):
Min. spend (bonus): $7.5k in 1y (or $1k for lower bonus)
Rewards: $775
Card fee: $120
Very good
travel insurance
and earn rate
ends July 1st
TD First Class Travel Visa Infinite Card
Min. income (card):
Min. spend (bonus): $5k in 6 mos.
Rewards: $625
Annual fee: $0 $139
Among highest
offers for simple points
use for any trip
ends September 3rd
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 months
Rewards: ≈ $1600
Card fee: $799
Unlimited access to
airport lounges
and flexible rewards
RBC British Airways Visa Infinite Card
Min. income (card):
Min. spend (bonus): $6k in 3 mos.
Rewards: ≈ $840
Card fee: $165
Great airline
rewards
for big spenders
limited time
NEW
American Express Aeroplan Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
Rewards: ≈ $675
Card fee: $120
Valuable Aeroplan pts
without min. income
and lower min. spend
TD Aeroplan Visa Infinite Card
Min. income (card):
Min. spend (bonus): $12k in 12 mos. (or $7.5k for lower bonus)
Rewards: ≈ $641
Annual fee: $139
Valuable Aeroplan pts
and travel benefits
like free bags on AC
ends September 3rd
NEW
RBC Avion Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $5k in 6 mos.
Rewards: ≈ $919
Card fee: $399
Lucrative pts
and 6 passes for
VIP airport lounges
ends November 25th
NEW
American Express Aeroplan Reserve Card
Min. income (card):
Min. spend (bonus): $7.5k in 3 mos.
Rewards: ≈ $1041
Card fee: $599
For Air Canada
lounge access
& other AC benefits
WestJet RBC World Elite Mastercard
Min. income (card):
Min. spend (bonus): $5k in 3 mos.
Rewards: $525
Card fee: $119
Companion
ticket or
4 lounge passes
ends July 31st
RBC Avion Visa Infinite Card
Min. income (card):
Min. spend (bonus): no min. spend
Rewards: ≈ $525
Card fee: $120
Versatile rewards
valuable or simple
great if you're flexible

 apply now
Scotiabank Passport Visa Infinite Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
Rewards: $320
Card fee: $0 $150
6 airport lounge
passes
and no FX fees
ends July 1st
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit cards in Canada by category

Since there is no such thing as one  “best card”, this beta version of our ranking of the best credit cards is now also split into various different sections based on your own preferences, profile, and strategy.

You can read a teaser about how to choose the best credit cards for you below the ranking, with more to come.

We’ll soon have even more categories, detailed credit card pages, comparison features, and more: sign up for free to be the first to get the full version.

Beginners: our upcoming free course (written & video) will explain how travel rewards & credit cards work in greater detail, but if you are new to this world, it’s important to read some basic knowledge (like not canceling old cards) also below the ranking.

Best credit cards in Canada for groceries

A lot of travel rewards beginners have a hard time understanding that earn rates aren’t as important as welcome bonuses, so we figured adding this section would be a great opportunity to remind you. But with groceries being such a big expense, these cards are great for those getting started out.

You can read our detailed page about the best credit cards in Canada for groceries (coming soon).

 

Best credit cards
for groceries
Best
American Express Cobalt® Card
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $900
Card fee: $156
Earn rate on groceries: ≈ 7.5%
as Aeroplan/Avios pts
$2.5k monthly cap
Best
American Express Cobalt® Card
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $600
Card fee: $156
Earn rate on groceries: 5%
as cash back
$2.5k monthly cap
Scotiabank Gold American Express® Card
Scotiabank Gold American Express Card
Min. income (card):
Min. spend (bonus): $7.5k in 1y (or $1k)
WELCOME BONUS
(Flytrippers VALUATION)
ends July 1st
Rewards: $775
Card fee: $120
Earn rate on groceries: 6% (Sobeys brands)
in simple credit
$50k annual cap
Scotiabank Gold American Express® Card
Scotiabank Gold American Express Card
Min. income (card):
Min. spend (bonus): $7.5k in 1y (or $1k for lower bonus)
WELCOME BONUS
(Flytrippers VALUATION)
ends July 1st
Rewards: $775
Card fee: $120
Earn rate on groceries: 5%
in simple credit
$50k annual cap
MBNA Rewards World Elite® Mastercard®
MBNA Rewards World Elite Mastercard (non-QC)
Min. income (card):
Min. spend (bonus): $2k in 3 mos. (see QC offer)
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $400
Card fee: $120
Earn rate on groceries: 5%
as simple points
$50k annual cap*
BMO CashBack® World Elite®* MasterCard®*
BMO CashBack World Elite Mastercard
Min. income (card):
Min. spend (bonus): $2k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $200
Card fee: $0 $120
Earn rate on groceries: 5%
as cash back
$500 monthly cap
SimplyCash® Preferred Card from American Express
SimplyCash Preferred Card from American Express
Min. income (card):
Min. spend (bonus): $3k in 4 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $280
Card fee: $120
Earn rate on groceries: 4%
as cash back
$30k annual cap
Scotia Momentum® Visa Infinite* Card
Scotia Momentum Visa Infinite Card
Min. income (card):
Min. spend (bonus): $2k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends October 31st
Rewards: $200
Card fee: $0 $120
Earn rate on groceries: 4%
as cash back
$25k annual cap
BMO eclipse Visa Infinite* Card
BMO eclipse Visa Infinite Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends November 30th
Rewards: $360
Card fee: $0 $120
Earn rate on groceries: 3.33%
in simple credit
$50k annual cap
TD First Class Travel® Visa Infinite* Card
TD First Class Travel Visa Infinite Card
Min. income (card):
Min. spend (bonus): $5k in 6 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends September 3rd
Rewards: $625
Annual fee: $0 $139
Earn rate on groceries: 3% in simple pts
(6 TD Rewards pts/$)
$25k annual cap
TD Cash Back Visa Infinite* Card
TD Cash Back Visa Infinite Card
Min. income (card):
Min. spend (bonus): $3.5k in 3 months
WELCOME BONUS
(Flytrippers VALUATION)
ends January 6th
Rewards: $350
Annual fee: $0 $139
Earn rate on groceries: 3%
as cash back
$15k annual cap
Tangerine World Mastercard®
Tangerine World Mastercard
Min. income (card):
Min. spend (bonus): $1k in 2 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends October 31st
Rewards: $120
Card fee: $0
Earn rate on groceries: 2%
as cash back
no cap
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards
for groceries
WELCOME BONUS
(Flytrippers VALUATION)
Earn rate
on groceries
Best
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
Rewards: ≈ $900
Card fee: $156
≈ 7.5%
as Aeroplan/Avios pts
$2.5k monthly cap
Best
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
Rewards: $600
Card fee: $156
5%
as cash back
$2.5k monthly cap
Scotiabank Gold American Express Card
Min. income (card):
Min. spend (bonus): $7.5k in 1y (or $1k)
Rewards: $775
Card fee: $120
6% (Sobeys brands)
in simple credit
$50k annual cap
ends July 1st
Scotiabank Gold American Express Card
Min. income (card):
Min. spend (bonus): $7.5k in 1y (or $1k for lower bonus)
Rewards: $775
Card fee: $120
5%
in simple credit
$50k annual cap
ends July 1st
MBNA Rewards World Elite Mastercard (non-QC)
Min. income (card):
Min. spend (bonus): $2k in 3 mos. (see QC offer)
Rewards: $400
Card fee: $120
5%
as simple points
$50k annual cap*
BMO CashBack World Elite Mastercard
Min. income (card):
Min. spend (bonus): $2k in 3 mos.
Rewards: $200
Card fee: $0 $120
5%
as cash back
$500 monthly cap
SimplyCash Preferred Card from American Express
Min. income (card):
Min. spend (bonus): $3k in 4 mos.
Rewards: $280
Card fee: $120
4%
as cash back
$30k annual cap
Scotia Momentum Visa Infinite Card
Min. income (card):
Min. spend (bonus): $2k in 3 mos.
Rewards: $200
Card fee: $0 $120
4%
as cash back
$25k annual cap
ends October 31st
BMO eclipse Visa Infinite Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
Rewards: $360
Card fee: $0 $120
3.33%
in simple credit
$50k annual cap
ends November 30th
TD First Class Travel Visa Infinite Card
Min. income (card):
Min. spend (bonus): $5k in 6 mos.
Rewards: $625
Annual fee: $0 $139
3% in simple pts
(6 TD Rewards pts/$)
$25k annual cap
ends September 3rd
TD Cash Back Visa Infinite Card
Min. income (card):
Min. spend (bonus): $3.5k in 3 months
Rewards: $350
Annual fee: $0 $139
3%
as cash back
$15k annual cap
ends January 6th
Tangerine World Mastercard
Min. income (card):
Min. spend (bonus): $1k in 2 mos.
Rewards: $120
Card fee: $0
2%
as cash back
no cap
ends October 31st
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit cards in Canada for airport lounge access

The only thing better than airport lounge access is free airport lounge access. We love airport lounges. And it’s easy for any Canadian to get free airport lounge access with these cards, no matter how often you travel.

You can read our detailed page about the best credit cards in Canada for airport lounge access.

Best credit cards for
airport lounge access
Best
Platinum Card® from American Express
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1600
Card fee: $799
Lounge passes: Unlimited + 1 guest
worldwide
Priority Pass + more
Scotiabank Passport® Visa Infinite* Card
Scotiabank Passport Visa Infinite Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends July 1st
Rewards: $320
Card fee: $0 $150
Lounge passes: 6 passes
worldwide
DragonPass
NEW
American Express® Aeroplan®* Reserve Card
American Express Aeroplan Reserve Card
Min. income (card):
Min. spend (bonus): $7.5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1041
Card fee: $599
Lounge passes: Unlimited + 1 guest
in North America
Air Canada Lounges (on *A)
American Express® Gold Rewards Card
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/month for 12 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1180
Card fee: $250
Lounge passes: 4 passes
in Canada
Plaza Premium only
Scotiabank Platinum American Express® Card
Scotiabank Platinum American Express Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends October 31st
Rewards: $560
Card fee: $399
Lounge passes: 10 passes
worldwide
Priority Pass & Plaza Premium
BMO eclipse Visa Infinite Privilege* Card
BMO eclipse Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $6k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends November 30th
Rewards: $853
Card fee: $499
Lounge passes: 6 passes
worldwide
DragonPass
TD® Aeroplan® Visa* Infinite Privilege* Card
TD Aeroplan Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $24k in 12 mos. (or $12k for lower bonus)
WELCOME BONUS
(Flytrippers VALUATION)
ends September 3rd
Rewards: ≈ $976
Annual fee: $599
Lounge passes: Unlimited + 1 guest
in North America
AC Lounges* + 6 DragonPass
CIBC Aventura® Gold Visa* Card
CIBC Aventura Gold Visa Card
Min. income (card):
Min. spend (bonus): $3k in 4 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $484
Card fee:
Lounge passes: 4 passes
worldwide
DragonPass
CIBC Aventura® Visa Infinite* Card
CIBC Aventura Visa Infinite Card
Min. income (card):
Min. spend (bonus): $3k in 4 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $484
Card fee:
Lounge passes: 4 passes
worldwide
DragonPass
BMO Ascend World Elite®* MasterCard®*
BMO Ascend World Elite MasterCard
Min. income (card):
Min. spend (bonus): $4.5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends November 30th
Rewards: $330
Card fee: $0 $150
Lounge passes: 4 passes
worldwide
DragonPass
Business Platinum Card® from American Express
Business Platinum Card from American Express
Card: no business required
Min. spend (bonus): $15k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1801
Card fee: $799
Lounge passes: Unlimited + 1 guest
worldwide
Priority Pass + more
NEW
American Express® Aeroplan®* Business Reserve Card
American Express Aeroplan Business Reserve Card
Card: no business required
Min. spend (bonus): $10.5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1172
Card fee: $599
Lounge passes: Unlimited + 1 guest
in North America
Air Canada Lounges (on *A)
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards for
airport lounge access
WELCOME BONUS
(Flytrippers VALUATION)
Lounge
passes
Best
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 months
Rewards: ≈ $1600
Card fee: $799
Unlimited + 1 guest
worldwide
Priority Pass + more
Scotiabank Passport Visa Infinite Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
Rewards: $320
Card fee: $0 $150
6 passes
worldwide
DragonPass
ends July 1st
NEW
American Express Aeroplan Reserve Card
Min. income (card):
Min. spend (bonus): $7.5k in 3 mos.
Rewards: ≈ $1041
Card fee: $599
Unlimited + 1 guest
in North America
Air Canada Lounges (on *A)
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/month for 12 months
Rewards: ≈ $1180
Card fee: $250
4 passes
in Canada
Plaza Premium only
Scotiabank Platinum American Express Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
Rewards: $560
Card fee: $399
10 passes
worldwide
Priority Pass & Plaza Premium
ends October 31st
BMO eclipse Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $6k in 3 mos.
Rewards: $853
Card fee: $499
6 passes
worldwide
DragonPass
ends November 30th
TD Aeroplan Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $24k in 12 mos. (or $12k for lower bonus)
Rewards: ≈ $976
Annual fee: $599
Unlimited + 1 guest
in North America
AC Lounges* + 6 DragonPass
ends September 3rd
CIBC Aventura Gold Visa Card
Min. income (card):
Min. spend (bonus): $3k in 4 mos.
Rewards: ≈ $484
Card fee:
4 passes
worldwide
DragonPass
CIBC Aventura Visa Infinite Card
Min. income (card):
Min. spend (bonus): $3k in 4 mos.
Rewards: ≈ $484
Card fee:
4 passes
worldwide
DragonPass
BMO Ascend World Elite MasterCard
Min. income (card):
Min. spend (bonus): $4.5k in 3 mos.
Rewards: $330
Card fee: $0 $150
4 passes
worldwide
DragonPass
ends November 30th
Business Platinum Card from American Express
Card: no business required
Min. spend (bonus): $15k in 3 mos.
Rewards: ≈ $1801
Card fee: $799
Unlimited + 1 guest
worldwide
Priority Pass + more
NEW
American Express Aeroplan Business Reserve Card
Card: no business required
Min. spend (bonus): $10.5k in 3 mos.
Rewards: ≈ $1172
Card fee: $599
Unlimited + 1 guest
in North America
Air Canada Lounges (on *A)
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit cards in Canada for easy fixed-value travel credits

While variable-value rewards are the best to maximize the value you get, some prefer easy fixed-value travel credits that can be applied to any travel expense for a lot more flexibility (and are okay with sacrificing value for that). These are the best current offers for easy “eraser”-type points.

You can read our detailed page about the best credit cards in Canada for easy fixed-value travel credits (coming soon).

Best credit cards
for easy travel credits
Scotiabank Gold American Express® Card
Scotiabank Gold American Express Card
Min. income (card):
Min. spend (bonus): $7.5k in 1y (or $1k for lower bonus)
WELCOME BONUS
(Flytrippers VALUATION)
ends July 1st
Rewards: $775
Card fee: $120
Best for: Very good
travel insurance
and earn rate
American Express Cobalt® Card
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $600
Card fee: $156
Best for: Big
spenders
or beginners
RBC Avion Visa Infinite Card
RBC Avion Visa Infinite Card
Min. income (card):
Min. spend (bonus): no min. spend
WELCOME BONUS
(Flytrippers VALUATION)

 apply now
Rewards: $350
Card fee: $120
Best for: Non-Amex
with
flexible rewards
TD Platinum Travel Visa* Card
TD Platinum Travel Visa Card
Min. income (card):
Min. spend (bonus): $1k in 3 months
WELCOME BONUS
(Flytrippers VALUATION)
ends September 3rd
Rewards: $273
Annual fee: $0 $89
Best for: One of the best
offers with no
min. income required
BMO eclipse rise Visa* Card
BMO eclipse rise Visa Card
Min. income (card):
Min. spend (bonus): $1.5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends November 30th
Rewards: $192
Card fee: $0
Best for: Highest-ever
bonus
on no-fee card
American Express® Gold Rewards Card
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/month for 12 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $820
Card fee: $250
Best for: Those who
already have
the Cobalt Card
Platinum Card® from American Express
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $1200
Card fee: $799
Best for: Unlimited airport
lounge access
higher spend req.
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards
for easy travel credits
WELCOME BONUS
(Flytrippers VALUATION)
Best
for
Scotiabank Gold American Express Card
Min. income (card):
Min. spend (bonus): $7.5k in 1y (or $1k for lower bonus)
Rewards: $775
Card fee: $120
Very good
travel insurance
and earn rate
ends July 1st
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
Rewards: $600
Card fee: $156
Big
spenders
or beginners
RBC Avion Visa Infinite Card
Min. income (card):
Min. spend (bonus): no min. spend
Rewards: $350
Card fee: $120
Non-Amex
with
flexible rewards

 apply now
TD Platinum Travel Visa Card
Min. income (card):
Min. spend (bonus): $1k in 3 months
Rewards: $273
Annual fee: $0 $89
One of the best
offers with no
min. income required
ends September 3rd
BMO eclipse rise Visa Card
Min. income (card):
Min. spend (bonus): $1.5k in 3 mos.
Rewards: $192
Card fee: $0
Highest-ever
bonus
on no-fee card
ends November 30th
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/month for 12 months
Rewards: $820
Card fee: $250
Those who
already have
the Cobalt Card
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 months
Rewards: $1200
Card fee: $799
Unlimited airport
lounge access
higher spend req.
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit cards in Canada for Marriott Bonvoy points

Marriott has by far the best hotel rewards program for Canadians, and it is so easy to get many many free hotel nights. This is especially great for those who are like us and are able to find cheap flights anyways (and want to maximize the value they get from rewards).

You can read our detailed page about the best credit cards in Canada for Marriott Bonvoy points (coming soon).

Best credit cards for
Marriott points
Marriott Bonvoy American Express® Card
Marriott Bonvoy American Express Card
Min. income (card):
Min. spend (bonus): $1.5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $477
Card fee: $120
Marriott points: 53,000 pts
after welcome bonus
Marriott Bonvoy Business American Express® Card
Marriott Bonvoy Business American Express Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $630
Card fee: $150
Marriott points: 70,000 pts
after welcome bonus
American Express® Gold Rewards Card
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/month for 12 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $878
Card fee: $250
Marriott points: 86,400 pts
after welcome bonus
American Express Cobalt® Card
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $648
Card fee: $156
Marriott points: 72,000 pts
after welcome bonus
Platinum Card® from American Express
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1264
Card fee: $799
Marriott points: 96,000 pts
after welcome bonus
American Express Business Edge Card
American Express Business Edge Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
limited time
Rewards: ≈ $540
Card fee: $99
Marriott points: 60,000 pts
after welcome bonus
American Express® Business Gold Rewards Card
American Express Business Gold Rewards Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
limited time
Rewards: ≈ $810
Card fee: $199
Marriott points: 90,000 pts
after welcome bonus
Business Platinum Card® from American Express
Business Platinum Card from American Express
Card: no business required
Min. spend (bonus): $15k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1801
Card fee: $799
Marriott points: 118,500 pts
after welcome bonus
American Express® Green Card
American Express Green Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $119
Card fee: $0
Marriott points: 13,200 pts
after welcome bonus
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards for
Marriott points
WELCOME BONUS
(Flytrippers VALUATION)
Marriott
points
Marriott Bonvoy American Express Card
Min. income (card):
Min. spend (bonus): $1.5k in 3 mos.
Rewards: ≈ $477
Card fee: $120
53,000 pts
after welcome bonus
Marriott Bonvoy Business American Express Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
Rewards: ≈ $630
Card fee: $150
70,000 pts
after welcome bonus
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/month for 12 months
Rewards: ≈ $878
Card fee: $250
86,400 pts
after welcome bonus
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
Rewards: ≈ $648
Card fee: $156
72,000 pts
after welcome bonus
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 months
Rewards: ≈ $1264
Card fee: $799
96,000 pts
after welcome bonus
American Express Business Edge Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
Rewards: ≈ $540
Card fee: $99
60,000 pts
after welcome bonus
limited time
American Express Business Gold Rewards Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
Rewards: ≈ $810
Card fee: $199
90,000 pts
after welcome bonus
limited time
Business Platinum Card from American Express
Card: no business required
Min. spend (bonus): $15k in 3 mos.
Rewards: ≈ $1801
Card fee: $799
118,500 pts
after welcome bonus
American Express Green Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
Rewards: ≈ $119
Card fee: $0
13,200 pts
after welcome bonus
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit cards in Canada for Aeroplan points

Aeroplan points are the best airline rewards in Canada.

You can read our detailed page about the best credit cards in Canada for Aeroplan points (coming soon).

Best credit cards for
Aeroplan points
NEW
American Express® Aeroplan®* Card
American Express Aeroplan Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $675
Card fee: $120
Aeroplan points: 53,000 pts
+ a free bag
on Air Canada
TD® Aeroplan® Visa Infinite* Card
TD Aeroplan Visa Infinite Card
Min. income (card):
Min. spend (bonus): $12k in 12 mos. (or $7.5k for lower bonus)
WELCOME BONUS
(Flytrippers VALUATION)
ends September 3rd
Rewards: ≈ $641
Annual fee: $139
Aeroplan points: 40k pts with bonus
(52,000 pts total)
40k + 12k on min. spend
American Express Cobalt® Card
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $900
Card fee: $156
Aeroplan points: 60,000 pts
+ 5X the points
best card in Canada
NEW
American Express® Aeroplan®* Reserve Card
American Express Aeroplan Reserve Card
Min. income (card):
Min. spend (bonus): $7.5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1041
Card fee: $599
Aeroplan points: 69,375 pts
+ unlimited AC lounges
& other AC benefits
TD® Aeroplan® Visa* Infinite Privilege* Card
TD Aeroplan Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $24k in 12 mos. (or $12k for lower bonus)
WELCOME BONUS
(Flytrippers VALUATION)
ends September 3rd
Rewards: ≈ $976
Annual fee: $599
Aeroplan points: 75k pts with bonus
(105,000 pts total)
75k + 30k on min. spend
American Express® Gold Rewards Card
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/month for 12 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1180
Card fee: $250
Aeroplan points: 72,000 pts
+ 4 lounges
and $100 travel credit
Platinum Card® from American Express
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1600
Card fee: $799
Aeroplan points: 80,000 pts
+ unlimited PP lounges
and $200 travel credit
TD® Aeroplan® Visa* Platinum Card
TD Aeroplan Visa Platinum Card
Min. income (card):
Min. spend (bonus): $1k in 3 months
WELCOME BONUS
(Flytrippers VALUATION)
ends September 3rd
Rewards: ≈ $315
Annual fee: $0 $89
Aeroplan points: 20k pts with bonus
(21,000 pts total)
20k + 1k on min. spend
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards for
Aeroplan points
WELCOME BONUS
(Flytrippers VALUATION)
Aeroplan
points
NEW
American Express Aeroplan Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
Rewards: ≈ $675
Card fee: $120
53,000 pts
+ a free bag
on Air Canada
TD Aeroplan Visa Infinite Card
Min. income (card):
Min. spend (bonus): $12k in 12 mos. (or $7.5k for lower bonus)
Rewards: ≈ $641
Annual fee: $139
40k pts with bonus
(52,000 pts total)
40k + 12k on min. spend
ends September 3rd
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
Rewards: ≈ $900
Card fee: $156
60,000 pts
+ 5X the points
best card in Canada
NEW
American Express Aeroplan Reserve Card
Min. income (card):
Min. spend (bonus): $7.5k in 3 mos.
Rewards: ≈ $1041
Card fee: $599
69,375 pts
+ unlimited AC lounges
& other AC benefits
TD Aeroplan Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $24k in 12 mos. (or $12k for lower bonus)
Rewards: ≈ $976
Annual fee: $599
75k pts with bonus
(105,000 pts total)
75k + 30k on min. spend
ends September 3rd
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/month for 12 months
Rewards: ≈ $1180
Card fee: $250
72,000 pts
+ 4 lounges
and $100 travel credit
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 months
Rewards: ≈ $1600
Card fee: $799
80,000 pts
+ unlimited PP lounges
and $200 travel credit
TD Aeroplan Visa Platinum Card
Min. income (card):
Min. spend (bonus): $1k in 3 months
Rewards: ≈ $315
Annual fee: $0 $89
20k pts with bonus
(21,000 pts total)
20k + 1k on min. spend
ends September 3rd
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit cards in Canada for Avios points

Avios points are valuable airline rewards for Canadians.

You can read our detailed page about the best credit cards in Canada for Avios points (coming soon).

Best credit cards
for Avios points
RBC® British Airways Visa Infinite
RBC British Airways Visa Infinite Card
Min. income (card):
Min. spend (bonus): $6k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
limited time
Rewards: ≈ $840
Card fee: $165
Avios points: 56,000 pts
+ wider acceptance
than Amex
RBC Avion Visa Infinite Card
RBC Avion Visa Infinite Card
Min. income (card):
Min. spend (bonus): no min. spend
WELCOME BONUS
(Flytrippers VALUATION)

 apply now
Rewards: ≈ $525
Card fee: $120
Avios points: 35,000 pts
+ wider acceptance
than Amex
NEW
RBC Avion Visa Infinite Privilege Card
RBC Avion Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $5k in 6 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends November 25th
Rewards: ≈ $919
Card fee: $399
Avios points: 60,000 pts
+ 6 passes
for airport lounges
American Express Cobalt® Card
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $900
Card fee: $156
Avios points: 60,000 pts
+ 5X the points
best card in Canada
American Express® Gold Rewards Card
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/month for 12 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1180
Card fee: $250
Avios points: 72,000 pts
+ 4 lounge passes
and $100 travel credit
Platinum Card® from American Express
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1600
Card fee: $799
Avios points: 80,000 pts
+ unlimited lounges
and $200 travel credit
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards
for Avios points
WELCOME BONUS
(Flytrippers VALUATION)
Avios
points
RBC British Airways Visa Infinite Card
Min. income (card):
Min. spend (bonus): $6k in 3 mos.
Rewards: ≈ $840
Card fee: $165
56,000 pts
+ wider acceptance
than Amex
limited time
RBC Avion Visa Infinite Card
Min. income (card):
Min. spend (bonus): no min. spend
Rewards: ≈ $525
Card fee: $120
35,000 pts
+ wider acceptance
than Amex

 apply now
NEW
RBC Avion Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $5k in 6 mos.
Rewards: ≈ $919
Card fee: $399
60,000 pts
+ 6 passes
for airport lounges
ends November 25th
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
Rewards: ≈ $900
Card fee: $156
60,000 pts
+ 5X the points
best card in Canada
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/month for 12 months
Rewards: ≈ $1180
Card fee: $250
72,000 pts
+ 4 lounge passes
and $100 travel credit
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 months
Rewards: ≈ $1600
Card fee: $799
80,000 pts
+ unlimited lounges
and $200 travel credit
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit cards in Canada for other airline points

Aeroplan and Avios points are the best, but there are a few other interesting airline points.

You can read our detailed page about the best credit cards in Canada for other airline points (coming soon).

Best credit cards for other airline points
NEW
Cathay World Elite® Mastercard® – powered by Neo (not available in QC)
Cathay World Elite Mastercard powered by Neo (not available in QC)
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $429
Card fee: $180
Best for: 33,000 Asia miles
by unlocking bonus
& Cathay Pacific benefits
MBNA Rewards World Elite® Mastercard®
MBNA Rewards World Elite Mastercard (non-QC)
Min. income (card):
Min. spend (bonus): $2k in 3 mos. (see QC offer)
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $600
Card fee: $120
Best for: 40,000 Alaska miles
by unlocking bonus
later in 2024
MBNA Rewards Platinum Plus® Mastercard®
MBNA Rewards Platinum Plus Mastercard (non-QC)
Min. income (card):
Min. spend (bonus): $500 in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $180
Card fee: $0
Best for: 12,000 Alaska miles
by unlocking bonus
later in 2024
Air France KLM World Elite Mastercard®
Air France KLM World Elite Mastercard
Min. income (card):
Min. spend (bonus): $15k in 12 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends June 10th
Rewards: $768
Card fee: $132
Best for: 75,000 Flying Blue miles
by unlocking bonus
high min. spend required
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards for other airline points WELCOME BONUS
(Flytrippers VALUATION)
Best
for
NEW
Cathay World Elite Mastercard powered by Neo (not available in QC)
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
Rewards: ≈ $429
Card fee: $180
33,000 Asia miles
by unlocking bonus
& Cathay Pacific benefits
MBNA Rewards World Elite Mastercard (non-QC)
Min. income (card):
Min. spend (bonus): $2k in 3 mos. (see QC offer)
Rewards: ≈ $600
Card fee: $120
40,000 Alaska miles
by unlocking bonus
later in 2024
MBNA Rewards Platinum Plus Mastercard (non-QC)
Min. income (card):
Min. spend (bonus): $500 in 3 mos.
Rewards: ≈ $180
Card fee: $0
12,000 Alaska miles
by unlocking bonus
later in 2024
Air France KLM World Elite Mastercard
Min. income (card):
Min. spend (bonus): $15k in 12 mos.
Rewards: $768
Card fee: $132
75,000 Flying Blue miles
by unlocking bonus
high min. spend required
ends June 10th
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit cards in Canada for WestJet dollars

The WestJet Rewards program gives you airline points of the more simple type that are easy to use for any WestJet flight, some limited partner flights, and soon for Sunwing flights as the airline will be integrated into WestJet in 2024.

You can read our detailed page about the best credit cards in Canada for other WestJet dollars (coming soon).

Best credit cards for WestJet dollars
NEW
WestJet RBC World Elite Mastercard
WestJet RBC World Elite Mastercard
Min. income (card):
Min. spend (bonus): $5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends July 31st
Rewards: $525
Card fee: $119
Best for: 525 WestJet dollars
by unlocking bonus
& free bag + BOGO/lounge
WestJet RBC Mastercard
WestJet RBC Mastercard
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $110
Card fee: $39
Best for: 110 WestJet dollars
by unlocking bonus
& Buy One Get One ticket
NEW
RBC Avion Visa Infinite Privilege Card
RBC Avion Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $5k in 6 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends November 25th
Rewards: ≈ $613
Card fee: $399
Best for: 613 WestJet dollars
by unlocking bonus
or more valuable uses
RBC Avion Visa Infinite Card
RBC Avion Visa Infinite Card
Min. income (card):
Min. spend (bonus): no min. spend
WELCOME BONUS
(Flytrippers VALUATION)

 apply now
Rewards: ≈ $350
Card fee: $120
Best for: 350 WestJet dollars
by unlocking bonus
after welcome bonus
RBC Avion Visa Platinum Card
RBC Avion Visa Platinum Card
Min. income (card):
Min. spend (bonus): no min. spend
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $350
Card fee: $120
Best for: 350 WestJet dollars
by unlocking bonus
or more valuable uses
RBC ION+ Visa Card
RBC ION+ Visa Card
Min. income (card):
Min. spend (bonus): $500 in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $95
Card fee: $48
Best for: 85 WestJet dollars
by unlocking bonus
or more valuable uses
RBC ION Visa Card
RBC ION Visa Card
Min. income (card):
Min. spend (bonus): no minimum spend
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $35
Card fee: $0
Best for: 35 WestJet dollars
by unlocking bonus
or more valuable uses
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards for WestJet dollars WELCOME BONUS
(Flytrippers VALUATION)
Best
for
NEW
WestJet RBC World Elite Mastercard
Min. income (card):
Min. spend (bonus): $5k in 3 mos.
Rewards: $525
Card fee: $119
525 WestJet dollars
by unlocking bonus
& free bag + BOGO/lounge
ends July 31st
WestJet RBC Mastercard
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
Rewards: $110
Card fee: $39
110 WestJet dollars
by unlocking bonus
& Buy One Get One ticket
NEW
RBC Avion Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $5k in 6 mos.
Rewards: ≈ $613
Card fee: $399
613 WestJet dollars
by unlocking bonus
or more valuable uses
ends November 25th
RBC Avion Visa Infinite Card
Min. income (card):
Min. spend (bonus): no min. spend
Rewards: ≈ $350
Card fee: $120
350 WestJet dollars
by unlocking bonus
after welcome bonus

 apply now
RBC Avion Visa Platinum Card
Min. income (card):
Min. spend (bonus): no min. spend
Rewards: ≈ $350
Card fee: $120
350 WestJet dollars
by unlocking bonus
or more valuable uses
RBC ION+ Visa Card
Min. income (card):
Min. spend (bonus): $500 in 3 mos.
Rewards: $95
Card fee: $48
85 WestJet dollars
by unlocking bonus
or more valuable uses
RBC ION Visa Card
Min. income (card):
Min. spend (bonus): no minimum spend
Rewards: $35
Card fee: $0
35 WestJet dollars
by unlocking bonus
or more valuable uses
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit cards in Canada for AIR MILES Rewards

The AIR MILES program is widely-known but quite misused: like any rewards program, you can get the highest potential value by using it for travel. And AIR MILES Miles are easy to earn with many credit cards available.

You can read our detailed page about the best credit cards in Canada for AIR MILES Rewards (coming soon).

Best credit cards for
AIR MILES Rewards
BMO AIR MILES®† World Elite®* MasterCard®*
BMO AIR MILES World Elite MasterCard
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends November 30th
Rewards: ≈ $249
Card fee: $0 $120
AIR MILES Miles: 2,375 Miles
after welcome bonus
BMO AIR MILES®† MasterCard®*
BMO AIR MILES MasterCard
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $110
Card fee: $0
AIR MILES Miles: 920 Miles
after welcome bonus
BMO AIR MILES World Elite®* Business Mastercard®*
BMO AIR MILES World Elite Business Mastercard
Card: business required
Min. spend (bonus): $5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $420
Card fee: $0 $120
AIR MILES Miles: 3,500 Miles
after welcome bonus
BMO® AIR MILES®† No-Fee Business® Mastercard®*
BMO AIR MILES No-Fee Business Mastercard
Card: business required
Min. spend (bonus): $3k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $138
Card fee: $0
AIR MILES Miles: AIR MILES
collectors
who spend less
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards for
AIR MILES Rewards
WELCOME BONUS
(Flytrippers VALUATION)
AIR MILES
Miles
BMO AIR MILES World Elite MasterCard
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
Rewards: ≈ $249
Card fee: $0 $120
2,375 Miles
after welcome bonus
ends November 30th
BMO AIR MILES MasterCard
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
Rewards: ≈ $110
Card fee: $0
920 Miles
after welcome bonus
BMO AIR MILES World Elite Business Mastercard
Card: business required
Min. spend (bonus): $5k in 3 mos.
Rewards: ≈ $420
Card fee: $0 $120
3,500 Miles
after welcome bonus
BMO AIR MILES No-Fee Business Mastercard
Card: business required
Min. spend (bonus): $3k in 3 mos.
Rewards: ≈ $138
Card fee: $0
AIR MILES
collectors
who spend less
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit cards in Canada for cashback

Travel rewards are a lot better than cashback if you want to get more value. And some types of travel rewards are just as simple and flexible as cashback. But some still prefer cashback, so here are the few cashback cards that at least have good welcome bonuses.

You can read our detailed page about the best credit cards in Canada for cashback (coming soon).

Best credit cards
for cash back
Scotiabank Gold American Express® Card
Scotiabank Gold American Express Card
Min. income (card):
Min. spend (bonus): $7.5k in 1y (or $1k)
WELCOME BONUS
(Flytrippers VALUATION)
ends July 1st
Rewards: $775
Card fee: $120
Earn rate: 6%
at Sobeys
5% other food
American Express Cobalt® Card
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $600
Card fee: $156
Earn rate: 5%
on groceries (1-3% elsewhere)
BEST
TD Cash Back Visa Infinite* Card
TD Cash Back Visa Infinite Card
Min. income (card):
Min. spend (bonus): $3.5k in 3 months
WELCOME BONUS
(Flytrippers VALUATION)
ends January 6th
Rewards: $350
Annual fee: $0 $139
Earn rate: 3%
on groceries, gas, bills (1% elsewhere)
BMO AIR MILES®† World Elite®* MasterCard®*
BMO AIR MILES World Elite MasterCard
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends November 30th
Rewards: ≈ $249
Card fee: $0 $120
Earn rate: 1.05%
(2.63% at AM partners)
BMO CashBack® World Elite®* MasterCard®*
BMO CashBack World Elite Mastercard
Min. income (card):
Min. spend (bonus): $2k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $200
Card fee: $0 $120
Earn rate: 5% (with monthly cap)
on groceries (1-4% elsewhere)
Scotia Momentum® Visa Infinite* Card
Scotia Momentum Visa Infinite Card
Min. income (card):
Min. spend (bonus): $2k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends October 31st
Rewards: $200
Card fee: $0 $120
Earn rate: 4%
on groceries (1-2% elsewhere)
SimplyCash® Preferred Card from American Express
SimplyCash Preferred Card from American Express
Min. income (card):
Min. spend (bonus): $3k in 4 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $280
Card fee: $120
Earn rate: 4%
on groceries/gas (2% elsewhere)
Tangerine World Mastercard®
Tangerine World Mastercard
Min. income (card):
Min. spend (bonus): $1k in 2 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends October 31st
Rewards: $120
Card fee: $0
Earn rate: 2%
choice of 3 categories
BMO eclipse rise Visa* Card
BMO eclipse rise Visa Card
Min. income (card):
Min. spend (bonus): $1.5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends November 30th
Rewards: $192
Card fee: $0
Earn rate: 1.66%
on food
no annual fee
SimplyCash® Card from American Express
SimplyCash Card from American Express
Min. income (card):
Min. spend (bonus): $3k in 10 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $160
Card fee: $0
Earn rate: 2%
on groceries/gas (1.25% elsewhere)
BMO AIR MILES®† MasterCard®*
BMO AIR MILES MasterCard
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $97
Card fee: $0
Earn rate: 1.26%
at AM partners (0.42% elsewhere)
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards
for cash back
WELCOME BONUS
(Flytrippers VALUATION)
Earn
rate
Scotiabank Gold American Express Card
Min. income (card):
Min. spend (bonus): $7.5k in 1y (or $1k)
Rewards: $775
Card fee: $120
6%
at Sobeys
5% other food
ends July 1st
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
Rewards: $600
Card fee: $156
5%
on groceries (1-3% elsewhere)
BEST
TD Cash Back Visa Infinite Card
Min. income (card):
Min. spend (bonus): $3.5k in 3 months
Rewards: $350
Annual fee: $0 $139
3%
on groceries, gas, bills (1% elsewhere)
ends January 6th
BMO AIR MILES World Elite MasterCard
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
Rewards: ≈ $249
Card fee: $0 $120
1.05%
(2.63% at AM partners)
ends November 30th
BMO CashBack World Elite Mastercard
Min. income (card):
Min. spend (bonus): $2k in 3 mos.
Rewards: $200
Card fee: $0 $120
5% (with monthly cap)
on groceries (1-4% elsewhere)
Scotia Momentum Visa Infinite Card
Min. income (card):
Min. spend (bonus): $2k in 3 mos.
Rewards: $200
Card fee: $0 $120
4%
on groceries (1-2% elsewhere)
ends October 31st
SimplyCash Preferred Card from American Express
Min. income (card):
Min. spend (bonus): $3k in 4 mos.
Rewards: $280
Card fee: $120
4%
on groceries/gas (2% elsewhere)
Tangerine World Mastercard
Min. income (card):
Min. spend (bonus): $1k in 2 mos.
Rewards: $120
Card fee: $0
2%
choice of 3 categories
ends October 31st
BMO eclipse rise Visa Card
Min. income (card):
Min. spend (bonus): $1.5k in 3 mos.
Rewards: $192
Card fee: $0
1.66%
on food
no annual fee
ends November 30th
SimplyCash Card from American Express
Min. income (card):
Min. spend (bonus): $3k in 10 mos.
Rewards: $160
Card fee: $0
2%
on groceries/gas (1.25% elsewhere)
BMO AIR MILES MasterCard
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
Rewards: $97
Card fee: $0
1.26%
at AM partners (0.42% elsewhere)
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit cards in Canada with no foreign transaction fees

Almost every Canadian credit card charges a 2.5% fee on all transactions in foreign currencies, which might still be worth paying overall, depending on your card strategy. But these are the best credit cards to avoid that fee altogether.

You can read our detailed page about the best credit cards in Canada with no foreign transaction fees (coming soon).

Best credit cards with
no foreign transaction fees
NEW
EQ Bank Card (Prepaid Mastercard)
EQ Bank Card (Prepaid Mastercard)
Min. income (card):
Min. spend (bonus): no welcome bonus
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $0
Card fee: $0
Other benefit: No fee &
no credit check
prepaid card
Scotiabank Passport® Visa Infinite* Card
Scotiabank Passport Visa Infinite Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends July 1st
Rewards: $320
Card fee: $0 $150
Other benefit: Airport
lounge access
6 passes
Scotiabank Gold American Express® Card
Scotiabank Gold American Express Card
Min. income (card):
Min. spend (bonus): $7.5k in 1y (or $1k for lower bonus)
WELCOME BONUS
(Flytrippers VALUATION)
ends July 1st
Rewards: $775
Card fee: $120
Other benefit: Very good
travel insurance
and earn rate
Scotiabank Platinum American Express® Card
Scotiabank Platinum American Express Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends October 31st
Rewards: $560
Card fee: $399
Other benefit: Airport
lounge access
10 passes
Home Trust Preferred Visa Card (not available in QC)
Home Trust Preferred Visa Card (not available in QC)
Min. income (card):
Min. spend (bonus): no welcome bonus
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $0
Card fee: $0
Other benefit: No minimum
spend
add-on w/ other card
Home Trust Equityline Visa Card (not available in QC)
Home Trust Equityline Visa Card (not available in QC)
Min. income (card):
Min. spend (bonus): no welcome bonus
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $0
Card fee: $0
Other benefit: No minimum
spend
add-on w/ other card
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards with
no foreign transaction fees
WELCOME BONUS
(Flytrippers VALUATION)
Other
benefit
NEW
EQ Bank Card (Prepaid Mastercard)
Min. income (card):
Min. spend (bonus): no welcome bonus
Rewards: $0
Card fee: $0
No fee &
no credit check
prepaid card
Scotiabank Passport Visa Infinite Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
Rewards: $320
Card fee: $0 $150
Airport
lounge access
6 passes
ends July 1st
Scotiabank Gold American Express Card
Min. income (card):
Min. spend (bonus): $7.5k in 1y (or $1k for lower bonus)
Rewards: $775
Card fee: $120
Very good
travel insurance
and earn rate
ends July 1st
Scotiabank Platinum American Express Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
Rewards: $560
Card fee: $399
Airport
lounge access
10 passes
ends October 31st
Home Trust Preferred Visa Card (not available in QC)
Min. income (card):
Min. spend (bonus): no welcome bonus
Rewards: $0
Card fee: $0
No minimum
spend
add-on w/ other card
Home Trust Equityline Visa Card (not available in QC)
Min. income (card):
Min. spend (bonus): no welcome bonus
Rewards: $0
Card fee: $0
No minimum
spend
add-on w/ other card
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit cards in Canada for balance transfers

You should never carry a balance on a credit card. If you do, fixing that should be your #1 financial priority (the yearly thousand dollars in travel rewards you can get with credit cards should be good motivation). But if you are carrying a balance, in the meantime these cards will at least help you save on interest by doing a transfer.

You can read our detailed page about the best credit cards in Canada for balance transfers (coming soon).

Best credit cards
for balance transfers
BEST
Scotiabank Value® Visa* Card
Scotiabank Value Visa Card
Min. income (card):
Min. spend (bonus): no welcome bonus offer
WELCOME BONUS
(Flytrippers VALUATION)
ends October 31st
Rewards: $0
Card fee: $0 $29
Interest rate: 0%
for 10 mos
1% transfer fee
MBNA True Line® Mastercard®
MBNA True Line Mastercard
Min. income (card):
Min. spend (bonus): no welcome bonus
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $0
Card fee: $0
Interest rate: 0%
for 12 mos
3% transfer fee
Tangerine Money-Back Card
Tangerine Money-Back Card
Min. income (card):
Min. spend (bonus): $1k in 2 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends October 31st
Rewards: $120
Card fee: $0
Interest rate: 1.95%
for 6 mos
1% transfer fee
BMO eclipse rise Visa* Card
BMO eclipse rise Visa Card
Min. income (card):
Min. spend (bonus): $1.5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends November 30th
Rewards: $192
Card fee: $0
Interest rate: 0,99%
for 9 mos
2% transfer fee
BMO AIR MILES®† MasterCard®*
BMO AIR MILES MasterCard
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $110
Card fee: $0
Interest rate: 0.99%
for 9 mos
2% transfer fee
BMO CashBack® MasterCard®*
BMO CashBack Mastercard
Min. income (card):
Min. spend (bonus): $500 in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $25
Card fee: $0
Interest rate: 0.99%
for 9 mos
2% transfer fee
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards
for balance transfers
WELCOME BONUS
(Flytrippers VALUATION)
Interest
rate
BEST
Scotiabank Value Visa Card
Min. income (card):
Min. spend (bonus): no welcome bonus offer
Rewards: $0
Card fee: $0 $29
0%
for 10 mos
1% transfer fee
ends October 31st
MBNA True Line Mastercard
Min. income (card):
Min. spend (bonus): no welcome bonus
Rewards: $0
Card fee: $0
0%
for 12 mos
3% transfer fee
Tangerine Money-Back Card
Min. income (card):
Min. spend (bonus): $1k in 2 mos.
Rewards: $120
Card fee: $0
1.95%
for 6 mos
1% transfer fee
ends October 31st
BMO eclipse rise Visa Card
Min. income (card):
Min. spend (bonus): $1.5k in 3 mos.
Rewards: $192
Card fee: $0
0,99%
for 9 mos
2% transfer fee
ends November 30th
BMO AIR MILES MasterCard
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
Rewards: ≈ $110
Card fee: $0
0.99%
for 9 mos
2% transfer fee
BMO CashBack Mastercard
Min. income (card):
Min. spend (bonus): $500 in 3 mos.
Rewards: $25
Card fee: $0
0.99%
for 9 mos
2% transfer fee
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit cards in Canada with low minimum spends

Pros know that adding a 2nd card the same day as a card application is a great way to double your welcome bonuses, and that’s easier when the 2nd has a low minimum spend (also for those who spend less, despite our tips to reach minimum spend requirements).

You can read our detailed page about the best credit cards in Canada with low minimum spends (coming soon).

Best credit cards
with low minimum spends
Scotiabank Gold American Express® Card
Scotiabank Gold American Express Card
Min. income (card):
Min. spend (bonus): $7.5k in 1y (or $1k for lower bonus)
WELCOME BONUS
(Flytrippers VALUATION)
ends July 1st
Rewards: $250
Card fee: $120
Best for: Lower spend
5x on food, no FX
insurance for lower income
TD Platinum Travel Visa* Card
TD Platinum Travel Visa Card
Min. income (card):
Min. spend (bonus): $1k in 3 months
WELCOME BONUS
(Flytrippers VALUATION)
ends September 3rd
Rewards: $273
Annual fee: $0 $89
Best for: Easy to use
simple points
no annual fee (1st year)
BMO eclipse rise Visa* Card
BMO eclipse rise Visa Card
Min. income (card):
Min. spend (bonus): $1.5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends November 30th
Rewards: $192
Card fee: $0
Best for: Highest-ever
bonus
on no-fee card
American Express® Green Card
American Express Green Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $165
Card fee: $0
Best for: Valuable
Amex points
for free
CIBC Aventura® Visa* Card
CIBC Aventura Visa Card
Min. income (card):
Min. spend (bonus): no min. (4 actions)
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $20
Card fee:
Best for: Flexible
points
no-fee card
Scotiabank Passport® Visa Infinite* Card
Scotiabank Passport Visa Infinite Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends July 1st
Rewards: $320
Card fee: $0 $150
Best for: 6 airport lounge
passes
and no FX fees
BMO AIR MILES®† MasterCard®*
BMO AIR MILES MasterCard
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $110
Card fee: $0
Best for: More
AIR MILES
Rewards
moi RBC® Visa Card
moi RBC Visa Card
Min. income (card):
Min. spend (bonus): make 1 purchase (no min.)
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $24
Card fee: $0
Best for: Grocery
rewards
For QC residents
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards
with low minimum spends
WELCOME BONUS
(Flytrippers VALUATION)
Best
for
Scotiabank Gold American Express Card
Min. income (card):
Min. spend (bonus): $7.5k in 1y (or $1k for lower bonus)
Rewards: $250
Card fee: $120
Lower spend
5x on food, no FX
insurance for lower income
ends July 1st
TD Platinum Travel Visa Card
Min. income (card):
Min. spend (bonus): $1k in 3 months
Rewards: $273
Annual fee: $0 $89
Easy to use
simple points
no annual fee (1st year)
ends September 3rd
BMO eclipse rise Visa Card
Min. income (card):
Min. spend (bonus): $1.5k in 3 mos.
Rewards: $192
Card fee: $0
Highest-ever
bonus
on no-fee card
ends November 30th
American Express Green Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
Rewards: ≈ $165
Card fee: $0
Valuable
Amex points
for free
CIBC Aventura Visa Card
Min. income (card):
Min. spend (bonus): no min. (4 actions)
Rewards: ≈ $20
Card fee:
Flexible
points
no-fee card
Scotiabank Passport Visa Infinite Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
Rewards: $320
Card fee: $0 $150
6 airport lounge
passes
and no FX fees
ends July 1st
BMO AIR MILES MasterCard
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
Rewards: ≈ $110
Card fee: $0
More
AIR MILES
Rewards
moi RBC Visa Card
Min. income (card):
Min. spend (bonus): make 1 purchase (no min.)
Rewards: $24
Card fee: $0
Grocery
rewards
For QC residents
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit cards in Canada for businesses

If you have an incorporated business, you have even more options in terms of small business cards, so here are the best ones.

You can read our detailed page about the best credit cards in Canada for businesses (coming soon).

Best business
credit cards
Business Platinum Card® from American Express
Business Platinum Card from American Express
Card: no business required
Min. spend (bonus): $15k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1801
Card fee: $799
Best for: Big spenders
& luxury
travelers
American Express® Business Gold Rewards Card
American Express Business Gold Rewards Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
limited time
Rewards: ≈ $1125
Card fee: $199
Best for: More valuable
Amex points
for Aeroplan or Avios
NEW
American Express® Aeroplan®* Business Reserve Card
American Express Aeroplan Business Reserve Card
Card: no business required
Min. spend (bonus): $10.5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1172
Card fee: $599
Best for: Frequent Air Canada
travel
& maximizing Aeroplan
American Express Business Edge Card
American Express Business Edge Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
limited time
Rewards: ≈ $750
Card fee: $99
Best for: More Amex
points
and good earn rate
Marriott Bonvoy Business American Express® Card
Marriott Bonvoy Business American Express Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $630
Card fee: $150
Best for: Valuable Marriott
certificate
another must-have
BMO AIR MILES World Elite®* Business Mastercard®*
BMO AIR MILES World Elite Business Mastercard
Card: business required
Min. spend (bonus): $5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $420
Card fee: $0 $120
Best for: AIR MILES
Rewards
collectors
NEW
BMO World Elite®* Business Mastercard®*
BMO World Elite Business Mastercard
Card: business required
Min. spend (bonus): $3k in 3rd month
WELCOME BONUS
(Flytrippers VALUATION)
ends December 13th
Rewards: $216
Card fee: $0 $149
Best for: Easy-to-use
fixed-value
rewards
BMO CashBack® Business Mastercard®*
BMO CashBack Business Mastercard
Card: business required
Min. spend (bonus): $1.5k in 3 mos.*
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $150
Card fee: $0
Best for: Simple
cashback
rewards
BMO® AIR MILES®† No-Fee Business® Mastercard®*
BMO AIR MILES No-Fee Business Mastercard
Card: business required
Min. spend (bonus): $3k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $138
Card fee: $0
Best for: AIR MILES
collectors
who spend less
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Best business
credit cards
WELCOME BONUS
(Flytrippers VALUATION)
Best
for
Business Platinum Card from American Express
Card: no business required
Min. spend (bonus): $15k in 3 mos.
Rewards: ≈ $1801
Card fee: $799
Big spenders
& luxury
travelers
American Express Business Gold Rewards Card
Card: no business required