HSBC +Rewards™ Mastercard® (QC only)

This offer is only available to residents of Quebec (Canadian residents outside of Quebec eligible for separate offer).

*Beta version of card page. Sign up to get updated guide soon.*

A good offer with no minimum spend and no minimum income (and a good card for those who don't always pay on-time)

– $25

no welcome bonus

The HSBC +Rewards Mastercard has no welcome bonus.

The card has a lower earn rate, and limited insurance coverage and benefits, as most cards with very low annual fees do.

However, the HSBC +Rewards Mastercard has a retail benefit that very few cards have: the Price Protection Service. If you find a lower price within 60 days of your purchase, the difference will be refunded ($500 maximum). The card is also accepted at Costco.

Finally, Flytrippers strongly recommends never carrying a balance on any credit card. But if you do, this card has a very low interest rate (for purchases and even balance transfers).

Offer may be changed at any time. *Conditions apply

No welcome bonus

Card fee
= -$25 (deducted from Flytrippers Valuation)

Flytrippers Valuation of Welcome Bonus
= – $25 in free travel
(fixed value)

+ all points earned with your regular purchases

Earn rate as fixed-value points (= 0.5¢ per HSBC Rewards point):

  • 2 pts (1.0%) per $ on eligible dining and entertainment
  • 1 pt (0.5%) per $ on all other eligible purchases

The HSBC +Rewards card’s points are fixed-value points, so they give you great flexibility but can not give you outsized unlimited value (they can’t give you a good deal or a “rebate” compared to the cash price).

HSBC points are among the most flexible points: they are “eraser” points. They can be applied to any travel expense as a travel credit that simply “erases” the expense.

Unlike the points from the HSBC World Elite Mastercard, you do not have the option to transfer your points to airline partners to use them as potentially more valuable variable-value points.

More details about HSBC Points coming soon.

Price Protection Service (60 days; $500)
Purchase protection (90 days)
Extended warranty (1 year)

No medical travel insurance
No trip cancelation insurance
No trip interruption/delay insurance
No car rental insurance
No flight delay insurance
No baggage delay/loss insurance
No hotel burglary insurance

Detailed article on the credit card coming soon

HSBC +Rewards Mastercard

Offer Summary
  • No welcome bonus
  • Easy-to-use fixed-value points
  • Unique Price Protection Service
  • No travel insurance coverage (retail ins. only)
  • Accepted at Costco
  • Low interest rate for those who don't pay on-time
  • No minimum income required
  • No minimum spend to reach
  • Terms and conditions apply*

Detailed article on the credit card coming soon

Start getting travel rewards with the HSBC +Rewards Mastercard now

via HSBC secure application

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All offers described on the Flytrippers website are subject to the financial institutions’ latest terms and conditions that can be found on their website.

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