HSBC +Rewards™ Mastercard® (QC only)

This offer is only available to residents of Quebec (Canadian residents outside of Quebec eligible for separate offer).

*Beta version of card page. Sign up to get updated guide soon.*

A good offer with no minimum spend and no minimum income (and a good card for those who don't always pay on-time)

$150

in free travel after 6 months & 1 purchase (no minimum spend)

The HSBC +Rewards Mastercard has a very decent welcome bonus for a card in this category. There is no minimum spend amount to unlock it and the card has no minimum income requirement either.

The welcome bonus is worth $150 based on our Flytrippers Valuation and HSBC points are extremely easy to use: they can be applied to any travel expense (but they can’t be transferred to airline programs unlike the HSBC World Elite Mastercard’s points).

The card has a lower earn rate, and limited insurance coverage and benefits, as most cards with very low annual fees do.

However, the HSBC +Rewards Mastercard has a retail benefit that very few cards have: the Price Protection Service. If you find a lower price within 60 days of your purchase, the difference will be refunded ($500 maximum). The card is also accepted at Costco.

Finally, Flytrippers strongly recommends never carrying a balance on any credit card. But if you do, this card has a very low interest rate (for purchases and even balance transfers).

Offer ends March 29th. *Conditions apply

Welcome bonus of 20,000 HSBC Points
= $100 (fixed value of 0.5¢/pt)

Additional bonus of 15,000 points after 180 days
= $75 (fixed value of 0.5¢/pt)

Card fee
= $25

Flytrippers Valuation of Welcome Bonus
= $150 in free travel
(fixed value)

+ all points earned with your regular purchases

In addition to the $150 Welcome Bonus…

Earn rate as fixed-value points (= 0.5¢ per HSBC Rewards point):

  • 1 pt (0.5%) per $ on eligible purchases
  • 2 pts (1.0%) per $ on eligible dining and entertainment

The HSBC +Rewards card’s points are fixed-value points, so they give you great flexibility but can not give you outsized unlimited value (they can’t give you a good deal or a “rebate” compared to the cash price).

HSBC points are among the most flexible points: they are “eraser” points. They can be applied to any travel expense as a travel credit that simply “erases” the expense.

Unlike the points from the HSBC Worl Elite Mastercard, you do not have the option to transfer your points to airline partners to use them as potentially more valuable variable-value points.

More details about HSBC Points coming soon.

Price Protection Service (60 days; $500)
Purchase protection (90 days)
Extended warranty (1 year)

No medical travel insurance
No trip cancelation insurance
No trip interruption/delay insurance
No car rental insurance
No flight delay insurance
No baggage delay/loss insurance
No hotel burglary insurance

Detailed article on the credit card coming soon

HSBC +Rewards Mastercard

Offer Summary
  • $150 in free travel
  • Easy-to-use fixed-value points
  • Unique Price Protection Service
  • No travel insurance coverage (retail ins. only)
  • Accepted at Costco
  • Low interest rate for those who don't pay on-time
  • No minimum income required
  • No minimum spend to reach
  • Terms and conditions apply*

Detailed article on the credit card coming soon

Start getting travel rewards with the HSBC +Rewards Mastercard now

via HSBC secure application

Get our best HSBC Rewards tips

Subscribe to receive our free travel rewards newsletter with strategies, guides, and more.

This content was not sponsored. The views and opinions expressed on this page are purely our own.

All offers described on the Flytrippers website are subject to the financial institutions’ latest terms and conditions that can be found on their website.

Offers from financial institutions change quickly; it is your responsibility to ensure the accuracy of these offers on their website when applying for a card. Flytrippers will not accept any responsibility for the accuracy of the offers or the result of your actions.

Financial institutions are not responsible for updating or ensuring the accuracy of the information on Flytrippers’ website. All the information was independently collected by Flytrippers and not provided by financial institutions.

Some links on this page are affiliate links that may allow Flytrippers to earn a commission. Thank you for using our links and encouraging us at no additional cost to you.

Flytrippers’ website does not contain all available credit card offers or all available credit card companies on the market. Flytrippers never shares an offer if it is not considered advantageous for certain travelers, at its sole discretion.

No author on Flytrippers’ website is a financial advisor, a financial planner, a legal professional or a tax professional and no author on Flytrippers’ website can in any way be considered as such.

All articles and pages on Flytrippers’ website are merely personal opinions of a general nature and are for informational purposes only and should not be considered as advice for specific situations. It is your responsibility to perform your own personal research to make sure that Travel Hacking is appropriate for your own situation.

The opinions expressed on Flytrippers’ website are those of the authors only and have not been provided, approved, endorsed or ratified by any third party mentioned on the site.

You can learn more about our terms of use here.