Scotiabank Passport® Visa Infinite* Card

Flytrippers opinion: One of only 2 cards with free airport lounge passes (6) AND no FX fees.
Flytrippers Valuation
of Welcome bonus (net value)		 ends October 31st

via Scotia secure application link
$ 120

Rewards: $270*

Card fee: $150
Earn Scene+ points
more simple rewards

Uses: for literally any
travel expense		 How to unlock bonus
spend $1000 in 3 months

(*minimum value: $270 as fixed-value rewards
*maximum value: $270)		 Card eligibility
min. income: $60k (or $100k household)

Welcome bonus eligibility
must not have had a Scotia card in the past 2 years
Terms and conditions apply. Flytrippers editorial opinion only. Scotia is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.
Flytrippers opinion: One of only 2 cards with free airport lounge passes (6) AND no FX fees.
Flytrippers Valuation
of Welcome bonus (net value)
$ 120

Rewards: $270*

Card fee: $150
How to unlock bonus
spend $1000 in 3 months

(*minimum value: $270 as fixed-value rewards
*maximum value: $270)
more simple rewards
Uses: for literally any
travel expense
ends October 31st

via Scotia secure application link
Card eligibility
min. income: $60k (or $100k household)

Welcome bonus eligibility
must not have had a Scotia card in the past 2 years
Terms and conditions apply. Flytrippers editorial opinion only. Scotia is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

Summary of Flytrippers' review

WHY GET THIS CARD

  • Welcome bonus of $120
  • 6 free airport lounge passes
  • No foreign transaction fees
  • Easy-to-use fixed-value rewards applicable to any travel expense
  • Excellent insurance coverage
  • Good earn rates

WHO SHOULD GET THIS CARD

  • Those who want 6 free airport lounge passes
  • Those who have no other card with no foreign transaction fees
  • Those who want very simple points that are flexible and have a fixed value
  • Those whose income is over $60,000

How to learn more

Card details

Welcome bonus structure (2 separate bonuses)

25,000 points Bonus after spending $1,000 (in a maximum of 3 months)
*10,000 points Bonus after spending $40,000 (in a maximum of 12 months)
*NOT INCLUDED IN OUR FLYTRIPPERS VALUATION

25,000 points Total with the main part of the bonus
*35,000 points Total with the 2 parts of the bonus
*NOT INCLUDED IN OUR FLYTRIPPERS VALUATION

━

Earn on the minimum spending requirement

2,000 points Estimated earn on the minimum spending requirement of $1,000 (at the multiplier earn rate of 2 pts/$)
*39,000 points Minimum earn on the minimum spending requirement of $39,000 more for the additional bonus
*NOT INCLUDED IN OUR FLYTRIPPERS VALUATION

━

Total rewards by unlocking the welcome bonus

27,000 points Main part of the welcome bonus + earn on the minimum spending requirement to unlock it
*76,000 points Welcome bonus + earn on the minimum spending requirement to unlock it
*NOT INCLUDED IN OUR FLYTRIPPERS VALUATION

‣Apply for the Scotiabank Passport® Visa Infinite* Card

Flytrippers Valuation of the main part of the welcome bonus

$250 Welcome bonus (25,000 pts at 1¢/pt)
$20 Earn on the required spending of $1k (2,000 pts at 1¢/pt)
–$150 Card fee (deducted)

$120 Total net value by unlocking the main part of the welcome bonus alone

(12% back on the minimum spending requirement of $1,000 in 3 months)

‣Learn more about our Flytrippers Valuation of welcome bonuses

Rewards from welcome bonus

You will have 27,000 Scene+ points after unlocking the welcome bonus.

That gives you:

  • $270 in free travel at the Flytrippers Valuation

Concrete examples of redemptions

Here are some of the actual redemptions you can get with these rewards:

  • $270 as a simple travel credit that can be applied to any travel expense booked with any provider

‣Learn more about the best uses of Scene+ points (coming soon)

Earn rates

3 points per $ (3%):

  • Sobeys, Safeway, FreshCo, Foodland, Co-Ops, IGA, Thrifty Foods, other Empire grocery banners
  • Voilà grocery delivery
  • Indirectly at all retailers offering gift cards at the grocery store

2 points per $ (2%):

  • Other grocery stores (and their gift cards)
  • Restaurants and food delivery apps
  • Entertainment (movies, theaters, ticket agencies)
  • Transit (rideshares, taxis, buses, subways, and more)

1 point per $ (1%):

  • Everywhere else

Earning with additional cards

Fee for additional cards: $0 for the 1st additional card ($50/year for more)
Quantity allowed: N/A
Minimum age: N/A

‣Learn more about additional cards (coming soon)

6 free airport lounge passes
You get 6 free passes to enter 1,200+ airport lounges around the world, including 20 in 8 Canadian airports. All DragonPass lounges (Visa Airport Companion by DragonPass).

‣Learn more about the airport lounge access

No foreign transaction fees
One of the few cards in Canada that does not charge a 2.5% fee for all foreign currency transactions.

‣Learn more on foreign currency transaction fees (coming soon)

Car rental elite status benefit
You get elite status with Avis.

‣Learn more about the Scotiabank elite status benefits (coming soon)

Visa Infinite Concierge Service
You get access to a 24/7 concierge service to help you book travel, make restaurant reservations, find tickets, organize flower or other deliveries, and perform other research tasks for you.

‣Learn more about the Visa Infinite Concierge Service (coming soon)

Visa Infinite Hotel Collection
You get exclusive perks at some expensive luxury hotels.

‣Learn more about the Visa Infinite Hotel Collection (coming soon)

Visa Infinite Dining and Wine Country program
You get access to exclusive expensive gourmet experiences.

‣Learn more about the Visa Infinite Dining and Wine Country program (coming soon)

Insurance included

Medical travel insurance for 25 days (64 years and under)
Medical travel insurance for 3 days (65 years and above)
Trip cancelation insurance
Trip interruption insurance
Flight delay insurance ($500, 4hr minimum)
Rental car insurance
Delayed and lost baggage insurance
Travel accident insurance
Hotel burglary insurance
Purchase protection coverage
Extended warranty coverage

‣Learn more about the insurance coverage included with the Scotia Passport® Visa Infinite* Card (coming soon)

Insurance not included

Mobile device insurance

‣Learn more about the different types of insurance coverage (coming soon)

Redemptions
Scene+ points can be used as a simple travel credit (which can be applied to any travel expense booked with any provider).

‣Learn more about the Scene+ rewards program (coming soon)

Value
Scene+ points are fixed-value rewards (fixed value of 1¢ per point).

‣Learn more about the value of Scene+ points (coming soon)

Expiry
Scene+ points never expire as long as you have the card. And even if you no longer have the card, you can easily extend the expiration indefinitely.

‣Learn more about Scene+ points expiry (coming soon)

Pooling
It’s not possible to pool Scene+ points with travel companions.

‣Learn more about pooling rewards (coming soon)

Transfers
Scene+ points cannot be transferred to more valuable rewards programs.

‣Learn more about point transfers (coming soon)

Other redemption options
Scene+ points can be used for rewards other than travel, but this should be avoided.

‣Learn more about why you should always use your rewards for travel (coming soon)

Rewards program logistics
You can use your points directly on the Scene+ website or app.

‣Learn more about how to get started with Scene+ rewards (coming soon)

Rewards program summary
Rewards: Scene+ points
Type: Fixed-value rewards
Subtype: “Eraser” fixed-value rewards
Variety: Bank/coalition rewards
Flytrippers Valuation: 1¢ per point
Minimum value: 1¢ per point
Maximum value: 1¢ per point
Transferable: No

‣Learn more about rewards programs basics (coming soon)

Card eligibility
Minimum personal/household income: $60,000 (personal) / $100,000 (household)
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: TransUnion Canada

‣Learn more about credit card eligibility requirements (coming soon)

Welcome bonus eligibility
You must not have had a Scotia card in the past 2 years.

‣Learn more about credit card welcome bonus eligibility rules (coming soon)

Offer end date
Offer ends October 31, 2023

‣Subscribe to Flytrippers’ free travel rewards newsletter to get all card updates

Card details
Issuer: Scotiabank
Network: Visa
Card type: Credit card
Product type: Personal card

‣Learn more about credit card types basics (coming soon)

Fees and rates
Card fee: $150/year (1st year free)
Fee for additional card: $0 for the first additional card ($50/year on each additional card)
FX fee: 0%
Purchases annual interest rate: 20.99%
Funds advance annual interest rate: 22.99%
Balance transfer fee: N/A

‣Learn more about why Flytrippers recommends ignoring fees and rates (coming soon)

  • Earn up to 35,000 bonus Scene+ points. Offer ends October 31 2023.
  • The only major bank credit card offering you no foreign transaction fees, including for shopping online or abroad
  • Your Award Winning Card For Travel
  • Earn 2 Scene+ points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more)
  • Earn 1 Scene+ point on every $1 you spend on all other eligible purchases.
  • You’ll earn 3X Scene+ points for each dollar charged to your account on all eligible purchases at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

Rates

  • Purchase APR: 20.99%
  • Go-to Balance Transfer APR: 22.99%
  • Balance Transfer Fee: $5
  • Ongoing Annual Fee: $150/year
  • Foreign Transaction Fee: 0%
  • Cash Advance Fee: $5
  • Cash Advance APR: 22.99%
  • Return Payment Fee: $48
  • Minimum Income Requirements: $60,000

Conditions apply.

Start earning rewards today

And make sure to download our free checklist for when you get a new card—it includes very important mistakes to avoid
(it will open in a separate tab, or you can click here)

APPLY NOW

via Scotia secure application

*Beta version of card page. Sign up to get updated guide soon.*

This content is not sponsored. However, this page may contain some affiliate links that allow Flytrippers to earn a commission at absolutely no cost to you. Thank you for using our links and helping us keep all our content free for everyone. This helps us fulfill our mission of helping Canadians travel more for less.

The views and opinions expressed on this page are purely our own. They have not been provided, approved, endorsed, or ratified by any third party mentioned on the site.

Financial institutions are not responsible for updating or ensuring the accuracy of the information on Flytrippers’ website. All the information was independently collected by Flytrippers and not provided by financial institutions.

All offers described on the Flytrippers website are subject to the financial institutions’ latest terms and conditions, which can be found on their official website. No efforts are spared to ensure this page is up to date but offers from financial institutions change quickly. It is your responsibility to ensure the accuracy of these offers on their website. Flytrippers will not accept any responsibility for the accuracy of the offers or the result of your actions.

Flytrippers’ website does not contain all available credit card offers or all available credit card products on the market. In addition, Flytrippers never shares an offer if it is not considered advantageous for some travelers, at its sole discretion.

No author on Flytrippers’ website is a financial advisor, a financial planner, a legal professional, or a tax professional. No author on Flytrippers’ website can in any way be considered as such.

All articles, pages, and content on Flytrippers’ website are merely personal opinions of a general nature and are for informational purposes only and should not be considered advice for specific situations. It is your responsibility to perform your own personal research to ensure that travel rewards are appropriate for your own situation.

You can learn more about our terms of use here.