Scotiabank Passport® Visa Infinite* Card

Flytrippers opinion: Increased offer on a very rare card with both free airport lounge passes (6) AND no FX fees.
Flytrippers Valuation
of Welcome bonus (net value)
ends July 1st

via Scotia secure application link
$ 320

Rewards: $320*

Card fee: $0 $150

Earn Scene+ points
more simple rewards

Uses: for literally any
travel expense
How to unlock bonus
spend $1000 in 3 months

(*minimum value: $320
*maximum value: $320)
Card eligibility
min. income: $60k (or $100k household)

Welcome bonus eligibility
must not have had a Scotia card for 2 years (incl. joint card)
Terms and conditions apply. Flytrippers editorial opinion only. Scotia is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

Summary of Flytrippers' review

WHY GET THIS CARD

  • Good welcome bonus of $320
  • 6 free airport lounge passes
  • No foreign transaction fees
  • Simple fixed-value rewards applicable to any travel expense
  • Excellent insurance coverage
  • Good earn rates

WHO SHOULD GET THIS CARD

  • Those who want 6 free airport lounge passes
  • Those who have no other card with no foreign transaction fees
  • Those who want very simple points that are flexible and have a fixed value
  • Those whose income is over $60,000

Card details

Welcome bonus structure (2 separate bonuses)

30,000 points Bonus after spending $1,000 (in a maximum of 3 months)
*10,000 points Bonus after spending $40,000 (in a maximum of 12 months)
*NOT INCLUDED IN OUR FLYTRIPPERS VALUATION

30,000 points Total with the main part of the bonus
*40,000 points Total with the 2 parts of the bonus
*NOT INCLUDED IN OUR FLYTRIPPERS VALUATION

Earn on the minimum spending requirement

2,000 points Estimated earn on the minimum spending requirement of $1,000 (at the multiplier earn rate of 2 pts/$)
*39,000 points Minimum earn on the minimum spending requirement of $39,000 more for the additional bonus
*NOT INCLUDED IN OUR FLYTRIPPERS VALUATION

Total rewards by unlocking the welcome bonus

32,000 points Main part of the welcome bonus + earn on the minimum spending requirement to unlock it
*81,000 points Welcome bonus + earn on the minimum spending requirement to unlock it
*NOT INCLUDED IN OUR FLYTRIPPERS VALUATION

Apply for the Scotiabank Passport® Visa Infinite* Card

Value of the welcome bonus offer
(at our Flytrippers Valuation of 1¢/pt)

$300 Welcome bonus (30,000 pts)
$20 Earn on the spending requirement (2,000 pts)
–$0 Card fee (1st year free)

$320 Total net value by unlocking the welcome bonus alone

Learn more about our Flytrippers Valuation of welcome bonuses

Effective return rate

32% Return on the minimum spending requirement ($320 on $1,000 in 3 months)

‣Learn more about effective return rates (coming soon)

Rewards acquisition summary

$320 Rewards you get for $0

Apply for the Scotiabank Passport® Visa Infinite* Card

Value of redemption options (welcome bonus)

For each available redemption option, here is the value of the 32,000 Scene+ points you get by unlocking the welcome bonus:

$320 Travel booked on any website
$320 Travel booked on the Scene+ website
$320
Merchandise at participating stores
≈ $224-$320 Gift cards
≈ $224 Merchandise
$224 Statement credit

‣Learn more about the best redemptions of Scene+ points (coming soon)

Value of redemption options (per point)

For each available redemption option, here is the value per Scene+ point to help you understand:

Travel booked on any website
Travel booked on the Scene+ website
Merchandise at participating stores
≈ 0.7¢-1¢ Gift cards
≈ 0.7¢ Merchandise
$0.7¢ Statement credit

‣Learn more about the basics of the values per point (coming soon)

Redemptions for travel (any website)

The more simple type of rewards redemption, with a fixed value. It is worth less but gives you more flexibility. Scene+ points are really as simple as points can be, as you can use them to simply erase any travel expense booked on any site.

Redeem your 32,000 Scene+ points for:

32,000 pts Discount of $320 on travel booked on any website

‣Learn more about the best redemptions of Scene+ points (coming soon)

Redemptions for travel (Scene+ website)

Another more simple type of rewards redemption, with a fixed value. There’s no reason to use them this way though, as you don’t get more value.

Redeem your 32,000 Scene+ points for:

32,000 pts Discount of $320 on travel booked on the Scene+ website

‣Learn more about the best redemptions of Scene+ points (coming soon)

Redemptions for merchandise (participating retailers)

Another more simple type of rewards redemption, with a fixed value. It’s one of the extremely rare instances where you should use points for something other than travel, as you get the same value if you use them for merchandise at Sobeys, Safeway, FreshCo, Foodland, IGA (QC), Home Hardware, Recipe Unlimited’s many restaurant brands, Cineplex, etc.

Redeem your 32,000 Scene+ points for:

32,000 pts Discount of $320 at participating retailers

‣Learn more about the best redemptions of Scene+ points (coming soon)

Redemptions for anything other than travel (except at participating stores)

Should always be avoided, as with all rewards!

‣Learn more about why you should always redeem your rewards for travel (coming soon)

Expiry
Scene+ points never expire as long as you have the Scotiabank Passport® Visa Infinite* Card. And even if you no longer have the card, you can easily extend the expiration indefinitely.

‣Learn more about Scene+ points expiry (coming soon)

Pooling
Scene+ points cannot be pooled with travel companions. But this isn’t really an obstacle to using them in multi-player mode.

‣Learn more about pooling rewards (coming soon)

Logistics
Scene+ points can be used directly on the Scene+ website/app or at the cash register at participating retailers.

‣Learn more about how to get started with Scene+ rewards (coming soon)

Program summary
Rewards: Scene+ points
Source: Bank/retailer rewards
Type: More simple
Flytrippers Valuation: 1¢ per point
Minimum value: 1¢ per point
Maximum value: 1¢ per point
Transferable: No

‣Learn more about rewards programs basics (coming soon)

Earn rates

3 points per $ (3%):

  • Sobeys, Safeway, FreshCo, Foodland, Co-Ops, IGA, Thrifty Foods, other Empire grocery banners
  • Voilà grocery delivery
  • Indirectly at retailers available via grocery store gift card displays

2 points per $ (2%):

  • Other grocery stores (and their gift cards)
  • Restaurants and food delivery apps
  • Entertainment (movies, theaters, ticket agencies)
  • Transit (rideshares, taxis, buses, subways, and more)

1 point per $ (1%):

  • Everywhere else

Earning with additional cards

Fee for additional cards: $0 for the 1st additional card ($50/year for more)
Quantity allowed: N/A
Minimum age: N/A

‣Learn more about additional cards (coming soon)

6 free airport lounge passes
You get 6 free passes to enter 1,200+ airport lounges around the world, including 21 in 8 Canadian airports. All DragonPass lounges (Visa Airport Companion by DragonPass).

Learn more about the airport lounge access

No foreign transaction fees
One of the few cards in Canada that does not charge a 2.5% fee for all foreign currency transactions.

Learn more on foreign currency transaction fees

Car rental elite status benefit
You get elite status with Avis.

‣Learn more about the Scotiabank elite status benefits (coming soon)

Visa Infinite Concierge Service
You get access to a 24/7 concierge service to help you book travel, make restaurant reservations, find tickets, organize flower or other deliveries, and perform other research tasks for you.

‣Learn more about the Visa Infinite Concierge Service (coming soon)

Visa Infinite Hotel Collection
You get exclusive perks at some expensive luxury hotels.

‣Learn more about the Visa Infinite Hotel Collection (coming soon)

Visa Infinite Dining and Wine Country program
You get access to exclusive expensive gourmet experiences.

‣Learn more about the Visa Infinite Dining and Wine Country program (coming soon)

Insurance included

Medical travel insurance for 25 days (64 years and under)
Medical travel insurance for 3 days (65 years and above)
Trip cancelation insurance
Trip interruption insurance
Flight delay insurance ($500, 4hr minimum)
Rental car insurance
Delayed and lost baggage insurance
Travel accident insurance
Hotel burglary insurance
Purchase protection coverage
Extended warranty coverage

‣Learn more about the insurance coverage included with the Scotia Passport® Visa Infinite* Card (coming soon)

Insurance not included

Mobile device insurance

‣Learn more about the different types of insurance coverage (coming soon)

Card eligibility
Minimum personal/household income: $60,000 (personal) OR $100,000 (household)
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: TransUnion Canada

Learn more about credit card eligibility requirements (coming soon)

Welcome bonus eligibility
You must not have had a Scotia card in the past 2 years.

Learn more about credit card welcome bonus eligibility rules (coming soon)

Offer end date
Offer ends July 1, 2024

Subscribe to Flytrippers’ free travel rewards newsletter to get all card updates

Card details
Issuer: Scotiabank
Network: Visa
Card type: Credit card
Product type: Personal card

‣Learn more about credit card types basics (coming soon)

Annual fee
Card fee: $150/year (1st year free)
Fee for additional card: $0 for the first additional card ($50/year on each additional card)

‣Learn more about why Flytrippers recommends never looking at the fee alone (coming soon)

Rates
FX fee: 0%
Purchases annual interest rate: 20.99%
Funds advance annual interest rate: 22.99%
Balance transfer fee: N/A

Learn more about why Flytrippers recommends ignoring rates (coming soon)

Earn up to $1,300* in value in the first 12 months, including up to 40,000 bonus Scene+ points and first-year annual fee waived¹

  • Earn 3x Scene+ points¹ on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating Co-ops and more
  • Earn 2x Scene+ points¹ for every $1 you spend on other eligible grocery stores, dining, eligble entertainment purchases and eligible daily transit options(including rideshares, buses, subways taxis and more)
  • Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases
  • No Foreign Transaction Fee
  • 6 Complimentary Airport Lounge Access
  • Comprehensive Travel Insurance coverage
  • Visa Infinite* Concierge Services
  • Visa Infinite* Hotel Collection
  • Visa Infinite* Dining and Wine Country program
  • Rates, fees and other information are effective as of Jan.4, 2024. Subject to change.

Savings and Reward potential in the first 12 months based on the following card usage and offers:

$300 in travel rewards(30,000 bonus Scene+ points) when you spend $1000 within the first 3 months;

$100 in travel rewards(10,000 bonus Scene+ points) when you spend $40,000 annually on your account each year (12 months);

$150 primary card fee waiver for the first year;

$50 additional card fee waiver on your first additional card(including those issued to co-borrowers and supplementary cardholders)every year;

$104 in foreign transaction fee savings based on average first-year annual foreign spend per account(save the 2.5% foreign transaction fee typically charged by other card issuers);

$287 in travel rewards(28,733 Scene+ points) on everyday purchases based on average annual first-year spend per account with an average spend of 19% in 2x accelerator categories;

$350 value with a complementary Visa Airport Companion Program Membership and 6 lounge passes(annual membership plus one free visit approx. CAD$136/USD$99 plus 5 lounge passes at CAD$43/USD$31 per pass). Currency Conversions as of November 9, 2023.

Potential First Year Value= up to $1,341

Actual Savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply*.

Offer Description and Conditions¹: The 30,000 bonus Scene+ Points Offer and First Year Annual Fee Waiver (the “Offer”) applies only to new Scotiabank Passport Visa Infinite credit card accounts (“Accounts”) that are opened by July 1, 2024 subject to the conditions below. We will waive the annual fee for the primary card issued before July 1, 2024 on the Account for the first year only. Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Plus, as a Scotiabank Passport Visa Infinite credit cardholder, you are always eligible to earn an annual 10,000 Scene+ points bonus when you spend at least $40,000 in everyday eligible purchases annually on your Scotiabank Passport Visa Infinite account. Conditions apply-see below for further details.

30,000 Bonus Scene+ Point Offer Description and Conditions: To qualify for the 30,000 bonus Scene+ points (the “Bonus Offer”), you must have at least $1,000 in eligible purchases posted to your new Account within the first 3 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers or cash-like transactions), interest, fees or other charges. The 30,000 Bonus Offer points will be credited to the primary cardholder’s Scene+ account within approximately 2-3 business days following the qualifying $1,000 in eligible purchases being posted to your Account within 3 months from the Account open date, provided the Account is open and in good standing. The Account is considered in good standing if it is not past due or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Bonus Offer applies to new Accounts only opened by July 1, 2024. All other terms and conditions of the Program Terms continue to apply during the Offer period.

10,000 Annual Bonus Scene+ Point Conditions: As a Scotiabank Passport Visa Infinite credit cardholder you can earn an annual Scene+ point bonus starting at 10,000 Scene+ points when you make at least $40,000 in eligible purchases annually on your Account each year (12-months). Annual period starts from the Account open date and resets every 12 months thereafter. You will earn 2,000 bonus Scene+ points for every additional $10,000 in eligible purchases thereafter in that same year, after the $40,000 annual spend has been reached. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers or cash-like transactions), interest, fees or other charges.

The Annual bonus Scene+ points will be credited within approximately 2-3 business days after you have met the $40,000 annual spend threshold on the Account and within approximately 2-3 business days after you have met each additional $10,000 annual spend threshold on the Account, provided your Account is open and in good standing (as defined above).

First Year Annual Fee Waiver Offer Description and Conditions: We will waive the annual fee for the primary card issued before July 1, 2024 on the Account for the first year only.

Offer Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.

Rates and Fees: The current annual fee is $150 for the primary card, $0 for the first additional card and $50 for each additional card thereafter (including those issued to co-borrowers and supplementary cardholders). The current preferred annual interest rates for this Account are: 20.99% on purchases and 22.99% on cash advances (including balance transfers and cash-like transactions). All rates, fees, features and benefits are outlined in the Application Disclosure Statement and are subject to change.

To qualify for these offers, make sure to open a new Scotiabank Passport Visa Infinite credit card account by July 1, 2024.

To qualify for the 40,000 bonus Scene+ points:

  1. Earn 30,000 bonus Scene+ points by making at least $1,000 in everyday eligible purchases in your first 3 months.
  2. Plus, as a Scotiabank Passport Visa Infinite cardholder, you are eligible to earn an annual 10,000 Scene+ point bonus when you spend at least $40,000 in everyday net eligible purchases annually.

Once you qualify, we’ll credit your account in 2 installments:

  1. 30,000 bonus Scene+ points will be credited to your account within approximately 2-3 business days following the qualifying $1,000 in net purchases being posted to your Scene+ membership Account in your first 3 months.
  2. Annual 10,000 bonus Scene+ points will be credited to your Scene+ membership account within approximately 2-3 business days after you have met the $40,000 annual spend threshold.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the 30,000 bonus points offer. All cardholders remain eligible to earn an annual 10,000 Scene+ point bonus with an annual spend of at least $40,000.

*See Card Provider’s website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

Start earning rewards today

And make sure to download our free checklist for when you get a new card—it includes very important mistakes to avoid
(it will open in a separate tab, or you can click here)

via Scotia secure application

*Beta version of card page. Sign up to get updated guide soon.*

This content is not sponsored. However, this page may contain some affiliate links that allow Flytrippers to earn a commission at absolutely no cost to you. Thank you for using our links and helping us keep all our content free for everyone. This helps us fulfill our mission of helping Canadians travel more for less.

The views and opinions expressed on this page are purely our own. They have not been provided, approved, endorsed, or ratified by any third party mentioned on the site.

Financial institutions are not responsible for updating or ensuring the accuracy of the information on Flytrippers’ website. All the information was independently collected by Flytrippers and not provided by financial institutions.

All offers described on the Flytrippers website are subject to the financial institutions’ latest terms and conditions, which can be found on their official website. No efforts are spared to ensure this page is up to date but offers from financial institutions change quickly. It is your responsibility to ensure the accuracy of these offers on their website. Flytrippers will not accept any responsibility for the accuracy of the offers or the result of your actions.

Flytrippers’ website does not contain all available credit card offers or all available credit card products on the market. In addition, Flytrippers never shares an offer if it is not considered advantageous for some travelers, at its sole discretion.

No author on Flytrippers’ website is a financial advisor, a financial planner, a legal professional, or a tax professional. No author on Flytrippers’ website can in any way be considered as such.

All articles, pages, and content on Flytrippers’ website are merely personal opinions of a general nature and are for informational purposes only and should not be considered advice for specific situations. It is your responsibility to perform your own personal research to ensure that travel rewards are appropriate for your own situation.

You can learn more about our terms of use here.

Terms & conditions — Travel rewards

This content is not sponsored. However, this page may contain some affiliate links that allow Flytrippers to earn a commission at absolutely no cost to you. Thank you for using our links and helping us keep all our content free for everyone. This helps us fulfill our mission of helping Canadians travel more for less.

The views and opinions expressed on this page are purely our own. They have not been provided, approved, endorsed, or ratified by any third party mentioned on the site.

Financial institutions are not responsible for updating or ensuring the accuracy of the information on Flytrippers’ website. All the information was independently collected by Flytrippers and not provided by financial institutions.

All offers described on the Flytrippers website are subject to the financial institutions’ latest terms and conditions, which can be found on their official website. No efforts are spared to ensure this page is up to date but offers from financial institutions change quickly. It is your responsibility to ensure the accuracy of these offers on their website. Flytrippers will not accept any responsibility for the accuracy of the offers or the result of your actions.

Flytrippers’ website does not contain all available credit card offers or all available credit card products on the market. In addition, Flytrippers never shares an offer if it is not considered advantageous for some travelers, at its sole discretion.

No author on Flytrippers’ website is a financial advisor, a financial planner, a legal professional, or a tax professional. No author on Flytrippers’ website can in any way be considered as such.

All articles, pages, and content on Flytrippers’ website are merely personal opinions of a general nature and are for informational purposes only and should not be considered advice for specific situations. It is your responsibility to perform your own personal research to ensure that travel rewards are appropriate for your own situation.

You can learn more about our terms of use here.

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