Scotiabank Passport^® Visa Infinite* Card

Rewards from welcome bonus

You will have 32,000 Scene+ points after unlocking the welcome bonus.

That gives you:

• $320 in free travel at the Flytrippers Valuation

Concrete examples of redemptions

Here are some of the actual redemptions you can get with these rewards:

• $320 as a simple travel credit that can be applied to any travel expense booked with any provider

‣Learn more about the best uses of Scene+ points (coming soon)

Structure of the current increased offer

30,000 points Welcome bonus after spending $1,000 in 3 months
+
2,000 points Earn on the spending requirement (at the multiplier earn rate of 2 pts/$)

‣Apply for the Scotiabank Passport^® Visa Infinite* Card

Also offered but not included in our Flytrippers Valuation:
Additional spending bonus of 10,000 points ($100) if you spend $40,000 in the first 12 months (not recommended by Flytrippers)

Flytrippers Valuation of the welcome bonus

$300 Welcome bonus (30,000 pts at 1¢/pt)
$20 Earn on the required spending (2,000 pts at 1¢/pt)
–$0 Card fee (1st year free)

$320 in net value with the welcome bonus alone

(that’s 32% back on the spending requirement of $1,000 over 3 months)

‣Learn more about our Flytrippers Valuation of welcome bonuses

Earn rates

3 points per $ (3%):

• Sobeys, Safeway, FreshCo, Foodland, Co-Ops, IGA, Thrifty Foods, other Empire grocery banners
• Voilà grocery delivery
• indirectly at all retailers offering gift cards at the grocery store

2 points per $ (2%):

• other grocery stores (and their gift cards)
• restaurants and food delivery apps
• entertainment (movies, theaters, ticket agencies)
• transit (rideshares, taxis, buses, subways, and more)

1 point per $ (1%):

• everywhere else

Earning with additional cards

Fee for additional cards: $0 for the 1st additional card ($50/year for more)
Quantity allowed: N/A
Minimum age: N/A

‣Learn more about additional cards (coming soon)

6 free airport lounge passes
You get 6 free passes to enter 1,200+ airport lounges around the world, including 20 in 8 Canadian airports. All DragonPass lounges (Visa Airport Companion by DragonPass).

‣Learn more about the airport lounge access

No foreign transaction fees
One of the few cards in Canada that does not charge a 2.5% fee for all foreign currency transactions.

‣Learn more on foreign currency transaction fees (coming soon)

Car rental elite status benefit
You get elite status with Avis.

‣Learn more about the Scotiabank elite status benefits (coming soon)

Visa Infinite Concierge Service
You get access to a 24/7 concierge service to help you book travel, make restaurant reservations, find tickets, organize flower or other deliveries, and perform other research tasks for you.

‣Learn more about the Visa Infinite Concierge Service (coming soon)

Visa Infinite Hotel Collection
You get exclusive perks at some expensive luxury hotels.

‣Learn more about the Visa Infinite Hotel Collection (coming soon)

Visa Infinite Dining and Wine Country program
You get access to exclusive expensive gourmet experiences.

‣Learn more about the Visa Infinite Dining and Wine Country program (coming soon)

Insurance included

Medical travel insurance for 25 days (64 years and under)
Medical travel insurance for 3 days (65 years and above)
Trip cancelation insurance
Trip interruption insurance
Flight delay insurance ($500, 4hr minimum)
Rental car insurance
Delayed and lost baggage insurance
Travel accident insurance
Hotel burglary insurance
Purchase protection coverage
Extended warranty coverage

‣Learn more about the insurance coverage included with the Scotia Passport^® Visa Infinite* Card (coming soon)

Insurance not included

Mobile device insurance

‣Learn more about the different types of insurance coverage (coming soon)

Redemptions
Scene+ points can be used as a simple travel credit (which can be applied to any travel expense booked with any provider).

‣Learn more about the Scene+ rewards program (coming soon)

Value
Scene+ points are fixed-value rewards (fixed value of 1¢ per point).

‣Learn more about the value of Scene+ points (coming soon)

Expiry
Scene+ points never expire as long as you have the card. And even if you no longer have the card, you can easily extend the expiration indefinitely.

‣Learn more about Scene+ points expiry (coming soon)

Pooling
It’s not possible to pool Scene+ points with travel companions.

‣Learn more about pooling rewards (coming soon)

Transfers
Scene+ points cannot be transferred to more valuable rewards programs.

‣Learn more about point transfers (coming soon)

Other redemption options
Scene+ points can be used for rewards other than travel, but this should be avoided.

‣Learn more about why you should always use your rewards for travel (coming soon)

Rewards program logistics
You can use your points directly on the Scene+ website or app.

‣Learn more about how to get started with Scene+ rewards (coming soon)

Rewards program summary
Rewards: Scene+ points
Type: Fixed-value rewards
Subtype: “Eraser” fixed-value rewards
Variety: Bank/coalition rewards
Flytrippers Valuation: 1¢ per point
Minimum value: 1¢ per point
Maximum value: 1¢ per point
Transferable: No

‣Learn more about rewards programs basics (coming soon)

Card eligibility
Minimum personal/household income: $60,000 (personal) / $100,000 (household)
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: TransUnion Canada

‣Learn more about credit card eligibility requirements (coming soon)

Welcome bonus eligibility
You must not have had a Scotia card in the past 2 years.

‣Learn more about credit card welcome bonus eligibility rules (coming soon)

Offer end date
Offer ends April 30, 2023

‣Subscribe to Flytrippers’ free travel rewards newsletter to get all card updates

Card details
Issuer: Scotiabank
Network: Visa
Card type: Credit card
Product type: Personal card

‣Learn more about credit card types basics (coming soon)

Fees and rates
Card fee: $150/year (1st year free)
Fee for additional card: $0 for the first additional card ($50/year on each additional card)
FX fee: 0%
Purchases annual interest rate: 20.99%
Funds advance annual interest rate: 22.99%
Balance transfer fee: N/A

‣Learn more about why Flytrippers recommends ignoring fees and rates (coming soon)

• Earn up to $1,320* in value in the first 12 months, including up to 40,000 bonus Scene+ points and first year annual fee waived.1. Offer ends 30 April 2023.
• The only major bank credit card offering you no foreign transaction fees, including for shopping online or abroad
• Your Award Winning Card For Travel
• Earn 2 Scene+ points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more)
• Earn 1 Scene+ point on every $1 you spend on all other eligible purchases.
• You’ll earn 3X Scene+ points for each dollar charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés TradItIon, Rachelle Béry and Co-Op.

Pricing

• Go-to Purchase APR: 20.99%
• Go-to Balance Transfer APR: 22.99%
• Balance Transfer Fee: $5
• Ongoing Annual Fee: $150/year, $0/year(no change to each additional card fee)
• Foreign Transaction Fee: 0%
• Cash Advance Fee: $5
• Cash Advance APR: 22.99%
• Return Payment Fee: $48
• Minimum Income Requirements: $60,000

Legal Conditions apply.