You are currently viewing Head-to-head: Which of the 2 amazing deals that give ≈ $825+ for free you should choose

There are 2 exceptional increased deals that stand out since January 4, giving you ≈ $825+ with the 1st year free. One is the highest ever on any card with simple points and the other is the highest ever on this card with very valuable Aeroplan points. The type of points really is the major difference in this head-to-head. 

You should definitely take advantage of this, and you can’t go wrong with either: the TD First Class Travel Visa Infinite Card and the TD Aeroplan Visa Infinite Card both have phenomenal deals — these are the 2 highest welcome bonuses available in Canada right now (the 2nd has a unique eligibility restriction though).

Offers that give you over $800 are extremely rare! That’s a lot of free travel! 

Since we’re hosting a free webinar on Aeroplan on Thursday, I wanted to share this comparison right away to give you details on the top 2 deals… but there are plenty of other good deals right now that might be a better fit for some travelers (they’re all always listed on our ranking of the best credit cards in Canada).

Anyway, I’ll prepare detailed reviews of each of these cards very soon, but let’s start with a head-to-head between the TD First Class Travel Visa Infinite Card and the TD Aeroplan Visa Infinite Card, which seem similar.

 

Basics of travel rewards

Skip this section if you’re already part of the Flytrippers readers who have now earned close to 2 million dollars in free travel thanks to our welcome bonus recommendations.

Yes, you may know Flytrippers from our many appearances in the mainstream media as travel experts or from the 50% off flight deals we spot, but readers like you have also earned close to 2 million dollars just from this, so this really works! 

Basically, you need to take advantage of welcome bonus offers regularly.

You need to use almost all of your spending (which you have to spend anyway) to unlock bonuses that give you an effective return rate of 17% or 11% like these 2 TD deals, instead of the pathetic 1% or 2% most people unfortunately settle for.

That’s how you’ll rack up points fast and improve your credit score. Especially if you pick the right deals! I’ve been doing this for 10+ years and have gotten well over $20,000 in free travel personally, so I’ll help you out.

But it’s very important to learn the basics and know that:

  • Welcome bonuses are the key
  • You always have to pay everything on time and there’s no “scam”
  • Having multiple cards is better for your credit score
  • You must not cancel your old cards
  • Fees alone are irrelevant
  • There are 2 types of travel rewards that work very differently

You can read the 6 basics of travel rewards for more details.

Also, register for our free webinar for beginners as mentioned.

In addition to the webinar, we do a monthly video of the best travel rewards deals to help you choose. Sign up for our free travel rewards newsletter to be notified of the next one.

Finally, if this hasn’t convinced you yet, read why you should stop missing out and why that million makes us so much happier than the thousands of dollars we’ve earned ourselves for our own trips.

 

Our recommendation of which card to choose

So many people ask us which one to choose since they’re so similar. A lot of you tell us you want to be spoon-fed the recommendation and for us to just say which card to get, without any other details.

If you really want that, I’ll start with that before the comparison — but I’ll also tell you why we don’t like doing that.

 

Our recommendation spoon-fed to you

The short version would be:

*As long as you haven’t earned a welcome bonus on a dark gray Aeroplan card, including the American Express Aeroplan Card, in the last ≈ 18 months: that’s the eligibility restriction that is unique to the Aeroplan program that has multiple different card-issuing partners!

In short, the main difference is really the type of travel rewards.

All point currencies work differently of course, but basically, there are only 2 fundamental types of rewards, and they don’t work the same way at all (fixed-value rewards and variable-value rewards).

So TD Rewards points (fixed value) and Aeroplan points (variable value) are completely different.

For those who are just starting out and don’t want to rack their brains, the TD First Class Travel Visa Infinite Card is the best in my expert opinion. It’s the highest offer ever seen on any card with simple, easy-to-use points! Perfect for getting started!

But if you’re already a pro and want more valuable Aeroplan points (and you’re eligible depending on the date you got your most recent dark gray Aeroplan card), the TD Aeroplan Visa Infinite Card is the best and those points can be worth a lot more! Unlimited value!

 

Our personal choice

I’ll personally get the TD First Class Travel Visa Infinite Card.

I got the Amex Aeroplan Card this summer and I can’t get the TD Aeroplan Visa Infinite Card right away, otherwise I would get that one (I’ve had it in the past, it’s very good). The same thing goes for the Flytrippers’ other co-founder, Kevin.

My TD Aeroplan Visa Infinite Card and my Amex Aeroplan Card (image credit: Andrew D’Amours/Flytrippers)

 

Even though I’m a pro who would much rather have valuable points like Aeroplan points, it’s always good to have simple points too when you travel a lot! And the deal on the TD First Class Travel Visa Infinite Card is too high to pass up!

The key is to always take advantage of the biggest offers and do that as often as possible! It doesn’t have to be more complicated than that. 

 

Why we don’t like one-size-fits-all recommendations

We don’t like to make at-large recommendations without explaining the pros and cons to you, because it doesn’t do you any favors.

For 2 reasons:

  • The more you learn, the more free travel you’ll earn
  • The best card may be different for each traveler

 

The more you learn, the more free travel you’ll earn

If you want to reach $20,000+ in free travel earned as I did (yep, $20,000+ in the 10+ years I’ve been doing this hobby), you need to learn on your own too. At least a little bit.

Knowledge is power. So I’d much rather explain and introduce the cards to you so you can become a travel rewards pro too! It’s very doable.

I don’t want you to “just” get the ≈ $800+ from this deal; I want you to be well-informed and make it even easier for you to maximize this wonderful world to get thousands of dollars and not just $800!

Our mission at Flytrippers is to help you travel more for less after all!

 

The best card may be different for each traveler

The thing is, every traveler is different! I want you to get the right card for you!

I want valuable points because I like good deals and I like to maximize everything. Maybe you’re among the many people who always want things to be simpler even if it saves them less money.

I’m a pro flier who therefore never brings checked bags. For me, the fact that the TD Aeroplan Visa Infinite Card gives you a free bag on Air Canada for 9 people is useless. For you, it could influence your choice if you travel on Air Canada often and you bring too much stuff. I’m already a NEXUS member, so I don’t need the NEXUS credit. And so on.

In short, choose the best card for your own personal circumstances, priorities, preferences, and travel habits! When it comes to travel, if you want something done right, do it yourself! Taking responsibility and planning ahead is 1 of the 7 best pro tips to travel for less in our free ebook by the way!

 

Overview of the differences between the 2 cards

Soon, I’ll obviously compare all the features of the TD First Class Travel Visa Infinite Card and the TD Aeroplan Visa Infinite Card, but I want to look at the highlights first.

Here’s the infographic version.

See full-size infographic

 

What both cards offer

Before looking at the differences, it’s worth mentioning the most important things that both cards have:

  • The same card issuer (TD) and the same credit card network (Visa)
  • The best increased offer ever on each card (and the same end date)
  • One of the top 2 best deals in Canada right now
  • A deal that gives you at least $825 in net value
  • The first year free
  • No time limit to use the points (whether you renew your card or not)
  • Minimum annual income requirement of $60,000 (personal) or $100,000 (family)
  • Same minimum spending requirement:
    • $5000 in 6 months (to unlock the main portion of the bonus)
    • That’s the equivalent of just $192 per week
    • Over a longer 6-month period, big expenses are bound to come up to help you
  • An effective rate of at least 14% back on those $5000
  • The additional card (“joint” card) is free the 1st year for someone to help you out
  • Visa Infinite travel benefits
  • Access to the TD Lounge at Toronto’s Union train station
  • Other benefits that can provide value (not included in our Flytrippers Valuation)
  • Same great free insurance (all types are included on both cards)
  • Good multiplier earn rates on some categories
    • From ≈ 2.25% to 4%
  • Base earn rates of at least 1%
The TD First Class Travel Visa Infinite Card and the TD Aeroplan Visa Infinite Card (image credit: TD)

 

Additional benefits of the TD First Class Travel Visa Infinite Card

Here’s everything that’s unique to the TD First Class Travel Visa Infinite Card (that the other one doesn’t have):

  • Simple points that are easier to use but are worth less
  • The ability to use points as a simple travel credit:
    • For travel booked on Expedia for TD ($825 free)
    • For travel booked anywhere ($660 free)
  • The highest deal for simple points ever seen in Canada
  • The ability to downgrade to a no-fee version of the card
    • Useful for beginners who don’t want to renew it
  • An annual travel credit of $100 if you spend $500
  • Better earn rate in some categories:
    • Groceries, including gift cards (3% instead of ≈ 2.25%)
    • Restaurants, including apps (3% instead of ≈ 1.5%)
    • Travel on Expedia (4% instead of ≈ 1.5%)
    • Bill payments (2% instead of ≈ 1.5%)
  • Eligibility no matter what cards from other banks you’ve had
  • Higher welcome bonus if you just look at year 1

But again, the biggest difference and the one that should have the most impact on your decision is whether you want simple points or not.

TD First Class Travel® Visa Infinite* Card
Flytrippers Valuation
of Welcome bonus (net value)
$
Rewards: $825*
Card fee: $0 $139
ends May 28th

min. income: $60k (or $100k household)
spend $5000 in 6 months
Terms and conditions apply. Flytrippers editorial opinion only. TD is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.
TD First Class Travel® Visa Infinite* Card
Flytrippers Valuation
of Welcome bonus (net value)
$
minimum income
required: $60k (or $100k household)


ends May 28th
Rewards: $825*
Card fee: $0 $139

spend $5000 in 6 months
Terms and conditions apply. Flytrippers editorial opinion only. TD is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

 

Additional benefits of the TD Aeroplan Visa Infinite Card

Here’s everything that’s unique to the TD Aeroplan Visa Infinite Card (that the other one doesn’t have):

  • Valuable points that aren’t as easy to use but are worth more
  • The ability to use points for discounts on specific flights:
    • On 40+ partner airlines if you’re flexible (≈ $845 free)
    • On Air Canada by choosing any seat (≈ $730 free)
  • A $100 credit for NEXUS membership (not even included in our Valuation)
    • To avoid almost any wait line for free when traveling
    • The extra card you can get for free gives another $100 credit too
  • Free checked bag for you and 8 travel buddies on Air Canada flights
  • Save hundreds of Aeroplan points
    • On Air Canada flights (not on partner airlines)
  • A shortcut to the Aeroplan Elite status
    • For those who travel and spend a lot on Air Canada
  • Insurance coverage for tickets paid with Aeroplan points
  • Better earn rates on some categories:
    • Gas, except with the gift card trick (≈ 2.25% instead of 1%)
    • Travel on Air Canada (≈ 2.25% instead of 1%)
    • All those not listed for the other card (≈ 1.5% instead of 1%)
  • The higher welcome bonus if you look at the total offer

If you want to get started with the most lucrative points, this is a great card to do it with!

TD® Aeroplan® Visa Infinite* Card
Flytrippers Valuation
of Welcome bonus (net value)
≈ $
Rewards: ≈ $845*
Card fee: $0 $139
ends May 28th

min. income: $60k (or $100k household)
spend $7,500 in 12 months
Terms and conditions apply. Flytrippers editorial opinion only. TD is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.
TD® Aeroplan® Visa Infinite* Card
Flytrippers Valuation
of Welcome bonus (net value)
≈ $
minimum income
required: $60k (or $100k household)


ends May 28th
Rewards: ≈ $845*
Card fee: $0 $139

spend $7,500 in 12 months
Terms and conditions apply. Flytrippers editorial opinion only. TD is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

 

More info on both cards

So, this summary should be plenty to go on to decide! 

But we have a detailed resource page for each one, and we’ll also have plenty of content to learn more about each card if you want.

 

TD First Class Travel Visa Infinite Card

 

TD Aeroplan Visa Infinite Card

 

If you’re intrigued by the unlimited value of Aeroplan points, attend our free webinar on Aeroplan on January 26.

 

Detailed head-to-head comparison of both cards

Coming soon.

If you prefer to have a very detailed analysis, we’ll look at each aspect of both cards to help you make the best decision based on your own situation.

In addition to detailed card reviews in both video and text format.

 

Want to receive more content to learn to earn free travel?

Sign up for our travel rewards newsletter

 

Summary

The TD First Class Travel Visa Infinite Card and the TD Aeroplan Visa Infinite Card are phenomenal: the 2 best deals in Canada right now. But the type of points each card gives you is very different, and this is what should influence your choice between the 2.

What would you like to know about the 2 increased TD deals? Tell us in the comments below.

 

See the deals we spot: Cheap flights

Explore awesome destinations: Travel inspiration

Learn pro tricks: Travel tips

Discover free travel: Travel rewards

 

Featured image: A comparison of both cards (photo credit: Flytrippers)

 

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Andrew D'Amours

Andrew is the co-founder of Flytrippers. He is passionate about traveling the world but also, as a former management consultant, about the travel industry itself. He shares his experiences to help you save money on travel. As a very cost-conscious traveler, he loves finding deals and getting free travel thanks to travel rewards points... to help him visit every country in the world (current count: 64/193 Countries, 47/50 US States & 9/10 Canadian Provinces).

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