Aeroplan is by far the best airline rewards program for Canadian travelers — and airline rewards are generally the ones that give the most value. That is certainly the case with Aeroplan points, which are amazing for flights on Air Canada but especially on the 40+ airline partners. Aeroplan credit cards also offer great travel benefits on Air Canada, but if the points are what matter the most to you, there are also cards whose points are transferable to Aeroplan.

 

Here are the best Aeroplan credit cards — and the full list of all 18 Aeroplan credit cards in Canada too.

Aeroplan is by far the best airline rewards program for Canadian travelers — and airline rewards are generally the ones that give the most value. That is certainly the case with Aeroplan points, which are amazing for flights on Air Canada but especially on the 40+ airline partners. Aeroplan credit cards also offer great travel benefits on Air Canada, but if the points are what matter the most to you, we’ve also included non-Aeroplan cards whose points are transferable to Aeroplan.

Here are the best credit cards for Aeroplan points — and the full list of all 17 in Canada too (including by level).

BEST Aeroplan credit cards

Flytrippers' recommendations of the best Aeroplan credit cards (April 2025)

Best Aeroplan credit cards (top 4)

Cards
Flytrippers Valuation (BONUS)
(≈ 5.3% back on $12k)
Rewards: ≈ $641
Annual fee: $0 $139
Spend required:$12k in 12 mos. (incl. $7.5k in 180 days)
Best for: Valuable Aeroplan pts and travel benefits like free bags on AC
LUCRATIVE 60k/100k
Flytrippers Valuation (BONUS)
(≈ 5.9% back on $7.5k)
Rewards: ≈ $1041
Card fee: $599
Spend required:$7.5k in 3 mos.
Best for: Unlimited Air Canada lounge access & other AC benefits
LUCRATIVE
Flytrippers Valuation (BONUS)
(≈ 14.0% back on $3k)
Rewards: ≈ $540
Card fee: $120
Spend required:$3k in 3 mos. + $1k
Best for: All incomes & lower min. spend & free bag on Air Canada
LUCRATIVE
Flytrippers Valuation (BONUS)
(≈ 31.5% back on $1k)
Rewards: ≈ $315
Annual fee: $0 $89
Spend required:$1k in 3 mos.
Best for: Alternative for existing Aeroplan dark gray cardholders
LUCRATIVE
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Cards WELCOME BONUS
(Flytrippers VALUATION)
Best
for
TD Aeroplan Visa Infinite Card
Min. income (card):
Min. spend (bonus): $12k in 12 mos. (incl. $7.5k in 180 days)
Rewards: ≈ $641
Annual fee: $0 $139
Valuable Aeroplan pts
and travel benefits
like free bags on AC
American Express Aeroplan Reserve Card
Min. income (card):
Min. spend (bonus): $7.5k in 3 mos.
Rewards: ≈ $1041
Card fee: $599
Unlimited Air Canada
lounge access
& other AC benefits
American Express Aeroplan Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos. + $1k
Rewards: ≈ $540
Card fee: $120
All incomes
& lower min. spend
& free bag on Air Canada
TD Aeroplan Visa Platinum Card (excl. QC)
Min. income (card):
Min. spend (bonus): $1k in 3 months
Rewards: ≈ $315
Annual fee: $0 $89
Alternative for
existing Aeroplan
dark gray cardholders
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit cards with points transferable to Aeroplan (top 4)

Cards
Flytrippers Valuation (BONUS)
(≈ 8.3% back on $9k)
Rewards: ≈ $900
Card fee: $156
Spend required:$9k in 12 mos.
Best for: Best Canadian card overall & amazing 5X rate
LUCRATIVE
Flytrippers Valuation (BONUS)
(≈ 6.5% back on $10k)
Rewards: ≈ $1451
Card fee: $799
Spend required:$10k in 3 mos.
Best for: Unlimited access to the most airport lounges & other luxury benefits
LUCRATIVE
Flytrippers Valuation (BONUS)
(≈ 7.8% back on $12k)
Rewards: ≈ $1180
Card fee: $250
Spend required:$12k in 12 mos.
Best for: Biggest bonus & 4 lounge passes in Canada (Plaza Premium)
LUCRATIVE
Flytrippers Valuation (BONUS)
(≈ 16.5% back on $1k)
Rewards: ≈ $165
Card fee: $0
Spend required:$1k in 3 mos.
Best for: No annual fee & best no-fee Aeroplan earn rate
LUCRATIVE
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Cards WELCOME BONUS
(Flytrippers VALUATION)
Best
for
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
Rewards: ≈ $900
Card fee: $156
Best Canadian card
overall
& amazing 5X rate
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 mos.
Rewards: ≈ $1451
Card fee: $799
Unlimited access to
the most airport lounges
& other luxury benefits
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/month for 12 months
Rewards: ≈ $1180
Card fee: $250
Biggest bonus
& 4 lounge passes
in Canada (Plaza Premium)
American Express Green Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
Rewards: ≈ $165
Card fee: $0
No annual fee
& best no-fee
Aeroplan earn rate
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Details of the best Aeroplan credit cards (April 2025)

Best main-level Aeroplan credit card

TD® Aeroplan® Visa Infinite* Card


min. income: $60k (or $100k household)
Flytrippers Valuation
of Welcome bonus (net value)
≈ $
Rewards: ≈ $641*
Card fee: $0 $139
offer effective since January 7th

spend $12,000 in 12 months

(incl. $7,500 in 180 days)

Interest rates:

Purchases: 20.99%

Cash advances: 22.99%

Cash advances (QC): 20.99%

Terms and conditions apply. Flytrippers editorial opinion only. TD is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

The TD Aeroplan Visa Infinite Card is the best if you want a card with benefits like the free checked bag.

Highlights:

  • Free checked bag (including for 8 travel companions)
  • Preferred pricing for points redemptions on Air Canada
  • Excellent insurance coverage
  • $100 credit for NEXUS membership

Best Aeroplan credit card with premium benefits like lounge access (no min. income requirement)

American Express® Aeroplan®* Reserve Card
Flytrippers Valuation
of Welcome bonus (net value)
≈ $
Rewards: ≈ $1041*
Card fee: $599

minimum income required: $0

spend $7,500

in 3 months

Terms and conditions apply. Flytrippers editorial opinion only. Amex is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

The American Express Aeroplan Reserve Card is the best if you want unlimited access to Air Canada airport lounges when flying on Air Canada or partners and earn under $150,000.

Highlights:

  • Unlimited access to Air Canada Maple Leaf Lounges in North America (including 1 guest)
  • Priority boarding, check-in, and baggage handling
  • Elite status boost and rollover eUpgrades
  • Excellent insurance coverage
  • $100 credit for NEXUS membership
  • Best multiplier earn rate at Air Canada (3 pts/$)
  • Best base earn rate for Aeroplan points (1.25 pts/$)
  • Luxurious metal card
  • Free checked bag (including for 8 travel companions)
  • Free carry-on bag
  • Preferred pricing for points redemptions on Air Canada
  • No minimum income requirement
  • Amex Offers benefit for various discounts and credits

Best Aeroplan credit card with no minimum income requirement

American Express® Aeroplan®* Card
Flytrippers Valuation
of Welcome bonus (net value)
≈ $
Rewards: ≈ $540*
Card fee: $120

minimum income required: $0

spend $3,000

in 3 months + $1,000

Terms and conditions apply. Flytrippers editorial opinion only. Amex is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

The American Express Aeroplan Card is the best for most travelers with an income under $60,000 (personal) or $100,000 (household) and who do not want the unlimited access to Air Canada lounges and the other benefits offered by premium cards.

Highlights:

  • Free checked bag (including for 8 travel companions)
  • Preferred pricing for points redemptions on Air Canada
  • No minimum income requirement
  • Lower minimum spending requirement
  • Amex Offers benefit for various discounts and credits
  • Some insurance coverage

Best Aeroplan credit card with lower fee

TD® Aeroplan® Visa* Platinum Card


minimum income required: $0
Flytrippers Valuation
of Welcome bonus (net value)
≈ $
Rewards: ≈ $315*
Card fee: $0 $89
offer effective since January 7th

spend $1,000

in 3 months

Interest rates:

Purchases: 20.99%

Cash advances: 22.99%

Cash advances (QC): 20.99%

Terms and conditions apply. Flytrippers editorial opinion only. TD is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

The TD Aeroplan Visa Platinum Card is the best if you want a lower fee or an option that isn’t an Amex.

Highlights:

  • Lower fee
  • Preferred pricing for points redemptions on Air Canada
  • Some insurance coverage

Best Aeroplan credit card with premium benefits like lounge access (higher incomes)

TD® Aeroplan® Visa* Infinite Privilege* Card


min. income: $150k (or $200k household)
Flytrippers Valuation
of Welcome bonus (net value)
≈ $
Rewards: ≈ $1126*
Card fee: $599
offer effective since January 7th

spend $24,000 in 12 months

(or $12,000 for lower bonus)

Interest rates:

Purchases: 20.99%

Cash advances: 22.99%

Cash advances (QC): 20.99%

Terms and conditions apply. Flytrippers editorial opinion only. TD is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.
The TD Aeroplan Visa Infinite Privilege Card is the best for Air Canada lounges if you earn over $150,000.

Highlights:

  • Unlimited access to Air Canada Maple Leaf Lounges in North America (including 1 guest)
  • 6 passes for VIP airport lounges worldwide (DragonPass)
  • Priority boarding, check-in, and baggage handling
  • Elite status boost and rollover eUpgrades
  • Excellent insurance coverage
  • $100 credit for NEXUS membership
  • Best Aeroplan base earn rate (1.25 pts/$)
  • Luxurious metal card
  • Free checked bag (including for 8 travel companions)
  • Free carry-on bag
  • Preferred pricing for points redemptions on Air Canada

Best credit card for Aeroplan earn rates

American Express Cobalt® Card
Flytrippers Valuation
of Welcome bonus (net value)
≈ $
Rewards: ≈ $900*
Card fee: $156

minimum income required: $0

spend $750/month

for 12 months

Terms and conditions apply. Flytrippers editorial opinion only. Amex is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

The American Express Cobalt Card is the best if you want the best earn rate and the best Canadian card overall.

Highlights:

  • Best overall card in Canada
  • Best earn rate in Canada (5 pts/$)
  • Amex MR points that can be used for more flights
  • Good insurance coverage
  • Amex Offers benefit for various discounts and credits

Best credit card for lounge access and Aeroplan points

Platinum Card® from American Express
Flytrippers Valuation
of Welcome bonus (net value)
≈ $
Rewards: ≈ $1451*
Card fee: $799

minimum income required: $0

spend $10,000

in 3 months

Terms and conditions apply. Flytrippers editorial opinion only. Amex is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.
The American Express Platinum Card is the best if you want unlimited access to the most airport lounges worldwide.

Highlights:

  • Unlimited access to the world’s largest network of VIP airport lounges (including 1 guest)
  • Best premium card in Canada
  • Automatic hotel elite status (Gold with Marriott and Hilton)
  • Excellent insurance coverage
  • Many other luxury benefits
  • $200 annual travel credit that can be cashed in (net fee of $599 instead of $799)
  • $200 annual dining credit for top restaurants in Canada
  • $100 credit for NEXUS membership
  • Best multiplier earn rate for non-Air Canada travel purchases (2 pts/$)
  • Amex MR points that can be used for more flights
  • Luxurious metal card
  • Amex Offers benefit for various discounts and credits

Best card for biggest welcome bonus in Aeroplan points

American Express® Gold Rewards Card
Flytrippers Valuation
of Welcome bonus (net value)
≈ $
Rewards: ≈ $1180*
Card fee: $250

minimum income required: $0

spend $1,000/month

for 12 months

Terms and conditions apply. Flytrippers editorial opinion only. Amex is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.
The American Express Gold Rewards Card is the best if you want the biggest welcome bonus available right now (premium cards excluded).

Highlights:

  • $100 annual travel credit that can be cashed in (net fee of $150 instead of $250)
  • 8 passes for VIP airport lounges in Canada (4 in 2024, 4 in 2025)
  • Biggest Aeroplan welcome bonus (premium cards excluded)
  • Excellent insurance coverage
  • Luxurious metal card (2 color options)
  • Best multiplier earn rate for non-Air Canada travel purchases (2 pts/$)
  • Amex MR points that can be used for more flights
  • $100 credit for NEXUS membership
  • Amex Offers benefit for discounts and credits

Best no-fee card for Aeroplan points

American Express® Green Card
Flytrippers Valuation
of Welcome bonus (net value)
≈ $
Rewards: ≈ $165*
Card fee: $0

minimum income required: $0

spend $1,000

in 3 months

Terms and conditions apply. Flytrippers editorial opinion only. Amex is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

The American Express Green Card is the best if you want a no-fee card that earns Aeroplan points (if you don’t mind getting way less value overall than the cards with fees).

Highlights:

  • No-fee
  • Best no-fee base earn rate for Aeroplan points (1 pt/$)
  • Amex MR points that can be used for more flights
  • Amex Offers benefit for various discounts and credits

ALL Aeroplan credit cards

Lists of all Aeroplan cards by level/type

3 premium level Aeroplan credit cards

Cards
Flytrippers Valuation (BONUS)
(≈ 5.9% back on $7.5k)
Rewards: ≈ $1041
Card fee: $599
Spend required:$7.5k in 3 mos.
Best for: For Air Canada lounge access & other AC benefits
LUCRATIVE
Flytrippers Valuation (BONUS)
(≈ 2.2% back on $24k)
Rewards: ≈ $1126
Annual fee: $599
Spend required:$24k in 12 mos. (or $12k)
Best for: For Air Canada lounge access and 6 passes (other lounges)
LUCRATIVE 150k/200k
Flytrippers Valuation (BONUS)
(≈ 0.9% back on $15k)
Rewards: ≈ $732
Card fee:
Spend required:$15k in 12 mos. (or $7k)
Best for: For Air Canada lounge access and 6 passes (other lounges)
LUCRATIVE 150k/200k
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Cards WELCOME BONUS
(Flytrippers VALUATION)
Best
for
American Express Aeroplan Reserve Card
Min. income (card):
Min. spend (bonus): $7.5k in 3 mos.
Rewards: ≈ $1041
Card fee: $599
For Air Canada
lounge access
& other AC benefits
TD Aeroplan Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $24k in 12 mos. (or $12k for lower bonus)
Rewards: ≈ $1126
Annual fee: $599
For Air Canada
lounge access and
6 passes (other lounges)
CIBC Aeroplan Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $15k in 12 mos. (or $7k for lower bonus)
Rewards: ≈ $732
Card fee:
For Air Canada
lounge access and
6 passes (other lounges)
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

3 main level Aeroplan credit cards

Cards
Flytrippers Valuation (BONUS)
(≈ 14.0% back on $3k)
Rewards: ≈ $540
Card fee: $120
Spend required:$3k in 3 mos. + $1k
Best for: Valuable Aeroplan pts without min. income and lower min. spend
LUCRATIVE
Flytrippers Valuation (BONUS)
(≈ 5.3% back on $12k)
Rewards: ≈ $641
Annual fee: $0 $139
Spend required:$12k in 12 mos. (incl. $7.5k in 180 days)
Best for: Valuable Aeroplan pts and travel benefits like free bags on AC
LUCRATIVE 60k/100k
Flytrippers Valuation (BONUS)
(≈ 6.1% back on $10k)
Rewards: ≈ $611
Card fee:
Spend required:$10k in 12 mos. (or $5k)
Best for: Valuable Aeroplan pts and travel benefits like free bags on AC
LUCRATIVE 60k/100k
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Cards WELCOME BONUS
(Flytrippers VALUATION)
Best
for
American Express Aeroplan Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos. + $1k
Rewards: ≈ $540
Card fee: $120
Valuable Aeroplan pts
without min. income
and lower min. spend
TD Aeroplan Visa Infinite Card
Min. income (card):
Min. spend (bonus): $12k in 12 mos. (incl. $7.5k in 180 days)
Rewards: ≈ $641
Annual fee: $0 $139
Valuable Aeroplan pts
and travel benefits
like free bags on AC
CIBC Aeroplan Visa Infinite Card
Min. income (card):
Min. spend (bonus): $10k in 12 mos. (or $5k for lower bonus)
Rewards: ≈ $611
Card fee:
Valuable Aeroplan pts
and travel benefits
like free bags on AC
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

2 basic level Aeroplan credit cards

Cards
Flytrippers Valuation (BONUS)
(≈ 31.5% back on $1k)
Rewards: ≈ $315
Annual fee: $0 $89
Spend required:$1k in 3 mos.
Best for: Alternative for existing Aeroplan dark gray cardholders
LUCRATIVE
Flytrippers Valuation (BONUS)
(≈  back on )
Rewards: ≈ $150
Card fee:
Spend required:complete 1 purchase
(no minimum)
Best for: Those who want lower bonus than TD version
LUCRATIVE 15k/15k
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Cards WELCOME BONUS
(Flytrippers VALUATION)
Best
for
TD Aeroplan Visa Platinum Card (excl. QC)
Min. income (card):
Min. spend (bonus): $1k in 3 months
Rewards: ≈ $315
Annual fee: $0 $89
Alternative for
existing Aeroplan
dark gray cardholders
CIBC Aeroplan Visa Card
Min. income (card):
Min. spend (bonus): complete 1 purchase (no minimum)
Rewards: ≈ $150
Card fee:
Those who want
lower bonus
than TD version
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

1 premium level Aeroplan credit card (business; no business required)

Cards
Flytrippers Valuation (BONUS)
(≈ 5.5% back on $10.5k)
Rewards: ≈ $1172
Card fee: $599
Spend required:$10.5k in 3 mos.
Best for: Frequent Air Canada travel & maximizing Aeroplan
LUCRATIVE
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Cards WELCOME BONUS
(Flytrippers VALUATION)
Best
for
American Express Aeroplan Business Reserve Card
Card: no business required
Min. spend (bonus): $10.5k in 3 mos.
Rewards: ≈ $1172
Card fee: $599
Frequent Air Canada
travel
& maximizing Aeroplan
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

2 main level Aeroplan credit cards (business)

Cards
Flytrippers Valuation (BONUS)
(≈ 3.8% back on $40k)
Rewards: ≈ $1500
Card fee:
Spend required:$40k in 12 mos.
Best for: Excellent for businesses with a lot of spending
LUCRATIVE 35k
Flytrippers Valuation (BONUS)
(≈ 48% back on $2.5k)
Rewards: ≈ $1200
Annual fee: $0 $149
Spend required:$2.5k in 12 mos.
Best for: Excellent for businesses with a lot of spending
LUCRATIVE
ends January 6th
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Cards WELCOME BONUS
(Flytrippers VALUATION)
Best
for
CIBC Aeroplan Visa Business Card
Card: business required
Min. spend (bonus): $40k in 12 mos.
Rewards: ≈ $1500
Card fee:
Excellent for
businesses with
a lot of spending
TD Aeroplan Visa Business Card
Card: business required
Min. spend (bonus): $2.5k/mo for 12 months
Rewards: ≈ $1200
Annual fee: $0 $149
Excellent for
businesses with
a lot of spending
ends January 6th
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

6 credit cards with points transferable to Aeroplan

Cards
best
Flytrippers Valuation (BONUS)
(≈ 8.3% back on $9k)
Rewards: ≈ $900
Card fee: $156
Spend required:$9k in 12 mos.
Best for: Best overall  card in Canada
LUCRATIVE
Flytrippers Valuation (BONUS)
(≈ 6.5% back on $10k)
Rewards: ≈ $1451
Card fee: $799
Spend required:$10k in 3 mos.
Best for: Unlimited access to VIP airport lounges and lucrative rewards
LUCRATIVE
Flytrippers Valuation (BONUS)
(≈ 7.8% back on $12k)
Rewards: ≈ $1180
Card fee: $250
Spend required:$12k in 12 mos.
Best for: Lucrative rewards and 4 passes for VIP airport lounges
LUCRATIVE
Flytrippers Valuation (BONUS)
(≈ 16.5% back on $1k)
Rewards: ≈ $165
Card fee: $0
Spend required:$1k in 3 mos.
Best for: No annual fee lucrative rewards & Amex benefits
LUCRATIVE
Flytrippers Valuation (BONUS)
(≈ 6.9% back on $7.5k)
Rewards: ≈ $713
Card fee: $199
Spend required:$7.5k in 3 mos.
Best for: More valuable Amex points for Aeroplan or Avios
LUCRATIVE
Flytrippers Valuation (BONUS)
(≈ 7.5% back on $15k)
Rewards: ≈ $1922
Card fee: $799
Spend required:$15k in 3 mos.
Best for: Big spenders & luxury travelers
LUCRATIVE
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Cards WELCOME BONUS
(Flytrippers VALUATION)
Best
for
best
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
Rewards: ≈ $900
Card fee: $156
Best overall
card
in Canada
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 mos.
Rewards: ≈ $1451
Card fee: $799
Unlimited access to
VIP airport lounges
and lucrative rewards
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/month for 12 months
Rewards: ≈ $1180
Card fee: $250
Lucrative rewards
and 4 passes
for VIP airport lounges
American Express Green Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
Rewards: ≈ $165
Card fee: $0
No annual fee
lucrative rewards
& Amex benefits
American Express Business Gold Rewards Card
Card: no business required
Min. spend (bonus): $7.5k in 3 mos.
Rewards: ≈ $713
Card fee: $199
More valuable
Amex points
for Aeroplan or Avios
Business Platinum Card from American Express
Card: no business required
Min. spend (bonus): $15k in 3 mos.
Rewards: ≈ $1922
Card fee: $799
Big spenders
& luxury
travelers
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Summary of all credit cards for Aeroplan points

With the amount of Aeroplan points you get with the welcome bonus

All Aeroplan
credit cards
Flytrippers Valuation (BONUS)
(≈ 14.0% back on $3k)
Rewards: ≈ $540
Card fee: $120
Spend required:$3k in 3 mos. + $1k
Best for: 44,000 pts + a free bag on Air Canada
LUCRATIVE
Flytrippers Valuation (BONUS)
(≈ 5.9% back on $7.5k)
Rewards: ≈ $1041
Card fee: $599
Spend required:$7.5k in 3 mos.
Best for: 69,375 pts + unlimited AC lounges & other AC benefits
LUCRATIVE
Flytrippers Valuation (BONUS)
(≈ 31.5% back on $1k)
Rewards: ≈ $315
Annual fee: $0 $89
Spend required:$1k in 3 mos.
Best for: 20k pts with bonus (21,000 pts total) 20k + 1k on min. spend
LUCRATIVE
NEW
Flytrippers Valuation (BONUS)
(≈ 2.2% back on $24k)
Rewards: ≈ $1126
Annual fee: $599
Spend required:$24k in 12 mos. (or $12k)
Best for: 85k pts with bonus (115,000 pts total) 85k + 30k on min. spend
LUCRATIVE 150k/200k
Flytrippers Valuation (BONUS)
(≈ 0.9% back on $15k)
Rewards: ≈ $732
Card fee:
Spend required:$15k in 12 mos. (or $7k)
Best for: 88,750 pts + unlimited AC lounges & other AC benefits
LUCRATIVE 150k/200k
Flytrippers Valuation (BONUS)
(≈ 5.3% back on $12k)
Rewards: ≈ $641
Annual fee: $0 $139
Spend required:$12k in 12 mos. (incl. $7.5k in 180 days)
Best for: 40k pts with bonus (52,000 pts total) 40k + 12k on min. spend
LUCRATIVE 60k/100k
Flytrippers Valuation (BONUS)
(≈ 6.1% back on $10k)
Rewards: ≈ $611
Card fee:
Spend required:$10k in 12 mos. (or $5k)
Best for: 50,000 pts + a free bag on Air Canada
LUCRATIVE 60k/100k
Flytrippers Valuation (BONUS)
(≈  back on )
Rewards: ≈ $150
Card fee:
Spend required:make 1 purchase
(no minimum)
Best for: 10,000 pts + no min. spend
LUCRATIVE 15k/15k
Flytrippers Valuation (BONUS)
(≈ 5.5% back on $10.5k)
Rewards: ≈ $1172
Card fee: $599
Spend required:$10.5k in 3 mos.
Best for: 78,125 pts + Air Canada lounge access (on *A)
LUCRATIVE
Flytrippers Valuation (BONUS)
(≈ 3.8% back on $40k)
Rewards: ≈ $1500
Card fee:
Spend required:$40k in 12 mos.
Best for: 100,000 pts + a free bag on Air Canada
LUCRATIVE 35k
Flytrippers Valuation (BONUS)
(≈ 4% back on $30k)
Rewards: ≈ $1200
Annual fee: $0 $149
Spend required:$30k in 12 mos.
Best for: 50k pts with bonus (80,000 pts total) 50k + 30k on min. spend
LUCRATIVE
ends January 6th
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
All Aeroplan
credit cards
WELCOME BONUS
(Flytrippers VALUATION)
Points with
welcome bonus
American Express Aeroplan Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos. + $1k
Rewards: ≈ $540
Card fee: $120
44,000 pts
+ a free bag
on Air Canada
American Express Aeroplan Reserve Card
Min. income (card):
Min. spend (bonus): $7.5k in 3 mos.
Rewards: ≈ $1041
Card fee: $599
69,375 pts
+ unlimited AC lounges
& other AC benefits
TD Aeroplan Visa Platinum Card (excl. QC)
Min. income (card):
Min. spend (bonus): $1k in 3 months
Rewards: ≈ $315
Annual fee: $0 $89
20k pts with bonus
(21,000 pts total)
20k + 1k on min. spend
NEW
TD Aeroplan Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $24k in 12 mos. (or $12k for lower bonus)
Rewards: ≈ $1126
Annual fee: $599
85k pts with bonus
(115,000 pts total)
85k + 30k on min. spend
CIBC Aeroplan Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $15k in 12 mos. (or $7k for lower bonus)
Rewards: ≈ $732
Card fee:
88,750 pts
+ unlimited AC lounges
& other AC benefits
TD Aeroplan Visa Infinite Card
Min. income (card):
Min. spend (bonus): $12k in 12 mos. (incl. $7.5k in 180 days)
Rewards: ≈ $641
Annual fee: $0 $139
40k pts with bonus
(52,000 pts total)
40k + 12k on min. spend
CIBC Aeroplan Visa Infinite Card
Min. income (card):
Min. spend (bonus): $10k in 12 mos. (or $5k for lower bonus)
Rewards: ≈ $611
Card fee:
50,000 pts
+ a free bag
on Air Canada
CIBC Aeroplan Visa Card
Min. income (card):
Min. spend (bonus): make 1 purchase (no minimum)
Rewards: ≈ $150
Card fee:
10,000 pts
+ no min.
spend
American Express Aeroplan Business Reserve Card
Card: no business required
Min. spend (bonus): $10.5k in 3 mos.
Rewards: ≈ $1172
Card fee: $599
78,125 pts
+ Air Canada
lounge access (on *A)
CIBC Aeroplan Visa Business Card
Card: business required
Min. spend (bonus): $40k in 12 mos.
Rewards: ≈ $1500
Card fee:
100,000 pts
+ a free bag
on Air Canada
TD Aeroplan Visa Business Card
Card: business required
Min. spend (bonus): $2.5k/mo for 12 months
Rewards: ≈ $1200
Annual fee: $0 $149
50k pts with bonus
(80,000 pts total)
50k + 30k on min. spend
ends January 6th
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

With the amount of points transferable to Aeroplan you get with the welcome bonus

All credit cards with
points transferable to Aeroplan
Flytrippers Valuation (BONUS)
(≈ 8.3% back on $9k)
Rewards: ≈ $900
Card fee: $156
Spend required:$9k in 12 mos.
Best for: 60,000 pts + 5X the points best card in Canada
LUCRATIVE
Flytrippers Valuation (BONUS)
(≈ 6.5% back on $10k)
Rewards: ≈ $1451
Card fee: $799
Spend required:$10k in 3 mos.
Best for: 110,000 pts + unlimited PP lounges and $200 travel credit
LUCRATIVE
Flytrippers Valuation (BONUS)
(≈ 7.8% back on $12k)
Rewards: ≈ $1180
Card fee: $250
Spend required:$12k in 12 mos.
Best for: 72,000 pts + 4 lounges and $100 travel credit
LUCRATIVE
Flytrippers Valuation (BONUS)
(≈ 16.5% back on $1k)
Rewards: ≈ $165
Card fee: $0
Spend required:$1k in 3 mos.
Best for: 11,000 pts + best no-fee Aeroplan earn rate
LUCRATIVE
Flytrippers Valuation (BONUS)
(≈ 6.9% back on $7.5k)
Rewards: ≈ $713
Card fee: $199
Spend required:$7.5k in 3 mos.
Best for: 47,500 pts + lower minimum spend
LUCRATIVE
Flytrippers Valuation (BONUS)
(≈ 7.5% back on $15k)
Rewards: ≈ $1922
Card fee: $799
Spend required:$15k in 3 mos.
Best for: 138,750 pts + unlimited lounges with higher min. spend
LUCRATIVE
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
All credit cards with
points transferable to Aeroplan
WELCOME BONUS
(Flytrippers VALUATION)
Points with
welcome bonus
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
Rewards: ≈ $900
Card fee: $156
60,000 pts
+ 5X the points
best card in Canada
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 mos.
Rewards: ≈ $1451
Card fee: $799
110,000 pts
+ unlimited PP lounges
and $200 travel credit
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/month for 12 months
Rewards: ≈ $1180
Card fee: $250
72,000 pts
+ 4 lounges
and $100 travel credit
American Express Green Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
Rewards: ≈ $165
Card fee: $0
11,000 pts
+ best no-fee
Aeroplan earn rate
American Express Business Gold Rewards Card
Card: no business required
Min. spend (bonus): $7.5k in 3 mos.
Rewards: ≈ $713
Card fee: $199
47,500 pts
+ lower
minimum spend
Business Platinum Card from American Express
Card: no business required
Min. spend (bonus): $15k in 3 mos.
Rewards: ≈ $1922
Card fee: $799
138,750 pts
+ unlimited lounges
with higher min. spend
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Compare all cards
from all issuers

Our always up-to-date ranking of the best credit cards in Canada includes all credit cards in Canada.

FAQ - Frequently asked questions

You have 2 very different options to use them:

  • Fixed-price flights limited to the 40+ partner airlines (so limited seats)
  • Variable-price flights unlimited on Air Canada (so unlimited seats)

Option on partner airlines

If you have some flexibility with dates, the ideal choice is the first option, which almost always costs fewer points. If you find availability, the price will be fixed. You can see the list of prices in Aeroplan points here, depending on your destination: https://flytrippers.com/good-redemptions-aeroplan-points/ 

Option on Air Canada

If you can’t be flexible with dates, your only other option is to pay the variable price for flights on Air Canada, which can be very, very high. The price is essentially tied to the cash price, unlike the fixed prices with partner airlines.

The best time to check prices is now with this option, at least to get an idea of the prices, if you haven’t already. The best time to buy varies greatly, just like with any cash airline tickets.

If you have absolutely no flexibility on dates, it might already be the best time to start booking. Otherwise, 3 to 6 months before departure is often best, but this varies a lot.

That’s why you simply need to check prices often; fortunately, it only takes a few minutes to do so!

You are not eligible for the welcome bonus on a card if you’ve already had that specific card in the past; that’s their only rule, and it’s the same for all their cards. To be clear, you can receive a welcome bonus once on each Amex card.

Business cards are considered a different “type” of card in Aeroplan’s eyes, separate and distinct. So you can definitely get the welcome bonus on the American Express Aeroplan Business Reserve Card at the same time as you unlock the welcome bonus on the American Express Aeroplan Reserve Card.

Theoretically, according to the new rules that came into effect in February, it’s no longer a 12-month waiting period but rather a once in lifetime bonus. Whether this will be enforced as strictly remains to be seen.

More questions?
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