BMO AIR MILES®† World Elite®* MasterCard®*

*Beta version of card page. Sign up to get updated guide soon.*

An excellent card for those who enjoy the AIR MILES program

≈ $279

in free travel after $3,000 in 3 months

The BMO AIR MILES World Elite is a great card to earn AIR MILES.

The Welcome Bonus is very interesting and you get a 25% discount on an AIR MILES reward flight worldwide each calendar year (so twice during your 1st year of cardmembership as long as you don’t apply on January 1st).

The BMO AIR MILES World Elite is accepted at Costco, and has great insurance coverage (including for flights booked with points from other programs).

The earn rate is an excellent 3 Miles per $12 at participating AIR MILES Reward partners, 2 Miles per $12 at grocery stores, and a less exciting base earn rate of 1 Mile per $12 everywhere else.

Finally, you get free access to over 1 million Wi-Fi hotspots around the world.

Card offer ends May 31st, 2023.

BMO is not responsible for maintaining the content on this site. Please click on the Get this card link for the most up to date information.

Welcome Bonus of 2,000 AIR MILES
≈ $240 (estimated value of 12 ¢/pt)

Earning of 325 points on the $3,000 minimum spend
≈ $39 ($2.5k at base rate, $0.5k at bonus rate)

Card Fee
= $0 (1st year free promo)

Flytrippers Valuation of Welcome Bonus
≈ $279 in free travel
(or $244 minimum as fixed-value Cash Rewards)

+ all points earned with your regular purchases

After the ≈$279 Welcome Bonus…

Earn rate at Flytrippers valuation (≈ 12¢ per AIR MILES mile):

  • 0.25 pts (≈ 3%) per $ at AIR MILES Partners
  • 0.17 pts (≈ 2%) per $ at grocery stores
  • 0.08 pts (≈ 1%) per $ everywhere else

or

Earn rate at fixed value (= 10.5¢ per AIR MILES mile):

  • 0.25 pts (2.63%) per $ at AIR MILES Partners
  • 0.17 pts (1.75%) per $ at grocery stores
  • 0.08 pts (0.87%) per $ everywhere else

AIR MILES are hybrid points: they can be used as variable-value points or as fixed-value points.

Variable-value uses offer more potential value, while fixed-value uses are a lot simpler.

As fixed-value Cash Rewards, your 2,325 AIR MILES are worth $244.

As variable-value Dream Rewards, your 2,325 AIR MILES should be worth ≈ $279 on flight rewards or even car rentals.

More details about AIR MILES coming soon.

Medical travel insurance (15 days; under age 65)
Trip cancelation insurance
Trip interruption/delay insurance
Car rental insurance
Flight delay insurance ($500; 6hr minimum)
Baggage loss/delay insurance
Hotel burglary insurance
Purchase protection (90 days)
Extended warranty (1 year)

The card is one of the rare ones to cover flights booked with any rewards program (Aeroplan, Avios, etc.) as long as you charge the taxes to the card.

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Detailed article on the credit card coming soon

BMO AIR MILES®† World Elite®* MasterCard®*

Offer Summary
  • ≈ $279 in free travel
  • Hybrid points (variable or fixed value)
  • 25% discount on 1 AIR MILES reward flight
  • Excellent insurance coverage
  • 24/7 travel concierge + Boingo Wi-Fi
  • Min. income req.: $80k or $150k household
  • Minimum spend of $3,000 to reach
  • Terms and conditions apply*
Get this card ❯

Detailed article on the credit card coming soon

Start getting travel rewards with the BMO AIR MILES WE Card now

APPLY NOW ❯

via BMO secure application

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