| Flytrippers opinion: The best AIR MILES card, but with a low welcome bonus. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Flytrippers Valuation of Welcome bonus (net value) |
ends November 30th via BMO secure application link |
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≈ $ 249ⓘ Rewards: ≈ $249 Card fee: $0 $120 |
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Card eligibility
min. income: $80k OR $150k (household) Welcome bonus eligibility must not have had this specific card since August 1, 2024 |
AIR MILES Miles (more simple)
Bonus: 2k pts Earn on min. spend: 375 pts (total: 2,375 pts) • ≈ $249 to ≈ $285 for any travel booked on the AIR MILES website • $249 for merchandise at AIR MILES partners |
How to unlock bonus
spend $3,000 in 3 months + 8 fill-ups (optional) Interest rates: Purchases: 20.99% Cash advances: 23.99% Cash advances (QC): 21.99% |
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| Terms and conditions apply. Flytrippers editorial opinion only. BMO is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Offer structure
2,000 Miles Total with the welcome bonus
Total rewards by unlocking the welcome bonus
2,375 Miles Welcome bonus + Earn on the minimum spending requirement to unlock the welcome bonus
Net value (at our Flytrippers Valuation of 10.5¢/pt)
≈ $249 Total net value by unlocking the welcome bonus
‣ Details about our Flytrippers Valuation of welcome bonuses
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Effective return rate
≈ 8.3% Return on the minimum spending requirement of $3,000 in 3 months
‣ Details about effective return rates (coming soon)
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Rewards acquisition summary
≈ $249 Rewards you get for $0 in fees paid
Value of redemption options (welcome bonus)
For each available redemption option, here is the value of the 2,375 AIR MILES Miles you get by unlocking the welcome bonus:
‣ Details about the AIR MILES program (coming soon)
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Value of redemption options (per point)
For each available redemption option, here is the value per AIR MILES Mile to help you understand:
Value of redemption options (welcome bonus)
For each available redemption option, here is the value of the 2,375 AIR MILES Miles you get by unlocking the welcome bonus:
‣ Details about the AIR MILES program (coming soon)
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Value of redemption options (per point)
For each available redemption option, here is the value per AIR MILES Mile to help you understand:
25% discount on a Miles redemption for flights
You get 25% off a flight booking every calendar year (so 2 in your first year with the card). It is capped at a 750 Miles discount (flight costing 3,000 Miles).
‣ Details about the BMO AIR MILES discount (coming soon)
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Automatic AIR MILES Onyx elite status
You get a few benefits like unlimited transfers between Cash Miles and Dream Miles, bonus points on travel, and more.
‣ Details about the AIR MILES elite status benefit (coming soon)
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Up to 7¢/L off fuel at Shell
You save 2¢/L on fuel at Shell or even 7¢/L on Shell V-Power NiTRO+ fuel.
‣ Details about the BMO Shell benefit (coming soon)
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Free global access to Boingo Wi-Fi
You can access over 1 million Wi-Fi hotspots worldwide through the Boingo program, including on 1300 aircraft on 26 airlines.
‣ Details about the Boingo Wi-Fi benefit
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Automatic registration to the AIR MILES Card Linked Offers benefit
You can take advantage of the discounts and credits of the Card Linked Offers benefit without having to register your card.
‣ Details about the AIR MILES Card Linked Offers benefit (coming soon)
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Free membership in the Mastercard TravelPass network of VIP airport lounges
Warning: Many cards offer free membership AND free passes; this one just gives membership and no free passes. You should avoid paying for this.
Insurance included
‣ Details about the insurance coverage included with the card (coming soon)
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Insurance not included (among the main types)
‣ Details about the different types of insurance coverage (coming soon)
Earn rates (and effective return at our Flytrippers Valuation)
3 Miles per $12 / 0.25 Miles per $ (≈ 2.63%):
2 Miles per $12 / 0.17 Miles per $ (≈ 1.75%):
1 Mile per $12 / 0.08 Miles per $ (≈ 0.88%):
‣ Details about credit card earn rates (coming soon)
Pooling (with additional cards)
You can pool AIR MILES Miles with up to 3 additional cards (“joint” cards) added to this account. Additional cards have a fee of $50 (the first-year fee is rebated for 3 additional cards if they’re added during the application).
‣ Details about pooling rewards with additional cards (coming soon)
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Pooling (with separate cards that earn AIR MILES Miles)
You can pool points across your separate cards that earn AIR MILES Miles.
‣ Details about pooling AIR MILES Miles from separate cards (coming soon)
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Pooling (with travel companions)
You cannot pool AIR MILES Miles with travel companions. But the points are so easy to redeem that you don’t need to pool them either.
‣ Details about pooling AIR MILES Miles with travel companions (coming soon)
Expiration (if you have the card)
AIR MILES Miles never expire as long as you have the BMO AIR MILES World Elite MasterCard!
‣ Details about AIR MILES Miles expiration (coming soon)
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Expiration (if you don’t have the card)
You have 3 options to easily keep your AIR MILES Miles from expiring even without the card:
‣ Details about reward expiration policies (coming soon)
How to get started
‣ Details about the steps to follow when applying for a new card in Flytrippers’ free checklist
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How to use/manage rewards
‣ Details about how to use/manage AIR MILES Miles (coming soon)
Card eligibility
‣ Details about credit card eligibility requirements (coming soon)
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Welcome bonus eligibility
You must not have had the BMO AIR MILES®† World Elite®* MasterCard®* since August 1, 2024.
‣ Details about credit card welcome bonus eligibility rules
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Offer end date
Offer ends November 30, 2024.
‣ Sign up for Flytrippers’ free newsletter about travel rewards to get all updates and news
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Summary of card details
‣ Details about credit card basics (coming soon)
Fees
‣ Details on why Flytrippers recommends savvy travelers choose cards with annual fees (coming soon)
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Annual interest rates
‣ Details about what Flytrippers recommends regarding interest rates (coming soon)
Welcome offer: Get 2,000 AIR MILES Bonus Miles and we’ll waive the $120 annual fee for the first anniversary*.
Get 3x the Miles for every $12 spent at participating AIR MILES Partners and 2x the Miles for every $12 spent at any eligible grocery store*.
Earn 1 reward mile for every $12 in credit card purchases, everywhere you spend*
Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
Use your card at Costco*
Extended Warranty
Access over 1 million Wi-Fi hotspots around the world – all at no added cost, and no added fees or roaming charges*
Complimentary membership in Mastercard Travel Pass provided by DragonPass.*
Use less Miles with our exclusive 25% discount on one worldwide AIR MILES flight redemption during the calendar year.*
BMO AIR MILES World Elite Travel and Medical Protection*
Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
*Terms and conditions apply
via BMO secure application
We’ll help you know everything about your rewards and your card so you can maximize them!
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Terms & conditions — Travel rewards
†Terms and conditions apply.
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Valuation ≈ $249
Terms and conditions apply
Apply now for the BMO AIR MILES®† World Elite®* MasterCard®* and get a welcome bonus worth ≈ $249!