CIBC Aeroplan^® Visa Infinite* Card

Welcome bonus structure (3 separate bonuses)

10,000 points Bonus after 1^st purchase (no minimum amount)
20,000 points Bonus after spending $5,000 (in a maximum of 4 months)
10,000 points Bonus after spending $10,000 total (in a maximum of 12 months) and renewing the card

40,000 points Total with the 3 main parts of the bonus

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Earn on the minimum spending requirement

5,000 points Minimum earn on the minimum spending requirement of $5,000 (at base earn rate of 1 pt/$)
5,000 points Minimum earn on the minimum spending requirement of $5,000 more (at base earn rate of 1 pt/$)

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Total rewards by unlocking the welcome bonus

50,000 points Main parts of the welcome bonus + earn on the minimum spending requirement to unlock it

‣Apply for the CIBC Aeroplan^® Visa Infinite* Card

Value of the welcome bonus offer
(at our Flytrippers Valuation of ≈ 1.5¢/pt)

≈ $150 Welcome bonus after first purchase (10,000 pts)
≈ $450 Welcome bonus after min. spend (30,000 pts)
≈ $150 Earn on the required spending (10,000 pts)
–$0 Card fee (1^st year free)
–$139 Card fee year 2 (deducted from Valuation)

≈ $611 in net value with the welcome bonus alone

‣Learn more about our Flytrippers Valuation of welcome bonuses

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Effective return rate

≈ 6.1% Return on the minimum spending requirement (≈ $611 on $10,000 in 12 months)

‣Learn more about effective return rates (coming soon)

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Rewards acquisition summary

≈ $750 Rewards you get for $139

‣Apply for the CIBC Aeroplan^® Visa Infinite* Card

Rewards from welcome bonus

You will have 50,000 Aeroplan points after unlocking the welcome bonus.

That gives you:

• ≈ $611 in rewards at the Flytrippers Valuation

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Concrete examples of redemptions

Here are some of the actual redemptions you can get with these rewards:

8 one-way short-distance reward flights such as Montreal-New York or Montreal-Washington

6 one-way medium-distance reward flights such as Montreal-Miami or Montreal-Nashville

4 one-way longer distance reward flights such as Montreal-Costa Rica or Montreal-Mexico

1 one-way business class reward flights such as Vancouver-Japan or Montreal-Switzerland

5 one-way short-distance reward flights in several regions of the world

≈ $550 discount on Air Canada flights without having to be flexible or having to choose specific flights

‣Learn more about the best uses of Aeroplan points

Expiry
Aeroplan points never expire as long as you have the card. And even if you no longer have the card, you can easily extend the expiration indefinitely.

‣Learn more about Aeroplan points expiry (coming soon)

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Pooling
Aeroplan points can be pooled with travel companions into a shared account.

‣Learn more about pooling Aeroplan points (coming soon)

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Logistics
Aeroplan points can be used directly on the Air Canada website or app.

‣Learn more about how to get started with Aeroplan rewards (coming soon)

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Rewards program summary
Rewards: Air Canada Aeroplan points
Source: Airline rewards
Type: More valuable
Flytrippers Valuation: ≈ 1.5¢ per point
Minimum value: None
Maximum value: Unlimited
Transferable: No

‣Learn more about rewards programs basics (coming soon)

Earn rates

1.5 points per $ (≈ 2.25%):

• Groceries (and indirectly at all retailers offering gift cards in grocery stores)
• Gas and electric vehicle charging
• Air Canada purchases

1 point per $ (≈ 1.5%):

• All other eligible purchases

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Earning with additional cards

Fee for additional cards: $50
Quantity allowed: 3
Minimum age: N/A

‣Learn more about additional cards (coming soon)

Preferred pricing for Aeroplan flights on Air Canada
Cardmembers get slightly lower prices when redeeming Aeroplan points for reward flights on Air Canada (not partner airlines).

‣Learn more about Aeroplan preferred pricing (coming soon)

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Free checked bag on Air Canada
Cardmembers get the 1^st checked bag free on Air Canada flights (as do up to 8 travel buddies on the same booking).

‣Learn more about the free bag benefit (coming soon)

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Aeroplan Elite Status shortcut
Earn 1,000 SQMs and 1 SQS for every $10,000 charged to your card.

‣Learn more about the Aeroplan elite status shortcut benefit (coming soon)

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Up to 10¢/L off with Journie Rewards
Link your card with Journie Rewards and save up to 10¢/L at participating Pioneer, Fas Gas, Ultramar, and Chevron gas stations.

‣Learn more about the CIBC Journie Rewards benefit (coming soon)

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Visa Infinite Hotel Collection
You get exclusive perks at some expensive luxury hotels.

‣Learn more about the Visa Infinite Hotel Collection (coming soon)

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Visa Infinite Dining and Wine Country program
You get access to exclusive expensive gourmet experiences.

‣Learn more about the Visa Infinite Dining and Wine Country program (coming soon)

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Visa Infinite Entertainment Access
You get exclusive access to tickets to curated events across Canada throughout the year, including the Toronto International Film Festival.

‣Learn more about the Visa Infinite Entertainment Access program (coming soon)

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Complimentary Visa Infinite Concierge
You get the Visa Infinite Concierge on-call 24 hours a day, seven days a week, to help with any request — big or small.

‣Learn more about the Visa Infinite Concierge program (coming soon)

Insurance included

Medical travel insurance for 15 days (64 years and under)
Medical travel insurance for 3 days (65 years and above)
Flight delay insurance ($500, 4hr minimum)
Trip cancelation insurance
Trip interruption insurance
Travel accident insurance
Delayed and lost baggage insurance
Rental car insurance
Hotel burglary insurance
Purchase protection coverage
Extended warranty coverage
Mobile device insurance

‣Learn more about the insurance coverage included with the CIBC Aeroplan^® Visa Infinite* Card (coming soon)

‣Learn more about the different types of insurance coverage (coming soon)

Card eligibility
Minimum income: $60,000 (personal) OR $100,000 (household)
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: Equifax Canada

‣Learn more about credit card eligibility requirements (coming soon)

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Welcome bonus eligibility
You must not have opened this specific card in the past 12 months AND you must not have obtained a welcome bonus on another Aeroplan card of the same level

‣Learn more about credit card welcome bonus eligibility rules (coming soon)

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Offer end date
Offer is subject to change at any time

‣Subscribe to Flytrippers’ free travel rewards newsletter to get all card updates

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Card details
Issuer: CIBC (Canadian Imperial Bank of Commerce)
Network: Visa
Card type: Credit card
Product type: Personal card

‣Learn more about credit card types basics (coming soon)

Fees and rates
Card fee: $139/year (rebated in the first year)
Fee for additional card: $50
FX fee: 2.5%
Purchase interest rate: 20.99%
Cash interest rate: 22.99% (21.99% for Québec residents)
Balance transfer fee: N/A

‣Learn more about why Flytrippers recommends ignoring fees and rates (coming soon)

Digital exclusive offer

Join and get up to $1,100 in value in your first year^†!  

Here’s how it adds up:

Get a total of up to 40,000 Aeroplan points (up to $800 in travel value^†): 

10,000 Aeroplan points when you make your first purchase^†.  

20,000 Aeroplan points when you spend $5,000 or more during the first 4 monthly statements periods^†.

10,000 Aeroplan points as an additional anniversary bonus when you have at least $10,000 in net purchases posted on your account during the first 12 monthly statement periods^†.

Enjoy a free first checked bag: a $140 value for 2 travellers for each round-trip flight, assuming you take one round-trip Air Canada flight in the first year^†. 

Plus, get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): up to $189 value^†. 

$60,000 individual, or $100,000 household minimum annual income

 ^†Terms and conditions apply.