TD^® Aeroplan^® Visa Infinite^* Card

Offer structure (3 separate bonuses)

• 10,000 Aeroplan points Bonus after making 1 purchase (no minimum amount)^†
• 15,000 Aeroplan points Bonus after spending $7,500 (in a maximum of 180 days)^†
• 15,000 Aeroplan points Bonus after spending $4,500 more ($12,000 in a maximum of 12 months) and renewing the card^†

40,000 Aeroplan points Total with the 3 parts of the bonus

‣ Apply for the TD^® Aeroplan^® Visa Infinite^* Card

Total rewards by unlocking the welcome bonus

• 40,000 Aeroplan points Welcome bonus (3 parts)
• 7,500 Aeroplan points Minimum earn on the minimum spending requirement of $7,500 (at base earn rate of 1 pt/$)
• 4,500 Aeroplan points Minimum earn on the minimum spending requirement of $4,500 more (at base earn rate of 1 pt/$)

52,000 Aeroplan points Welcome bonus + Earn on the minimum spending requirement to unlock it

‣ Apply for the TD^® Aeroplan^® Visa Infinite^* Card

Net value (at our Flytrippers Valuation of ≈ 1.5¢/pt)

• ≈ $150 Bonus after 1^st purchase (10,000 pts)
• ≈ $225 Bonus after min. spend of $7.5k (15,000 pts)
• ≈ $113 Earn on min. spend of $7.5k (7,500 pts)
• ≈ $225 Bonus after min. spend of $4.5k more & renewal (15,000 pts)
• ≈ $67 Earn on min. spend  of $4.5k more (4,500 pts)
• –$0 Card fee Year 1 (rebated the 1^st year)
• –$139 Card fee Year 2 (deducted from Valuation)

≈ $641 Total net value by unlocking the welcome bonus alone

‣ Details about our Flytrippers Valuation of welcome bonuses

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Effective return rate

≈ 5.4% Return on the minimum spending requirement of $12,000 in 12 months

‣ Details about effective return rates (coming soon)

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Rewards acquisition summary

≈ $780 Rewards you get for $139 in fees paid

‣ Apply for the TD^® Aeroplan^® Visa Infinite^* Card

Value of redemption options (welcome bonus)

For each available redemption option, here is the value of the 52,000 Aeroplan points you get by unlocking the welcome bonus:

• ≈ $1092 to ≈ $5200 Specific flights in business class and first class (partners and Air Canada)
• ≈ $780 Specific flights in economy (partners and Air Canada)
• ≈ $572 Any flight on Air Canada
• ≈ $520 Taxes on reward flights
• ≈ $520 Seat upgrades
• ≈ $520 In-flight Wi-Fi
• ≈ $520 Vacation packages
• ≈ $520 Hotels
• ≈ $338 Rental cars and activities
• ≈ $338 Merchandise and gift cards

‣ Details of the best redemptions of Aeroplan points

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Value of redemption options (per point)

For each available redemption option, here is the value per Aeroplan point to help you understand:

• ≈ 2.1¢/pt to ≈ 10¢/pt Specific flights in business class and first class (partners and Air Canada)
• ≈ 1.5¢/pt Specific flights in economy (partners and Air Canada)
• ≈ 1.1¢/pt Any flight on Air Canada
• ≈ 1¢/pt Taxes on reward flights
• ≈ 1¢/pt Seat upgrades
• ≈ 1¢/pt In-flight Wi-Fi
• ≈ 1¢/pt Vacation packages
• ≈ 1¢/pt Hotels
• ≈ 0.65¢/pt Rental cars and activities
• ≈ 0.65¢/pt Merchandise and gift cards

‣ Details of the value per point

Redemptions for flights in premium cabins

Flights in first class and business class are what can give you the best value. It’s a redemption of the more lucrative type. The value depends on the flight chosen. The amount of points required is not tied to the cash price of flights. On the 48 partner airlines, the amount of points is fixed by the price chart (prices are limited so available seats are limited). On Air Canada, the amount of points required is random (available seats are not limited so prices are not limited).

Redeem your 52,000 Aeroplan points for one-way flights (roundtrips are simply twice the price):

• 60,000 pts Up to 4000 miles from Eastern Canada to Europe on partners
• 70,000 pts Up to 6000 miles from Eastern Canada to Europe on partners
• 87,500 pts Up to 11000 miles from Eastern Canada to Asia on partners

‣ Details of the best redemptions of Aeroplan points

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Redemptions for flights in economy

Exactly the same principle and works the same, but in economy so prices in the price chart are lower.

Redeem your 52,000 Aeroplan points for one-way flights (roundtrips are simply twice the price):

• 6,000 pts Up to 500 miles from Canada to the USA on partners
• 10,000 pts Up to 1500 miles from Canada to the USA on partners
• 12,500 pts Up to 2750 miles from Canada to the USA, the Caribbean, or Mexico on partners
• 35,000 pts Up to 4000 miles from Eastern Canada to Europe on partners
• 40,000 pts Up to 6000 miles from Eastern Canada to Europe on partners
• 60,000 pts Up to 11000 miles from Eastern Canada to Asia on partners
• 7,500 pts Up to 1000 miles within Europe, Africa, and the Middle East on partners
• 8,000 pts Up to 1000 miles within Asia and Oceania on partners
• 10,000 pts Up to 1600 miles within South America on partners

‣ Details of the best redemptions of Aeroplan points

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Redemptions for flights on Air Canada

If you want it to be less complicated, on Air Canada it’s a redemption of the more simple type. The value doesn’t vary too much depending on the flight chosen and the amount of points required is mostly tied to the cash price of the flight. But all seats are available.

Redeem your 52,000 Aeroplan points for:

• 10,000 pts Discount of ≈ $110 on Air Canada flights
• 25,000 pts Discount of ≈ $275 on Air Canada flights
• 50,000 pts Discount of ≈ $550 on Air Canada flights

‣ Details of the best redemptions of Aeroplan points

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Redemptions for anything other than travel (or anything other than flights in this case)

Should always be avoided, as with (almost) all rewards!

‣ Details about why you should always use your rewards for travel

$100 NEXUS credit^†
A credit will appear if you charge a NEXUS fee to your card — and you should really have NEXUS if you don’t already. You can get the credit once every 48 months.

‣ Details about the TD NEXUS credit (coming soon)

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Preferred pricing for Aeroplan flights on Air Canada^†
Cardmembers get slightly lower prices when redeeming Aeroplan points for reward flights on Air Canada (not partner airlines).

‣ Details about Aeroplan preferred pricing (coming soon)

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Free checked bag on Air Canada^†
Cardmembers get the 1^st checked bag free on Air Canada flights (as do up to 8 travel buddies on the same booking).

‣ Details about the Air Canada free bag benefit

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Aeroplan Elite Status shortcut^†
Earn 1,000 SQMs and 1 SQS for every $10,000 charged to your card.

‣ Details about the Aeroplan elite status shortcut benefit (coming soon)

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Access to the TD Lounge at Toronto Union Station^†
Not as nice as airport lounges, but this lounge provides free coffee and a few snacks.

‣ Details about the TD Lounge at Union Station (coming soon)

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Visa Infinite Hotel Collection^†
You get exclusive perks at some expensive luxury hotels.

‣ Details about the Visa Infinite Hotel Collection (coming soon)

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Visa Infinite Dining and Wine Country program^†
You get access to exclusive expensive gourmet experiences.

‣ Details about the Visa Infinite Dining and Wine Country program (coming soon)

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Visa Infinite Entertainment Access^†
You get exclusive access to tickets to curated events across Canada throughout the year, including the Toronto International Film Festival.

‣ Details about the Visa Infinite Entertainment Access program (coming soon)

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Complimentary Visa Infinite Concierge^†
You get the Visa Infinite Concierge on-call 24 hours a day, seven days a week, to help with any request — big or small.

‣ Details about the Visa Infinite Concierge program (coming soon)

Insurance included

• Medical travel insurance for age 64 and under (21 days)^†
• Medical travel insurance for age 65 and above (4 days)^†
• Flight delay insurance ($500, 4hr minimum)^†
• Trip cancelation insurance^†
• Trip interruption insurance^†
• Travel accident insurance^†
• Delayed and lost baggage insurance^†
• Rental car insurance^†
• Hotel burglary insurance^†
• Extended warranty coverage^†
• Purchase protection coverage^†
• Mobile device insurance^†

‣ Details about the insurance coverage included with the card (coming soon)

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Insurance not included (among the main types)

• None

‣ Details about the different types of insurance coverage (coming soon)

Earn rates (and effective return at our Flytrippers Valuation)

1.5 points per $ (≈ 2.25%):

• Grocery purchases^†
• Gas and electric vehicle charging purchases^†
• Air Canada purchases^†

1 point per $ (≈ 1.5%):

• All other eligible purchases^†

‣ Details about credit card earn rates (coming soon)

Pooling (with additional cards)
You can pool Aeroplan points with additional cards (“joint” cards) added to this account. Additional cards have a fee of $75^†

‣ Details about pooling rewards with additional cards (coming soon)

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Pooling (with separate cards that earn Aeroplan points)
You can pool points across your separate cards that earn Aeroplan points.

‣ Details about pooling Aeroplan points from separate cards (coming soon)

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Pooling (with travel companions)
You can pool Aeroplan points with travel companions easily and for free (temporarily suspended, but will be back).

‣ Details about pooling Aeroplan points with travel companions (coming soon)

Expiration (if you have the card)
Aeroplan points never expire as long as you have the TD^® Aeroplan^® Visa Infinite^* Card!

‣ Details about Aeroplan points expiration (coming soon)

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Expiration (if you don’t have the card)
You have 2 options to easily keep your Aeroplan points from expiring even without the card:

• Have the slightest activity in your Aeroplan account once per 18 months (very easy)
• Have another Aeroplan card

‣ Details about reward expiration policies (coming soon)

How to get started

• Apply for the TD^® Aeroplan^® Visa Infinite^* Card
• Make 1 purchase (no minimum) to unlock 1^st part of bonus
• Spend $7,500 (in a maximum of 180 days) to unlock 2^nd part of bonus
• Spend an extra $4,500 (in a maximum of 12 months) and renew card to unlock 3^rd part of bonus

‣ Details about the steps to follow when applying for a new card in Flytrippers’ free checklist

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How to use/manage rewards

• Create an Air Canada/Aeroplan online account in a few clicks
• Use/manage your Aeroplan points on the Air Canada/Aeroplan website

‣ Learn more about how to use/manage Aeroplan points (coming soon)

Card eligibility

• Minimum income: $60,000 (personal) OR $100,000 (household)^†
• Age: Majority in your province
• Estimated credit score: Good OR Excellent
• Credit bureau: Equifax Canada

‣ Details about credit card eligibility requirements (coming soon)

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Welcome bonus eligibility
You must not have opened the TD^® Aeroplan^® Visa Infinite^* Card in the past 12 months AND you must not have obtained a welcome bonus on another Aeroplan card of the same level.

‣ Details about credit card welcome bonus eligibility rules (coming soon)

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Offer end date
Offer effective as of January 7, 2025.

‣ Sign up for Flytrippers’ free newsletter about travel rewards to get all updates and news

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Summary of card details

• Issuer: TD Bank Canada (Toronto-Dominion)
• Network: Visa
• Card type: Credit card
• Product type: Personal card
• Rewards: Aeroplan points
• Rewards class: Airline rewards

‣ Details about credit card basics (coming soon)

Fees

• Card fee: $139/year 
• Fee for optional additional card: $75/year
• Foreign transaction fee: 2.5%^†

‣ Details on why Flytrippers recommends savvy travelers choose cards with annual fees (coming soon)

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Annual interest rates

• Purchases: 21.99%^†
• Funds advances: 22.99%^†
• Funds advances (Québec residents): 21.99%^†

‣ Details about what Flytrippers recommends regarding interest rates (coming soon)

Earn up to $1,300 in value^†, including up to 40,000 Aeroplan points^†, no annual fee for the first year^† and additional travel benefits. Conditions Apply. Offer effective as of January 7, 2025.

• Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new card^†  
• Earn 15,000 Aeroplan points when you spend $7,500 within 180 days of Account opening^†  
• Plus, earn a one-time anniversary bonus of 15,000 Aeroplan points when you spend $12,000 within 12 months of Account opening^†  

• Apply for the NEXUS program and once every 48 months get an application fee rebate (up to $100 CAD)^† 

• Plus, share free first checked bags with up to 8 travel companions^† 

• Get an annual fee rebate for the first year^†.

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while this offer is in effect.

Starbucks Bonus Offer for New Linked Members^†: Link your TD Aeroplan Visa Infinite to earn 600 Starbucks Stars and redeem them for free Starbucks treats. Limited time only. Conditions and restrictions apply.

• Earn Aeroplan Points on your everyday purchases 
• Travel with confidence with Travel Medical Insurance^† 
• Complimentary Visa Infinite* Concierge service^† available 24/7 

• Earn 1.5 points^† for every $1 spent on eligible gas, electric vehicle charging, grocery and direct through Air Canada^® purchases (including Air Canada Vacations^®) made with your Card
• Earn 1 point^† for every $1 spent on all other Purchases made with your Card. 
• Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 200+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore). 
• Your Aeroplan Points do not expire as long as you are a TD^® Aeroplan^® Visa Infinite* Cardholder in good standing. 
• Earn big rewards on the little things: Earn 50% more Aeroplan Points and 50% more Stars at participating Starbucks^® stores. Simply link your TD Aeroplan Visa Infinite Card to your Starbucks^® Rewards account. Conditions apply.  

Travel lightly through the airport and save on baggage fees^† : Primary Cardholders, Additional Cardholders, and travel companions (up to eight)

• travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lbs) when your travel originates on an Air Canada flight.  
• Complimentary Visa Infinite Concierge^† : On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.  
• Visa Infinite Luxury Hotel Collection^†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties. 

• Travel Medical Insurance^†: Up to $2 million of coverage for the first 21 days. If you or your spouse is aged 65 or older, you are covered for the first 4 days of your trip. Additional top-up coverage is available. 
• Trip Cancellation/Trip Interruption Insurance^†: For Trip Cancellation coverage of up to $1,500 per insured person, with a maximum of $5,000 for all insured persons, and for Trip Interruption coverage of up to $5,000 per insured person, with a maximum of $25,000 for all insured persons on the same covered trip. 
• Flight/Trip Delay Insurance^†: Up to $500 in coverage per insured person if your flight/trip is delayed for over 4 hours. 
• Delayed and Lost Baggage Insurance^†: Up to $1,000 overall coverage per insured person toward the purchase of essentials such as clothes and toiletries if your baggage is delayed more than 6 hours or lost. 
• Common Carrier Travel Accident Insurance^†: Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane, train or auto rental). 
• Hotel/Motel Burglary Insurance^†: Up to $2,500 of coverage per occurrence for eligible personal items stolen from your hotel or motel room that belong to the Cardholder on the Account and eligible family members travelling with the Cardholder. 
• Auto Rental Collision / Loss Damage Insurance^†: Coverage for up to 48 consecutive days. 
• Emergency Travel Assistance Services^†: Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.
• Save time at the border with NEXUS : Apply for a NEXUS program membership and once every 48 months get an application fee rebate (up to $100 CAD)^†. Additional Cardholders can also take advantage of this NEXUS program application fee rebate. 

^† Terms and conditions apply.

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