Hilton Honors American Express® Card
| Flytrippers opinion: NEW must-have hotel card just launched with an amazing welcome bonus! | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Flytrippers Valuation of Welcome bonus (net value) |
ends January 11th via Amex secure application link |
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≈ $ 810ⓘ Rewards: ≈ $960 Card fee: $150 |
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Card eligibility
no minimum income required Welcome bonus eligibility must not have had this specific card ever before |
Hilton Honors points (more lucrative) + certificate
Bonus: 60k pts (OR 70k pts with full bonus) Earn on min. spend: 12k pts (total: 72k pts) • 72,000 pts are worth ≈ $360 in free hotels + • Free night certificate is UNCAPPED (worth ≈ $600 to even ≈ $4000!!!) |
How to unlock bonus
spend $3,000 in 3 months |
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| Terms and conditions apply. Flytrippers editorial opinion only. Amex is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Summary of Flytrippers' review
WHY GET THIS CARD
- Excellent welcome bonus of ≈ $810
- Hilton free night certificate with uncapped points value
- Hilton Honors points that are more lucrative and can provide outsized value
- Outstanding return rate thanks to the pretty low minimum spend requirement
- Flexibility of points with no time limit to be used
- Automatic Gold elite status for VIP benefits in 9,000+ hotels
WHO SHOULD GET THIS CARD
- All travelers who like hotels
Card details
Structure of the current offer (2 bonuses)
- 60,000 points Bonus after spending $3,000 (in the first 3 months)
- *10,000 points Bonus after renewing the card and spending $500 in the 13th month
*NOT INCLUDED IN OUR FLYTRIPPERS VALUATION
60,000 points Total with the main part of the bonus
*70,000 points Total with the 2 parts of the bonus
*NOT INCLUDED IN OUR FLYTRIPPERS VALUATION
Total rewards by unlocking the welcome bonus
- 60,000 points Welcome bonus (main part)
- 12,000 points Estimated earn on the minimum spending requirement of $3,000 (at multiplier earn rate of 4 pts/$)
72,000 points Welcome bonus + Earn on the minimum spending requirement to unlock it
Net value (at our Flytrippers Valuation of ≈ 0.5¢/pt)
- ≈ $300 Welcome bonus (60,000 pts)
- ≈ $600 Welcome bonus (uncapped certificate)
- ≈ $60 Earn on min. spend (12,000 pts)
- –$150 Card fee (deducted from Valuation)
≈ $810 Total net value by unlocking the welcome bonus alone
‣ Details about our Flytrippers Valuation of welcome bonuses
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Effective return rate
≈ 27.0% Return on the minimum spending requirement of $3,000 in 3 months
‣ Details about effective return rates (coming soon)
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Rewards acquisition summary
≈ $960 Rewards you get for $150 in fees paid
Value of redemption options (welcome bonus)
For each available redemption option, here is the value of the 72,000 Hilton Honors points you get by unlocking the welcome bonus (the certificate is separate):
- ≈ $360 Hotel nights at the 30+ Hilton brands
- $223 Rides with Lyft
- ≈ $202 Car rentals
- $202 Events at Hilton hotels
- ≈ $202 Unique experiences
- ≈ $108 Specific flights booked via transfers to airline programs
‣Learn more about the best redemptions of Hilton Honors points (coming soon)
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Value of redemption options (per point)
For each available redemption option, here is the value per Hilton Honors point to help you understand:
- ≈ 0.5¢ Hotel nights at the 30+ Hilton brands
- 0.31¢ Rides with Lyft
- ≈ 0.28¢ Car rentals
- 0.28¢ Events at Hilton hotels
- ≈ 0.28¢ Unique experiences
- ≈ 0.15¢ Specific flights booked via transfers to airline programs
‣Learn more about the basics of the values per point (coming soon)
Redemptions for Hilton Honors hotel nights
The more valuable type of reward redemption, with a variable value: the amount of points required is unrelated to the cash price of the hotel. The value depends on how many points are required (varies and isn’t fixed by a chart) and the cash price. This is the best use for 99% of travelers. You can use the points for any standard room in the 9000+ Hilton hotels.
Redeem your 72,000 Hilton Honors points for completely free hotel nights:
- ≈ $720 At hotels that are very expensive in cash
≈ $360 At most 9000+ Hilton hotels
‣Learn more about the best redemptions of Hilton Honors points (coming soon)
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Redemptions for anything other than travel
Should always be avoided, as with all rewards!
‣Learn more about why you should always redeem your rewards for travel (coming soon)
Automatic Hilton Honors Gold elite status
As a cardholder, you get free Gold elite status for VIP benefits at hotels.
‣Details about the Amex Hilton elite status benefit (coming soon)
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Amex “Apply with confidence”
You’ll see if you’ll be approved for the card before you apply, with no impact to your credit score!
‣Learn more about Amex “Apply with confidence” (coming soon)
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Annual spend bonus
Every calendar year, you get a bonus of 50,000 Hilton points if you spend $12,000 on your card.
‣Details about the Hilton annual spend bonus (coming soon)
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Shortcut to Diamond elite status
You can unlock Diamond elite status by spending $40,000 on your card in the calendar year (but we don’t recommend it).
‣Details about Hilton Honors elite status (coming soon)
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Amex Offers benefit
Access to discounts, credits, and special offers throughout the year.
‣Learn more about the Amex Offers benefit
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Amex Experiences
Access to exclusive virtual and in-person experiences and pre-sale tickets to lots of events.
‣Learn more about Amex Experiences (coming soon)
Insurance included
Flight delay insurance
Baggage delay insurance
Rental car insurance
Lost or stolen luggage insurance
Hotel burglary insurance
Travel accident insurance
Purchase insurance
Extended warranty
‣Learn more about the Hilton Honors American Express Card’s insurance coverage (coming soon)
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Insurance not included
Medical travel insurance
Travel cancelation insurance
Trip interruption insurance
Mobile device insurance
‣Learn more about the different types of insurance coverage (coming soon)
Earn rates (and effective return at our Flytrippers Valuation of ≈ 0.5¢/pt)
6 points per $ (≈ 3.0%):
- Hilton hotels
4 points per $ (≈ 2.0%):
- Grocery stores
- Restaurants
- Gas stations
2 points per $ (≈ 1.0%):
- Everywhere else
‣Learn more about credit card earn rates (coming soon)
Pooling (with additional cards)
You can pool Hilton Honors points with additional cards (“joint” cards) added to this account. Additional cards have no fee (so it’s a no-brainer to get some).
‣ Details about pooling rewards with additional cards (coming soon)
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Pooling (with separate cards that earn Hilton Honors points)
You can pool points across your separate cards that earn Hilton Honors points (Amex MR points are transferable to Hilton, but we don’t recommend it).
‣ Details about pooling Hilton Honors points from separate cards (coming soon)
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Pooling (with travel companions)
You can pool Hilton Honors points with travel companions for free online in just a few clicks.
‣ Details about pooling Hilton Honors points with travel companions (coming soon)
Expiration (if you have the card)
Hilton Honors points will never expire as long as you make at least 1 purchase on your Hilton Honors Amex Card every 24 months!
‣ Details about Hilton Honors points expiration (coming soon)
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Expiration (if you don’t have the card)
You have 2 options to easily keep your Hilton Honors points from expiring even without the card:
- Stay at a Hilton hotel in cash or in points in the following 24 months
- Transfer 1,000 Amex MR points in the following 24 months
‣ Details about reward expiration policies (coming soon)
How to get started
- Apply for the Hilton Honors Amex Card
- Spend $3,000 (in a maximum of 3 months) to unlock the main part of the welcome bonus
‣ Details about the steps to follow when applying for a new card in Flytrippers’ free checklist
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How to use/manage rewards
- Create a Hilton Honors online account in a few clicks
- Use/manage your Hilton Honors points on the Hilton website
‣ Learn more about how to use/manage Hilton Honors points (coming soon)
Card eligibility
- Minimum income: $0
- Age: Majority in your province
- Estimated credit score: Good OR Excellent
- Credit bureau: TransUnion Canada
‣ Details about credit card eligibility requirements (coming soon)
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Welcome bonus eligibility
You must not have had the Hilton Honors Amex Card before (it’s a brand-new card anyway)
‣ Details about credit card welcome bonus eligibility rules
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Offer end date
Offer ends January 11, 2027
‣ Sign up for Flytrippers’ free newsletter about travel rewards to get all updates and news
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Summary of card details
- Issuer: Amex Bank Canada
- Network: American Express
- Card type: Credit card
- Product type: Personal card
- Rewards: Hilton Honors points
- Rewards class: Hotel rewards
‣ Details about credit card basics (coming soon)
Fees
- Card fee: $150/year
- Fee for optional additional card: $0/year
- Foreign transaction fee: 2.5%
‣ Details on why Flytrippers recommends savvy travelers choose cards with annual fees (coming soon)
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Annual interest rates
- Purchases: 21.99%
- Funds advances: 21.99%
- Penalty APR: 25.99%-29.99%
‣ Details about what Flytrippers recommends regarding interest rates (coming soon)
- Earn up to 70,000 Hilton HonorsTM Points and a Free Night Reward
- New Hilton Honors American Express® Cardmembers, can earn 60,000 Points and a Free Night Reward after spending $3,000 on your Card in the first 3 months
- Plus, earn an additional 10,000 Points after you spend $500 on your Card in month 13
- Offer ends January 11, 2027
- Apply with confidence! See if you’ll be approved before you apply – with no impact to your credit score*
- *Instant decisions are only available for Consumer (also known as Personal) Card applications
- Earn 6 Points for every $1 in eligible Card purchases at participating Hilton brands, plus the Points you already earn as a Hilton Honors Member
- Earn 4 Points for every $1 in eligible Card purchases at gas stations, grocery stores, and restaurants in Canada
- Earn 2 Points for every $1 in all other Card purchases
- Enjoy complimentary Hilton Honors Gold status, then get upgraded to Diamond status after you charge $40,000 in net purchases to your Card each year
- Get to your next stay faster with an annual 50,000 Points bonus. Spend $12,000 in a calendar year to unlock the 50,000 Hilton Honors Points bonus
- No annual fee on Additional Cards
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment
Start earning rewards today
And make sure to download our free checklist for when you get a new card—it includes very important mistakes to avoid
(it will open in a separate tab, or you can click here)
via Amex secure application
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†Terms and conditions apply.
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