RBC Avion Visa Infinite Card

Offer structure (2 separate bonuses)

• 35,000 points Bonus upon approval (no minimum spending)
• 20,000 points Bonus after spending $5,000 (in a maximum of 6 months)

55,000 points Total with the 2 parts of the bonus

‣ Apply for the RBC Avion Visa Infinite Card

Total rewards by unlocking the welcome bonus

• 55,000 points Welcome bonus
• 5,000 points Minimum earn on the $5,000 minimum spending requirement (at base earn rate of 1 pt/$)

60,000 points Welcome bonus + Earn on the minimum spending requirement to unlock it

‣ Apply for the RBC Avion Visa Infinite Card

Net value (at our Flytrippers Valuation of ≈ 1.5¢/pt)

• ≈ $525 Bonus upon approval (35,000 pts)
• ≈ $300 Bonus after min. spend (20,000 pts)
• ≈ $75 Earn on min. spend (5,000 pts)
• –$120 Card fee (deducted from Flytrippers Valuation)

≈ $780 Total net value by unlocking the welcome bonus alone

‣ Details about our Flytrippers Valuation of welcome bonuses

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Effective return rate

≈ 15.6% Return on the minimum spending requirement (≈ $780 on $5000 spending required)

‣ Details about effective return rates (coming soon)

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Rewards acquisition summary

≈ $900 Rewards you get for $120 in fees paid

‣ Apply for the RBC Avion Visa Infinite Card

Value of redemption options (welcome bonus)

For each available redemption option, here is the value of the 60,000 RBC Avion points you get by unlocking the welcome bonus:

• ≈ $1260 to UNLIMITED: Specific flights in premium cabins with airline award charts
  
• ≈ $900 to ≈ $1260: Specific flights in economy class with airline award charts
  
• ≈ $900 to ≈ $1380: Any flights with the RBC Avion award chart
  
• $1200: Any flights in premium cabins on any website (*ONLY if you also get the RBC Avion Visa Infinite Privilege Card)
• $900: Any trips on the RBC Avion website (*ONLY if you still have an HSBC WE card that was converted to RBC)
  
• $600: Any trips on the RBC Avion website
  
• $348: Cash back as a statement credit

‣ Learn more about the best redemptions of RBC Avion Rewards points (detailed guide coming soon)

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Value of redemption options (per point)

For each available redemption option, here is the value per RBC Avion point to help you understand:

• ≈ 2.1¢/pt to UNLIMITED: Specific flights in premium cabins with airline award charts
  
• ≈ 1.5¢/pt to ≈ 2.1¢/pt: Specific flights in economy class with airline award charts
  
• ≈ 1.5¢/pt to 2.3¢/pt: Any flights with the RBC Avion award chart
• 2¢/pt: Any flights in premium cabins on any website (*IF you also get the RBC Avion Visa Infinite Privilege Card)
  
• 1.5¢/pt: Any trips on the RBC Avion website (*IF you still have an HSBC WE card that was converted to RBC)
• 1¢/pt: Any trips on the RBC Avion website
• 0.58¢/pt: Cash back as a statement credit

‣ Learn more about the basics of the values per point (coming soon)

Redemptions with transfers to partners

A redemption option of the more lucrative type, with a variable value: the amount of points required is unrelated to the cash price of the flight. The value depends on how many points are required by the reward chart and the cash price. So the value you can get from airline award charts is unlimited. You can redeem only for specific flights: only certain airlines are available and seat availability is limited.

Redeem your 60,000 RBC Avion points for one-way flights (roundtrips are simply twice the price):

• 4,750 pts Up to 650 miles within Europe on British/Iberia/Aer Lingus (Madrid-Ibiza, Dublin-Amsterdam, London-Nice, etc.)
• 6,000 pts Up to 650 miles within Asia on Cathay/JAL/Malaysia (Tokyo-Osaka, Kuala Lumpur-Phuket, Taipei-Hong Kong, etc.)
• 6,000 pts Up to 650 miles elsewhere on Royal Air Maroc/Qantas (Sydney-Melbourne, Casablanca-Marrakech, etc.)
• 7,250 pts Up to 1151 miles within Europe on British/Iberia/Aer Lingus (London-Lisbon, Dublin-Prague, Madrid-Rome, etc.) 
  
• 7,500 pts Up to 650 miles from Canada on American/Alaska (Toronto-New York, Montreal-New York, Edmonton-Seattle, etc.)
• 9,000 pts Up to 1151 miles from Canada on American (Toronto-Miami, Montreal-Charlotte, Vancouver-Los Angeles, etc.)
• 11,000 pts Up to 2000 miles from Canada on American (Toronto-Miami, Montreal-Miami, Vancouver-Phoenix, etc.)
• 11,000 pts Up to 2000 miles from Miami on American (Miami-Cartagena, Miami-Costa Rica, Miami-Barbados, etc.)
• 13,000 pts From Toronto to Ireland on Aer Lingus (Toronto-Dublin)
• 17,000 pts From Boston/New York/Chicago to Spain on Iberia (Boston-Madrid, New York-Madrid, Chicago-Madrid)
• 25,000 pts From Montreal/Toronto to the UK on British (Toronto-London, Montreal-London)
• 34,000 pts Business class from Boston/New York/Chicago to Spain on Iberia (Boston-Madrid, New York-Madrid, Chicago-Madrid)
• 35,000 pts From Montreal to Qatar on Qatar Airways (Montreal-Doha)
• 36,250 pts From Vancouver to Asia on Cathay Pacific/JAL (Vancouver-Hong Kong, Vancouver-Tokyo)
• 47,500 pts From Montreal to Southeast Asia on Qatar Airways (Montreal-Bangkok, Montreal-Bali, Montreal-Hanoi)
• 50,000 pts Business class from Toronto to Ireland on Aer Lingus (Toronto-Dublin)
• 51,500 pts From Toronto to Asia on Cathay Pacific (Toronto-Hong Kong)
• 70,000 pts Business class from Montreal to Qatar on Qatar Airways (Montreal-Doha)
• 95,000 pts Business class from Montreal to Southeast Asia on Qatar (Montreal-Bangkok, Montreal-Bali, Montreal-Hanoi)

‣ Learn more about the best redemptions of RBC Avion points (detailed guide coming soon)

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Redemptions with the RBC Avion award chart

Another more valuable type of rewards redemption, with a variable value. All flights and all seats are available, but bank flight reward charts give you the best value when the cash price of a ticket’s base fare is very high. There’s a maximum base fare so the value is not unlimited. Some routes have surcharges, so the value depends on that too.

Redeem your 60,000 RBC Avion points for one-way flights (roundtrips are simply twice the price with twice the maximum base fare):

• 7,500 pts Within your province/territory/state or to adjacent provinces/territories/states (maximum $175 base fare)
• 17,500 pts Anywhere in Canada and the US, except Hawaii and Alaska (maximum $375 base fare)
• 22,500 pts From Eastern Canada to anywhere in Central America, the Caribbean, or Bermuda (maximum $450 base fare)
• 22,500 pts From Western Canada to anywhere in Mexico, Hawaii, or Alaska (maximum $450 base fare)
• 27,500 pts From Eastern Canada to anywhere in Mexico, Hawaii, or Alaska (maximum $550 base fare)
• 27,500 pts From Western Canada to anywhere in Central America, the Caribbean, or Bermuda (maximum $550 base fare)
• 32,500 pts From major airports in Canada/US to destinations in Europe (maximum $650 base fare)
• 50,000 pts From major airports in Canada/US to anywhere else in the world (maximum $1000 base fare)

‣ Learn more about the best redemptions of RBC Avion points (detailed guide coming soon)

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Redemptions for any travel on the RBC Avion website

The more simple type of redemption, but should be avoided as much as possible (get other cards for this type of redemption).

Redeem your 60,000 RBC Avion points for:

• 60,000 pts Discount of $600 on travel booked on the RBC Avion Rewards website

‣ Learn more about the best redemptions of RBC Avion points (detailed guide coming soon)

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Redemptions for anything other than travel

Should always be avoided, as with all rewards!

‣Learn more about why you should always redeem your rewards for travel (coming soon)

Free DashPass from DoorDash
Get DoorDash’s DashPass free for 12 months, which gives you free delivery and other great perks on food delivery.

‣Learn more about the RBC DashPass benefit (coming soon)

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3 ¢/L off at Petro-Canada
Link your card and save 3 ¢/L and get 20% more Petro-Points.

‣Learn more about the RBC Petro-Canada benefit (coming soon)

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20% discount on rental cars
Save 20% on the base fare on rental cars at Hertz.

‣Learn more about the RBC Avion car rental benefit (coming soon)

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Bonus points with the Rexall Be Well program
Link your card and earn 50 Be Well points per $ spent at Rexall.

‣Learn more about the RBC Rexall benefit (coming soon)

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Friday Friend Pass for ski resorts
Buy 1 lift pass at regular price, get 1 free on Fridays at 10 ski resorts (3 in Québec, 2 in Ontario, 1 in Alberta, and 4 in British Columbia).

‣Learn more about the RBC ski benefit (coming soon)

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RBC Offers program
Access to small discounts and credits throughout the year.

‣Learn more about the RBC Offers program (coming soon)

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Visa Infinite luxury benefits
Access to a 24/7 travel concierge, and luxury benefits at hotels, restaurants, and more.

‣Learn more about Visa Infinite benefits (coming soon)

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The Avion Collection program
A catalogue of exclusive experiences, offers, and savings on travel, food, wellness, sports, and entertainment.

‣Learn more about The Avion Collection program (coming soon)

Insurance included

Medical travel insurance (15 days)
Flight delay insurance
Baggage delay insurance
Trip cancellation insurance
Trip interruption insurance
Rental car insurance
Lost or stolen luggage insurance
Hotel burglary insurance
Travel accident insurance
Mobile device insurance
Purchase insurance
Extended warranty

‣Learn more about the RBC Avion Visa Infinite Card’s insurance coverage (coming soon)

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Insurance not included

None

‣Learn more about the different types of insurance coverage (coming soon)

Earn rates (and effective return at our Flytrippers Valuation)

1.25 points per $ (≈ 1.875%):

• Travel

1 point per $ (≈ 1.5%):

• Everywhere else

‣ Details about credit card earn rates (coming soon)

Pooling (with additional cards)
You can pool RBC Avion points with additional cards (“joint” cards) added to this account. Optional additional cards have a fee of $50.

‣ Details about pooling rewards with additional cards (coming soon)

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Pooling (with separate cards that earn RBC Avion points)
You can pool points across your separate cards that earn RBC Avion points.

‣ Details about pooling RBC Avion points from separate cards (coming soon)

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Pooling (with travel companions)
You can pool RBC Avion points with travel companions for free via transfer partners or with an RBC joint chequing/savings account.

‣ Details about pooling RBC Avion points with travel companions (coming soon)

Expiration (if you have the card)
RBC Avion points never expire as long as you have the RBC Avion Visa Infinite Card!

‣ Details about RBC Avion points expiration (coming soon)

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Expiration (if you don’t have the card)
You have 4 options to easily keep your RBC Avion points from expiring even without the card:

• Downgrade your card to a no-fee version instead of closing it
• Have another card that earns RBC Avion points
• Transfer points to partner programs
• Keep a regular Avion Rewards account open for free

‣ Details about reward expiration policies (coming soon)

How to get started

• Apply for the RBC Avion Visa Infinite Card
• Activate your card (no minimum spend) to unlock 1^st part of bonus
• Spend $5,000 (in a maximum of 6 months) to unlock 2^nd part of bonus

‣ Details about the steps to follow when applying for a new card in Flytrippers’ free checklist

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How to use/manage rewards

• Create an RBC online account in a few clicks
• Use/manage your RBC Avion points on the RBC website

‣ Learn more about how to use/manage RBC Avion points (coming soon)

Card eligibility

• Minimum income: $60,000 (personal) OR $100,000 (household)
• Age: Majority in your province
• Estimated credit score: Good OR Excellent
• Credit bureau: TransUnion Canada

‣ Details about credit card eligibility requirements (coming soon)

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Welcome bonus eligibility
All new RBC Avion Visa Infinite Card applications are eligible; no restrictions

‣ Details about credit card welcome bonus eligibility rules (coming soon)

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Offer end date
Offer ends November 25, 2025

‣ Sign up for Flytrippers’ free newsletter about travel rewards to get all updates and news

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Summary of card details

• Issuer: RBC (Royal Bank of Canada)
• Network: Visa
• Card type: Credit card
• Product type: Personal card
• Rewards: RBC Avion points
• Rewards class: Bank rewards

‣ Details about credit card basics (coming soon)

Fees

• Card fee: $120/year 
• Fee for optional additional card: $50/year
• Foreign transaction fee: 2.5%
• Balance transfer fee: Up to 3% of amount
• Cash advance fee: $5

‣ Details on why Flytrippers recommends savvy travelers choose cards with annual fees (coming soon)

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Annual interest rates

• Purchases: 20.99%
• Funds advances: 22.99%
• Funds advances (Québec residents): 21.99%

‣ Details about what Flytrippers recommends regarding interest rates (coming soon)