| Flytrippers opinion: Highest-ever offer on this amazing card for very lucrative points. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Flytrippers Valuation of Welcome bonus (net value) |
limited time via RBC secure application link |
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≈ $ 520ⓘ Rewards: ≈ $919 Card fee: $399 |
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Card eligibility
min. income: $200k OR $200k (household) Welcome bonus eligibility all new applications eligible |
RBC Avion points (more lucrative)
Bonus: 55k pts (OR 70k pts with full bonus) Earn on min. spend: 6250 pts (total: 61,250 pts) • ≈ $1225 to UNLIMITED for premium flights • ≈ $919 to ≈ $1225 for specific economy flights • ≈ $919 to $1409 for flights (table) • $613 for any travel expense w/ RBC |
How to unlock bonus
spend $5,000 in 6 months Interest rates: Purchases: 20.99% Cash advances: 22.99% Cash advances (QC): 21.99% |
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| Terms and conditions apply. Flytrippers editorial opinion only. RBC is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Welcome bonus structure (3 separate bonuses)
35,000 points Bonus upon approval
20,000 points Bonus after minimum spend
*15,000 points Bonus after renewing
*NOT INCLUDED IN OUR FLYTRIPPERS VALUATION
55,000 points Total with the 2 main parts of the bonus
*70,000 points Total with the 3 parts of the bonus
*NOT INCLUDED IN OUR FLYTRIPPERS VALUATION
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Earn on the minimum spending requirement
6,250 points on the minimum spend of 5,000$ in 6 months
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Total rewards by unlocking the welcome bonus
61,250 points Main part of the welcome bonus
Value of the welcome bonus offer
(at our Flytrippers Valuation of ≈ 1.5¢/pt)
≈ $525 Bonus upon approval (35,000 pts)
≈ $200 Bonus after minimal spend (20,000 pts)
≈ $63 Earn on minimal spend (6,250 pts)
–$399 Card fee (deducted from Flytrippers Valuation)
≈ $389 Total net value by unlocking the welcome bonus alone
‣Learn more about our Flytrippers Valuation of welcome bonuses
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Effective return rate
≈ 15.8% Return on the minimum spending requirement (≈ $788 on $5,000 in 6 months)
‣Learn more about effective return rates (coming soon)
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Rewards acquisition summary
≈ $788 Rewards you get for $399
Value of redemption options (welcome bonus)
For each available redemption option, here is the value of the 61,250 RBC Avion Rewards points you get by unlocking the welcome bonus:
≈ $918 to UNLIMITED Specific flights booked via transfers to airline programs
≈ $918 to $1,408 Flights booked with the RBC Avion Rewards award chart
$1,225 Business class or first class flights booked via the RBC Avion Rewards website or any other (unique to this card)
$613 Travel booked via the RBC Avion Rewards website
$355 Statement credit
‣Learn more about the best redemptions of RBC Avion Rewards points (detailed guide coming soon)
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Value of redemption options (per point)
For each available redemption option, here is the value per RBC Avion point to help you understand:
≈ 1.5¢/pt to UNLIMITED Specific flights booked via transfers to airline programs
≈ 1.5¢/pt to 2.3¢/pt Flights booked with the RBC Avion Rewards award chart
2¢/pt Business class or first class flights booked via the RBC Avion Rewards website or any other (unique to this card)
1¢/pt Travel booked via the RBC Avion Rewards website
0.58¢/pt Statement credit
‣Learn more about the basics of the values per point (coming soon)
Redemptions with transfers to partners
The more valuable type of reward redemption, with a variable value: the amount of points required is unrelated to the cash price of the flight. The value depends on how many points are required by the reward chart and the cash price. So the value you can get from airline award charts is unlimited. You can redeem only for specific flights: only certain airlines are available and seat availability is limited.
Redeem your 61,250 RBC Avion points for one-way flights (roundtrips are simply twice the price):
4,750 pts Up to 650 miles within Europe on British/Iberia/Aer Lingus (Madrid-Ibiza, Dublin-Amsterdam, London-Nice, etc.)
6,000 pts Up to 650 miles within Asia on Cathay/JAL/Malaysia (Tokyo-Osaka, Kuala Lumpur-Phuket, Taipei-Hong Kong, etc.)
6,000 pts Up to 650 miles elsewhere on Royal Air Maroc/Qantas (Sydney-Melbourne, Casablanca-Marrakech, etc.)
7,250 pts Up to 1151 miles within Europe on British/Iberia/Aer Lingus (London-Lisbon, Dublin-Prague, Madrid-Rome, etc.)
7,500 pts Up to 650 miles from Canada on American/Alaska (Toronto-New York, Montreal-New York, Edmonton-Seattle, etc.)
9,000 pts Up to 1151 miles from Canada on American (Toronto-Miami, Montreal-Charlotte, Vancouver-Los Angeles, etc.)
11,000 pts Up to 2000 miles from Canada on American (Toronto-Miami, Montreal-Miami, Vancouver-Phoenix, etc.)
11,000 pts Up to 2000 miles from Miami on American (Miami-Cartagena, Miami-Costa Rica, Miami-Barbados, etc.)
13,000 pts From Toronto to Ireland on Aer Lingus (Toronto-Dublin)
17,000 pts From Boston/New York/Chicago to Spain on Iberia (Boston-Madrid, New York-Madrid, Chicago-Madrid)
25,000 pts From Montreal/Toronto to the UK on British (Toronto-London, Montreal-London)
34,000 pts Business class from Boston/New York/Chicago to Spain on Iberia (Boston-Madrid, New York-Madrid, Chicago-Madrid)
35,000 pts From Montreal to Qatar on Qatar Airways (Montreal-Doha)
36,250 pts From Vancouver to Asia on Cathay Pacific/JAL (Vancouver-Hong Kong, Vancouver-Tokyo)
47,500 pts From Montreal to Southeast Asia on Qatar Airways (Montreal-Bangkok, Montreal-Bali, Montreal-Hanoi)
50,000 pts Business class from Toronto to Ireland on Aer Lingus (Toronto-Dublin)
51,500 pts From Toronto to Asia on Cathay Pacific (Toronto-Hong Kong)
70,000 pts Business class from Montreal to Qatar on Qatar Airways (Montreal-Doha)
95,000 pts Business class from Montreal to Southeast Asia on Qatar (Montreal-Bangkok, Montreal-Bali, Montreal-Hanoi)
‣Learn more about the best redemptions of RBC Avion points (detailed guide coming soon)
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Redemptions with the RBC Avion rewards chart
Another more valuable type of rewards redemption, with a variable value. All flights and all seats are available, but bank flight reward charts give you the best value when the cash price of a ticket’s base fare is very high. There’s a maximum base fare so the value is not unlimited. Some routes have surcharges, so the value depends on that too.
Redeem your 61,250 RBC Avion points for one-way flights (roundtrips are simply twice the price with twice the maximum base fare):
7,500 pts Within your province/territory/state or to adjacent provinces/territories/states (maximum $175 base fare)
17,500 pts Anywhere in Canada and the US, except Hawaii and Alaska (maximum $375 base fare)
22,500 pts From Eastern Canada to anywhere in Central America, the Caribbean, or Bermuda (maximum $450 base fare)
22,500 pts From Western Canada to anywhere in Mexico, Hawaii, or Alaska (maximum $450 base fare)
27,500 pts From Eastern Canada to anywhere in Mexico, Hawaii, or Alaska (maximum $550 base fare)
27,500 pts From Western Canada to anywhere in Central America, the Caribbean, or Bermuda (maximum $550 base fare)
32,500 pts From major airports in Canada/US to destinations in Europe (maximum $650 base fare)
50,000 pts From major airports in Canada/US to anywhere else in the world (maximum $1000 base fare)
‣Learn more about the best redemptions of RBC Avion points (detailed guide coming soon)
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Redemptions for premium flights with Avion
A more simple type of redemption, unique to this card. You can use your points at a fixed value that is twice as high if any part of the itinerary is in a premium cabin. You can book through Avion but if your flight is not available you can use your points to erase the expense made on another website.
Redeem your 61,250 RBC Avion points for:
61,250 pts Discount of $1,225 on flights with at least 1 segment in a premium cabin
‣Learn more about the best redemptions of RBC Avion points (detailed guide coming soon)
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Redemptions on the RBC Avion Rewards website
The more simple type of redemption, but should be avoided as much as possible (get other cards for this type of redemption).
Redeem your 61,250 RBC Avion points for:
61,250 pts Discount of $613 on travel booked on the RBC Avion Rewards website
‣Learn more about the best redemptions of RBC Avion points (detailed guide coming soon)
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Redemptions for anything other than travel
Should always be avoided, as with all rewards!
‣Learn more about why you should always redeem your rewards for travel (coming soon)
Expiry
RBC Avion Rewards points never expire as long as you have the card. And even if you no longer have the card, you have a full calendar year to redeem them (90 days with the app and then by calling). You can also downgrade the card to its no-fee version to easily extend the expiration indefinitely.
‣Learn more about RBC Avion Rewards points expiry (coming soon)
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Pooling
RBC Avion Rewards points can be pooled with travel companions via transfer partners.
‣Learn more about pooling RBC Avion Rewards points (coming soon)
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Logistics
RBC Avion Rewards points can be redeemed directly on the RBC Avion website or RBC Avion Rewards app.
‣Learn more about how to get started with RBC Avion Rewards (coming soon)
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Rewards program summary
Rewards: RBC Avion Rewards points
Source: Bank rewards
Type: More valuable
Flytrippers Valuation: ≈ 1.5¢ per point
Minimum value: 1¢ per point
Maximum value: Unlimited
Transferable: Yes (4 partners)
‣Learn more about rewards programs basics (coming soon)
Earn rates
1.25 points per $ (≈ 1.875%):
‣Learn more about credit card earn rates (coming soon)
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Earning with additional cards
Fee for additional cards: $99
Quantity allowed: N/A
Minimum age: N/A
‣Learn more about additional cards (coming soon)
6 free airport lounge passes
You get 6 free passes to enter 1,200+ airport lounges around the world, including 21 in 9 Canadian airports. All DragonPass lounges (Visa Airport Companion by DragonPass), no matter which airline you’re flying.
‣Learn more about the airport lounge access
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Free DashPass from DoorDash
Get DoorDash’s DashPass free for 12 months, which gives you free delivery and other great perks on food delivery.
‣Learn more about the RBC DashPass benefit (coming soon)
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3 ¢/L off at Petro-Canada
Link your card and save 3 ¢/L and get 20% more Petro-Points.
‣Learn more about the RBC Petro-Canada benefit (coming soon)
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20% discount on rental cars
Save 20% on the base fare on rental cars at Hertz.
‣Learn more about the RBC Avion car rental benefit (coming soon)
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Bonus points with the Rexall Be Well program
Link your card and earn 50 Be Well points per $ spent at Rexall.
‣Learn more about the RBC Rexall benefit (coming soon)
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Friday Friend Pass for ski resorts
Buy 1 lift pass at regular price, get 1 free on Fridays at 10 ski resorts (3 in Québec, 2 in Ontario, 1 in Alberta, and 4 in British Columbia).
‣Learn more about the RBC ski benefit (coming soon)
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RBC Offers program
Access to small discounts and credits throughout the year.
‣Learn more about the RBC Offers program (coming soon)
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Visa Infinite luxury benefits
Access to a 24/7 travel concierge, and luxury benefits at hotels, restaurants, and more.
‣Learn more about Visa Infinite benefits (coming soon)
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The Avion Collection program
A catalogue of exclusive experiences, offers, and savings on travel, food, wellness, sports, and entertainment.
‣Learn more about The Avion Collection program (coming soon)
Insurance included
Medical travel insurance (15 days)
Flight delay insurance
Baggage delay insurance
Trip cancelation insurance
Trip interruption insurance
Rental car insurance
Lost or stolen luggage insurance
Hotel burglary insurance
Travel accident insurance
Mobile device insurance
Purchase insurance
Extended warranty
‣Learn more about the RBC Avion Visa Infinite Privilege Card’s insurance coverage (coming soon)
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Insurance not included
None
‣Learn more about the different types of insurance coverage (coming soon)
Card eligibility
Minimum income: $200,000 (personal) OR $200,000 (household) OR $400,000 in investable assets
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: TransUnion Canada
‣Learn more about credit card eligibility requirements (coming soon)
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Welcome bonus offer eligibility
You must not currently have the RBC Avion Visa Infinite Privilege Card
‣Learn more about credit card welcome bonus eligibility rules (coming soon)
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Offer end date
Offer subject to change at any time
‣Sign up for Flytrippers’ free travel rewards newsletter to get all card updates
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Card details
Issuer: RBC (Royal Bank of Canada)
Network: Visa
Card Type: Credit card
Product Type: Personal card
‣Learn more about credit card types (coming soon)
Fees and rates
Card fee: $399/year
Fee for additional card: $99
Foreign transaction fee: 2.5%
Purchases annual interest rate: 20.99%
Cash advance and balance transfer annual interest rate: 22.99%
Balance transfer fee: Up to 3% of transfer amount
Cash advance fee: $5.00
‣Learn more about why Flytrippers recommends ignoring fees and rates (coming soon)
via RBC secure application
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