Scotiabank Passport® Visa Infinite* Card

Flytrippers opinion: A very rare card with both free airport lounge passes (6) AND no FX fees.
Flytrippers Valuation
of Welcome bonus (net value)
ends December 31st

via Scotia secure application link
$ 120

Rewards: $270

Card fee: $150

Card eligibility
min. income: $60k
OR $100k (household)

Welcome bonus eligibility
must not have had any
Scotia card (incl. "joint" cards)
in the past 2 years
Scene+ points (more simple)
Bonus: 25k pts (OR 35k pts with full bonus)
Earn on min. spend: 2k pts (total: 27k pts)

• $270 for groceries
at Sobeys/Safeway/etc.
• $270 for any travel expense
on any website
How to unlock bonus
spend $1,000
in 3 months




Terms and conditions apply. Flytrippers editorial opinion only. Scotia is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

Summary of Flytrippers' review

WHY GET THIS CARD

  • Welcome bonus of $120
  • 6 free passes for VIP airport lounges
  • No foreign transaction fees
  • Rewards that are of the more simple type and can be used for any travel expense
  • Excellent insurance coverage
  • Good earn rates

WHO SHOULD GET THIS CARD

  • Those who want 6 free airport lounge passes
  • Those who will be spending in foreign currencies while not unlocking any welcome bonuses on other cards
  • Those who want rewards that are more simple and can be used for any travel expense
  • Those whose income is over $60,000

Card details

Offer structure (2 separate bonuses)

  • 25,000 points Bonus after spending $1,000 (in a maximum of 3 months)
  • *10,000 points Bonus after spending $40,000 (in a maximum of 12 months)
    *NOT INCLUDED IN OUR FLYTRIPPERS VALUATION

25,000 points Total with the main part of the bonus
*35,000 points Total with the 2 parts of the bonus
*NOT INCLUDED IN OUR FLYTRIPPERS VALUATION

Apply for the Scotiabank Passport® Visa Infinite* Card

Total rewards by unlocking the welcome bonus

  • 25,000 points Welcome bonus (main part)
  • 2,000 points Estimated earn on the $1,000 minimum spending requirement (at multiplier earn rate of 2 pts/$)

27,000 points Welcome bonus  + Earn on the minimum spending requirement to unlock the welcome bonus

Apply for the Scotiabank Passport® Visa Infinite* Card

Value of the welcome bonus offer
(at our Flytrippers Valuation of 1¢/pt)

  • $250 Welcome bonus (25,000 pts)
  • $20 Earn on the spending requirement (2,000 pts)
  • –$150 Card fee (deducted from Valuation)

$120 Total net value by unlocking the welcome bonus

Learn more about our Flytrippers Valuation of welcome bonuses

Effective return rate

12% Return on the minimum spending requirement ($120 on $1,000 in 3 months)

‣ Learn more about effective return rates (coming soon)

Rewards acquisition summary

$270 Rewards you get for $150

Apply for the Scotiabank Passport® Visa Infinite* Card

Value of redemption options (welcome bonus)

For each available redemption option, here is the value of the 27,000 Scene+ points you get by unlocking the welcome bonus:

$270 Travel booked on any website
$270 Travel booked on the Scene+ website
$270
Merchandise at participating stores
≈ $189-$270 Gift cards
≈ $189 Merchandise
$189 Cash back as a statement credit

‣ Learn more about the best redemptions of Scene+ points (coming soon)

Value of redemption options (per point)

For each available redemption option, here is the value per Scene+ point to help you understand:

Travel booked on any website
Travel booked on the Scene+ website
Merchandise at participating stores
≈ 0.7¢-1¢ Gift cards
≈ 0.7¢ Merchandise
$0.7¢ Cash back as a statement credit

‣ Learn more about the basics of the values per point (coming soon)

Redemptions for travel (any website)

The more simple type of rewards redemption, with a fixed value. It is worth less but gives you more flexibility. Scene+ points are really as simple as points can be, as you can use them to simply erase any travel expense booked on any site.

Redeem your 27,000 Scene+ points for:

27,000 pts Discount of $270 on travel booked on any website

‣Learn more about the best redemptions of Scene+ points (coming soon)

Redemptions for travel (Scene+ website)

Another more simple type of rewards redemption, with a fixed value. There’s really no reason to use them this way though, as you don’t get more value.

Redeem your 27,000 Scene+ points for:

27,000 pts Discount of $270 on travel booked on the Scene+ website

‣Learn more about the best redemptions of Scene+ points (coming soon)

Redemptions for merchandise (participating retailers)

Another more simple type of rewards redemption, with a fixed value. It’s one of the extremely rare instances where you should use points for something other than travel, as you get the same value if you use them for merchandise at Sobeys, Safeway, FreshCo, Foodland, IGA (QC), Home Hardware, Recipe Unlimited’s many restaurant brands, Cineplex, etc.

Redeem your 27,000 Scene+ points for:

27,000 pts Discount of $270 at participating retailers

‣Learn more about the best redemptions of Scene+ points (coming soon)

Redemptions for anything other than travel (except at participating stores)

Should always be avoided, as with all rewards!

‣Learn more about why you should always redeem your rewards for travel (coming soon)

6 annual free passes for VIP airport lounges worldwide
You get 6 free passes to enter 1,200+ airport lounges around the world, including 21 in 8 Canadian airports. All DragonPass lounges (Visa Airport Companion by DragonPass).

Learn more about the airport lounge access

No foreign transaction fees
One of the few cards in Canada that does not charge a 2.5% fee for all foreign currency transactions.

Learn more about foreign transaction fees

Car rental elite status benefit
You get elite status with Avis.

‣ Learn more about the Scotiabank elite status benefits (coming soon)

Visa Infinite Concierge Service
You get access to a 24/7 concierge service to help you book travel, make restaurant reservations, find tickets, organize flower or other deliveries, and perform other research tasks for you.

‣ Learn more about the Visa Infinite Concierge Service (coming soon)

Visa Infinite Hotel Collection
You get exclusive perks at some expensive luxury hotels.

‣ Learn more about the Visa Infinite Hotel Collection (coming soon)

Visa Infinite Dining and Wine Country program
You get access to exclusive expensive gourmet experiences.

‣ Learn more about the Visa Infinite Dining and Wine Country program (coming soon)

Insurance included

  • Medical travel insurance for ages 64 and under (25 days)
  • Medical insurance for ages 65 and above (3 days)
  • Trip cancelation insurance
  • Trip interruption insurance
  • Flight delay insurance ($500; 4hr minimum)
  • Delayed and lost baggage insurance
  • Rental car damage insurance
  • Hotel burglary insurance
  • Travel accident insurance
  • Purchase protection coverage
  • Extended warranty coverage

‣ Details about the insurance coverage included with the card (coming soon)

Insurance not included (among the main types)

  • Mobile device insurance

‣ Details about the different types of insurance coverage (coming soon)

Earn rates (and effective return at our Flytrippers Valuation)

3 points per $ (3%):

  • Sobeys, Safeway, FreshCo, Foodland, Co-Ops, IGA (Québec), Thrifty Foods, other Empire grocery banners
  • Voilà grocery delivery
  • Indirectly at retailers available via grocery store gift card displays

2 points per $ (2%):

  • Other grocery stores (and their gift cards)
  • Restaurants and food delivery apps
  • Entertainment (movies, theaters, ticket agencies)
  • Transit (rideshares, taxis, buses, subways, and more)

1 point per $ (1%):

  • Everywhere else

‣ Details about credit card earn rates (coming soon)

Pooling (with additional cards)
You can pool Scene+ points with additional cards (“joint” cards) added to this account. The 1st additional card is free and other additional cards have a fee of $50.

‣ Details about pooling rewards with additional cards (coming soon)

Pooling (with separate cards that earn Scene+ points)
You can pool points across your separate cards that earn Scene+ points.

‣ Details about pooling Scene+ points from separate cards (coming soon)

Pooling (with travel companions)
You cannot pool Scene+ points with travel companions. But the points are so easy to redeem that you don’t need to pool them either.

‣ Details about pooling Scene+ points with travel companions (coming soon)

Expiration (if you have the card)
Scene+ points never expire as long as you have the Scotiabank Passport® Visa Infinite* Card!

‣ Details about Scene+ points expiration (coming soon)

Expiration (if you don’t have the card)
You have 2 options to easily keep your Scene+ points from expiring even without the card:

  • Change the card to its no-fee version instead of closing it
  • Have at least 1 activity in your Scene+ account every 24 months

‣ Details about reward expiration policies (coming soon)

How to get started

‣ Details about the steps to follow when applying for a new card in Flytrippers’ free checklist

How to use/manage rewards

  • Create a Scotiabank online account in a few clicks
  • Use/manage your Scene+ points on the Scotiabank website or Scotiabank app

‣ Details about how to use/manage Scene+ points (coming soon)

Card eligibility

  • Minimum income: $60,000 (personal) OR $100,000 (household)
  • Age: Majority in your province
  • Estimated credit score: Good OR Excellent
  • Credit bureau: TransUnion Canada

‣ Details about credit card eligibility requirements (coming soon)

Welcome bonus eligibility
You must not have had a Scotia card in the past 2 years (including joint cards).

‣ Details about credit card welcome bonus eligibility rules (coming soon)

Offer end date
Offer ends December 31, 2024

‣ Sign up for Flytrippers’ free newsletter about travel rewards to get all updates and news

Summary of card details

  • Issuer: Scotiabank
  • Network: Visa
  • Card type: Credit card
  • Product type: Personal card
  • Rewards: Scene+ points
  • Rewards class: Bank/retailer rewards

‣ Details about credit card basics (coming soon)

Fees

  • Card fee: $150/year
  • Fee for optional additional card (1st): $0
  • Fee for more optional additional cards: $50/year
  • Foreign transaction fee: 0%

‣ Details on why Flytrippers recommends savvy travelers choose cards with annual fees (coming soon)

Annual interest rates

  • Purchase: 20.99%
  • Funds advance: 22.99%
  • Balance transfer: N/A

‣ Details about what Flytrippers recommends regarding interest rates (coming soon)

Earn up to $1,100* in value in the first 12 months, including up to 35,000 bonus Scene+ points 

  • Earn 3x Scene+ points¹ on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating Co-ops and more
  • Earn 2x Scene+ points¹ for every $1 you spend on other eligible grocery stores, dining, eligble entertainment puchases and eligible daily trasit  options(including rideshares,buses,subways taxis and more)
  • Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases
  • No Foreign Transaction Fee
  • 6 Complimentary Airport Lounge Access
  • Comprehensive Travel Insurance coverage 
  • Visa Infinite* Concierge Services
  • Visa Infinite* Hotel Collection
  • Visa Infinite* Dining and Wine Country program
  • Rates, fees and other information are effective as of July 02, 2024. Subject to change.

Savings and Reward potential in the first 12 months includes welcome offer value, first year earn point potential, foreign transaction fee and airport lounge savings as of Feb 28,2024: 

$250 in travel rewards(25,000 bonus Scene+ points) for new Scotiabank Passport Visa Infinite card clients who spend $1000 within the first 3 months; 

$100 in travel rewards(10,000 bonus Scene+ points) when you spend $40,000 annually on your account each year (12 months);                          

$50 supplementary card annual fee waiver on the first supplementary card for new Scotiabank Passport Visa Infinite card clients;

$100 in foreign transaction fee savings based on average first year annual foreign spend per account(save the 2.5% foreign transaction fee typically chrged by card issuers); 

$250 in first year point earn potential (25,000 Scene+ points) on every day purchases based on average annual first year spend per account with an average spend of 21% in 2x accelerator categories;

$350 value with a complementary Visa Airport Companion Program Membership and 6 lounge passes(annual membership plus one free visit approx. CAD $134/USD$99 plus 5 lounge passes at CAD$48/USD$35 per pass). Currency Conversions as of February 28,2024. 

Potential First Year Value= up to $1,100

Actual offers, savings and rewards earned will depend on individual card usuage and eligibility for applicable offers. Conditions apply*.  

Offer Description and Conditions¹: The 25,000 bonus Scene+ Points Offer applies only to new Scotiabank Passport Visa Infinite credit card accounts (“”Accounts””) that are opened by December 31, 2024 subject to the conditions below. Offer may  be changed, cancelled or extended at any time without notice and cannot be combined with any other offers. 

Plus, as a Scotiabank Passport Visa Infinite credit cardholder, you are always eligible to earn an annual 10,000 Scene+ points bonus when you spend at least $40,000 in everyday eligible purchases annually on your Scotiabank Passport Visa Infinite account. Conditions apply-see below further details.  

25,000 Bonus Scene+ Point Offer Description and Conditions: To qualify for the 25,000 bonus Scene+ points (the “25,000 Point Bonus”), you must have at least $1,000 in eligible purchases posted to your new Account within the first 3 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers or cash-like transactions), interest, fees or other charges. 

The 25,000 Point Bonus will be credited approximately 2-3 business days after the qualifying $1,000 in eligible purchases has been posted to the Account within the first 3 months of the Primary cardholder’s Account open date, provided the Account is open and in good standing. For Joint Accounts with a Primary Borrower and Co-borrower, the 25,000 Point Bonus will be credited to the Scene+ account linked to the Account of the borrower that completed the last transaction to meet the qualifying $1,000 in eligible purchases.  If a supplementary cardholder completes the last qualifying transaction, the 25,000 Point Bonus will be credited to the Primary Borrower’s Scene+ account. Points can be transferred between Primary and Co-Borrower or Supplementary Cardholder’s Scene+ accounts by contacting Scene+. The Account is considered in good standing if it is not past due or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Bonus Offer applies to new Accounts only opened by October 31, 2024.  All other terms and conditions of the Program Terms continue to apply during the Offer period.

10,000 Annual Bonus Scene+ Point Conditions: As a Scotiabank Passport Visa Infinite credit cardholder you can earn an annual Scene+ point bonus starting at 10,000 Scene+ points when you make at least $40,000 in eligible purchases annually on your Account each year (12-months). Annual period starts from the Account open date and resets every 12 months thereafter. You will earn 2,000 bonus Scene+ points for every additional $10,000 in eligible purchases thereafter in that same year, after the $40,000 annual spend has been reached.  Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers or cash-like transactions), interest, fees or other charges.

The Annual bonus Scene+ points will be credited within approximately 2-3 business days after you have met the $40,000 annual spend threshold on the Account and within approximately 2-3 business days after you have met each additional $10,000 annual spend threshold on the Account, provided your Account is open and in good standing (as defined above).   

Offer Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the  offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer. 

Rates and Fees:The current annual fee is $150 for the primary card, $0 for the first additional card and $50 for each additional card thereafter (including those issued to co-borrowers and supplementary cardholders). The current preferred annual interest rates for this Account are: 20.99% on purchases and 22.99% on cash advances (including balance transfers and cash-like transactions). All rates, fees, features and benefits are outlined in the Application Disclosure Statement and are subject to change.

*See Card Provider’s website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

Start earning rewards today

And make sure to download our free checklist for when you get a new card—it includes very important mistakes to avoid
(it will open in a separate tab, or you can click here)

via Scotia secure application

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Terms & conditions — Travel rewards

Terms and conditions apply.

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The views and opinions expressed on this page are purely our own. They have not been provided, approved, endorsed, or ratified by any third party mentioned on the site.

Financial institutions are not responsible for updating or ensuring the accuracy of the information on Flytrippers’ website. All the information was independently collected by Flytrippers and not provided by financial institutions.

All offers described on the Flytrippers website are subject to the financial institutions’ latest terms and conditions, which can be found on their official website. No efforts are spared to ensure this page is up to date but offers from financial institutions change quickly. It is your responsibility to ensure the accuracy of these offers on their website. Flytrippers will not accept any responsibility for the accuracy of the offers or the result of your actions.

Flytrippers’ website does not contain all available credit card offers or all available credit card products on the market. In addition, Flytrippers never shares an offer if it is not considered advantageous for some travelers, at its sole discretion.

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All articles, pages, and content on Flytrippers’ website are merely personal opinions of a general nature and are for informational purposes only and should not be considered advice for specific situations. It is your responsibility to perform your own personal research to ensure that travel rewards are appropriate for your own situation.

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