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Best credit card offers (May 2025)
new lounges TD First Class Travel^{^®} Visa Infinite^* Card Valuation (BONUS) $1025Flytrippers Valuation Welcome bonus (after 1^st purchase): 20,000 pts ($100) Welcome bonus (after min. spend): 115,000 pts ($575) Earn on min. spend: 30,000 pts ($150) Annual travel credit (2025): On 1^st $500 hotel booking ($100) Annual travel credit (2026): On 1^st $500 hotel booking ($100) Card fee: rebated the 1^st year (-$0) (20.5% back on $5k) Rewards: $1025 Annual fee: $0 $139 Spend required:$5k in 6 mos. Best for: Among highest offers ever seen for simple points SIMPLE 60k/100k
NEW Marriott Bonvoy^{^™} Amex^{^®} Card Valuation (BONUS) ≈ $849Flytrippers Valuation Welcome bonus: 65,000 pts (≈ $585) Earn on min. spend: 6,000 pts (≈ $54) Card fee (year 1): deducted (-$120) Renewal bonus: 15,000 pts (≈ $135) Annual certificate: free night (≈ $315) Card fee (year 2): deducted (-$120) Also offered but not included in Valuation: bonus of 30,000 pts (≈ $270) with extra $17,000 spend (≈ 28.3% back on $3k) Rewards: ≈ $969 Card fee: $120 Spend required:$3k in 3 mos. spend $3k in 3 mos. (OR $20k in 12 mos. for 110k pts) Best for: Very lucrative hotel points for specific hotels LUCRATIVE No min. inc. ends August 18^th
NEW Marriott Bonvoy^{^™} Business Amex^{^®} Card Valuation (BONUS) ≈ $933Flytrippers Valuation Welcome bonus: 75,000 pts (≈ $675) Earn on min. spend: 12,000 pts (≈ $108) Card fee (year 1): deducted (-$150) Renewal bonus: 15,000 pts (≈ $135) Annual certificate: free night (≈ $315) Card fee (year 2): deducted (-$150) Also offered but not included in Valuation: bonus of 40,000 pts (≈ $360) with extra $24,000 spend (≈ 15.6% back on $6k) Rewards: ≈ $1083 Card fee: $150 Spend required:$6k in 3 mos. Best for: For those who already have the one above LUCRATIVE No min. inc. ends August 18^th
new card BMO VIPorter World Elite^{^®} Mastercard^{^®} Valuation (BONUS) ≈ $1590Flytrippers Valuation Welcome bonus (after $5k): 20,000 pts (≈ $300) Welcome bonus (after $4k more): 20,000 pts (≈ $300) Welcome bonus (after $9k more): 30,000 pts (≈ $450) Earn on min. spend ($5k): 10,000 pts (≈ $150) Earn on min. spend ($4k more): 8,000 pts (≈ $120) Earn on min. spend ($9k more): 18,000 pts (≈ $270) Card fee: 1^st year free (-$0) (≈ 8.8% back on $18k) Rewards: ≈ $1590 Card fee: $0 $199 Spend required:$18k in 12 mos. (or $5k/$9k) Best for: Incredible offer for those with more spending SIMPLE 80k/150k limited time
new card BMO VIPorter Mastercard^{^®} Valuation (BONUS) ≈ $750Flytrippers Valuation Welcome bonus (after $3k): 10,000 pts (≈ $150) Welcome bonus (after $3k more): 15,000 pts (≈ $225) Welcome bonus (after $4k more): 15,000 pts (≈ $225) Earn on min. spend ($3k): 3,000 pts (≈ $45) Earn on min. spend ($3k more): 3,000 pts (≈ $45) Earn on min. spend ($4k more): 4,000 pts (≈ $60) Card fee: 1^st year free (-$0) (≈ 7.5%* back on $10k) Rewards: ≈ $750 Card fee: $0 $89 Spend required:$10k in 12 mos. (or $3k/$6k) Best for: Great offer for those with more spending SIMPLE No min. inc. limited time
American Express^{^®} Gold Rewards Card Valuation (BONUS) ≈ $930Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $900) Earn on min. spend: 12,000 pts (≈ $180) Annual credit: can be cashed out ($100) Card fee: deducted (-$250) Also offered but not included in Valuation: NEXUS credit ($50) (≈ 7.8% back on $12k) Rewards: ≈ $1180 Card fee: $250 Spend required:$12k in 12 mos. Best for: Lucrative rewards and 4 passes for VIP airport lounges LUCRATIVE No min. inc.
record-high RBC Avion Visa Infinite Card Valuation (BONUS) ≈ $780Flytrippers Valuation Welcome bonus (after 1^st purchase): 35,000 pts (≈ $525) Welcome bonus (after min. spend): 20,000 pts (≈ $300) Earn on min. spend: 5,000 pts (≈ $75) Card fee: deducted (-$120) (≈ 15.6% back on $5k) Rewards: ≈ $900 Card fee: $120 Spend required:$5k in 6 mos. Best for: Lucrative rewards w/ unlim. value great if you're flexible LUCRATIVE 60k/100k ends June 11^th
best overall American Express Cobalt^{^®} Card Valuation (BONUS) ≈ $744Flytrippers Valuation Welcome bonus: 15,000 pts (≈ $225) Earn on min. spend: 45,000 pts (≈ $675) Card fee: deducted (-$156) (≈ 8.3% back on $9k) Rewards: ≈ $900 Card fee: $156 Spend required:$9k in 12 mos. Best for: Best overall card in Canada LUCRATIVE No min. inc.
Scotiabank Gold American Express^{^®} Card Valuation (BONUS) $655Flytrippers Valuation Welcome bonus (after $2k in 3 mos.): 20,000 pts ($200) Welcome bonus (after another $5.5k in 1y): 20,000 pts ($200) Earn on min. spend (2k$): 10,000 pts ($100) Earn on min. spend ($5.5k): 27,500 pts ($275) Card fee: deducted (-$120) (8.7% back on $7.5k) Rewards: $775 Card fee: $120 Spend required:$7.5k in 12 mos. (or $2k) Best for: Very good travel insurance and earn rate SIMPLE 12k ends July 1^st
TD^{^®} Aeroplan^{^®} Visa Infinite* Card Valuation (BONUS) ≈ $641Flytrippers Valuation Welcome bonus (after 1^st purchase): 10,000 pts (≈ $150) Welcome bonus (after $7.5k min. spend): 15,000 pts (≈ $225) Earn on $7.5k min. spend: 7,500 pts (≈ $113) Anniversary bonus (after another $4.5k in spend): 15,000 pts (≈ $225) Earn on another $4.5k in spend: 4,500 pts (≈ $67) Card fee (year 1): rebated the 1^st year (-$0) Card fee (year 2): deducted (-$139) (≈ 5.3% back on $12k) Rewards: ≈ $641 Annual fee: $0 $139 Spend required:$12k in 12 mos. spend $12k in 12 mos.^{^†} Best for: Valuable Aeroplan pts and travel benefits like free bags on AC LUCRATIVE 60k/100k
Platinum Card^{^®} from American Express Valuation (BONUS) ≈ $652Flytrippers Valuation Welcome bonus: 70,000 pts (≈ $1050) Earn on min. spend: 10,000 pts (≈ $150) Annual travel credit (year 1): can be cashed out ($200) Dining credit (year 1): $200 credit at conservative valuation (≈ $100) Card fee (year 1): deducted (-$799) Renewal bonus: 30,000 pts (≈ $450) Annual travel credit (year 2): can be cashed out ($200) Dining credit (year 2): $200 credit at conservative valuation (≈ $100) Card fee (year 2): deducted (-$799) (≈ 6.5% back on $10k) Rewards: ≈ $1451 Card fee: $799 Spend required:$10k in 3 mos. Best for: Unlimited access to VIP airport lounges and lucrative rewards LUCRATIVE No min. inc.
Scotiabank Platinum American Express^{^®} Card Valuation (BONUS) $601Flytrippers Valuation Welcome bonus (after $3k in 3 mos.): 60,000 pts ($600) Welcome bonus (after another $7k in 14 mos.): 20,000 pts ($200) Earn on min. spend (3k$): 6,000 pts ($60) Earn on min. spend ($7k): 14,000 pts ($140) Card fee: deducted (-$399) (6.0% back on $10k) Rewards: $1000 Card fee: $399 Spend required:$10k in 14 mos. (or $3k) Best for: 10 airport lounge passes and no FX fees SIMPLE 12k ends October 31^st
TD^{^®} Aeroplan^{^®} Visa* Infinite Privilege* Card Valuation (BONUS) ≈ $527Flytrippers Valuation Welcome bonus (after 1^st purchase): 20,000 pts (≈ $300) Welcome bonus (after $12k min. spend): 35,000 pts (≈ $525) Earn on 12k min. spend: 15,000 pts (≈ $225) Anniversary bonus (after another $12k in spend): 30,000 pts (≈ $450) Earn on another 12k in spend: 15,000 pts (≈ $225) Card fee (year 1): deducted (-$599) Card fee (year 2): deducted (-$599) (≈ 2.2% back on $24k) Rewards: ≈ $1126 Annual fee: $599 Spend required:$24k in 12 mos. (or $12k) spend $24k in 12 mos.^{^†} Best for: For Air Canada lounge access and 6 passes (other lounges) LUCRATIVE 150k/200k
RBC Avion Visa Infinite Privilege Card Valuation (BONUS) ≈ $520Flytrippers Valuation Welcome bonus (upon approval): 35,000 pts (≈ $525) Welcome bonus (after min. spend): 20,000 pts (≈ $300) Earn on min. spend: 6,250 pts (≈ $94) Card fee: deducted (-$399) Also offered but not included in Valuation: renewal bonus of 15,000 pts (≈ $225) (≈ 10.4% back on $5k) Rewards: ≈ $919 Card fee: $399 Spend required:$5k in 6 mos. Best for: Lucrative pts and 6 passes for VIP airport lounges LUCRATIVE 200k/200k limited time
NEW Amex^{^®} Aeroplan^{^®} Reserve Card Valuation (BONUS) ≈ $442Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $900) Earn on min. spend: 9,375 pts (≈ $141) Card fee: deducted (-$599) Also offered but not included in Valuation: renewal bonus of 30,000 pts (≈ $450) Also offered but not included in Valuation: bonus of 40,000 pts (≈ $450) with extra $37,500 spend (≈ 5.9%* back on $7.5k) Rewards: ≈ $1041 Card fee: $599 Spend required:$7.5k in 3 mos. Best for: For Air Canada lounge access & other AC benefits LUCRATIVE No min. inc. ends August 18^th
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit card offers (May 2025)
TD First Class Travel^{^®} Visa Infinite^* Card new lounges SIMPLE 60k/100k Valuation (BONUS) $1025Flytrippers Valuation Welcome bonus (after 1^st purchase): 20,000 pts ($100) Welcome bonus (after min. spend): 115,000 pts ($575) Earn on min. spend: 30,000 pts ($150) Annual travel credit (2025): On 1^st $500 hotel booking ($100) Annual travel credit (2026): On 1^st $500 hotel booking ($100) Card fee: rebated the 1^st year (-$0) Rewards: $1025 Annual fee: $0 $139 (20.5% back on $5k) Spend required: $5k in 6 mos. SEE ALL CARD DETAILS Best for: Among highest offers ever seen for simple points
Marriott Bonvoy^{^™} Amex^{^®} Card NEW LUCRATIVE No min. inc. Valuation (BONUS) ≈ $849Flytrippers Valuation Welcome bonus: 65,000 pts (≈ $585) Earn on min. spend: 6,000 pts (≈ $54) Card fee (year 1): deducted (-$120) Renewal bonus: 15,000 pts (≈ $135) Annual certificate: free night (≈ $315) Card fee (year 2): deducted (-$120) Also offered but not included in Valuation: bonus of 30,000 pts (≈ $270) with extra $17,000 spend Rewards: ≈ $969 Card fee: $120 (≈ 28.3% back on $3k) Spend required: $3k in 3 mos. spend $3k in 3 mos. (OR $20k in 12 mos. for 110k pts) ends August 18^th SEE ALL CARD DETAILS Best for: Very lucrative hotel points for specific hotels
Marriott Bonvoy^{^™} Business Amex^{^®} Card NEW LUCRATIVE No min. inc. Valuation (BONUS) ≈ $933Flytrippers Valuation Welcome bonus: 75,000 pts (≈ $675) Earn on min. spend: 12,000 pts (≈ $108) Card fee (year 1): deducted (-$150) Renewal bonus: 15,000 pts (≈ $135) Annual certificate: free night (≈ $315) Card fee (year 2): deducted (-$150) Also offered but not included in Valuation: bonus of 40,000 pts (≈ $360) with extra $24,000 spend Rewards: ≈ $1083 Card fee: $150 (≈ 15.6% back on $6k) Spend required: $6k in 3 mos. ends August 18^th SEE ALL CARD DETAILS Best for: For those who already have the one above
BMO VIPorter World Elite^{^®} Mastercard^{^®} new card SIMPLE 80k/150k Valuation (BONUS) ≈ $1590Flytrippers Valuation Welcome bonus (after $5k): 20,000 pts (≈ $300) Welcome bonus (after $4k more): 20,000 pts (≈ $300) Welcome bonus (after $9k more): 30,000 pts (≈ $450) Earn on min. spend ($5k): 10,000 pts (≈ $150) Earn on min. spend ($4k more): 8,000 pts (≈ $120) Earn on min. spend ($9k more): 18,000 pts (≈ $270) Card fee: 1^st year free (-$0) Rewards: ≈ $1590 Card fee: $0 $199 (≈ 8.8% back on $18k) Spend required: $18k in 12 mos. (or $5k/$9k) limited time SEE ALL CARD DETAILS Best for: Incredible offer for those with more spending
BMO VIPorter Mastercard^{^®} new card SIMPLE No min. inc. Valuation (BONUS) ≈ $750Flytrippers Valuation Welcome bonus (after $3k): 10,000 pts (≈ $150) Welcome bonus (after $3k more): 15,000 pts (≈ $225) Welcome bonus (after $4k more): 15,000 pts (≈ $225) Earn on min. spend ($3k): 3,000 pts (≈ $45) Earn on min. spend ($3k more): 3,000 pts (≈ $45) Earn on min. spend ($4k more): 4,000 pts (≈ $60) Card fee: 1^st year free (-$0) Rewards: ≈ $750 Card fee: $0 $89 (≈ 7.5%* back on $10k) Spend required: $10k in 12 mos. (or $3k/$6k) limited time SEE ALL CARD DETAILS Best for: Great offer for those with more spending
American Express^{^®} Gold Rewards Card LUCRATIVE No min. inc. Valuation (BONUS) ≈ $930Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $900) Earn on min. spend: 12,000 pts (≈ $180) Annual credit: can be cashed out ($100) Card fee: deducted (-$250) Also offered but not included in Valuation: NEXUS credit ($50) Rewards: ≈ $1180 Card fee: $250 (≈ 7.8% back on $12k) Spend required: $12k in 12 mos. SEE ALL CARD DETAILS Best for: Lucrative rewards and 4 passes for VIP airport lounges
RBC Avion Visa Infinite Card record-high LUCRATIVE 60k/100k Valuation (BONUS) ≈ $780Flytrippers Valuation Welcome bonus (after 1^st purchase): 35,000 pts (≈ $525) Welcome bonus (after min. spend): 20,000 pts (≈ $300) Earn on min. spend: 5,000 pts (≈ $75) Card fee: deducted (-$120) Rewards: ≈ $900 Card fee: $120 (≈ 15.6% back on $5k) Spend required: $5k in 6 mos. ends June 11^th SEE ALL CARD DETAILS apply now Best for: Lucrative rewards w/ unlim. value great if you're flexible
American Express Cobalt^{^®} Card best overall LUCRATIVE No min. inc. Valuation (BONUS) ≈ $744Flytrippers Valuation Welcome bonus: 15,000 pts (≈ $225) Earn on min. spend: 45,000 pts (≈ $675) Card fee: deducted (-$156) Rewards: ≈ $900 Card fee: $156 (≈ 8.3% back on $9k) Spend required: $9k in 12 mos. SEE ALL CARD DETAILS Best for: Best overall card in Canada
Scotiabank Gold American Express^{^®} Card SIMPLE 12k Valuation (BONUS) $655Flytrippers Valuation Welcome bonus (after $2k in 3 mos.): 20,000 pts ($200) Welcome bonus (after another $5.5k in 1y): 20,000 pts ($200) Earn on min. spend (2k$): 10,000 pts ($100) Earn on min. spend ($5.5k): 27,500 pts ($275) Card fee: deducted (-$120) Rewards: $775 Card fee: $120 (8.7% back on $7.5k) Spend required: $7.5k in 12 mos. (or $2k) ends July 1^st SEE ALL CARD DETAILS Best for: Very good travel insurance and earn rate
TD^{^®} Aeroplan^{^®} Visa Infinite* Card LUCRATIVE 60k/100k Valuation (BONUS) ≈ $641Flytrippers Valuation Welcome bonus (after 1^st purchase): 10,000 pts (≈ $150) Welcome bonus (after $7.5k min. spend): 15,000 pts (≈ $225) Earn on $7.5k min. spend: 7,500 pts (≈ $113) Anniversary bonus (after another $4.5k in spend): 15,000 pts (≈ $225) Earn on another $4.5k in spend: 4,500 pts (≈ $67) Card fee (year 1): rebated the 1^st year (-$0) Card fee (year 2): deducted (-$139) Rewards: ≈ $641 Annual fee: $0 $139 (≈ 5.3% back on $12k) Spend required: $12k in 12 mos. spend $12k in 12 mos.^{^†} SEE ALL CARD DETAILS Best for: Valuable Aeroplan pts and travel benefits like free bags on AC
Platinum Card^{^®} from American Express LUCRATIVE No min. inc. Valuation (BONUS) ≈ $652Flytrippers Valuation Welcome bonus: 70,000 pts (≈ $1050) Earn on min. spend: 10,000 pts (≈ $150) Annual travel credit (year 1): can be cashed out ($200) Dining credit (year 1): $200 credit at conservative valuation (≈ $100) Card fee (year 1): deducted (-$799) Renewal bonus: 30,000 pts (≈ $450) Annual travel credit (year 2): can be cashed out ($200) Dining credit (year 2): $200 credit at conservative valuation (≈ $100) Card fee (year 2): deducted (-$799) Rewards: ≈ $1451 Card fee: $799 (≈ 6.5% back on $10k) Spend required: $10k in 3 mos. SEE ALL CARD DETAILS Best for: Unlimited access to VIP airport lounges and lucrative rewards
Scotiabank Platinum American Express^{^®} Card SIMPLE 12k Valuation (BONUS) $601Flytrippers Valuation Welcome bonus (after $3k in 3 mos.): 60,000 pts ($600) Welcome bonus (after another $7k in 14 mos.): 20,000 pts ($200) Earn on min. spend (3k$): 6,000 pts ($60) Earn on min. spend ($7k): 14,000 pts ($140) Card fee: deducted (-$399) Rewards: $1000 Card fee: $399 (6.0% back on $10k) Spend required: $10k in 14 mos. (or $3k) ends October 31^st SEE ALL CARD DETAILS Best for: 10 airport lounge passes and no FX fees
TD^{^®} Aeroplan^{^®} Visa* Infinite Privilege* Card LUCRATIVE 150k/200k Valuation (BONUS) ≈ $527Flytrippers Valuation Welcome bonus (after 1^st purchase): 20,000 pts (≈ $300) Welcome bonus (after $12k min. spend): 35,000 pts (≈ $525) Earn on 12k min. spend: 15,000 pts (≈ $225) Anniversary bonus (after another $12k in spend): 30,000 pts (≈ $450) Earn on another 12k in spend: 15,000 pts (≈ $225) Card fee (year 1): deducted (-$599) Card fee (year 2): deducted (-$599) Rewards: ≈ $1126 Annual fee: $599 (≈ 2.2% back on $24k) Spend required: $24k in 12 mos. (or $12k) spend $24k in 12 mos.^{^†} SEE ALL CARD DETAILS Best for: For Air Canada lounge access and 6 passes (other lounges)
RBC Avion Visa Infinite Privilege Card LUCRATIVE 200k/200k Valuation (BONUS) ≈ $520Flytrippers Valuation Welcome bonus (upon approval): 35,000 pts (≈ $525) Welcome bonus (after min. spend): 20,000 pts (≈ $300) Earn on min. spend: 6,250 pts (≈ $94) Card fee: deducted (-$399) Also offered but not included in Valuation: renewal bonus of 15,000 pts (≈ $225) Rewards: ≈ $919 Card fee: $399 (≈ 10.4% back on $5k) Spend required: $5k in 6 mos. limited time SEE ALL CARD DETAILS Best for: Lucrative pts and 6 passes for VIP airport lounges
Amex^{^®} Aeroplan^{^®} Reserve Card NEW LUCRATIVE No min. inc. Valuation (BONUS) ≈ $442Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $900) Earn on min. spend: 9,375 pts (≈ $141) Card fee: deducted (-$599) Also offered but not included in Valuation: renewal bonus of 30,000 pts (≈ $450) Also offered but not included in Valuation: bonus of 40,000 pts (≈ $450) with extra $37,500 spend Rewards: ≈ $1041 Card fee: $599 (≈ 5.9%* back on $7.5k) Spend required: $7.5k in 3 mos. ends August 18^th SEE ALL CARD DETAILS Best for: For Air Canada lounge access & other AC benefits
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Reminder of the important documents to download

Checklist for each time you get a new card

Card tracking template to stay organized

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