We’ve talked a lot about regular (“personal” or “consumer”) credit cards, but there are also a few “business” cards. Those issued by American Express offer some of the most valuable welcome bonuses in Canada (like with regular cards), and everyone is actually eligible to get them!
Here are the details.
Eligibility for Amex “business” cards
Having the word “business” in the card name can seem a little confusing indeed.
But no, contrary to the widespread myth, you do not need to be incorporated as a business and you do not even need to be self-employed or anything at all to get an American Express “business” card.
There are no requirements at all in fact! Just put your full name as the legal name of the business when you apply for the card.
That’s what I did with my American Express Business Gold Card just to show you, even though I could’ve used Flytrippers as a business.
As with personal credit cards, Amex pretty much only looks at your credit score, unlike all other banks.
(Other banks often have minimum income requirements for regular cards and only allow businesses to get “business” cards too!)
So with Amex, you can get those “business” cards to have even more potential to earn free travel!
The welcome bonuses for “business” credit cards are very high, but some of them come with higher minimum spend requirements than regular consumer cards. So that’s sometimes the main obstacle, as it can be a bit more difficult to reach them, even with our tips.
It’s worth the effort though, to get the most valuable points out there, which are often those offered by Amex (either Amex points, Aeroplan points, or Marriott points).
The best Amex “business” cards in Canada
Here are the best Amex “business cards” worth considering at the moment, with the record-high summer offers!
Best Amex
"business" credit cardsWELCOME BONUS
(
VALUATION)Best
for
Amex points
& luxury
points
certificate
travel
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best Amex
"business" credit cards
American Express® Business Gold Rewards Card
Card: no business required
Bonus: spend $5k in 3 mos.
WELCOME BONUS
≈
Rewards: ≈ $1125
Card fee: $199
Best for: More valuable Amex points
for Aeroplan or Avios
Business Platinum Card® from American Express
Card: no business required
Bonus: spend $10k in 3 mos.
WELCOME BONUS
≈
Rewards: ≈ $1538
Card fee: $499
Best for: Big spenders & luxury
travelers
American Express Business Edge™ Card
Card: no business required
Bonus: spend $5k in 3 mos.
WELCOME BONUS
≈
Rewards: ≈ $750
Card fee: $99
Best for: More Amex points
and good earn rate
Marriott Bonvoy™ Business American Express® Card
Card: no business required
Bonus: spend $5k in 3 mos.
WELCOME BONUS
≈
Rewards: ≈ $855
Card fee: $150
Best for: Valuable Marriott certificate
another must-have
American Express® Aeroplan®* Business Reserve Card
Card: no business required
Bonus: spend $9k in 3 mos.
WELCOME BONUS
≈
Rewards: ≈ $1257
Card fee: $599
Best for: Frequent Air Canada travel
& maximizing Aeroplan
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Want to get more content about travel rewards points?
Summary
American Express “business” cards are a great way to earn even more travel rewards. All travelers are eligible to get them, despite what the name seems to indicate!
Have any questions about American Express “business” cards? Ask us in the comments below.
Explore awesome destinations: travel inspiration
Learn pro tricks: travel tips
Discover free travel: travel rewards
Featured image: Coworking space (photo credit: Shridhar Gupta)
Advertiser Disclosure: In the interest of transparency, Flytrippers may receive a commission on links featured in this post, at no cost to you. Thank you for using our links to support us for free, we appreciate it! You allow us to keep finding the best travel deals for free and to keep offering interesting content for free. Since we care deeply about our mission to help travelers and our reputation and credibility prevail over everything, we will NEVER recommend a product or service that we do not believe in or that we do not use ourselves, and we will never give any third-party any control whatsoever on our content. For more information on our advertiser disclosure, click here.
