The very basics. Everything you need to know to get into the wonderful world of travel rewards. On just 1 page. All the information in the same place to get started the right way. Here’s the summary, finally.
I’ll have more details about literally each aspect mentioned in the infographic…
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4 reasons to get into travel rewards
Earn thousands of dollars in free travel
Improve your credit score (yes!)
Get vital insurance coverage for trips &more
Get other amazing travel benefits
6 most important things about travel rewards
Earn
Burn
Learn
6 simple steps for travel rewards
1. Choose a card
2. Apply for the card
3. Unlock bonus
4. Start over
5. Redeem rewards
6. Reevaluate card
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Summary
Here are the basics of travel rewards.
What would you like to know about travel rewards? Tell us in the comments below.
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Valuation ≈ $750
I was thinking of Marriot Bonvoy American Express and Bmo Air Miles World Elite Mastercard
Very important: the Marriott Bonvoy Amex Card should NEVER be closed: it gives you an annual certificate for a free night worth 35,000 points (≈ $315). It’s literally the only card every traveler should always keep, no exceptions. So don’t close it, I can’t emphasize this enough. If you were to close it even if you really shouldn’t, Marriott points are in your Marriott account, it has nothing to do with the card 🙂
The BMO AIR MILES World Elite MasterCard is rarely worth keeping after the 1st year’s welcome bonus, but again your AIR MILES miles are in your AIR MILES account, nothing to do with the card.
if I have rewards on a card that I have not used yet can I still close the card to avoid yearly fees the following years or will I lose my points
Yes, with almost every card in Canada there’s no need to keep the card to keep the rewards. What you need to do to keep the rewards depends on the specific card you want to close. Usually it’s just to downgrade the card to its no-fee version, but not all cards have one. What card do you want to close?