You are currently viewing What is the best card to use to pay for travel purchases?

If you want to travel for less, you need to get into the wonderful world of travel rewards. And if you want to maximize your travel rewards, you always need to choose the right credit card. That means choosing the right cards to get and the right cards to use.

The best card to use is especially important for travel purchases, to get the vital insurance for free.

Here’s a teaser on which card is the best to use to pay for travel expenses.

 

Basics of choosing the best card to use

Of course, the idea is to earn the most rewards. But it’s not the only thing to look at.

So first, to earn the most rewards for travel purchases (or any other purchase), the best card to use is always:

  • If you’re a pro: the card on which you’re unlocking a huge welcome bonus (11% or more)
  • If you’re not unlocking one: the card with the best earn rate for that category (3.33% for travel)

But there are a few exceptions.

They’re always the same:

  • If you want insurance coverage for the purchase
  • If you want to redeem rewards for the purchase
  • If you want to avoid FX fees on the purchase

Let’s see concretely what is the best card to use for those scenarios.

 

List of best cards to use for travel expenses (if there are no exception scenarios)

Here are the 2 options if there are no exceptions — but there are for most travel expenses since the insurance aspect is vital for flights and many other travel purchases.

 

Use the card on which you’re unlocking a huge welcome bonus (11% or more)

As with any expense, no matter what it is, you’ll always get the best return by unlocking a new huge welcome bonus, so you should use that card. Welcome bonuses are literally THE most important thing in the whole world of travel rewards.

Beginner? You can read the other 5 most important things to know and the 6 simple steps to always follow in Flytrippers' infographic with all the basics of travel rewards if you're new to this! Free webinar for beginners coming soon.

Get one of these cards right away to stop getting just a terrible rate of 1% or 2%!

Best credit card offers
(February 2025)
Platinum Card® from American Express
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1451
Card fee: $799
Effective return rate: ≈ 6.5% back
on $10,000
& unlimited lounges
extended
TD First Class Travel® Visa Infinite* Card
TD First Class Travel Visa Infinite Card (excl. QC)
Min. income (card):
Min. spend (bonus): $5k in 6 months
WELCOME BONUS
(Flytrippers VALUATION)
offer effective since January 7th
Rewards: $1025
Annual fee: $0 $139
Effective return rate: 20.5% back
on $5,000
& simple points
Scotiabank Gold American Express® Card
Scotiabank Gold American Express Card
Min. income (card):
Min. spend (bonus): $7.5k in 12 mos. (or $2k for lower bonus)
WELCOME BONUS
(Flytrippers VALUATION)
ends July 1st
Rewards: $775
Card fee: $120
Effective return rate: ≈ 8.7% back
on $7,500
& simple points
TD® Aeroplan® Visa Infinite* Card
TD Aeroplan Visa Infinite Card
Min. income (card):
Min. spend (bonus): $12k in 12 mos. (incl. $7.5k in 180 days)
WELCOME BONUS
(Flytrippers VALUATION)
offer effective since January 7th
Rewards: ≈ $641
Annual fee: $0 $139
Effective return rate: ≈ 5.3% back
on $12,000
& lucrative pts
American Express® Gold Rewards Card
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/mo for 12 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1180
Card fee: $250
Effective return rate: ≈ 7.8% back
on $12,000
& 8 lounge passes
NEW
Scotiabank Platinum American Express® Card
Scotiabank Platinum American Express Card
Min. income (card):
Min. spend (bonus): $10k in 14 mos. (or $3k for lower bonus)
WELCOME BONUS
(Flytrippers VALUATION)
ends October 31st
Rewards: $1000
Card fee: $399
Effective return rate: 6.0% back
on $10.000
& 10 lounge passes
American Express® Aeroplan®* Card
American Express Aeroplan Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos. + $1k
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $540
Card fee: $120
Effective return rate: ≈ 10.5% back
on $4,000
& lucrative pts
NEW
RBC Avion Visa Infinite Card
RBC Avion Visa Infinite Card
Min. income (card):
Min. spend (bonus): $5k in 6 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends June 3rd

 apply now
Rewards: ≈ $900
Card fee: $120
Effective return rate: ≈ 15.6% back
on $5,000
& lucrative pts
American Express® Business Gold Rewards Card
American Express Business Gold Rewards Card
Card: no business required
Min. spend (bonus): $7.5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $713
Card fee: $199
Effective return rate: ≈ 6.9% back
on $7,500
& lucrative pts
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit card offers
(February 2025)
WELCOME BONUS
(Flytrippers VALUATION)
Effective
return rate
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 mos.
Rewards: ≈ $1451
Card fee: $799
≈ 6.5% back
on $10,000
& unlimited lounges
extended
TD First Class Travel Visa Infinite Card (excl. QC)
Min. income (card):
Min. spend (bonus): $5k in 6 months
Rewards: $1025
Annual fee: $0 $139
20.5% back
on $5,000
& simple points
offer effective since January 7th
Scotiabank Gold American Express Card
Min. income (card):
Min. spend (bonus): $7.5k in 12 mos. (or $2k for lower bonus)
Rewards: $775
Card fee: $120
≈ 8.7% back
on $7,500
& simple points
ends July 1st
TD Aeroplan Visa Infinite Card
Min. income (card):
Min. spend (bonus): $12k in 12 mos. (incl. $7.5k in 180 days)
Rewards: ≈ $641
Annual fee: $0 $139
≈ 5.3% back
on $12,000
& lucrative pts
offer effective since January 7th
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/mo for 12 mos.
Rewards: ≈ $1180
Card fee: $250
≈ 7.8% back
on $12,000
& 8 lounge passes
NEW
Scotiabank Platinum American Express Card
Min. income (card):
Min. spend (bonus): $10k in 14 mos. (or $3k for lower bonus)
Rewards: $1000
Card fee: $399
6.0% back
on $10.000
& 10 lounge passes
ends October 31st
American Express Aeroplan Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos. + $1k
Rewards: ≈ $540
Card fee: $120
≈ 10.5% back
on $4,000
& lucrative pts
NEW
RBC Avion Visa Infinite Card
Min. income (card):
Min. spend (bonus): $5k in 6 mos.
Rewards: ≈ $900
Card fee: $120
≈ 15.6% back
on $5,000
& lucrative pts
ends June 3rd

 apply now
American Express Business Gold Rewards Card
Card: no business required
Min. spend (bonus): $7.5k in 3 mos.
Rewards: ≈ $713
Card fee: $199
≈ 6.9% back
on $7,500
& lucrative pts
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

Use the card with the best earn rate for that purchase category (3.33% for travel)

If you’re unfortunately not unlocking a welcome bonus right now, then you should obviously use the card with the best earn rate in that purchase category.

Use one of these cards with the best earn rates for the travel category if you have them or compare the earn rates on your current cards.

Best credit cards
for earn rates on travel category
BMO Ascend World Elite®* MasterCard®*
BMO Ascend World Elite MasterCard
Min. income (card):
Min. spend (bonus): $4.5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $330
Card fee: $0 $150
Earn rate on travel: 3.33%
and 4 annual
airport lounge passes
BMO eclipse Visa Infinite Privilege* Card
BMO eclipse Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $6k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $853
Card fee: $599
Earn rate on travel: 3.33%
and 6 annual
airport lounge passes
American Express® Gold Rewards Card
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/mo for 12 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1180
Card fee: $250
Earn rate on travel: ≈ 3%
and 4 annual
airport lounge passes
Platinum Card® from American Express
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1451
Card fee: $799
Earn rate on travel: ≈ 3%
and unlimited
airport lounge access
NEW
RBC Avion Visa Infinite Card
RBC Avion Visa Infinite Card
Min. income (card):
Min. spend (bonus): $5k in 6 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends June 3rd

 apply now
Rewards: ≈ $900
Card fee: $120
Earn rate on travel: ≈ 1.875%
and very
valuable points
American Express Cobalt® Card
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/mo for 12 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $900
Card fee: $156
Earn rate on travel: ≈ 1.5%
and best card
overall in Canada
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards
for earn rates on travel category
WELCOME BONUS
(Flytrippers VALUATION)
Earn rate
on travel
BMO Ascend World Elite MasterCard
Min. income (card):
Min. spend (bonus): $4.5k in 3 mos.
Rewards: $330
Card fee: $0 $150
3.33%
and 4 annual
airport lounge passes
BMO eclipse Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $6k in 3 mos.
Rewards: $853
Card fee: $599
3.33%
and 6 annual
airport lounge passes
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/mo for 12 mos.
Rewards: ≈ $1180
Card fee: $250
≈ 3%
and 4 annual
airport lounge passes
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 mos.
Rewards: ≈ $1451
Card fee: $799
≈ 3%
and unlimited
airport lounge access
NEW
RBC Avion Visa Infinite Card
Min. income (card):
Min. spend (bonus): $5k in 6 mos.
Rewards: ≈ $900
Card fee: $120
≈ 1.875%
and very
valuable points
ends June 3rd

 apply now
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/mo for 12 mos.
Rewards: ≈ $900
Card fee: $156
≈ 1.5%
and best card
overall in Canada
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

List of best cards to use (exception scenarios)

If any exceptions apply, then you should change the card you use accordingly.

 

Use the card with insurance coverage

If you want insurance coverage for the travel purchase, for all insurance except for medical travel insurance, you need to pay with your card that has free insurance coverage. The most important insurance is flight delay insurance, which I’ll cover in a detailed post soon.

Most good cards with welcome bonuses have flight delay insurance too, so you’re good to maximize and be covered. But, if you don’t plan on renewing the card after the great value you get the first year with the welcome bonus, make sure to use a card you’ll still have when the trip takes place. Obviously, you won’t be covered if you don’t have the card anymore.

Use one of these cards with flight delay insurance if you have them or check the insurance certificate on your current cards.

Best credit cards
with flight delay insurance
Scotiabank Gold American Express® Card
Scotiabank Gold American Express Card
Min. income (card):
Min. spend (bonus): $7.5k in 12 mos. (or $2k for lower bonus)
WELCOME BONUS
(Flytrippers VALUATION)
ends July 1st
Rewards: $775
Card fee: $120
Best for: Very good
travel insurance
and earn rate
extended
TD First Class Travel® Visa Infinite* Card
TD First Class Travel Visa Infinite Card (excl. QC)
Min. income (card):
Min. spend (bonus): $5k in 6 months
WELCOME BONUS
(Flytrippers VALUATION)
offer effective since January 7th
Rewards: $1025
Annual fee: $0 $139
Best for: Among highest
offers ever seen
for simple points
NEW
RBC Avion Visa Infinite Card
RBC Avion Visa Infinite Card
Min. income (card):
Min. spend (bonus): $5k in 6 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends June 3rd

 apply now
Rewards: ≈ $900
Card fee: $120
Best for: Lucrative rewards
w/ unlim. value
great if you're flexible
American Express Cobalt® Card
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $900
Card fee: $156
Best for: Best overall
card
in Canada
American Express® Aeroplan®* Card
American Express Aeroplan Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos. + $1k
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $540
Card fee: $120
Best for: Valuable Aeroplan pts
without min. income
and lower min. spend
American Express® Aeroplan®* Reserve Card
American Express Aeroplan Reserve Card
Min. income (card):
Min. spend (bonus): $7.5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1041
Card fee: $599
Best for: For Air Canada
lounge access
& other AC benefits
NEW
TD® Aeroplan® Visa* Infinite Privilege* Card
TD Aeroplan Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $24k in 12 mos. (or $12k for lower bonus)
WELCOME BONUS
(Flytrippers VALUATION)
offer effective since January 7th
Rewards: ≈ $1126
Annual fee: $599
Best for: For Air Canada
lounge access and
6 passes (other lounges)
Platinum Card® from American Express
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1451
Card fee: $799
Best for: Unlimited access to
VIP airport lounges
and lucrative rewards
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards
with flight delay insurance
WELCOME BONUS
(Flytrippers VALUATION)
Best
for
Scotiabank Gold American Express Card
Min. income (card):
Min. spend (bonus): $7.5k in 12 mos. (or $2k for lower bonus)
Rewards: $775
Card fee: $120
Very good
travel insurance
and earn rate
ends July 1st
extended
TD First Class Travel Visa Infinite Card (excl. QC)
Min. income (card):
Min. spend (bonus): $5k in 6 months
Rewards: $1025
Annual fee: $0 $139
Among highest
offers ever seen
for simple points
offer effective since January 7th
NEW
RBC Avion Visa Infinite Card
Min. income (card):
Min. spend (bonus): $5k in 6 mos.
Rewards: ≈ $900
Card fee: $120
Lucrative rewards
w/ unlim. value
great if you're flexible
ends June 3rd

 apply now
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
Rewards: ≈ $900
Card fee: $156
Best overall
card
in Canada
American Express Aeroplan Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos. + $1k
Rewards: ≈ $540
Card fee: $120
Valuable Aeroplan pts
without min. income
and lower min. spend
American Express Aeroplan Reserve Card
Min. income (card):
Min. spend (bonus): $7.5k in 3 mos.
Rewards: ≈ $1041
Card fee: $599
For Air Canada
lounge access
& other AC benefits
NEW
TD Aeroplan Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $24k in 12 mos. (or $12k for lower bonus)
Rewards: ≈ $1126
Annual fee: $599
For Air Canada
lounge access and
6 passes (other lounges)
offer effective since January 7th
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 mos.
Rewards: ≈ $1451
Card fee: $799
Unlimited access to
VIP airport lounges
and lucrative rewards
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

Use the card with rewards accumulated

If you want to redeem rewards for the travel purchase, if they’re bank rewards that can be used for travel booked on any website, you need to pay with your card on which you have the bank rewards. Other reward currencies need to be used on travel booked through a specific website.

Use one of these cards to use simple points that can be used for any travel booked on any website.

Best credit cards
for the most simple points
Scotiabank Gold American Express® Card
Scotiabank Gold American Express Card
Min. income (card):
Min. spend (bonus): $7.5k in 12 mos. (or $2k for lower bonus)
WELCOME BONUS
(Flytrippers VALUATION)
ends July 1st
Rewards: $775
Card fee: $120
Best for: Very good
travel insurance
and earn rate
extended
TD First Class Travel® Visa Infinite* Card
TD First Class Travel Visa Infinite Card (excl. QC)
Min. income (card):
Min. spend (bonus): $5k in 6 months
WELCOME BONUS
(Flytrippers VALUATION)
offer effective since January 7th
Rewards: $1025
Annual fee: $0 $139
Best for: Among highest
offers ever seen
for simple points
BMO eclipse Visa Infinite* Card
BMO eclipse Visa Infinite Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $360
Card fee: $0 $120
Best for: Simple points
redeemable
for any trip
BMO eclipse Visa Infinite Privilege* Card
BMO eclipse Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $6k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $853
Card fee: $599
Best for: 6 passes
for
airport lounge
TD Cash Back Visa Infinite* Card
TD Cash Back Visa Infinite Card (excl. QC)
Min. income (card):
Min. spend (bonus): $3.5k in 3 months
WELCOME BONUS
(Flytrippers VALUATION)
offer effective since January 7th
Rewards: $350
Annual fee: $0 $139
Best for: One of the highest
cash back bonuses
ever seen in Canada
BMO Ascend World Elite®* MasterCard®*
BMO Ascend World Elite MasterCard
Min. income (card):
Min. spend (bonus): $4.5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $330
Card fee: $0 $150
Best for: 4 passes
for lounges
& simple points
TD Platinum Travel Visa* Card
TD Platinum Travel Visa Card (excl. QC)
Min. income (card):
Min. spend (bonus): $1k in 3 months
WELCOME BONUS
(Flytrippers VALUATION)
offer effective since January 7th
Rewards: $273
Annual fee: $0 $89
Best for: TBD
TBD
NEW
Scotiabank Platinum American Express® Card
Scotiabank Platinum American Express Card
Min. income (card):
Min. spend (bonus): $10k in 14 mos. (or $3k for lower bonus)
WELCOME BONUS
(Flytrippers VALUATION)
ends October 31st
Rewards: $1000
Card fee: $399
Best for: 10 airport
lounge passes
and no FX fees
Scotiabank Passport® Visa Infinite* Card
Scotiabank Passport Visa Infinite Card
Min. income (card):
Min. spend (bonus): $2k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends July 1st
Rewards: $340
Card fee: $150
Best for: 6 passes for VIP
airport lounges
and no FX fees
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards
for the most simple points
WELCOME BONUS
(Flytrippers VALUATION)
Best
for
Scotiabank Gold American Express Card
Min. income (card):
Min. spend (bonus): $7.5k in 12 mos. (or $2k for lower bonus)
Rewards: $775
Card fee: $120
Very good
travel insurance
and earn rate
ends July 1st
extended
TD First Class Travel Visa Infinite Card (excl. QC)
Min. income (card):
Min. spend (bonus): $5k in 6 months
Rewards: $1025
Annual fee: $0 $139
Among highest
offers ever seen
for simple points
offer effective since January 7th
BMO eclipse Visa Infinite Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
Rewards: $360
Card fee: $0 $120
Simple points
redeemable
for any trip
BMO eclipse Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $6k in 3 mos.
Rewards: $853
Card fee: $599
6 passes
for
airport lounge
TD Cash Back Visa Infinite Card (excl. QC)
Min. income (card):
Min. spend (bonus): $3.5k in 3 months
Rewards: $350
Annual fee: $0 $139
One of the highest
cash back bonuses
ever seen in Canada
offer effective since January 7th
BMO Ascend World Elite MasterCard
Min. income (card):
Min. spend (bonus): $4.5k in 3 mos.
Rewards: $330
Card fee: $0 $150
4 passes
for lounges
& simple points
TD Platinum Travel Visa Card (excl. QC)
Min. income (card):
Min. spend (bonus): $1k in 3 months
Rewards: $273
Annual fee: $0 $89
TBD
TBD
offer effective since January 7th
NEW
Scotiabank Platinum American Express Card
Min. income (card):
Min. spend (bonus): $10k in 14 mos. (or $3k for lower bonus)
Rewards: $1000
Card fee: $399
10 airport
lounge passes
and no FX fees
ends October 31st
Scotiabank Passport Visa Infinite Card
Min. income (card):
Min. spend (bonus): $2k in 3 mos.
Rewards: $340
Card fee: $150
6 passes for VIP
airport lounges
and no FX fees
ends July 1st
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

Use the card with no FX fees

If you want to avoid foreign transaction fees on the travel purchase, if it’s billed in a currency other than Canadian dollars, you need to pay with your card that has no foreign transaction fees EXCEPT if you are unlocking a welcome bonus — almost all cards in Canada charge that 2.5% junk fee and so many people don’t know about it.

To be very clear, it’s still best to use your travel purchases to unlock welcome bonuses, even with the 2.5% fee (as you saw, welcome bonuses give 10%+ back, so who cares about a 2.5% fee). And at least for flights, it’s still best to use a card with travel insurance, even with the 2.5% fee.

Use one of these if you’re not unlocking a welcome bonus — or if you don’t want insurance, use the EQ Bank Card (Prepaid Mastercard) that every traveler without exception should have because it’s not a credit card and it allows you to at least avoid the 2.5% FX fee for free.

Best credit cards with
no FX fees and insurance
Scotiabank Gold American Express® Card
Scotiabank Gold American Express Card
Min. income (card):
Min. spend (bonus): $7.5k in 12 mos. (or $2k for lower bonus)
WELCOME BONUS
(Flytrippers VALUATION)
ends July 1st
Rewards: $775
Card fee: $120
Other benefit: Very good
travel insurance
and earn rate
NEW
Scotiabank Platinum American Express® Card
Scotiabank Platinum American Express Card
Min. income (card):
Min. spend (bonus): $10k in 14 mos. (or $3k for lower bonus)
WELCOME BONUS
(Flytrippers VALUATION)
ends October 31st
Rewards: $1000
Card fee: $399
Other benefit: Airport
lounge access
10 passes
Scotiabank Passport® Visa Infinite* Card
Scotiabank Passport Visa Infinite Card
Min. income (card):
Min. spend (bonus): $2k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends July 1st
Rewards: $340
Card fee: $150
Other benefit: Airport
lounge access
6 passes
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards with
no FX fees and insurance
WELCOME BONUS
(Flytrippers VALUATION)
Other
benefit
Scotiabank Gold American Express Card
Min. income (card):
Min. spend (bonus): $7.5k in 12 mos. (or $2k for lower bonus)
Rewards: $775
Card fee: $120
Very good
travel insurance
and earn rate
ends July 1st
NEW
Scotiabank Platinum American Express Card
Min. income (card):
Min. spend (bonus): $10k in 14 mos. (or $3k for lower bonus)
Rewards: $1000
Card fee: $399
Airport
lounge access
10 passes
ends October 31st
Scotiabank Passport Visa Infinite Card
Min. income (card):
Min. spend (bonus): $2k in 3 mos.
Rewards: $340
Card fee: $150
Airport
lounge access
6 passes
ends July 1st
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

Learning how to travel for less

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Summary

This teaser is the simplified version of what is the best card to use to pay for travel purchases. Welcome bonuses are always the key, as that’s by far the best way to earn a lot of rewards. But for most travel expenses, insurance coverage is extremely important, so make sure to take that into account.

 

What would you like to know about the best card to use to pay for travel? Tell us in the comments below.

 

See the flight deals we spot: Cheap flights

Discover free travel with rewards: Travel rewards

Explore awesome destinations: Travel inspiration

Learn pro tricks: Travel tips

 

Featured image:  Kauai, Hawaii (photo credit: Karsten Winegeart)

 

 

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Andrew D'Amours

Andrew is the co-founder of Flytrippers. He is passionate about traveling the world but also, as a former management consultant, about the travel industry itself. He shares his experiences to help you save money on travel. As a very cost-conscious traveler, he loves finding deals and getting free travel thanks to travel rewards points... to help him visit every country in the world (current count: 71/193 Countries, 47/50 US States & 9/10 Canadian Provinces).

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