American Express® Aeroplan®* Card
Flytrippers opinion: The best offer for lucrative Aeroplan points (without a minimum income requirement)! | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Flytrippers Valuation of Welcome bonus (net value) |
via Amex secure application link |
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≈ $ 420ⓘ Rewards: ≈ $540 Card fee: $120 |
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Card eligibility
no minimum income required Welcome bonus eligibility must not have had this card ever before OR a same-level Aeroplan card ever |
Aeroplan points (more lucrative)
Bonus: 40k pts Earn on min. spend: 4k pts (total: 44k pts) • ≈ $924 to UNLIMITED for premium flights • ≈ $660 to ≈ $924 for specific economy flights • ≈ $484 for any flight on Air Canada |
How to unlock bonus
spend $3,000 in 3 months + $1,000 |
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Terms and conditions apply. Flytrippers editorial opinion only. Amex is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information. |
Summary of Flytrippers' review
WHY GET THIS CARD
- Great welcome bonus with a net value of ≈ $420
- Lucrative Aeroplan points with an unlimited value
- Preferred pricing benefit for lower prices on flight redemptions on Air Canada (not the 40+ partners)
- Free checked bag on Air Canada for you and up to 8 companions
- Some insurance coverage
WHO SHOULD GET THIS CARD
- Those who want Aeroplan points that are a little more complex, but much more lucrative
- Those who can spend $3,000 in 3 months (equivalent to ≈ $231 per week; 3 months = 13 weeks, not 12) and another $1,000 in month 13
Card details
Offer structure (2 separate bonuses)
- 30,000 points Bonus after spending $3,000 (in a maximum of 3 months)
- 10,000 points Bonus after renewing card and spending $1,000 in month 13
40,000 points Total with the 2 parts of the bonus
Total rewards by unlocking the welcome bonus
- 40,000 points Welcome bonus (2 parts)
- 3,00 points Minimum earn on the $3,000 minimum spending requirement (at base earn rate of 1 pt/$)
- 1,00 points Minimum earn on the $1,000 minimum spending requirement in month 13 (at base earn rate of 1 pt/$)
44,000 points Welcome bonus + Earn on the minimum spending requirement to unlock the welcome bonus
Net value (at our Flytrippers Valuation of ≈ 1.5¢/pt)
- ≈ $450 Bonus after min. spending (30,000 pts)
- ≈ $45 Earn on the required spending (3,000 pts)
- ≈ $150 Bonus after renewal and additional min. spending (10,000 pts)
- ≈ $15 Earn on the required spending in month 13 (1,000 pts)
- –$120 Card fee for year 1 (deducted from Valuation)
- –$120 Card fee for year 2 (deducted from Valuation)
≈ $420 Total net value by unlocking the welcome bonus
‣ Details about our Flytrippers Valuation of welcome bonuses
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Effective return rate
≈ 10.5% Return on the minimum spending requirement of $4,000 ($3,000 in 3 months and $1,000 in month 13)
‣ Details about effective return rates (coming soon)
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Rewards acquisition summary
≈ $660 Rewards you get for $240 in fees paid
Value of redemption options (welcome bonus)
For each available redemption option, here is the value of the 44,000 Aeroplan points you get by unlocking the welcome bonus:
- ≈ $924 to UNLIMITED Specific flights in business class and first class (partners and Air Canada)
- ≈ $660 to ≈ $924 Specific flights in economy (partners and Air Canada)
- ≈ $484 Any flight on Air Canada
- ≈ $440 Taxes on reward flights
- ≈ $440 Seat upgrades
- ≈ $440 In-flight Wi-Fi
- ≈ $440 Vacation packages
- ≈ $440 Hotels
- ≈ $286 Rental cars and activities
- ≈ $286 Merchandise and gift cards
‣ Details of the best redemptions of Aeroplan points
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Value of redemption options (per point)
For each available redemption option, here is the value per Aeroplan point to help you understand:
- ≈ 2.1¢/pt to UNLIMITED Specific flights in business class and first class (partners and Air Canada)
- ≈ 1.5¢/pt to ≈ 2.1¢/pt Specific flights in economy (partners and Air Canada)
- ≈ 1.1¢/pt Any flight on Air Canada
- ≈ 1¢/pt Taxes on reward flights
- ≈ 1¢/pt Seat upgrades
- ≈ 1¢/pt In-flight Wi-Fi
- ≈ 1¢/pt Vacation packages
- ≈ 1¢/pt Hotels
- ≈ 0.65¢/pt Rental cars and activities
- ≈ 0.65¢/pt Merchandise and gift cards
Redemptions for flights in premium cabins
Flights in first class and business class are what can give you the best value. It’s a redemption of the more lucrative type. The value depends on the flight chosen. The amount of points required is not tied to the cash price of flights. On the 48 partner airlines, the amount of points is fixed by the price chart (prices are limited so available seats are limited). On Air Canada, the amount of points required is random (available seats are not limited so prices are not limited).
Redeem your 54,000 Aeroplan points for one-way flights (roundtrips are simply twice the price):
- 60,000 pts Up to 4000 miles from Eastern Canada to Europe on partners
- 70,000 pts Up to 6000 miles from Eastern Canada to Europe on partners
- 87,500 pts Up to 11000 miles from Eastern Canada to Asia on partners
‣ Details of the best redemptions of Aeroplan points
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Redemptions for flights in economy
Exactly the same principle and works the same, but in economy so prices in the price chart are lower.
Redeem your 44,000 Aeroplan points for one-way flights (roundtrips are simply twice the price):
- 6,000 pts Up to 500 miles from Canada to the USA on partners
- 10,000 pts Up to 1500 miles from Canada to the USA on partners
- 12,500 pts Up to 2750 miles from Canada to the USA, the Caribbean, or Mexico on partners
- 35,000 pts Up to 4000 miles from Eastern Canada to Europe on partners
- 40,000 pts Up to 6000 miles from Eastern Canada to Europe on partners
- 60,000 pts Up to 11000 miles from Eastern Canada to Asia on partners
- 7,500 pts Up to 1000 miles within Europe, Africa, and the Middle East on partners
- 8,000 pts Up to 1000 miles within Asia and Oceania on partners
- 10,000 pts Up to 1600 miles within South America on partners
‣ Details of the best redemptions of Aeroplan points
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Redemptions for flights on Air Canada
If you want it to be less complicated, on Air Canada it’s a redemption of the more simple type. The value doesn’t vary too much depending on the flight chosen and the amount of points required is mostly tied to the cash price of the flight. But all seats are available.
Redeem your 44,000 Aeroplan points for:
- 10,000 pts Discount of ≈ $110 on Air Canada flights
- 20,000 pts Discount of ≈ $220 on Air Canada flights
- 44,000 pts Discount of ≈ $484 on Air Canada flights
‣ Details of the best redemptions of Aeroplan points
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Redemptions for anything other than travel (or anything other than flights in this case)
Should always be avoided, as with (almost) all rewards!
‣ Details about why you should always use your rewards for travel
Preferred pricing for Aeroplan flights on Air Canada
Cardmembers get slightly lower prices when redeeming Aeroplan points for reward flights on Air Canada (not partner airlines).
‣Learn more about Aeroplan preferred pricing (coming soon)
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Free checked bag on Air Canada
Cardmembers get the 1st checked bag free on Air Canada flights (as do up to 8 travel companions on the same booking).
‣Learn more about the free bag benefit (coming soon)
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Amex Offers benefit
Access to discounts, credits, and special offers throughout the year.
‣Learn more about the Amex Offers benefit
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Amex ExperiencesTM
Access to exclusive virtual and in-person experiences and pre-sale tickets to lots of events.
‣Learn more about Amex ExperiencesTM (coming soon)
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The Hotel Collection program
Benefits at top luxury hotels, such as a US$100 credit to use at the hotel and a free room upgrade.
‣Learn more about The Hotel Collection program (coming soon)
Insurance included
- Flight delay insurance (4hrs; $500)
- Baggage delay/loss insurance
- Car rental insurance
- Hotel burglary insurance
- Purchase protection (90 days; $1,000)
- Extended warranty (1 year)
‣ Details about the insurance coverage included with the card (coming soon)
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Insurance not included (among the main types)
- Medical travel insurance
- Trip cancelation insurance
- Trip interruption insurance
- Mobile device insurance
‣ Details about the different types of insurance coverage (coming soon)
Earn rates (and effective return at our Flytrippers Valuation)
2 points per $ (≈ 3%):
- Air Canada purchases
1.5 points per $ (≈ 2.25%):
- Dining and food delivery apps
1 point per $ (≈ 1.5%):
- Everywhere else
‣ Details about credit card earn rates (coming soon)
Pooling (with additional cards)
You can pool Aeroplan points with additional cards (“joint” cards) added to this account. Additional cards have a fee of $0 (no Air Canada travel benefits) or $50 (with Air Canada travel benefits).
‣ Details about pooling rewards with additional cards (coming soon)
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Pooling (with separate cards that earn Aeroplan points)
You can pool points across your separate cards that earn Aeroplan points.
‣ Details about pooling Aeroplan points from separate cards (coming soon)
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Pooling (with travel companions)
You can pool Aeroplan points with travel companions easily and for free (temporarily suspended, but will be back).
‣ Details about pooling Aeroplan points with travel companions (coming soon)
Expiration (if you have the card)
Aeroplan points never expire as long as you have the American Express® Aeroplan®* Card!
‣ Details about Aeroplan points expiration (coming soon)
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Expiration (if you don’t have the card)
You have 2 options to easily keep your Aeroplan points from expiring even without the card:
- Have the slightest activity in your Aeroplan account once per 18 months (very easy)
- Have another Aeroplan card
‣ Details about reward expiration policies (coming soon)
How to get started
- Apply for the the American Express® Aeroplan®* Card
- Spend $3,000 (in a maximum of 3 months) to unlock 1st part of bonus
- Renew card and spend $1,000 more (in month 13) to unlock 2nd part of bonus
‣ Details about the steps to follow when applying for a new card in Flytrippers’ free checklist
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How to use/manage rewards
- Create an Air Canada/Aeroplan online account in a few clicks
- Use/manage your Aeroplan points on the Air Canada/Aeroplan website
‣ Learn more about how to use/manage Aeroplan points (coming soon)
Card eligibility
- Minimum income: $0
- Age: Majority in your province
- Estimated credit score: Good OR Excellent
- Credit bureau: TransUnion Canada
‣ Details about credit card eligibility requirements (coming soon)
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Welcome bonus eligibility
You must not have had the American Express® Aeroplan®* Card before AND you must not have obtained a welcome bonus on a same-level Aeroplan card before
‣ Details about credit card welcome bonus eligibility rules
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Offer end date
Offer is subject to change at any time
‣ Sign up for Flytrippers’ free newsletter about travel rewards to get all updates and news
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Card details
- Issuer: Amex Bank Canada
- Network: American Express
- Card type: Charge card
- Product type: Personal card
- Rewards: Aeroplan points
- Rewards class: Airline rewards
‣ Details about credit card basics (coming soon)
Fees
- Card fee: $120/year
- Fee for optional additional card (without Air Canada travel benefits): $0
- Fee for optional additional card (with Air Canada travel benefits): $50
- Foreign transaction fee: 2.5%
‣ Details on why Flytrippers recommends savvy travelers choose cards with annual fees (coming soon)
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Annual interest rates
- Purchases: 30%
‣ Details about what Flytrippers recommends regarding interest rates (coming soon)
- New American Express® Aeroplan®* Cardmembers can earn up to 40,000 Aeroplan points:
- Earn 30,000 Aeroplan points after spending $3,000 in purchases on your Card within the first 3 months.
- Plus, earn an additional 10,000 Aeroplan points when you spend $1,000 in purchases in month 13
- That’s up to $900 or more in value when you combine your welcome bonus points and card benefits.
- Standard Earn Rate: Earn 2X the points on eligible purchases made directly with Air Canada®* and Air Canada vacations®*
- Standard Earn Rate: Earn 1.5X the points on eligible Dining and Food Delivery purchases in Canada
- Standard Earn Rate: Earn 1X the points on everything else
- Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights
- Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 in eligible net purchases charged to your Card
- As an American Express Aeroplan Cardmember, you can often book flight rewards for even fewer points with preferred pricing
- Amex ExperiencesTM: From music and movies, to specially curated dining and online shopping opportunities, stay connected with all that we have to offer from the comfort of your own home
• Enjoy an array of travel related insurance benefits such as Lost or Stolen Baggage Insurance and up to $500,000 in Travel Accident Insurance
• 24/7 Customer Service and Emergency Card Replacement
• As part of our commitment to sustainability, the American Express® Aeroplan®* Card has been made with 70% reclaimed plastic
• No pre-set spending limit on purchases gives you flexibility. Using a charge card is a great way to manage your finances as the balance must be paid in full each month*
* American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.
Start earning rewards today
And make sure to download our free checklist for when you get a new card—it includes very important mistakes to avoid
(it will open in a separate tab, or you can click here)
via Amex secure application
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