American Express Business Edge Card

Flytrippers Opinion: A good offer for a lot of Amex points if you don't need airport lounge access.
Flytrippers Valuation
of Welcome Bonus (net value)
limited time

via Amex secure application link
≈ $ 651

Rewards: ≈ $750*

Card Fee: $99

Earn Amex Membership Rewards Select
hybrid rewards (variable or fixed value)

Uses: for specific flights or hotels
or for any travel expense
How to unlock bonus
spend $5000 in 3 months

(*minimum value: $401 as fixed-value rewards
*maximum value: unlimited)
Card eligibility
no business required

Welcome Bonus eligibility
must not have had this specific card before
Terms and conditions apply. Flytrippers editorial opinion only. Amex is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.
Flytrippers Opinion: A good offer for a lot of Amex points if you don't need airport lounge access.
Flytrippers Valuation
of Welcome Bonus (net value)
≈ $ 651

Rewards: ≈ $750*

Card Fee: $99

How to unlock bonus
spend $5000 in 3 months

(*minimum value: $401 as fixed-value rewards
*maximum value: unlimited)
hybrid rewards (variable or fixed value)
Uses: for specific flights or hotels
or for any travel expense
limited time

via Amex secure application link
Card eligibility
no business required

Welcome Bonus eligibility
must not have had this specific card before
Terms and conditions apply. Flytrippers editorial opinion only. Amex is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

Summary of Flytrippers' review

WHY GET THIS CARD

  • Excellent welcome bonus of ≈ $651
  • Flexibility of hybrid rewards
  • Good earn rates

It’s an interesting offer for some travelers.

WHO SHOULD GET THIS CARD

  • Those who want more Amex points
  • Those who want a lower-fee alternative to the Cobalt Card
If you check one of these boxes, it’s a card for you.

Card details

Rewards from welcome bonus

You will have 50,000 Amex points after unlocking the Welcome Bonus.

That gives you either:

  • ≈ $750 in rewards at the Flytrippers Valuation
  • $500 in rewards at the simpler minimum fixed value travel credit

Concrete examples of redemptions

Here are some of the actual redemptions you can get with these rewards:

8 one-way short-distance reward flights such as Montreal-New York or Montreal-Washington

5 one-way medium-distance reward flights such as Montreal-Miami or Montreal-Nashville

4 one-way longer distance reward flights such as Montreal-Costa Rica or Montreal-Mexico

≈ 1 one-way business class reward flight such as Vancouver-Japan or Montreal-Switzerland

6 one-way short-distance reward flights in several regions of the world

10 completely free nights in beautiful hotels in specific destinations like Bali

$800 discount on specific flights that are very expensive in cash

$500 as a simple travel credit that can be applied to any travel expense or any expense even

Learn more about the best uses of Amex points

Welcome bonus structure

45,000 points Bonus after spending $5,000 in the first 3 months
5,000 points Earn on the required spending (at the base rate of 1 pt/$)

*Special bonus rate of 10X the points offered for 6 months (10,000 pts / $1,000 maximum) on gas, rides, dining & bars, office supplies & electronics (not included in our Flytrippers Valuation)

Apply for the American Express Business Edge™ Card

Flytrippers Valuation of the welcome bonus

≈ $675 Welcome bonus (45,000 pts at ≈ 1.5¢/pt)
≈ $75 Earn on the $5,000 for the minimum spend (5,000 pts at ≈ 1.5¢/pt)
–$99 Card fee (Deducted from Flytrippers Valuation)

≈ $651 in net value with the welcome bonus alone

(that’s 13% back on the spending requirement of $5,000 over 3 months)

Learn more our Flytrippers Valuation of welcome bonuses

Minimum fixed value of the welcome bonus

$450 Welcome bonus (45,000 pts at 1¢/pt)
$50 Earn on the $5,000 for the minimum spend (5,000 pts at 1¢/pt)
–$99 Card fee (Deducted from Flytrippers Valuation)

$401 in net value with the welcome bonus alone

(that’s 8% back on the spending requirement of $5,000 over 3 months)

‣Learn more about the minimum fixed value of American Express points (coming soon)

Special bonus earn rate (first 6 months)

10 points per $ (≈ 15%) on restaurants, food delivery apps, bars, gas, rides, and office supplies & electronics

(maximum of $1,000 in spending for 10,000 bonus points)

Regular earn rates at Flytrippers Valuation (≈ 1.5¢ per Amex MR point)

3 points per $ (≈ 4.5%) on restaurants, food delivery apps, bars, gas, rides, and office supplies & electronics
1 point per $ (≈ 1.5%) everywhere else

‣Learn more about credit card earn rates (coming soon)

Regular earn rates at minimum fixed value (1¢ per Amex MR point)

3 points per $ (3%) on restaurants, food delivery apps, bars, gas, rides, and office supplies & electronics
1 point per $ (1%) everywhere else

Earning with additional cards

Fee for additional cards: $0
Quantity allowed: 99
Minimum age: Majority in your province

‣Learn more about additional cards (coming soon)

Amex Offers program
Access to discounts, credits, and special offers throughout the year.

Learn more about the Amex Offers program

American Express Experiences program
Access to exclusive virtual and in-person experiences and pre-sale tickets to lots of events.

‣Learn more about the American Express Experiences program (coming soon)

The Hotel Collection program
Benefits at top luxury hotels, such as a US$100 credit to use at the hotel and a free room upgrade.

‣Learn more about The Hotel Collection program (coming soon)

Insurance included

Car rental insurance
Purchase protection
Extended warranty

‣Learn more about the American Express Business Edge™ Card’s insurance coverage (coming soon)

Insurance not included

Medical travel insurance
Trip cancelation insurance
Trip interruption insurance
Flight delay insurance
Baggage & personal effects insurance
Hotel burglary insurance
Mobile device insurance

‣Learn more about the different types of insurance coverage (coming soon)

Redemptions
American Express points can be used for specific flights to maximize their value (via transfers to partner programs or via the Amex flight chart) or for hotel nights (via transfers to partner programs). But they can also be used as a simple travel credit (which can be applied to any travel expense).

Learn more about the American Express rewards program (coming soon)

Pricing
Amex points are hybrid rewards: They can be used as fixed-value rewards (fixed value of 1¢) or variable-value rewards (value depending on how you use them; our Flytrippers Valuation is ≈ 1.5¢).

Learn more about American Express points (coming soon)

Expiry
Amex points never expire as long as you have the card. And even if you no longer have the card, you can easily extend the expiration indefinitely.

Learn more about American Express points expiry (coming soon)

Pooling
If you have travel companions, it’s possible to pool Amex points via transfer partners.

Learn more about pooling American Express points (coming soon)

Transfers
American Express points can be transferred to multiple partner programs and this often provides the best value.

Learn more about American Express point transfers (coming soon)

Other redemption options
American Express points can be used for rewards other than travel but this should be avoided.

Learn more about why you should always use your rewards for travel (coming soon)

Rewards program logistics
You can use your points directly on the American Express website or app.

Learn more about how to get started with American Express rewards (coming soon)

Rewards program summary
Rewards: American Express points
Type: Hybrid rewards
Subtype (fixed value): “Eraser” rewards
Subtype (variable value): “Standard” or “Dynamic” Rewards (depending on the transfer partner)
Variety: Bank rewards 
Flytrippers Valuation: ≈ 1.5¢ per point
Minimum value: 1¢ per point
Maximum value: Unlimited
Transferable: Yes (8 partners)

Learn more about rewards programs basics (coming soon)

Card eligibility
Minimum personal/household income: $0
Business required: No (input your full name in the business field)
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: TransUnion

Learn more about credit card eligibility requirements (coming soon)

Welcome bonus eligibility
You must not have had the American Express Business Edge™ Card before.

Learn more about credit card welcome bonus eligibility rules (coming soon)

Offer end date
Offer subject to change at any time

Subscribe to Flytrippers’ free travel rewards newsletter to get all card updates

Card details
Issuer: American Express
Network: American Express
Card Type: Credit card
Product Type: Business card

‣Learn more about credit card types (coming soon)

Fees and rates
Card fee: $99/year
Fee for additional card: $0 
FX fee: 2.5%
Purchases annual interest rate: 20.99%
Funds advances annual interest rate: 21.99%
Balance transfer fee: N/A

Learn more about why Flytrippers recommends ignoring fees and rates (coming soon)

Earn up to 67,000 welcome bonus Membership Rewards® points

  • Earn 45,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership
  • Plus, earn 10x the points for every $1 spent on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks within 6 months of Cardmembership, up to a maximum of 10,000 points.
  • You can earn an extra 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000 in purchases on your Card. This could add up to 12,000 extra points in a year.
  • That’s $670 in statement credits that can be reinvested in your business.

Earn points that you can redeem in a variety of ways.

  • Earn 3x the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks when your Welcome Offer ends. Caps and other conditions may apply.
  • Earn 1x the points on all other purchases charged to the Card
  • Use points to offset business expenses. Membership Rewards® allows you to offset business expenses by covering the cost of purchases made on your Card, in full or in part.  Redeem points for statement credits and to book flights, hotels, and car rentals.
  • Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.

Make the most out of a full suite of business management tools that give you more control over your business – anytime and anywhere.

  • Leverage your cash flow with the option of carrying a balance or paying in full each month.
  • Employee Card Misuse Protection is a benefit created specifically for business owners and it provides coverage of up to $100,000 per Basic Cardmember in the event an employee misuses their Supplementary Card for unauthorized charges.

Access coverage that can protect your business purchases when you charge the full price of eligible items to your American Express Business EdgeTM Card.

  • Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection® Plan
  • Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance® Protection Plan

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Start earning rewards today

And make sure to download our free checklist for when you get a new card—it includes very important mistakes to avoid
(it will open in a separate tab, or you can click here)

via Amex secure application

*Beta version of card page. Sign up to get updated guide soon.*

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