This offer is only available to residents of Canada other than the province of Québec (Québec residents eligible for separate offer).
| Flytrippers opinion: The lowest offer ever seen on this specific card. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Flytrippers Valuation of Welcome bonus (net value) |
card closed for new applications |
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≈ –$49ⓘ Rewards: ≈ $100* Card fee: $149 |
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Earn HSBC Rewards
more valuable rewards Uses: for specific flights or for any travel expense |
How to unlock bonus
no welcome bonus (*minimum value: $200 as fixed-value rewards *maximum value: unlimited) |
Card eligibility
min. income: $80k (or $150k household) Welcome bonus eligibility must not have had this specific card in the past 12 mos. |
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| Terms and conditions apply. Flytrippers editorial opinion only. HSBC is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Welcome bonus structure
20,000 points Bonus after making 1 purchase (no minimum spending)
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Earn on the minimum spending requirement
0 points No earn on the minimum spending requirement (there is no minimum spending requirement)
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Total rewards by unlocking the welcome bonus
20,000 points Welcome bonus
Flytrippers Valuation of the welcome bonus
≈ $120 Bonus after 1 purchase (20,000 pts at ≈ 0.6¢/pt)
$100 Annual travel credit (can be cashed out)
–$149 Card fee (deducted from Flytrippers Valuation)
≈ $71 Total net value by unlocking the welcome bonus alone
(≈ 7100% back on the minimum spending requirement of $1)
‣Learn more our Flytrippers Valuation of welcome bonuses
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Minimum fixed value of the welcome bonus
$100 Bonus after 1 purchase (20,000 pts at 0.5¢/pt)
$100 Annual travel credit (can be cashed out)
–$149 Card fee (deducted from Flytrippers Valuation)
$51 Total net value by unlocking the welcome bonus alone
(5100% back on the minimum spending requirement of $1)
‣Learn more about the minimum fixed value of HSBC points (coming soon)
Rewards from welcome bonus
You will have 20,000 HSBC points after unlocking the Welcome Bonus AND a travel credit ($100).
That gives you either:
Earn rate (at Flytrippers Valuation)
6 points per $ (≈ 3.6%):
4 points per $ (≈ 2.4%):
2 points per $ (≈ 1.2%):
‣Learn more about credit card earn rates (coming soon)
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Earn rate (at minimum fixed value)
6 points per $ (3%):
4 points per $ (2%):
2 points per $ (1%):
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Earning with additional cards
Fee for additional cards: $0
Quantity allowed: 4
Minimum age: N/A
‣Learn more about additional cards (coming soon)
No foreign transaction fees
One of the few cards in Canada that does not charge a 2.5% fee for all foreign currency transactions.
‣Learn more on foreign currency transaction fees
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$100 Annual Travel Credit
A travel credit applicable to any travel expense (and that can even be cashed out with our tip).
‣Learn more about the HSBC annual travel credit
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Free global access to Boingo Wi-Fi
Access over 1 million Wi-Fi hotspots worldwide through the Boingo program.
‣Learn about the Boingo Wi-Fi program (coming soon)
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10% discount on hotels
Via Expedia for HSBC and Agoda for HSBC. But always compare on other sites to see if the price is really lower.
‣Learn more about discounts from booking sites (coming soon)
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Membership in the Mastercard Travel Pass by DragonPass
Warning: Many cards offer membership AND free lounge access passes; this one just gives membership and no free passes.
‣Learn more about airport lounge access (coming soon)
Insurance included
Medical travel insurance for 31 days (64 years and under)
Medical travel insurance for 21 days (65 years and above)
Trip cancellation insurance
Trip interruption insurance
Flight delay insurance
Baggage delay insurance
Rental car insurance
Lost or stolen luggage insurance
Hotel burglary insurance
Travel accident insurance
Purchase insurance
Extended warranty
Mobile device insurance
Price protection
‣Learn more about HSBC World Elite® Mastercard® insurance coverage (coming soon)
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Insurance not included
None
‣Learn more about the different types of insurance coverage (coming soon)
Redemptions
HSBC Rewards points can be used for specific flights to maximize their value (via transfers to partner programs). But they can also be used as a simple travel credit (which can be applied to any travel expense).
‣Learn more about the HSBC Rewards program
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Value
HSBC points are hybrid rewards: they can be used as fixed-value rewards (fixed value of 0.5¢) or variable-value rewards (value depending on how you use them; our Flytrippers Valuation is ≈ 0.6¢, which is ≈ 20% more).
‣Learn more about the value of HSBC points (coming soon)
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Expiry
HSBC points never expire as long as you have the card. And even if you no longer have the card, it’s possible to extend the expiration indefinitely easily.
‣Learn more about HSBC points expiration
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Pooling
If you have travel companions, it’s possible to combine HSBC points via transfer partners.
‣Learn more about pooling HSBC points
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Transfers
HSBC points can be transferred to multiple partner programs and this often provides the best value.
‣Learn more about HSBC point transfers
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Other redemption options
HSBC points can be used for rewards other than travel but this should be avoided.
‣Learn more about why you should always use your rewards for travel (coming soon)
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Logistics of redemptions
You can use your points directly on the HSBC website.
‣Learn more about how to get started with HSBC Rewards (coming soon)
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Program summary
Rewards: HSBC Points
Type: Hybrid rewards
Subtype (fixed value): “Eraser” or “Standard” rewards
Subtype (variable value): “Standard” rewards
Variety: Bank rewards
Flytrippers Valuation: ≈ 0.6¢ per point
Minimum value: 0.5¢ per point
Maximum value: Unlimited
Transferable: Yes (3 partners)
‣Learn more about rewards programs basics (coming soon)
Card eligibility
Minimum income: $80,000 (personal) OR $150,000 (household)
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: Equifax
‣Learn more about credit card eligibility requirements (coming soon)
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Welcome bonus eligibility
Within the 12 months prior to application, you must not have had the HSBC World Elite® Mastercard® , HSBC Premier World Elite Mastercard, or HSBC Metal World Elite Mastercard.
‣Learn more about credit card welcome bonus eligibility rules (coming soon)
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Offer end date
Offer may be changed at any time
‣Subscribe to Flytrippers’ free travel rewards newsletter to get all card updates
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Card details
Issuer: HSBC
Network: Mastercard
Card Type: Credit card
Product Type: Personal card
‣Learn more about credit card types (coming soon)
Fees and rates
Card fee: $149
Card fee (net): $49 after $100 annual credit
Fee for additional card: $0
FX fee: 0%
Purchase annual interest rate: 20.99%
Cash advance annual interest rate: 22.99%
Balance transfer fee: 22.99%
Cash advance fee: $5
‣Learn more about why Flytrippers recommends ignoring fees and rates (coming soon)
Special offer: Earn 20,000 points ($100 travel value) and receive a $100 annual travel enhancement credit. Conditions apply.
o Welcome Bonus – 20,000 points ($100 travel value)
o Receive a $100 annual travel enhancement credit
Rates and fees
Enjoy an annual fee rebate if you’re an HSBC Private, Premier, or Advance client
*Terms and Conditions apply
®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence.
via HSBC secure application
*Beta version of card page. Sign up to get updated guide soon.*
This content is not sponsored. However, this page may contain some affiliate links that allow Flytrippers to earn a commission at absolutely no cost to you. Thank you for using our links and helping us keep all our content free for everyone. This helps us fulfill our mission of helping Canadians travel more for less.
The views and opinions expressed on this page are purely our own. They have not been provided, approved, endorsed, or ratified by any third party mentioned on the site.
Financial institutions are not responsible for updating or ensuring the accuracy of the information on Flytrippers’ website. All the information was independently collected by Flytrippers and not provided by financial institutions.
All offers described on the Flytrippers website are subject to the financial institutions’ latest terms and conditions, which can be found on their official website. No efforts are spared to ensure this page is up to date but offers from financial institutions change quickly. It is your responsibility to ensure the accuracy of these offers on their website. Flytrippers will not accept any responsibility for the accuracy of the offers or the result of your actions.
Flytrippers’ website does not contain all available credit card offers or all available credit card products on the market. In addition, Flytrippers never shares an offer if it is not considered advantageous for some travelers, at its sole discretion.
No author on Flytrippers’ website is a financial advisor, a financial planner, a legal professional, or a tax professional. No author on Flytrippers’ website can in any way be considered as such.
All articles, pages, and content on Flytrippers’ website are merely personal opinions of a general nature and are for informational purposes only and should not be considered advice for specific situations. It is your responsibility to perform your own personal research to ensure that travel rewards are appropriate for your own situation.
You can learn more about our terms of use here.
Terms & conditions — Travel rewards
†Terms and conditions apply.
This content is not sponsored. However, this page may contain some affiliate links that allow Flytrippers to earn a commission at absolutely no cost to you. Thank you for using our links and helping us keep all our content free for everyone. This helps us fulfill our mission of helping Canadians travel more for less.
The views and opinions expressed on this page are purely our own. They have not been provided, approved, endorsed, or ratified by any third party mentioned on the site.
Financial institutions are not responsible for updating or ensuring the accuracy of the information on Flytrippers’ website. All the information was independently collected by Flytrippers and not provided by financial institutions.
All offers described on the Flytrippers website are subject to the financial institutions’ latest terms and conditions, which can be found on their official website. No efforts are spared to ensure this page is up to date but offers from financial institutions change quickly. It is your responsibility to ensure the accuracy of these offers on their website. Flytrippers will not accept any responsibility for the accuracy of the offers or the result of your actions.
Flytrippers’ website does not contain all available credit card offers or all available credit card products on the market. In addition, Flytrippers never shares an offer if it is not considered advantageous for some travelers, at its sole discretion.
No author on Flytrippers’ website is a financial advisor, a financial planner, a legal professional, or a tax professional. No author on Flytrippers’ website can in any way be considered as such.
All articles, pages, and content on Flytrippers’ website are merely personal opinions of a general nature and are for informational purposes only and should not be considered advice for specific situations. It is your responsibility to perform your own personal research to ensure that travel rewards are appropriate for your own situation.
You can learn more about our terms of use here.
Valuation ≈ $-49
Terms and conditions apply
Apply now for the HSBC World Elite® Mastercard® and get a welcome bonus worth ≈ $-49!
