Marriott Bonvoy^TM Business American Express^® Card

Welcome bonus structure

60,000 points Bonus after spending $5,000 (in a maximum of 3 months)

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Earn on the minimum spending requirement

10,000 points Minimum earn on the minimum spending requirement of $5,000 (at base earn rate of 2 pts/$)

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Total rewards by unlocking the welcome bonus

70,000 points Welcome bonus + earn on the minimum spending requirement to unlock it

‣Apply for the Marriott Bonvoy^™ Business American Express^® Card

Value of the welcome bonus offer
(at our Flytrippers Valuation of ≈ 0.9¢/pt)

≈ $540 Bonus after min. spend (60,000 pts)
≈ $90 Earn on min. spend (10,000 pts)
–$150 Card fee (deducted from Flytrippers Valuation)

≈ $480 Total net value by unlocking the welcome bonus alone

‣Learn more our Flytrippers Valuation of welcome bonuses

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Effective return rate

≈ 9.6% Return on the minimum spending requirement (≈ $480 on $5,000 in 3 months)

‣Learn more about effective return rates (coming soon)

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Rewards acquisition summary

≈ $630 Rewards you get for $150

‣Apply for the Marriott Bonvoy^™ Business American Express^® Card

Value of redemption options (welcome bonus)

For each available redemption option, here is the value of the 70,000 Marriott Bonvoy points you get by unlocking the welcome bonus:

≈ $630 Hotel nights at the 30+ Marriott brands
≈ $560 Nights in private lodging with Homes & Villas by Marriott Bonvoy
≈ $560 Unique experiences with Marriott Bonvoy Moments
≈ $420 Specific flights booked via transfers to airline programs
≈ $350 Flights and car rentals through Marriott
≈ $280 Gift cards
≈ $210 Merchandise

‣Learn more about the best uses of Marriott Bonvoy points (detailed guide coming soon)

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Value of redemption options (per point)

For each available redemption option, here is the value per Marriott Bonvoy point to help you understand:

≈ 0.9¢ Hotel nights at the 30+ Marriott brands
≈ 0.8¢ Nights in private lodging rentals with Homes & Villas by Marriott Bonvoy
≈ 0.8¢ Unique experiences with Marriott Bonvoy Moments
≈ 0.6¢ Specific flights booked via transfers to airline programs
≈ 0.5¢ Flights and car rentals through Marriott
≈ 0.4¢ Gift cards
≈ 0.3¢ Merchandise

‣Learn more about the basics of the values per point (coming soon)

Redemptions for Marriott hotel nights

The more valuable type of reward redemption, with a variable value: the amount of points required is unrelated to the cash price of the hotel. The value depends on how many points are required (varies and isn’t fixed by a chart) and the cash price. This is the best use for 99% of travelers. You can use the points for any standard room in the 8,000+ Marriott hotels.

Redeem your 70,000 Marriott points for a completely free hotel night:

≈ 6,000 pts In a few destinations (if you book 5 consecutive nights)
≈ 7,500 pts In a few destinations (if you don’t book 5 consecutive nights)
≈ 10,000 pts In a few dozen countries (if you book 5 consecutive nights)
≈ 12,500 pts In a few dozen countries (if you don’t book 5 consecutive nights)
≈ 14,000 pts In hundreds of destinations (if you book 5 consecutive nights)
≈ 17,500 pts In hundreds of destinations (if you don’t book 5 consecutive nights)
≈ 30,000 pts In thousands of destinations anywhere
≈ 50,000 pts In hotels that can be very expensive in cash anywhere

‣Learn more about the best uses of Marriott Bonvoy points (detailed guide coming soon)

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Redemptions for anything other than travel

Should always be avoided, as with all rewards!

‣Learn more about why you should always redeem your rewards for travel (coming soon)

Expiry
Marriott points don’t expire as long as you use your card at least once every 2 years, so essentially they never expire (there are ways to avoid expiration without having the card too but you should absolutely never close it).

‣Learn more about Marriott Bonvoy points expiry (coming soon)

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Pooling
Marriott points can be pooled into 1 account with your travel companions.

‣Learn more about pooling Marriott Bonvoy points (coming soon)

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Logistics
Marriott points can be used directly on the Marriott website or app.

‣Learn more about how to get started with Marriott Bonvoy rewards (coming soon)

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Rewards program summary
Rewards: Marriott Bonvoy points
Source: Hotel rewards
Type: More valuable
Flytrippers Valuation: ≈ 0.9¢/pt
Minimum value: N/A
Maximum value: Unlimited
Transferable: Yes (40+ partners)

‣Learn more about rewards programs basics (coming soon)

Earn rates

5 points per $ (≈ 4.5%):

• Marriott hotels

3 points per $ (≈ 2.7%):

• Travel
• Gas
• Dining

2 points per $ (≈ 1.8%):

• Everywhere else

‣Learn more about credit card earn rates (coming soon)

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Earning with additional cards

Fee for additional cards: $50
Quantity allowed: 99
Minimum age: Majority in your province

‣Learn more about additional cards (coming soon)

Annual free night certificate
On every anniversary of your account, you’ll get a certificate that’s worth 35,000 points (≈ $315) for a completely free night at thousands of hotels, including many high-end ones, so never cancel this card!!!

‣Learn more about the Marriott free night certificate

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Automatic Marriott Silver elite status
As a cardholder, you get free Silver elite status for VIP benefits at hotels.

‣Learn more about the Marriott Bonvoy elite status

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Shortcut to higher elite status (15 Elite Night Credits)
Your number of nights required to reach the higher elite statuses is reduced by 15 nights (Gold Elite status also offered if you spend $30,000 but that’s absolutely not recommended).

‣Learn more about the Marriott Bonvoy elite status

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Amex Offers program
Access to discounts, credits, and special offers throughout the year.

‣Learn more about the Amex Offers program

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Amex Experiences^TM
Access to exclusive virtual and in-person experiences and pre-sale tickets to lots of events.

‣Learn more about Amex Experiences^TM (coming soon)

Insurance included

Flight delay insurance ($500, 4h minimum)
Baggage delay insurance
Car rental insurance
Baggage & personal effects insurance
Hotel burglary insurance
Travel accident insurance
Purchase protection
Extended warranty

‣Learn more about the Marriott Bonvoy Business American Express Card’s insurance coverage (coming soon)

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Insurance not included

Medical travel insurance
Travel cancelation insurance
Trip interruption insurance
Mobile device insurance

‣Learn more about the different types of insurance coverage (coming soon)

Card eligibility
Minimum income: $0
Incorporated business required: No (details)
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: TransUnion

‣Learn more about credit card eligibility requirements (coming soon)

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Welcome bonus eligibility
You must not have had the Marriott Bonvoy^® Business American Express^® Card before

‣Learn more about credit card welcome bonus eligibility rules (coming soon)

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Offer end date
Offer is subject to change at any time

‣Subscribe to Flytrippers’ free travel rewards newsletter to get all card updates

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Card details
Issuer: American Express
Network: American Express
Card Type: Credit card
Product Type: Business card

‣Learn more about credit card types (coming soon)

Fees and rates
Card fee: $150
Fee for additional card: $50
FX fee: 2.5%
Purchases annual interest rate: 21.99%
Purchases annual interest rate (penalty): 25.99% – 28.99% Variable
Funds advances annual interest rate: 21.99%
Balance transfer fee: N/A

‣Learn more about why Flytrippers recommends ignoring fees and rates (coming soon)

Earn 60,000 welcome bonus Marriott Bonvoy^® points 

• Earn 60,000 Welcome Bonus Marriott Bonvoy^® points after you charge $5,000 in purchases to your Card in your first three months of Cardmembership.

Earn Marriott Bonvoy points that you can redeem in a variety of ways.

• Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy hotels.
• Earn 3 points for every $1 spent on eligible gas, dining and travel
• Earn 2 points for every $1 spent on everything else
• Redeem points for free nights with no blackout dates at over 7,000 of some of the world’s most extraordinary hotels and resorts around the globe. Use your points for flights on some of the world’s leading airlines

Make the most out of a full suite of business management tools that give you more control over your business – anytime and anywhere.

• Leverage your cash flow with the option of carrying a balance or paying in full each month
• Control employee expenses plus track and accumulate points on your account with Supplementary Cards, so you have an opportunity to maximize the points you earn.

Experience the exclusive benefits of the Marriott Bonvoy^® Business American Express^®* Card.

• Receive an Annual Free Night Award automatically each year after your anniversary
• Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy Business American Express Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program
• Upgrade to Gold Elite status after you charge $30,000 in net purchases to your Card each year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply