If you check one of these boxes, it’s a card for you.
Rewards from welcome bonus
You will have 53,000 Marriott Bonvoy points after unlocking the Welcome Bonus.
That gives you:
Concrete examples of redemptions
Here are some of the actual redemptions you can get with these rewards:
8 completely free hotel nights at Category 1 hotels for the majority of dates in 2022 (Bali, Malaysia, India, South Africa, Spain, etc.)
5 completely free hotel nights in Category 2 hotels for the majority of dates in 2022 (1000+ hotels in 50+ countries worldwide)
3 completely free hotel nights at Category 3 hotels for the majority of dates in 2022 (even more choices)
≈ $477 in simpler discounts for completely free hotel nights at any Marriott hotel in 2023
Welcome bonus structure
50,000 points Bonus after spending $1,500 in the first 3 months
3,000 points Regular earn on the required spending (at the base rate of 2 pts/$)
‣Apply for the Marriott Bonvoy™ Business American Express® Card
Flytrippers Valuation of the welcome bonus
≈ $450 Welcome bonus (50,000 pts at ≈ 0.9¢/pt)
≈ $27 Earn on the minimum spend (3,000 pts at ≈ 0.9¢/pt)
–$150 Card fee (Deducted from Flytrippers Valuation)
≈ $327 in net value with the welcome bonus alone
(that’s 22% back on the spending requirement of $1,500 over 3 months)
Earn rates
5 points per $ (≈ 4.5%) on Marriott hotels
3 points per $ (≈ 2.7%) on travel, gas, and dining
2 points per $ (≈ 1.8%) everywhere else
‣Learn more about credit card earn rates (coming soon)
Earning with additional cards
Fee for additional cards: $50
Quantity allowed: 99
Minimum age: Majority in your province
‣Learn more about additional cards (coming soon)
Annual luxury night certificate
On every anniversary of your account, you’ll get a certificate that’s worth ≈ $315 for one night of ultra-luxury at thousands of hotels, so never cancel this card!!!
‣Learn more about the Marriott free night certificate
Marriott Silver Elite Status
As a cardholder, you get free Silver Elite status for VIP benefits at hotels.
‣Learn more about the Marriott Bonvoy elite status
Shortcut to higher elite status (15-night Elite credits)
Your number of nights required to reach the higher elite statuses is reduced by 15 nights (Gold Elite status also offered if you spend $30,000 but that’s absolutely not unrecommended).
‣Learn more about the Marriott Bonvoy elite status
Amex Offers program
Access to discounts, credits, and special offers throughout the year.
‣Learn more about the Amex Offers program
American Express Experiences program
Access to exclusive virtual and in-person experiences and pre-sale tickets to lots of events.
‣Learn more about the American Express Experiences program (coming soon)
Insurance included
Flight delay insurance ($500, 4h minimum)
Car rental insurance
Baggage & personal effects insurance
Hotel burglary insurance
Purchase protection & extended warranty
‣Learn more about the Marriott Bonvoy Business American Express Card’s insurance coverage (coming soon)
Insurance not included
Medical Travel Insurance
Travel cancelation insurance
Trip interruption insurance
Mobile device insurance
‣Learn more about the different types of insurance coverage (coming soon)
Redemptions
Marriott points can be used for completely free nights at the 8,000+ hotels in the 30 Marriott banners. You have to use them for specific hotels to maximize their value in 2022, but starting in 2023 the program is changing and is going to be simpler.
‣Learn more about the Marriott Bonvoy rewards program (coming soon)
Pricing
Marriott points are variable-value rewards (value depending on how you use them; our Flytrippers Valuation is ≈ 0.9¢).
‣Learn more about Marriott Bonvoy points (coming soon)
Expiry
Marriott points don’t expire as long as you use your card at least once every 2 years, so essentially they never expire (there are ways to avoid expiration without having the card too but you should absolutely never close it).
‣Learn more about Marriott Bonvoy points expiry (coming soon)
Pooling
If you have travel companions, it’s possible to pool Marriott points into 1 account.
‣Learn more about pooling Marriott Bonvoy points (coming soon)
Transfers
Marriott Bonvoy points can be transferred to multiple partner programs but it very rarely gives good value.
‣Learn more about Marriott Bonvoy point transfers (coming soon)
Other redemption options
Marriott Bonvoy points can be used for rewards other than travel but this should be avoided.
‣Learn more about why you should always use your rewards for travel (coming soon)
Rewards program logistics
You can use your points directly on the Marriott website or app.
‣Learn more about how to get started with Marriott Bonvoy rewards (coming soon)
Rewards program summary
Rewards: Marriott Bonvoy Points
Type: Variable-value rewards
Subtype: “Standard” Rewards (“Dynamic” Rewards from 2023)
Variety: Hotel rewards
Flytrippers Valuation: ≈ ≈ 0.9¢ per point
Minimum value: n/a
Maximum value: Unlimited
Transferable: Yes (40+ partners)
‣Learn more about rewards programs basics (coming soon)
Card eligibility
Minimum personal/household income: $0
Business required: No (input your full name in the business field)
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: TransUnion
‣Learn more about credit card eligibility requirements (coming soon)
Welcome bonus eligibility
You must not have had the Marriott Bonvoy® Business American Express® Card before.
‣Learn more about credit card welcome bonus eligibility rules (coming soon)
Offer end date
Offer subject to change at any time
‣Subscribe to Flytrippers’ free travel rewards newsletter to get all card updates
Card details
Issuer: American Express
Network: American Express
Card Type: Credit card
Product Type: Business card
‣Learn more about credit card types (coming soon)
Fees and rates
Card fee: $150
Fee for additional card: $50
FX fee: 2.5%
Purchases annual interest rate: 19.99%
Funds advances annual interest rate: 21.99%
Balance transfer fee: N/A
‣Learn more about why Flytrippers recommends ignoring fees and rates (coming soon)
Earn 50,000 welcome bonus Marriott Bonvoy® points
Earn Marriott Bonvoy points that you can redeem in a variety of ways.
Make the most out of a full suite of business management tools that give you more control over your business – anytime and anywhere.
Experience the exclusive benefits of the Marriott Bonvoy® Business American Express®* Card.
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
via Amex secure application
*Beta version of card page. Sign up to get updated guide soon.*
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