Marriott BonvoyTM Business American Express® Card

Flytrippers Opinion: One of the best, a must-have card for Canadian travelers: It provides exceptional value with its welcome bonus and annual certificate.
Flytrippers Valuation
of Welcome Bonus (net value)

via Amex secure application link
≈ $ 327

Rewards: ≈ $477*

Card Fee: $150

Earn Marriott Bonvoy points
variable-value rewards (no min. value)

Uses: for free nights at 8k+ Marriott hotels
or transfers to airline points
How to unlock bonus
spend $1,500 in 3 months

(*minimum value: N/A
*attainable potential value: 11 free nights)
Card eligibility
no business required

Welcome Bonus eligibility
must not have had this specific card before
Terms and conditions apply. Flytrippers editorial opinion only. Amex is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.
Flytrippers Opinion: One of the best, a must-have card for Canadian travelers: It provides exceptional value with its welcome bonus and annual certificate.
Flytrippers Valuation
of Welcome Bonus (net value)
≈ $ 327

Rewards: ≈ $477*

Card Fee: $150

How to unlock bonus
spend $1,500 in 3 months

(*minimum value: N/A
*attainable potential value: 11 free nights)
variable-value rewards (no min. value)
Uses: for free nights at 8k+ Marriott hotels
or transfers to airline points

via Amex secure application link
Card eligibility
no business required

Welcome Bonus eligibility
must not have had this specific card before
Terms and conditions apply. Flytrippers editorial opinion only. Amex is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

Summary of Flytrippers' review

WHY GET THIS CARD

  • Good welcome bonus of ≈ $327
  • Annual free luxury night certificate
  • Silver Elite status & benefits at Marriott
  • Good base earn rate

WHO SHOULD GET THIS CARD

  • Those who want more Marriott points
  • Those who want another free night certificate

If you check one of these boxes, it’s a card for you.

Card details

Rewards from welcome bonus

You will have 53,000 Marriott Bonvoy points after unlocking the Welcome Bonus.

That gives you:

  • ≈ $477 in rewards at the Flytrippers Valuation

Concrete examples of redemptions

Here are some of the actual redemptions you can get with these rewards:

8 completely free hotel nights at Category 1 hotels for the majority of dates in 2022 (Bali, Malaysia, India, South Africa, Spain, etc.)

5 completely free hotel nights in Category 2 hotels for the majority of dates in 2022 (1000+ hotels in 50+ countries worldwide)

3 completely free hotel nights at Category 3 hotels for the majority of dates in 2022 (even more choices)

≈ $477 in simpler discounts for completely free hotel nights at any Marriott hotel in 2023

Learn more about the best uses of Marriott points

Welcome bonus structure

50,000 points Bonus after spending $1,500 in the first 3 months
3,000 points Regular earn on the required spending (at the base rate of 2 pts/$)

‣Apply for the Marriott Bonvoy Business American Express® Card

Flytrippers Valuation of the welcome bonus

≈ $450 Welcome bonus (50,000 pts at ≈ 0.9¢/pt)
≈ $27 Earn on the minimum spend (3,000 pts at ≈ 0.9¢/pt)
–$150 Card fee (Deducted from Flytrippers Valuation)

≈ $327 in net value with the welcome bonus alone

(that’s 22% back on the spending requirement of $1,500 over 3 months)

Learn more our Flytrippers Valuation of welcome bonuses

Earn rates

5 points per $ (≈ 4.5%) on Marriott hotels
3 points per $ (≈ 2.7%) on travel, gas, and dining
2 points per $ (≈ 1.8%) everywhere else

‣Learn more about credit card earn rates (coming soon)

Earning with additional cards

Fee for additional cards: $50
Quantity allowed: 99
Minimum age: Majority in your province

‣Learn more about additional cards (coming soon)

Annual luxury night certificate
On every anniversary of your account, you’ll get a certificate that’s worth ≈ $315 for one night of ultra-luxury at thousands of hotels, so never cancel this card!!!

Learn more about the Marriott free night certificate

Marriott Silver Elite Status
As a cardholder, you get free Silver Elite status for VIP benefits at hotels.

Learn more about the Marriott Bonvoy elite status

Shortcut to higher elite status (15-night Elite credits)
Your number of nights required to reach the higher elite statuses is reduced by 15 nights (Gold Elite status also offered if you spend $30,000 but that’s absolutely not unrecommended).

Learn more about the Marriott Bonvoy elite status

Amex Offers program
Access to discounts, credits, and special offers throughout the year.

Learn more about the Amex Offers program

American Express Experiences program
Access to exclusive virtual and in-person experiences and pre-sale tickets to lots of events.

‣Learn more about the American Express Experiences program (coming soon)

Insurance included

Flight delay insurance ($500, 4h minimum)
Car rental insurance
Baggage & personal effects insurance
Hotel burglary insurance
Purchase protection & extended warranty

‣Learn more about the Marriott Bonvoy Business American Express Card’s insurance coverage (coming soon)

Insurance not included

Medical Travel Insurance
Travel cancelation insurance
Trip interruption insurance
Mobile device insurance

‣Learn more about the different types of insurance coverage (coming soon)

Redemptions
Marriott points can be used for completely free nights at the 8,000+ hotels in the 30 Marriott banners. You have to use them for specific hotels to maximize their value in 2022, but starting in 2023 the program is changing and is going to be simpler.

Learn more about the Marriott Bonvoy rewards program (coming soon)

Pricing
Marriott points are variable-value rewards (value depending on how you use them; our Flytrippers Valuation is ≈ 0.9¢).

Learn more about Marriott Bonvoy points (coming soon)

Expiry
Marriott points don’t expire as long as you use your card at least once every 2 years, so essentially they never expire (there are ways to avoid expiration without having the card too but you should absolutely never close it).

Learn more about Marriott Bonvoy points expiry (coming soon)

Pooling
If you have travel companions, it’s possible to pool Marriott points into 1 account.

Learn more about pooling Marriott Bonvoy points (coming soon)

Transfers
Marriott Bonvoy points can be transferred to multiple partner programs but it very rarely gives good value.

Learn more about Marriott Bonvoy point transfers (coming soon)

Other redemption options
Marriott Bonvoy points can be used for rewards other than travel but this should be avoided.

Learn more about why you should always use your rewards for travel (coming soon)

Rewards program logistics
You can use your points directly on the Marriott website or app.

Learn more about how to get started with Marriott Bonvoy rewards (coming soon)

Rewards program summary
Rewards: Marriott Bonvoy Points
Type: Variable-value rewards
Subtype: “Standard” Rewards (“Dynamic” Rewards from 2023)
Variety: Hotel rewards
Flytrippers Valuation: ≈ ≈ 0.9¢ per point
Minimum value: n/a
Maximum value: Unlimited
Transferable: Yes (40+ partners)

Learn more about rewards programs basics (coming soon)

Card eligibility
Minimum personal/household income: $0
Business required: No (input your full name in the business field)
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: TransUnion

Learn more about credit card eligibility requirements (coming soon)

Welcome bonus eligibility
You must not have had the Marriott Bonvoy® Business American Express® Card before.

Learn more about credit card welcome bonus eligibility rules (coming soon)

Offer end date
Offer subject to change at any time

Subscribe to Flytrippers’ free travel rewards newsletter to get all card updates

Card details
Issuer: American Express
Network: American Express
Card Type: Credit card
Product Type: Business card

‣Learn more about credit card types (coming soon)

Fees and rates
Card fee: $150
Fee for additional card: $50
FX fee: 2.5%
Purchases annual interest rate: 19.99%
Funds advances annual interest rate: 21.99%
Balance transfer fee: N/A

Learn more about why Flytrippers recommends ignoring fees and rates (coming soon)

Earn 50,000 welcome bonus Marriott Bonvoy® points

  • Earn 50,000 Welcome Bonus Marriott Bonvoy® points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership.

Earn Marriott Bonvoy points that you can redeem in a variety of ways.

  • Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy hotels.
  • Earn 3 points for every $1 spent on eligible gas, dining and travel
  • Earn 2 points for every $1 spent on everything else
  • Redeem points for free nights with no blackout dates at over 7,000 of some of the world’s most extraordinary hotels and resorts around the globe. Use your points for flights on some of the world’s leading airlines

Make the most out of a full suite of business management tools that give you more control over your business – anytime and anywhere.

  • Leverage your cash flow with the option of carrying a balance or paying in full each month
  • Control employee expenses plus track and accumulate points on your account with Supplementary Cards, so you have an opportunity to maximize the points you earn.

Experience the exclusive benefits of the Marriott Bonvoy® Business American Express®* Card.

  • Receive an Annual Free Night Award automatically each year after your anniversary
  • Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy Business American Express Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program
  • Upgrade to Gold Elite status after you charge $30,000 in net purchases to your Card each year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

Start earning rewards today

And make sure to download our free checklist for when you get a new card—it includes very important mistakes to avoid
(it will open in a separate tab, or you can click here)

via Amex secure application

*Beta version of card page. Sign up to get updated guide soon.*

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