RBC Avion Visa Infinite Card

Welcome bonus structure (2 separate bonuses)

35,000 points Bonus upon approval (no minimum spending)
20,000 points Bonus after spending $5,000 (in a maximum of 6 months)

55,000 points Total with the bonus itself

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Earn on the minimum spending requirement

5,000 points Minimum earn on the minimum spending requirement of $5,000 (at base earn rate of 1 pt/$)

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Total rewards by unlocking the welcome bonus

60,000 points Welcome bonus

‣Apply for the RBC Avion Visa Infinite Card

Value of the welcome bonus offer
(at our Flytrippers Valuation of ≈ 1.5¢/pt)

≈ $525 Bonus upon approval (35,000 pts)
≈ $300 Bonus after min. spend (20,000 pts)
≈ $75 Earn on min. spend (5,000 pts)
–$120 Card fee (deducted from Flytrippers Valuation)

≈ $780 Total net value by unlocking the welcome bonus alone

‣Learn more about our Flytrippers Valuation of welcome bonuses

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Effective return rate

≈ 15.6% Return on the minimum spending requirement (≈ $780 on $5,000 in 6 months)

‣Learn more about effective return rates (coming soon)

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Rewards acquisition summary

≈ $780 Rewards you get for $120

‣Apply for the RBC Avion Visa Infinite Card

Value of redemption options (welcome bonus)

For each available redemption option, here is the value of the 60,000 RBC Avion Rewards points you get by unlocking the welcome bonus:

≈ $900 to UNLIMITED Specific flights booked via transfers to airline programs
≈ $900 to ≈ $1,380 Flights booked with the RBC Avion Rewards award chart
$600 Travel booked via the RBC Avion Rewards website
$348 Statement credit

‣Learn more about the best redemptions of RBC Avion Rewards points (detailed guide coming soon)

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Value of redemption options (per point)

For each available redemption option, here is the value per RBC Avion point to help you understand:

≈ 1.5¢/pt to UNLIMITED Specific flights booked via transfers to airline programs
≈ 1.5¢/pt to ≈ 2.3¢/pt Flights booked with the RBC Avion Rewards award chart
1¢/pt Travel booked via the RBC Avion Rewards website
0.58¢/pt Statement credit

‣Learn more about the basics of the values per point (coming soon)

Redemptions with transfers to partners

The more valuable type of reward redemption, with a variable value: the amount of points required is unrelated to the cash price of the flight. The value depends on how many points are required by the reward chart and the cash price. So the value you can get from airline award charts is unlimited. You can redeem only for specific flights: only certain airlines are available and seat availability is limited.

Redeem your 60,000 RBC Avion points for one-way flights (roundtrips are simply twice the price):

4,750 pts Up to 650 miles within Europe on British/Iberia/Aer Lingus (Madrid-Ibiza, Dublin-Amsterdam, London-Nice, etc.)
6,000 pts Up to 650 miles within Asia on Cathay/JAL/Malaysia (Tokyo-Osaka, Kuala Lumpur-Phuket, Taipei-Hong Kong, etc.)
6,000 pts Up to 650 miles elsewhere on Royal Air Maroc/Qantas (Sydney-Melbourne, Casablanca-Marrakech, etc.)
7,250 pts Up to 1151 miles within Europe on British/Iberia/Aer Lingus (London-Lisbon, Dublin-Prague, Madrid-Rome, etc.) 
7,500 pts Up to 650 miles from Canada on American/Alaska (Toronto-New York, Montreal-New York, Edmonton-Seattle, etc.)
9,000 pts Up to 1151 miles from Canada on American (Toronto-Miami, Montreal-Charlotte, Vancouver-Los Angeles, etc.)
11,000 pts Up to 2000 miles from Canada on American (Toronto-Miami, Montreal-Miami, Vancouver-Phoenix, etc.)
11,000 pts Up to 2000 miles from Miami on American (Miami-Cartagena, Miami-Costa Rica, Miami-Barbados, etc.)
13,000 pts From Toronto to Ireland on Aer Lingus (Toronto-Dublin)
17,000 pts From Boston/New York/Chicago to Spain on Iberia (Boston-Madrid, New York-Madrid, Chicago-Madrid)
25,000 pts From Montreal/Toronto to the UK on British (Toronto-London, Montreal-London)
34,000 pts Business class from Boston/New York/Chicago to Spain on Iberia (Boston-Madrid, New York-Madrid, Chicago-Madrid)
35,000 pts From Montreal to Qatar on Qatar Airways (Montreal-Doha)
36,250 pts From Vancouver to Asia on Cathay Pacific/JAL (Vancouver-Hong Kong, Vancouver-Tokyo)
47,500 pts From Montreal to Southeast Asia on Qatar Airways (Montreal-Bangkok, Montreal-Bali, Montreal-Hanoi)
50,000 pts Business class from Toronto to Ireland on Aer Lingus (Toronto-Dublin)
51,500 pts From Toronto to Asia on Cathay Pacific (Toronto-Hong Kong)
70,000 pts Business class from Montreal to Qatar on Qatar Airways (Montreal-Doha)
95,000 pts Business class from Montreal to Southeast Asia on Qatar (Montreal-Bangkok, Montreal-Bali, Montreal-Hanoi)

‣Learn more about the best redemptions of RBC Avion points (detailed guide coming soon)

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Redemptions with the RBC Avion rewards chart

Another more valuable type of rewards redemption, with a variable value. All flights and all seats are available, but bank flight reward charts give you the best value when the cash price of a ticket’s base fare is very high. There’s a maximum base fare so the value is not unlimited. Some routes have surcharges, so the value depends on that too.

Redeem your 60,000 RBC Avion points for one-way flights (roundtrips are simply twice the price with twice the maximum base fare):

7,500 pts Within your province/territory/state or to adjacent provinces/territories/states (maximum $175 base fare)
17,500 pts Anywhere in Canada and the US, except Hawaii and Alaska (maximum $375 base fare)
22,500 pts From Eastern Canada to anywhere in Central America, the Caribbean, or Bermuda (maximum $450 base fare)
22,500 pts From Western Canada to anywhere in Mexico, Hawaii, or Alaska (maximum $450 base fare)
27,500 pts From Eastern Canada to anywhere in Mexico, Hawaii, or Alaska (maximum $550 base fare)
27,500 pts From Western Canada to anywhere in Central America, the Caribbean, or Bermuda (maximum $550 base fare)
32,500 pts From major airports in Canada/US to destinations in Europe (maximum $650 base fare)
50,000 pts From major airports in Canada/US to anywhere else in the world (maximum $1000 base fare)

‣Learn more about the best redemptions of RBC Avion points (detailed guide coming soon)

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Redemptions on the RBC Avion Rewards website

The more simple type of redemption, but should be avoided as much as possible (get other cards for this type of redemption).

Redeem your 60,000 RBC Avion points for:

60,000 pts Discount of $600 on travel booked on the RBC Avion Rewards website

‣Learn more about the best redemptions of RBC Avion points (detailed guide coming soon)

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Redemptions for anything other than travel

Should always be avoided, as with all rewards!

‣Learn more about why you should always redeem your rewards for travel (coming soon)

Expiry
RBC Avion Rewards points never expire as long as you have the card. And even if you no longer have the card, you have a full calendar year to redeem them (90 days with the app and then by calling). You can also downgrade the card to its no-fee version to easily extend the expiration indefinitely.

‣Learn more about RBC Avion Rewards points expiry (coming soon)

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Pooling
RBC Avion Rewards points can be pooled with travel companions via transfer partners.

‣Learn more about pooling RBC Avion Rewards points (coming soon)

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Logistics
RBC Avion Rewards points can be redeemed directly on the RBC Avion website or RBC Avion Rewards app.

‣Learn more about how to get started with RBC Avion Rewards (coming soon)

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Rewards program summary
Rewards: RBC Avion Rewards points
Source: Bank rewards 
Type: More valuable
Flytrippers Valuation: ≈ 1.5¢ per point
Minimum value: 1¢ per point
Maximum value: Unlimited
Transferable: Yes (4 partners)

‣Learn more about rewards programs basics (coming soon)

Earn rates

1.25 points per $ (≈ 1.875%):

• Travel

1 point per $ (≈ 1.5%):

• Everywhere else

‣Learn more about credit card earn rates (coming soon)

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Earning with additional cards

Fee for additional cards: $50
Quantity allowed: 9
Minimum age: N/A

‣Learn more about additional cards (coming soon)

Free DashPass from DoorDash
Get DoorDash’s DashPass free for 12 months, which gives you free delivery and other great perks on food delivery.

‣Learn more about the RBC DashPass benefit (coming soon)

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3 ¢/L off at Petro-Canada
Link your card and save 3 ¢/L and get 20% more Petro-Points.

‣Learn more about the RBC Petro-Canada benefit (coming soon)

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20% discount on rental cars
Save 20% on the base fare on rental cars at Hertz.

‣Learn more about the RBC Avion car rental benefit (coming soon)

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Bonus points with the Rexall Be Well program
Link your card and earn 50 Be Well points per $ spent at Rexall.

‣Learn more about the RBC Rexall benefit (coming soon)

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Friday Friend Pass for ski resorts
Buy 1 lift pass at regular price, get 1 free on Fridays at 10 ski resorts (3 in Québec, 2 in Ontario, 1 in Alberta, and 4 in British Columbia).

‣Learn more about the RBC ski benefit (coming soon)

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RBC Offers program
Access to small discounts and credits throughout the year.

‣Learn more about the RBC Offers program (coming soon)

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Visa Infinite luxury benefits
Access to a 24/7 travel concierge, and luxury benefits at hotels, restaurants, and more.

‣Learn more about Visa Infinite benefits (coming soon)

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The Avion Collection program
A catalogue of exclusive experiences, offers, and savings on travel, food, wellness, sports, and entertainment.

‣Learn more about The Avion Collection program (coming soon)

Insurance included

Medical travel insurance (15 days)
Flight delay insurance
Baggage delay insurance
Trip cancelation insurance
Trip interruption insurance
Rental car insurance
Lost or stolen luggage insurance
Hotel burglary insurance
Travel accident insurance
Mobile device insurance
Purchase insurance
Extended warranty

‣Learn more about the RBC Avion Visa Infinite Card’s insurance coverage (coming soon)

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Insurance not included

None

‣Learn more about the different types of insurance coverage (coming soon)

Card eligibility
Minimum income: $60,000 (personal) OR $100,000 (household)
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: TransUnion Canada

‣Learn more about credit card eligibility requirements (coming soon)

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Welcome bonus offer eligibility
All new RBC Avion Visa Infinite Card applications are eligible; no restrictions

‣Learn more about credit card welcome bonus eligibility rules (coming soon)

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Offer end date
Offer ends November 25, 2024

‣Subscribe to Flytrippers’ free travel rewards newsletter to get all card updates

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Card details
Issuer: RBC (Royal Bank of Canada)
Network: Visa
Card Type: Credit card
Product Type: Personal card

‣Learn more about credit card types (coming soon)

Fees and rates
Card fee: $120/year
Fee for additional card: $50
Foreign transaction fee: 2.5%
Purchases annual interest rate: 20.99%
Cash advance and balance transfer annual interest rate: 22.99%
Balance transfer fee: Up to 3% of transfer amount
Cash advance fee: $5.00

‣Learn more about why Flytrippers recommends ignoring fees and rates (coming soon)

Get up to 55,000 Avion points* (a value of up to $1,100^†), that’s enough to fly anywhere in North America or the Caribbean!

– Earn 1 Avion point for every dollar you spend* and an extra 25% on eligible travel purchases.

– Avioners can book flights with points on any airline, on any flight, at any time, early or last minute, with no blackout periods or restrictions. 

– Avioners earn points that never expire so your points will be waiting for your next adventure. 

– Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The Avion Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avioner.

 – Eligible Avion Rewards members can also convert points to other loyalty programs including WestJet dollars, British Airways Avios points and Hudson’s Bay Rewards points.

– Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points

– Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10- Get access to RBC offers which provides access to earn points faster at specified brands

– Extensive insurance including: mobile device insurance, travel insurance (trip cancellation, interruption and emergency medical) and other eligible purchases to protect you and your family

– Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.

 – Avioners no longer need 14-days to book travel using the RBC grid

• Get $0 delivery fees for 12 months from DoorDash^

Add your eligible RBC credit card to your DoorDash account to:

– Get a 12-month complimentary DashPass subscription± – a value of almost $120

– Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Get $0 delivery fees for 12 months from DoorDash17 – Add your eligible RBC credit card to your DoorDash account to:

• Get a 12-month complimentary DashPass subscription18 – a value of almost $120

• Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

-Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months*.  Apply by November 25, 2024.  Apply online and get a response in as little as 60 seconds.

Refer to RBC page for up to date offer terms and conditions

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** This offer only applies to new applications for an RBC Avion Visa Infinite or RBC Avion Visa Platinum credit card (each, an “Eligible Credit Card”) approved by Royal Bank of Canada, subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the Eligible Credit Card account, as well as existing cardholders on any RBC Royal Bank personal credit card transferring to an Eligible Credit Card account, are not eligible for this offer. 

This offer only applies to new applications for an RBC Avion Visa Infinite or RBC Avion Visa Platinum credit card (each, an “Eligible Credit Card”) received between “August 28, 2024” and “November 25, 2024” (“Offer Period”) and approved by Royal Bank of Canada (“Royal Bank”) subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the Eligible Credit Card account, as well as existing cardholders on any RBC Royal Bank personal credit card account transferring to an Eligible Credit Card account during the Offer Period, are not eligible for the offer.

35,000 welcome Avion points (“Welcome Points”) will appear on your monthly credit card statement within sixty (60) days after your application has been approved, provided that your Eligible Credit Card account remains open and in good standing at the time the Welcome points are credited to your account, “good standing” meaning that your Eligible Credit Card account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status. 

You will receive 20,000 bonus Avion points (“Bonus Points”) if a total of $5,000 or more (“Qualifying Transaction Amount”) in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your Eligible Credit Card account within the first six (6) months from your Eligible Credit Card account opening date (“Period”). The Bonus Points will appear on your monthly credit card statement within sixty days (60) after you reach $5,000 in Qualifying Transactions, provided your Credit Card Account remains open and in good standing at the time the Bonus Points are credited to your account. 

Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card account during the Period will reduce the amount of your Qualifying Transactions. The Qualifying Transaction Amount is based on the transaction posting date of each Qualifying Transaction, not the transaction date.  This means that transactions that take place prior to the last day of the Period will not be considered for the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Visa) or Royal Bank by the last day of the Period.   

If you close or change your Eligible Credit Card for another type of RBC Royal Bank credit card before the Welcome Points and/or the Bonus Points have been credited to your account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank reserves the right to cancel, modify or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion. For complete terms and conditions that apply to the Avion Rewards Program, please visit www.avionrewards.com or call 1-800-769-2512.

^† Air Travel Reward redemptions from the Air Travel Redemption Schedule start at 55,000 Avion points for a round trip flight from eastern Canada or the United States to Mexico, Hawaii or Alaska; or from western Canada or the United States to Bermuda, Central America or the Caribbean, with a maximum ticket price of $1,100. All applicable taxes, service fees and surcharges are the responsibility of the traveller. For more details, including information on redeeming for first class and business class seats, visit: www.avionrewards.com/travel/index.html. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.avionrewards.com or call 1-800 ROYAL 1-2 (1-800-769-2512).