RBC Avion Visa Infinite Card

Flytrippers Opinion: Amazing offer for flexible rewards (also available: ≈ $405 with no minimum spend required).
Flytrippers Valuation
of Welcome Bonus (net value)
ends October 31st

via RBC secure application link
≈ $ 780

Rewards: ≈ $900*

Card Fee: $120

Earn RBC Rewards points
hybrid rewards (variable or fixed value)

Uses: for specific flights
or for any travel expense
How to unlock bonus
spend $5000 in 6 months

(*minimum value: $480 as fixed-value rewards
*maximum value: unlimited)
Card eligibility
min. income: $60k (or $100k household)

Welcome Bonus eligibility
must not currently have this card
Terms and conditions apply. Flytrippers editorial opinion only. RBC is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.
Flytrippers Opinion: Amazing offer for flexible rewards (also available: ≈ $405 with no minimum spend required).
Flytrippers Valuation
of Welcome Bonus (net value)
≈ $ 780

Rewards: ≈ $900*

Card Fee: $120

How to unlock bonus
spend $5000 in 6 months

(*minimum value: $480 as fixed-value rewards
*maximum value: unlimited)
hybrid rewards (variable or fixed value)
Uses: for specific flights
or for any travel expense
ends October 31st

via RBC secure application link
Card eligibility
min. income: $60k (or $100k household)

Welcome Bonus eligibility
must not currently have this card
Terms and conditions apply. Flytrippers editorial opinion only. RBC is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

Summary of Flytrippers' review

WHY GET THIS CARD

  • Excellent welcome bonus of ≈ $780
  • Great flexible hybrid rewards
  • Alternative offer without minimum spend to reach (≈ $405)
  • Excellent travel insurance coverage
  • Good gas & food delivery perks

It’s the best current Visa offer in Canada.

WHO SHOULD GET THIS CARD

  • Those who want one of the highest offers
  • Those who want flexible rewards
  • Those who can reach a higher minimum spend
  • Those who want great insurance
If you check one of these boxes, it’s a card for you.

Card details

Rewards from welcome bonus

You will have 60,000 RBC Rewards points after unlocking the Welcome Bonus.

That gives you either:

  • ≈ $1400 in rewards by maximizing them (with the RBC flight redemption chart)
  • ≈ $900 in rewards at the Flytrippers Valuation (with a transfer to airline partners)
  • $600 in rewards at the simpler minimum fixed value (as an easy travel credit)

Concrete examples of redemptions (RBC flight redemption chart)

Here are some of the actual redemptions you can get with these rewards:

  • $1400 discount on 4 one-way flights to within your province or an adjacent province/State that are VERY expensive in cash
  • $1125 discount on 3 one-way flights to anywhere in Canada and the US (except Hawaii/Alaska) that are VERY expensive in cash
  • $1100 discount on 2 one-way flights to specific destinations that are VERY expensive in cash

Concrete examples of redemptions (transfer to airline partners)

Here are some of the actual redemptions you can get with these rewards.

  • 6 one-way short-distance reward flights to specific destination such as Montreal-New York or Toronto-New York
  • 5 one-way reward flights to specific destinations such as Montreal-Miami or Toronto-Miami
  • 4 one-way longer distance reward flights to specific destinations such as Toronto-Dublin or Montreal-Caribbean
  • 2 one-way business class reward flights such as Toronto-Dublin or Boston-Madrid
  • 14 one-way short-distance reward flights within Europe
  • 8 one-way short-distance reward flights within many regions of the world

Concrete examples of redemptions (simple travel credit)

Here are some of the actual redemptions you can get with these rewards:

  • $600 as a simple travel credit that can be applied to any travel expense

‣Learn more about the best uses of RBC Rewards points (coming soon)

Welcome bonus structure

35,000 points Bonus on approval
20,000 points Bonus after spending $5,000 in 6 months
5,000 points Earn on minimum spend (at base earn rate of 1 pt/$)

‣Apply for the RBC Avion Visa Infinite Card

Flytrippers Valuation of the welcome bonus

≈ $525 Welcome bonus on approval (35,000 pts at ≈ 1.5¢/pt)
≈ $300 Welcome bonus after minimum spend (20,000 pts at ≈ 1.5¢/pt)
≈ $75 Earn on minimum spend (5,000 pts at ≈ 1.5¢/pt)
–$120 Card fee (Deducted from Flytrippers Valuation)

≈ $780 in net value with the welcome bonus alone

(that’s 16% back on the spending requirement of $5,000 over 6 months)

Learn more about our Flytrippers Valuation of welcome bonuses

Minimum fixed value of the welcome bonus

$350 Welcome bonus on approval (35,000 pts at 1¢/pt)
$200 Welcome bonus on approval (20,000 pts at 1¢/pt)
$50 Earn minimum spend (5,000 pts at 1¢/pt)
–$120 Card fee (Deducted from Flytrippers Valuation)

$480 in net value with the welcome bonus alone

(that’s 10% back on the spending requirement of $5,000 over 6 months)

‣Learn more about the minimum fixed value of RBC Rewards points (coming soon)

Earn rate (at Flytrippers Valuation)

1.25 points per $ (≈ 1.875%) on travel
1 point per $ (≈ 1.5%) everywhere else

‣Learn more about credit card earn rates (coming soon)

Earn rate (at minimum fixed value)

1.25 points per $ (1.25%) on travel
1 point per $ (1%) everywhere else

Earning with additional cards

Fee for additional cards: $50
Quantity allowed: 9
Minimum age: N/A

‣Learn more about additional cards (coming soon)

Free DashPass from DoorDash
Get DoorDash’s DashPass free for 12 months, which gives you free delivery and other great perks on food delivery.

‣Learn more about the RBC DashPass benefit (coming soon)

3 ¢/L off at Petro-Canada
Link your card and save 3 ¢/L and get 20% more Petro-Points.

‣Learn more about the RBC Petro-Canada benefit (coming soon)

RBC Offers program
Access to small discounts and credits throughout the year.

‣Learn more about the RBC Offers program (coming soon)

Visa Infinite luxury benefits
Access to a 24/7 travel concierge, and luxury benefits at hotels, restaurants, and more.

‣Learn more about Visa Infinite benefits (coming soon)

The Avion Collection program
A catalogue of exclusive experiences, offers, and savings on travel, food, wellness, sports, and entertainment.

‣Learn more about The Avion Collection program (coming soon)

Insurance included

Medical travel insurance (15 days)
Flight delay insurance
Baggage delay insurance
Trip cancelation insurance
Trip interruption insurance
Rental car insurance
Lost or stolen luggage insurance
Hotel burglary insurance
Travel accident insurance
Mobile device insurance
Purchase insurance
Extended warranty

‣Learn more about the RBC Avion Visa Infinite Card’s insurance coverage (coming soon)

Insurance not included

None

‣Learn more about the different types of insurance coverage (coming soon)

Redemptions
RBC Rewards points can be used for specific flights to maximize their value (via transfers to partner programs or via the RBC flight redemption chart). But they can also be used as a simple travel credit (which can be applied to any travel expense).

Learn more about the RBC Rewards program (coming soon)

Pricing
RBC Rewards points are hybrid rewards: They can be used as fixed-value rewards (fixed value of 1¢) or variable-value rewards (value depending on how you use them; our Flytrippers Valuation is ≈ 1.5¢).

Learn more about RBC Rewards points (coming soon)

Expiry
RBC Rewards points never expire as long as you have the card. And even if you no longer have the card, you have a full calendar year to redeem them (90 days with the app and then by calling). You can also downgrade the card to its no-fee version to easily extend the expiration indefinitely.

Learn more about RBC Rewards points expiry (coming soon)

Pooling
If you have travel companions, you can pool RBC Rewards points via transfer partners.

Learn more about pooling RBC Rewards points (coming soon)

Transfers
RBC Rewards points can be transferred to multiple partner programs and this often provides the best value.

Learn more about RBC Rewards point transfers (coming soon)

Other redemption options
RBC Rewards points can be used for rewards other than travel but Flytrippers never recommends this.

Learn more about why you should always use your rewards for travel (coming soon)

Rewards program logistics
You can use your points directly on the RBC website or RBC Rewards app.

Learn more about how to get started with RBC Rewards (coming soon)

Rewards program summary
Rewards: RBC Rewards points
Type: Hybrid rewards
Subtype (fixed value): “Eraser” rewards
Subtype (variable value): “Standard” or “Dynamic” Rewards (depending on the transfer partner)
Variety: Bank rewards 
Flytrippers Valuation: ≈ 1.5¢ per point
Minimum value: 1¢ per point
Maximum value: Unlimited
Transferable: Yes (4 partners)

Learn more about rewards programs basics (coming soon)

Card eligibility
Minimum personal income (OR household income): $60,000 ($100,000)
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: TransUnion

Learn more about credit card eligibility requirements (coming soon)

Welcome bonus eligibility
You must not currently have the RBC Avion Visa Infinite Card.

Learn more about credit card welcome bonus eligibility rules (coming soon)

Offer end date
Offer ends October 31, 2022.

Subscribe to Flytrippers’ free travel rewards newsletter to get all card updates

Card details
Issuer: RBC (Royal Bank of Canada)
Network: Visa
Card Type: Credit card
Product Type: Personal card

‣Learn more about credit card types (coming soon)

Fees and rates
Card fee: $120/year
Fee for additional card: $50
FX fee: 2.5%
Purchases annual interest rate: 19.99%
Cash advance and balance transfer annual interest rate: 22.99%
Balance transfer fee: Up to 3% of transfer amount
Cash advance fee: $5.00

Learn more about why Flytrippers recommends ignoring fees and rates (coming soon)

– Get up to 55,000 bonus points (a value of up to $1,100), that’s enough to fly anywhere in North America or the Caribbean! (Taxes and Fees extra)

– You’ll get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months. Apply by September 16, 2022

– Earn 1 RBC Rewards® point for every dollar you spend* and an extra 25% on eligible travel purchases.

– Avioners can book flights with points on any airline, on any flight, at any time, early or last minute, with no blackout periods or restrictions. 

– Avioners earn points that never expire so your points will be waiting for your next adventure. 

– Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The RBC Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avioner. 

– Eligible RBC Rewards members can also convert points to other loyalty programs including WestJet dollars, British Airways Avios points and Hudson’s Bay Rewards points.

– Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more RBC rewards points

– Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10

– Get access to RBC offers which provides access to earn points faster at specified brands

– Extensive insurance including: mobile device insurance, travel insurance (trip cancellation, interruption and emergency medical) and other eligible purchases to protect you and your family

– Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits. 

– Avioners no longer need 14-days to book travel using the RBC grid

– Get $0 delivery fees for 12 months from DoorDash17. Add your eligible RBC credit card to your DoorDash account to:

• Get a 12-month complimentary DashPass subscription18 – a value of almost $120

• Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card

Refer to RBC page for up to date offer terms and conditions

Start earning rewards today

And make sure to download our free checklist for when you get a new card—it includes very important mistakes to avoid
(it will open in a separate tab, or you can click here)

via RBC secure application

*Beta version of card page. Sign up to get updated guide soon.*

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