TD® Aeroplan® Visa* Infinite Privilege* Card

Flytrippers opinion: A great offer for travelers who want unlimited Air Canada airport lounge access.
Flytrippers Valuation
of Welcome bonus (net value)
ends March 4th

via TD secure application link
≈ $ 236

Rewards: ≈ $835

Card annual fee: $599

Earn Aeroplan points
more valuable rewards
Get 75k pts with bonus + 20.63k pts on min. spend

• ≈ $1434 to unlimited
for specific flights
• ≈ $1052 for any flight
on Air Canada
How to unlock bonus
spend $15,000
in 12 months

Interest rates:
Purchases: 20.99%
Cash advances: 22.99%
Cash advances (QC): 20.99%
Card eligibility
min. income: $150k
OR $200k household

Welcome bonus eligibility
must not have opened this card (12 mos.) AND similar Aeroplan cards (see tab below)
Terms and conditions apply. Flytrippers editorial opinion only. TD is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information. This content is not sponsored. However, this page may contain some affiliate links that allow Flytrippers to earn a commission at absolutely no cost to you. Thank you for using our links and helping us keep all our content free for everyone. This helps us fulfill our mission of helping Canadians travel for less.

Summary of Flytrippers' review

WHY GET THIS CARD

  • The welcome bonus worth ≈ $236
  • The other welcome bonus option available with lower minimum spend
  • The extremely valuable Aeroplan points that offer outsized value
  • The unlimited Air Canada Maple Leaf lounge access and 6 DragonPass passes
  • The other Air Canada travel benefits and NEXUS credit
  • The excellent insurance coverage

WHO SHOULD GET THIS CARD

  • Those who want unlimited Air Canada Maple Leaf lounge access and 6 passes for other lounges
  • Those who want valuable points that can provide outsized value
  • Those who want many other travel benefits (especially on Air Canada)
  • Those who want excellent insurance coverage
  • Those who have an annual income of $150,000

Card details

Earn up to $2,700 in value† including up to 75,000 Aeroplan points (enough for a round trip to Los Angeles†) and additional travel benefits. Conditions Apply. Account must be approved by March 4, 2024.

  • Earn a welcome bonus of 20,000 Aeroplan points when you make your first purchase with your new card†
  • Earn an additional 30,000 Aeroplan points when you spend $10,000 within 180 days of Account opening†
  • Plus, earn an anniversary bonus of 25,000 Aeroplan points when you spend $15,000 within 12 months of Account opening†

Additional Travel Benefits

  • Enroll for NEXUS and once every 48 months get an application fee rebate†
  • Share first free checked bags with up to 8 travel companions† and get unlimited access to Maple Leaf Lounges† including complementary access for one guest.
  • Plus, primary cardholders get 6 complimentary worldwide select airport lounge visits annually through the Visa Airport Companion Program.†
  • Earn Aeroplan Points on your everyday purchases
  • Take advantage of an extensive suite of travel insurance.
  • Get access to Priority Airport Services† like Priority Boarding, Priority Baggage Handling, and Priority Airport Standby & Priority Airport Upgrades†.

†Terms and conditions apply.

Welcome bonus structure (3 separate bonuses)
(SPECIAL OFFER — ends March 4, 2024)

20,000 points Bonus after making 1 purchase (no minimum amount)
30,000 points Bonus after spending $10,000 (in a maximum of 180 days)
25,000 points Bonus after spending $15,000 total (in a maximum of 12 months) and renewing the card

75,000 points Total with the 3 parts of the bonus

Earn on the minimum spending requirement

13,750 points Estimated earn on the minimum spending requirement of $10,000 (50% at multiplier earn rate of 1.5 pts/$ and 50% at base earn rate of 1.25 pts/$)
6,875 points Estimated earn on the minimum spending requirement of $5,000 more (50% at multiplier earn rate of 1.5 pts/$ and 50% at base earn rate of 1.25 pts/$)

Total rewards by unlocking the welcome bonus

95,625 points Welcome bonus + earn on the minimum spending requirement to unlock it

Apply for the TD® Aeroplan® Visa* Infinite Privilege* Card

Value of the welcome bonus offer
(at our Flytrippers Valuation of ≈ 1.5¢/pt)

≈ $300 Welcome bonus after first purchase (20,000 pts)
≈ $450 Welcome bonus after min. spend (30,000 pts)
≈ $206 Earn on the required spending (13,750 pts)
≈ $375 Anniversary bonus after min. spend (25,000 pts)
≈ $103 Earn on the required spending (6,875 pts)
–$599 Card fee Year 1 (deducted from Valuation)
–$599 Card fee Year 2 (deducted from Valuation)

≈ $236 Total net value by unlocking the welcome bonus alone

Learn more about our Flytrippers Valuation of welcome bonuses

Effective return rate

≈ 1.6% Return on the minimum spending requirement (≈ $236 on $15,000 in 12 months)

‣Learn more about effective return rates (coming soon)

Rewards acquisition summary

≈ $1434 Rewards you get for $1198

Apply for the TD® Aeroplan® Visa* Infinite Privilege* Card

Rewards from welcome bonus

You will have 95,625 Aeroplan points after unlocking the welcome bonus.

That gives you:

  • ≈ $1434 in rewards at the Flytrippers Valuation

Concrete examples of redemptions

Here are some of the actual redemptions you can get with these rewards:

15 one-way short-distance reward flights such as Toronto-New York or Montreal-Washington

9 one-way medium-distance reward flights such as Toronto-Miami or Montreal-Nashville

7 one-way longer distance reward flights such as Toronto-Costa Rica or Montreal-Mexico

1 one-way business class reward flight such as Vancouver-Japan or Montreal-Switzerland

11 one-way short-distance reward flights in several regions of the world

≈ $1052 discount on Air Canada flights without having to be flexible or having to choose specific flights

Learn more about the best uses of Aeroplan points

Earn rates

2 points per $ (≈ 3%):

  • Air Canada purchases

1.5 points per $ (≈ 2.25%):

1.25 points per $ (≈ 1.875%):

  • All other eligible purchases

Earning with additional cards

Fee for additional cards: $199
Quantity allowed: N/A
Minimum age: N/A

‣Learn more about additional cards (coming soon)

Air Canada Maple Leaf Lounge access
You gets unlimited access to ML lounges in North America but only when flying on Air Canada or a Star Alliance partner airline (and 1 guest is included until at least December 31st).

Learn more about Air Canada airport lounge access

6 free airport lounge passes
You get 6 free passes to enter 1,200+ airport lounges around the world, including 20 in 8 Canadian airports. All DragonPass lounges (Visa Airport Companion by DragonPass), no matter which airline you’re flying.

Learn more about the airport lounge access

$100 NEXUS credit
A credit will appear if you charge a NEXUS fee to your card — and you should really have NEXUS if you don’t already.

‣Learn more about the TD NEXUS credit (coming soon)

Priority boarding, baggage handling, and check-in
You get to skip many lines when flying on Air Canada.

‣Learn more about the Aeroplan priority benefits (coming soon)

Automatic elite status with rental cars provider Avis
Get Avis President’s Club elite status for free upgrades, priority service, and more.

‣Learn more about Avis elite status (coming soon)

Air Canada elite status qualification shortcut
Get 1000 Status Qualifying Miles (SQMs) and 1 Status Qualifying Segments (SQSs) for every $5,000 in spending on the card.

‣Learn more about the Air Canada elite status shortcut (coming soon)

Rollover SQMs and eUpgrades
Rollover up to 200,000 SQMs and 50 eUpgrades to the next year.

‣Learn more about the Air Canada rollover benefits (coming soon)

Preferred pricing for Aeroplan flights on Air Canada
Cardmembers get slightly lower prices when redeeming Aeroplan points for reward flights on Air Canada (not partner airlines).

‣Learn more about Aeroplan preferred pricing (coming soon)

Free checked bag on Air Canada
Cardmembers get the 1st checked bag free on Air Canada flights (as do up to 8 travel buddies on the same booking).

‣Learn more about the free bag benefit (coming soon)

Air Canada benefits shared with additional cardholders
Travelers with additional cards («joint» cards) get the same Air Canada benefits by linking their account.

‣Learn more about sharing Air Canada benefits (coming soon)

Companion pass for $99 to $599
Get an Air Canada companion pass to take advantage of a 2-for-1 ticket at a price of $99 to $599 (base fare only) after spending $25,000 on your card in a year.

‣Learn more about the Air Canada companion pass (coming soon)

24/7 concierge service
You have access to a concierge service that can book travel, make restaurant reservations, organize deliveries for flowers or other things, and complete various research tasks for you.

‣Learn more about the Visa Infinite Privilege concierge service (coming soon)

Access to the TD Lounge at Toronto Union Station
Not as nice as airport lounges, but this lounge provides free coffee and a few snacks.

‣Learn more about the TD Lounge at Union Station (coming soon)

Visa Infinite Hotel Collection
You get exclusive perks at some expensive luxury hotels, including one only for Visa Infinite Privilege cards.

‣Learn more about the Visa Infinite Hotel Collection (coming soon)

Complimentary Visa Infinite Concierge
You get the Visa Infinite Concierge on-call 24 hours a day, seven days a week, to help with any Cardholder request — big or small. 

‣Learn more about the Visa Infinite Concierge program (coming soon)

Visa Infinite Dining and Wine Country program
You get access to exclusive expensive gourmet experiences.

‣Learn more about the Visa Infinite Dining and Wine Country program (coming soon)

Visa Infinite Entertainment Access
You get exclusive access to tickets to curated events across Canada throughout the year, including the Toronto International Film Festival.

‣Learn more about the Visa Infinite Entertainment Access program (coming soon)

Insurance included

Medical travel insurance for 31 days (64 years and under)
Medical travel insurance for 4 days (65 years and above)
Trip cancelation insurance
Trip interruption insurance
Flight delay insurance ($1000, 4hr minimum)
Travel accident insurance
Delayed and lost baggage insurance
Rental car insurance
Hotel burglary insurance
Purchase protection coverage
Extended warranty coverage
Mobile device insurance

‣Learn more about the insurance coverage included with the TD® Aeroplan® Visa* Infinite Privilege* Card (coming soon)

‣Learn more about the different types of insurance coverage (coming soon)

Redemptions
Aeroplan points can be used for specific flights to maximize their value (on partner airlines) or for any seat on any flight for to have more flexibilty (on Air Canada).

‣Learn more about the Aeroplan rewards program (coming soon)

Pricing
Aeroplan points are variable-value rewards (the value depends on how you use them; our Flytrippers Valuation is ≈ 1.5¢).

‣Learn more about Aeroplan points (coming soon)

Expiry
Aeroplan points never expire as long as you have the card. And even if you no longer have the card, you can easily extend the expiration indefinitely.

‣Learn more about Aeroplan points expiry (coming soon)

Pooling
Aeroplan points can be pooled into a shared account if you have travel companions.

‣Learn more about pooling Aeroplan points (coming soon)

Transfers
Aeroplan points cannot be transferred.

‣Learn more about Aeroplan point transfers (coming soon)

Other redemption options
Aeroplan points can be used for rewards other than flights, but this should be avoided.

‣Learn more about why you should always use your rewards for travel (coming soon)

Rewards program logistics
Aeroplan points can be used directly on the Air Canada website or app.

‣Learn more about how to get started with Aeroplan rewards (coming soon)

Rewards program summary
Rewards: Air Canada Aeroplan points
Type: Variable-value rewards
Subtype: “Standard” or “Dynamic” Rewards (depending on the airline)
Variety: Airline rewards 
Flytrippers Valuation: ≈ 1.5¢ per point
Minimum value: None
Maximum value: Unlimited
Transferable: No

‣Learn more about rewards programs basics (coming soon)

Card eligibility
Minimum income: $150,000 (personal) OR $200,000 (household)
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: Equifax Canada

Learn more about credit card eligibility requirements (coming soon)

Welcome bonus eligibility
You must not have opened this specific card in the past 12 months AND you must not have obtained a welcome bonus on another Aeroplan card of the same level in the past ≈ 18 months

Learn more about credit card welcome bonus eligibility rules (coming soon)

Offer end date
Offer ends March 4, 2024

Subscribe to Flytrippers’ free travel rewards newsletter to get all card updates

Card details
Issuer: TD Bank Canada
Network: Visa
Card type: Credit card
Product type: Personal card

‣Learn more about credit card types basics (coming soon)

Fees and rates
Card fee: $599/year
Fee for additional card: $199
FX fee: 2.5%
Purchases annual interest rate: 20.99%
Funds advance annual interest rate: 22.99% (20.99% for Québec residents)
Balance transfer fee: 3%

Learn more about why Flytrippers recommends ignoring fees and rates (coming soon)

Start earning rewards today

And make sure to download our free checklist for when you get a new card—it includes very important mistakes to avoid
(it will open in a separate tab, or you can click here)

via TD secure application

*Beta version of card page. Sign up to get updated guide soon.*

Terms & conditions — Travel rewards

This content is not sponsored. However, this page may contain some affiliate links that allow Flytrippers to earn a commission at absolutely no cost to you. Thank you for using our links and helping us keep all our content free for everyone. This helps us fulfill our mission of helping Canadians travel more for less.

The views and opinions expressed on this page are purely our own. They have not been provided, approved, endorsed, or ratified by any third party mentioned on the site.

Financial institutions are not responsible for updating or ensuring the accuracy of the information on Flytrippers’ website. All the information was independently collected by Flytrippers and not provided by financial institutions.

All offers described on the Flytrippers website are subject to the financial institutions’ latest terms and conditions, which can be found on their official website. No efforts are spared to ensure this page is up to date but offers from financial institutions change quickly. It is your responsibility to ensure the accuracy of these offers on their website. Flytrippers will not accept any responsibility for the accuracy of the offers or the result of your actions.

Flytrippers’ website does not contain all available credit card offers or all available credit card products on the market. In addition, Flytrippers never shares an offer if it is not considered advantageous for some travelers, at its sole discretion.

No author on Flytrippers’ website is a financial advisor, a financial planner, a legal professional, or a tax professional. No author on Flytrippers’ website can in any way be considered as such.

All articles, pages, and content on Flytrippers’ website are merely personal opinions of a general nature and are for informational purposes only and should not be considered advice for specific situations. It is your responsibility to perform your own personal research to ensure that travel rewards are appropriate for your own situation.

You can learn more about our terms of use here.

Share this post to help us help more people travel more for less: