TD® Aeroplan® Visa Privilege* Card

Flytrippers opinion: A great offer for travelers who want unlimited Air Canada airport lounge access
Flytrippers Valuation
of Welcome bonus (net value)
ends May 28th

via TD secure application link
≈ $ 775

Rewards: ≈ $1374*

Card fee: $599

Earn Aeroplan points
variable-value rewards (no min. value)

Uses: for specific flights
or all Air Canada flights
How to unlock bonus
spend $12000 in 12 months

(*minimum value: N/A
*maximum value: unlimited)
Card eligibility
min. income: $150k (or $200k household)

Welcome bonus eligibility
must not have gotten a bonus on black Aeroplan card in ≈ 18 months
Terms and conditions apply. Flytrippers editorial opinion only. TD is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.
Flytrippers opinion: A great offer for travelers who want unlimited Air Canada airport lounge access
Flytrippers Valuation
of Welcome bonus (net value)
≈ $ 775

Rewards: ≈ $1374*

Card fee: $599

How to unlock bonus
spend $12000 in 12 months

(*minimum value: N/A
*maximum value: unlimited)
variable-value rewards (no min. value)
Uses: for specific flights
or all Air Canada flights
ends May 28th

via TD secure application link
Card eligibility
min. income: $150k (or $200k household)

Welcome bonus eligibility
must not have gotten a bonus on black Aeroplan card in ≈ 18 months
Terms and conditions apply. Flytrippers editorial opinion only. TD is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

Summary of Flytrippers' review

WHY GET THIS CARD

  • The excellent welcome bonus worth ≈ $775
  • The other welcome bonus option available with lower minimum spend
  • The extremely valuable Aeroplan points with unlimited value
  • The unlimited Air Canada lounge access and 6 DragonPass passes
  • The other Air Canada travel benefits and NEXUS credit
  • The excellent insurance coverage

WHO SHOULD GET THIS CARD

  • Those who want unlimited Air Canada lounge access and 6 passes for other lounges
  • Those who want valuable points that can provide outsized value
  • Those who want many other travel benefits (especially on Air Canada)
  • Those who want excellent insurance coverage
  • Those who have an annual income of $150,000

Card details

Earn up to $3,100 in value† including up to 115,000 Aeroplan points and additional travel benefits. Must apply by May 28, 2023.

  • Earn a welcome bonus of 20,000 Aeroplan points when you make your first purchase with your new card 
  • Earn an additional 60,000 Aeroplan points when you spend $7,500 within 180 days of Account opening 
  • Plus, earn an anniversary bonus of 35,000 Aeroplan points when you spend $12,000 within 12 months of Account opening
  • Enroll for NEXUS and once every 48 months get an application fee rebate
  • Share first free checked bags with up to 8 travel companionsand get unlimited access to Maple Leaf Lounges† including complementary access for one guest.
  • Earn Aeroplan Points on your everyday purchases
  • Take advantage of an extensive suite of travel insurance.
  • Get access to Priority Airport Services† like Priority Boarding, Priority Baggage Handling, and Priority Airport Standby & Priority Airport Upgrades.

Terms and conditions apply.

Rewards from welcome bonus

You will have 131,501 Aeroplan points after unlocking the welcome bonus.

That gives you:

  • ≈ $1973 in rewards at the Flytrippers Valuation

Concrete examples of redemptions

Here are some of the actual redemptions you can get with these rewards:

21 one-way short-distance reward flights such as Montreal-New York or Montreal-Washington

13 one-way medium-distance reward flights such as Montreal-Miami or Montreal-Nashville

10.5 one-way longer distance reward flights such as Montreal-Costa Rica or Montreal-Mexico

2.5 one-way business class reward flights such as Vancouver-Japan or Montreal-Switzerland

16 one-way short-distance reward flights in several regions of the world

≈ $1450 discount on Air Canada flights without having to be flexible or having to choose specific flights

Learn more about the best uses of Aeroplan points

Structure of the current increased offer

20,000 points Welcome bonus after first purchase
+
60,000 points Welcome bonus after spending $7,500 in 6 months
+
10,313 points Earn on the spending requirement (50% at the multiplier earn rate of 1.5 pts/$ and 50% at the base earn rate of 1.25 pts/$)
+
35,000 points Anniversary bonus after another $4,500 in spend in 12 months ($12,000 total)
+
6,188 points Earn on the $4,500 spending requirement (50% at the multiplier earn rate of 1.5 pts/$ and 50% at the base earn rate of 1.25 pts/$)

‣Apply for the TD® Aeroplan® Visa Privilege* Card

Also offered but not included in our Flytrippers Valuation:
NEXUS credit ($100)

Flytrippers Valuation of the welcome bonus

≈ $300 Welcome bonus after first purchase (20,000 pts at ≈ 1.5¢/pt)
≈ $900 Welcome bonus after min. spend (60,000 pts at ≈ 1.5¢/pt)
≈ $155 Earn on the required spending (10,313 pts at ≈ 1.5¢/pt)
≈ $525 Anniversary bonus after min. spend (35,000 pts at ≈ 1.5¢/pt)
≈ $93 Earn on the required spending (6,188 pts at ≈ 1.5¢/pt)
–$599 Card fee (Year 1; deducted from Valuation)
–$599 Card fee (Year 2; to get anniversary bonus)

$775 in net value with the welcome bonus alone

(that’s ≈ 6% back on the spending requirement of $12,000 over 12 months)

Learn more about our Flytrippers Valuation of welcome bonuses

Earn rates

2 points per $ (≈ 3%) on eligible:

  • Air Canada purchases

1.5 points per $ (≈ 2.25%) on eligible:

1.25 points per $ (≈ 1.875%):

  • all other eligible purchases

Earning with additional cards

Fee for additional cards: $199
Quantity allowed: N/A
Minimum age: N/A

‣Learn more about additional cards (coming soon)

Air Canada Maple Leaf Lounge access
You get unlimited access to ML lounges in North America for you and 1 guest, but only when flying on Air Canada or a Star Alliance partner airline.

Learn more about Air Canada airport lounge access

6 free airport lounge passes
You get 6 free passes to enter 1,200+ airport lounges around the world, including 20 in 8 Canadian airports. All DragonPass lounges (Visa Airport Companion by DragonPass), no matter which airline you’re flying.

Learn more about the airport lounge access

$100 NEXUS credit
A credit will appear if you charge a NEXUS fee to your card — and you should really have NEXUS if you don’t already.

‣Learn more about the TD NEXUS credit (coming soon)

Priority boarding, baggage handling, and check-in
You get to skip many lines when flying on Air Canada.

‣Learn more about the Aeroplan priority benefits (coming soon)

Access to the TD Lounge at Toronto Union Station
Not as nice as airport lounges, but this lounge provides free coffee and a few snacks.

‣Learn more about the TD Lounge at Union Station (coming soon)

Visa Infinite Hotel Collection
You get exclusive perks at some expensive luxury hotels, including one only for Visa Infinite Privilege cards.

‣Learn more about the Visa Infinite Hotel Collection (coming soon)

Complimentary Visa Infinite Concierge
You get the Visa Infinite Concierge on-call 24 hours a day, seven days a week, to help with any Cardholder request — big or small. 

‣Learn more about the Visa Infinite Concierge program (coming soon)

Visa Infinite Dining and Wine Country program
You get access to exclusive expensive gourmet experiences.

‣Learn more about the Visa Infinite Dining and Wine Country program (coming soon)

Visa Infinite Entertainment Access
You get exclusive access to tickets to curated events across Canada throughout the year, including the Toronto International Film Festival.

‣Learn more about the Visa Infinite Entertainment Access program (coming soon)

Insurance included

Medical travel insurance for 21 days (64 years and under)
Medical travel insurance for 4 days (65 years and above)
Trip cancelation insurance
Trip interruption insurance
Flight delay insurance ($500, 4hr minimum)
Travel accident insurance
Delayed and lost baggage insurance
Rental car insurance
Hotel burglary insurance
Purchase protection coverage
Extended warranty coverage
Mobile device insurance

‣Learn more about the insurance coverage included with the TD® Aeroplan® Visa Privilege* Card (coming soon)

Insurance not included

None

‣Learn more about the different types of insurance coverage (coming soon)

Redemptions
Aeroplan points can be used for specific flights to maximize their value (on partner airlines) or for any seat on any flight for to have more flexibilty (on Air Canada).

‣Learn more about the Aeroplan rewards program (coming soon)

Pricing
Aeroplan points are variable-value rewards (the value depends on how you use them; our Flytrippers Valuation is ≈ 1.5¢).

‣Learn more about Aeroplan points (coming soon)

Expiry
Aeroplan points never expire as long as you have the card. And even if you no longer have the card, you can easily extend the expiration indefinitely.

‣Learn more about Aeroplan points expiry (coming soon)

Pooling
If you have travel companions, it’s possible to pool Aeroplan points into a shared account.

‣Learn more about pooling Aeroplan points (coming soon)

Transfers
Aeroplan points cannot be transferred.

‣Learn more about Aeroplan point transfers (coming soon)

Other redemption options
Aeroplan points can be used for rewards other than flights but this should be avoided.

‣Learn more about why you should always use your rewards for travel (coming soon)

Rewards program logistics
You can use your points directly on the Air Canada website or app.

‣Learn more about how to get started with Aeroplan rewards (coming soon)

Rewards program summary
Rewards: Air Canada Aeroplan points
Type: Variable-value rewards
Subtype: “Standard” or “Dynamic” Rewards (depending on the airline)
Variety: Airline rewards 
Flytrippers Valuation: ≈ 1.5¢ per point
Minimum value: None
Maximum value: Unlimited
Transferable: No

‣Learn more about rewards programs basics (coming soon)

Card eligibility
Minimum personal/household income: $150,000 (personal) / $200,000 (household)
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: Equifax Canada

Learn more about credit card eligibility requirements (coming soon)

Welcome bonus eligibility
You must not have opened this specific card in the past 12 months AND you must not have obtained a welcome bonus on another Aeroplan card of the same level in the past ≈ 18 months

Learn more about credit card welcome bonus eligibility rules (coming soon)

Offer end date
Offer ends May 28, 2023

Subscribe to Flytrippers’ free travel rewards newsletter to get all card updates

Card details
Issuer: TD Bank Canada
Network: Visa
Card type: Credit card
Product type: Personal card

‣Learn more about credit card types basics (coming soon)

Fees and rates
Card fee: $599/year (1st year free)
Fee for additional card: $199
FX fee: 2.5%
Purchases annual interest rate: 20.99%
Funds advance annual interest rate: 22.99% (20.99% for Québec residents)
Balance transfer fee: N/A

Learn more about why Flytrippers recommends ignoring fees and rates (coming soon)

Start earning rewards today

And make sure to download our free checklist for when you get a new card—it includes very important mistakes to avoid
(it will open in a separate tab, or you can click here)

via TD secure application

*Beta version of card page. Sign up to get updated guide soon.*

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