TD^® Aeroplan^® Visa^* Infinite Privilege^* Card

Offer structure (3 separate bonuses)

• 20,000 Aeroplan points Bonus after making 1 purchase (no minimum amount)^†
• 30,000 Aeroplan points Bonus after spending $12,000 (in a maximum of 180 days)^†
• 30,000 Aeroplan points Bonus after spending $12,000 more ($24,000 in a maximum of 12 months) and renewing the card^†

80,000 Aeroplan points Total with the 3 parts of the bonus

(Limited-time offer — Ends January 6, 2025)

‣ Apply for the TD^® Aeroplan^® Visa* Infinite Privilege^* Card

Total rewards by unlocking the welcome bonus

• 80,000 Aeroplan points Welcome bonus (3 parts)
• 15,000 Aeroplan points Minimum earn on the minimum spending requirement of $12,000 (at base earn rate of 1.25 pts/$)
• 15,000 Aeroplan points Minimum earn on the minimum spending requirement of $12,000 more (at base earn rate of 1.25 pts/$)

110,000 Aeroplan points Welcome bonus + Earn on the minimum spending requirement to unlock it

‣ Apply for the TD^® Aeroplan^® Visa* Infinite Privilege^* Card

Net value (at our Flytrippers Valuation of ≈ 1.5¢/pt)

• ≈ $300 Bonus after 1^st purchase (20,000 pts)
• ≈ $450 Bonus after min. spend (30,000 pts)
• ≈ $225 Earn on the min. spend (15,000 pts)
• ≈ $450 Renewal bonus (30,000 pts)
• ≈ $225 Earn on the additional min. spend (15,000 pts)
• –$599 Card fee Year 1 (deducted from Valuation)
• –$599 Card fee Year 2 (deducted from Valuation)

≈ $452 Total net value by unlocking the welcome bonus alone

‣ Details about our Flytrippers Valuation of welcome bonuses

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Effective return rate

≈ 1.9% Return on the minimum spending requirement of $24,000 in 12 months

‣ Details about effective return rates (coming soon)

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Rewards acquisition summary

≈ $1650 Rewards you get for $1198 in fees paid

‣ Apply for the TD^® Aeroplan^® Visa* Infinite Privilege^* Card

Value of redemption options (welcome bonus)

For each available redemption option, here is the value of the 110,000 Aeroplan points you get by unlocking the welcome bonus:

• ≈ $2310 to ≈ $11000 Specific flights in business class and first class (partners and Air Canada)
• ≈ $1650 Specific flights in economy (partners and Air Canada)
• ≈ $1210 Any flight on Air Canada
• ≈ $1100 Taxes on reward flights
• ≈ $1100 Seat upgrades
• ≈ $1100 In-flight Wi-Fi
• ≈ $1100 Vacation packages
• ≈ $1100 Hotels
• ≈ $715 Rental cars and activities
• ≈ $715 Merchandise and gift cards

‣ Details of the best redemptions of Aeroplan points

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Value of redemption options (per point)

For each available redemption option, here is the value per Aeroplan point to help you understand:

• ≈ 2.1¢/pt to ≈ 10¢/pt Specific flights in business class and first class (partners and Air Canada)
• ≈ 1.5¢/pt Specific flights in economy (partners and Air Canada)
• ≈ 1.1¢/pt Any flight on Air Canada
• ≈ 1¢/pt Taxes on reward flights
• ≈ 1¢/pt Seat upgrades
• ≈ 1¢/pt In-flight Wi-Fi
• ≈ 1¢/pt Vacation packages
• ≈ 1¢/pt Hotels
• ≈ 0.65¢/pt Rental cars and activities
• ≈ 0.65¢/pt Merchandise and gift cards

‣ Details of the value per point

Redemptions for flights in premium cabins

Flights in first class and business class are what can give you the best value. It’s a redemption of the more lucrative type. The value depends on the flight chosen. The amount of points required is not tied to the cash price of flights. On the 48 partner airlines, the amount of points is fixed by the price chart (prices are limited so available seats are limited). On Air Canada, the amount of points required is random (available seats are not limited so prices are not limited).

Redeem your 110,000 Aeroplan points for one-way flights (roundtrips are simply twice the price):

• 60,000 pts Up to 4000 miles from Eastern Canada to Europe on partners
• 70,000 pts Up to 6000 miles from Eastern Canada to Europe on partners
• 87,500 pts Up to 11000 miles from Eastern Canada to Asia on partners

‣ Details of the best redemptions of Aeroplan points

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Redemptions for flights in economy

Exactly the same principle and works the same, but in economy so prices in the price chart are lower.

Redeem your 110,000 Aeroplan points for one-way flights (roundtrips are simply twice the price):

• 6,000 pts Up to 500 miles from Canada to the USA on partners
• 10,000 pts Up to 1500 miles from Canada to the USA on partners
• 12,500 pts Up to 2750 miles from Canada to the USA, the Caribbean, or Mexico on partners
• 35,000 pts Up to 4000 miles from Eastern Canada to Europe on partners
• 40,000 pts Up to 6000 miles from Eastern Canada to Europe on partners
• 60,000 pts Up to 11000 miles from Eastern Canada to Asia on partners
• 7,500 pts Up to 1000 miles within Europe, Africa, and the Middle East on partners
• 8,000 pts Up to 1000 miles within Asia and Oceania on partners
• 10,000 pts Up to 1600 miles within South America on partners

‣ Details of the best redemptions of Aeroplan points

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Redemptions for flights on Air Canada

If you want it to be less complicated, on Air Canada it’s a redemption of the more simple type. The value doesn’t vary too much depending on the flight chosen and the amount of points required is mostly tied to the cash price of the flight. But all seats are available.

Redeem your 110,000 Aeroplan points for:

• 10,000 pts Discount of ≈ $110 on Air Canada flights
• 50,000 pts Discount of ≈ $550 on Air Canada flights
• 100,000 pts Discount of ≈ $1100 on Air Canada flights
• 110,000 pts Discount of ≈ $1210 on Air Canada flights

‣ Details of the best redemptions of Aeroplan points

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Redemptions for anything other than travel (or anything other than flights in this case)

Should always be avoided, as with (almost) all rewards!

‣ Details about why you should always use your rewards for travel

Air Canada Maple Leaf Lounge access^†
You gets unlimited access to ML lounges in North America but only when flying on Air Canada or a Star Alliance partner airline (and 1 guest is included).

‣ Details about Air Canada airport lounge access

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6 free airport lounge passes^†
You get 6 free passes to enter 1,200+ airport lounges around the world, including 21 in 9 Canadian airports. All DragonPass lounges (Visa Airport Companion by DragonPass), no matter which airline you’re flying.

‣ Details about airport lounge access

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$100 NEXUS credit^†
A credit will appear if you charge a NEXUS fee to your card — and you should really have NEXUS if you don’t already.

‣ Details about the TD NEXUS credit (coming soon)

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Priority boarding, baggage handling, and check-in^†
You get to skip many lines when flying on Air Canada.

‣ Details about the Aeroplan priority benefits (coming soon)

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Automatic elite status with rental cars provider Avis^†
Get Avis President’s Club elite status for free upgrades, priority service, and more.

‣ Details about Avis elite status (coming soon)

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Air Canada elite status qualification shortcut^†
Get 1000 Status Qualifying Miles (SQMs) and 1 Status Qualifying Segments (SQSs) for every $5,000 in spending on the card.

‣ Details about the Air Canada elite status shortcut (coming soon)

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Rollover SQMs and eUpgrades^†
Rollover up to 200,000 SQMs and 50 eUpgrades to the next year.

‣ Details about the Air Canada rollover benefits (coming soon)

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Preferred pricing for Aeroplan flights on Air Canada^†
Cardmembers get slightly lower prices when redeeming Aeroplan points for reward flights on Air Canada (not partner airlines).

‣ Details about Aeroplan preferred pricing (coming soon)

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Free checked bag on Air Canada^†
Cardmembers get the 1^st checked bag free on Air Canada flights (as do up to 8 travel buddies on the same booking).

‣ Details about the Air Canada free bag benefit

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Air Canada benefits shared with additional cardholders^†
Travelers with additional cards («joint» cards) get the same Air Canada benefits by linking their account.

‣ Details about sharing Air Canada benefits (coming soon)

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Companion pass for $99 to $599^†
Get an Air Canada companion pass to take advantage of a 2-for-1 ticket at a price of $99 to $599 (base fare only) after spending $25,000 on your card in a year.

‣ Details about the Air Canada companion pass (coming soon)

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24/7 concierge service^†
You have access to a concierge service that can book travel, make restaurant reservations, organize deliveries for flowers or other things, and complete various research tasks for you.

‣ Details about the Visa Infinite Privilege concierge service (coming soon)

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Access to the TD Lounge at Toronto Union Station^†
Not as nice as airport lounges, but this lounge provides free coffee and a few snacks.

‣ Details about the TD Lounge at Union Station (coming soon)

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Visa Infinite Hotel Collection^†
You get exclusive perks at some expensive luxury hotels, including one only for Visa Infinite Privilege cards.

‣ Details about the Visa Infinite Hotel Collection (coming soon)

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Complimentary Visa Infinite Concierge^†
You get the Visa Infinite Concierge on-call 24 hours a day, seven days a week, to help with any Cardholder request — big or small. 

‣ Details about the Visa Infinite Concierge program (coming soon)

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Visa Infinite Dining and Wine Country program^†
You get access to exclusive expensive gourmet experiences.

‣ Details about the Visa Infinite Dining and Wine Country program (coming soon)

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Visa Infinite Entertainment Access^†
You get exclusive access to tickets to curated events across Canada throughout the year, including the Toronto International Film Festival.

‣ Details about the Visa Infinite Entertainment Access program (coming soon)

Insurance included

• Medical travel insurance for age 64 and under (31 days)^†
• Medical travel insurance for age 65 and above (4 days)^†
• Flight delay insurance ($1000, 4hr minimum)^†
• Trip cancelation insurance^†
• Trip interruption insurance^†
• Travel accident insurance^†
• Delayed and lost baggage insurance^†
• Rental car insurance^†
• Hotel burglary insurance^†
• Extended warranty coverage^†
• Purchase protection coverage^†
• Mobile device insurance^†

‣ Details about the insurance coverage included with the card (coming soon)

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Insurance not included (among the main types)

• None

‣ Details about the different types of insurance coverage (coming soon)

Earn rates (and effective return at our Flytrippers Valuation)

2 points per $ (≈ 3%):

• Air Canada purchases^†

1.5 points per $ (≈ 2.25%):

• Grocery purchases^†
• Indirectly at all retailers from the gift cards displays in grocery stores^†
• Dining purchases^† (including food delivery apps)
• Travel purchases^†
• Gas purchases^†

1.25 points per $ (≈ 1.875%):

• All other eligible purchases^†

‣ Details about credit card earn rates (coming soon)

Pooling (with additional cards)
You can pool Aeroplan points with additional cards (“joint” cards) added to this account. Additional cards have a fee of $199^†.

‣ Details about pooling rewards with additional cards (coming soon)

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Pooling (with separate cards that earn Aeroplan points)
You can pool points across your separate cards that earn Aeroplan points.

‣ Details about pooling Aeroplan points from separate cards (coming soon)

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Pooling (with travel companions)
You can pool Aeroplan points with travel companions easily and for free (temporarily suspended, but will be back).

‣ Details about pooling Aeroplan points with travel companions (coming soon)

Expiration (if you have the card)
Aeroplan points never expire as long as you have the TD^® Aeroplan^® Visa* Infinite Privilege^* Card!

‣ Details about Aeroplan points expiration (coming soon)

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Expiration (if you don’t have the card)
You have 2 options to easily keep your Aeroplan points from expiring even without the card:

• Have the slightest activity in your Aeroplan account once per 18 months (very easy)
• Have another Aeroplan card

‣ Details about reward expiration policies (coming soon)

How to get started

• Apply for the the TD^® Aeroplan^® Visa* Infinite Privilege^* Card
• Make 1 purchase (no minimum) to unlock 1^st part of bonus
• Spend $12,000 (in a maximum of 180 days) to unlock 2^nd part of bonus
• Spend $12,000 more (in a maximum of 12 months) and renew card to unlock 3^rd part of bonus

‣ Details about the steps to follow when applying for a new card in Flytrippers’ free checklist

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How to use/manage rewards

• Create an Air Canada/Aeroplan online account in a few clicks
• Use/manage your Aeroplan points on the Air Canada/Aeroplan website

‣ Learn more about how to use/manage Aeroplan points (coming soon)

Card eligibility

• Minimum income: $150,000 (personal) OR $200,000 (household)^†
• Age: Majority in your province
• Estimated credit score: Good OR Excellent
• Credit bureau: Equifax Canada

‣ Details about credit card eligibility requirements (coming soon)

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Welcome bonus eligibility
You must not have opened the TD^® Aeroplan^® Visa* Infinite Privilege^* Card in the past 12 months AND you must not have obtained a welcome bonus on another Aeroplan card of the same level.

‣ Details about credit card welcome bonus eligibility rules (coming soon)

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Offer end date
Account must be approved by January 6, 2025^†.

‣ Sign up for Flytrippers’ free newsletter about travel rewards to get all updates and news

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Card details

• Issuer: TD Bank Canada (Toronto-Dominion)
• Network: Visa
• Card type: Credit card
• Product type: Personal card
• Rewards: Aeroplan points
• Rewards class: Airline rewards

‣ Details about credit card basics (coming soon)

Fees

• Card fee: $599/year^†
• Fee for optional additional card: $199/year^†
• Foreign transaction fee: 2.5%^†
• Balance transfer fee: 3%^†

‣ Details on why Flytrippers recommends savvy travelers choose cards with annual fees (coming soon)

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Annual interest rates

• Purchases: 20.99%^†
• Funds advances: 22.99%^† (20.99% for Québec residents)^†

‣ Details about what Flytrippers recommends regarding interest rates (coming soon)

Earn up to $2,900 in value^† including up to 80,000 Aeroplan points (enough for a round trip to Honolulu^†) and additional travel benefits. Conditions Apply. Account must be approved by January 6, 2025. 

• Earn a welcome bonus of 20,000 Aeroplan points when you make your first purchase with your new card^†  

• Earn an additional 30,000 Aeroplan points when you spend $12,000 within 180 days of Account opening^† 

• Plus, earn a one-time anniversary bonus of 30,000 Aeroplan points when you spend $24,000 within 12 months of Account opening^† 

Additional Travel Benefits 

• Enroll for NEXUS and once every 48 months get an application fee rebate^†  
• Share first free checked bags with up to 8 travel companions^† and get unlimited access to Maple Leaf Lounges^† including complementary access for one guest. 

• Plus, primary cardholders get 6 complimentary worldwide select airport lounge visits annually through the Visa Airport Companion Program^† 

• Earn Aeroplan Points on your everyday purchases 
• Take advantage of an extensive suite of travel insurance. 
• Get access to Priority Airport Services^† like Priority Boarding, Priority Baggage Handling, and Priority Airport Standby & Priority Airport Upgrades^†. 

• Earn 2 points^† for every $1 spent on eligible purchases made direct through Air Canada^® purchases (including Air Canada Vacations^®) 
• Earn 1.5 points^† for every $1 spent on eligible gas, grocery, travel and dining purchases 
• Earn 1.25 points^† for every $1 spent on all other purchases made with your Card 
• Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore). 

• Get an annual round-trip companion pass from $99 (plus taxes, fees, charges and surcharges)^†. 
• Global Airport Lounge Access^†:  Receive a complimentary membership to the Visa Airport Companion^† Program hosted by Dragonpass International Ltd. and take advantage of six lounge visits included for each Cardholder per membership year at over 1,200 airport lounges worldwide. Enroll through the Visa Airport Companion App or through visaairportcompanion.ca 
• Complimentary Visa Infinite Concierge^† : On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.  
• Visa Infinite Luxury Hotel Collection^†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties. Enjoy an additional 8^th benefit at over 200 properties, exclusively for Visa Infinite Privilege cardholders.

• Travel Medical Insurance^†: Up to $5 million of coverage for the first 31 days. If you or your spouse is aged 65 or older, you are covered for the first 4 days of your trip. Additional top-up coverage is available. 
• Trip Cancellation/Trip Interruption Insurance^†: For Trip Cancellation coverage of up to $2,500 per insured person, with a maximum of $5,000 for all insured persons, and for Trip Interruption coverage of up to $5,000 per insured person, with a maximum of $25,000 for all insured persons on the same covered trip. 
• Flight/Trip Delay Insurance^†: Up to $1,000 in coverage per insured person if your flight/trip is delayed for over 4 hours. 
• Delayed and Lost Baggage Insurance^†: For delayed baggage over 4 hours, up to $1,000 of coverage per insured person for the purchase of essentials, such as clothing and toiletries. For lost baggage, up to $2,500 of coverage per insured person. 
• Common Carrier Travel Accident Insurance^†: Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane, train or auto rental). 

• Hotel/Motel Burglary Insurance^†: Up to $2,500 of coverage per occurrence for eligible personal items stolen from your hotel or motel room that belong to the Cardholder on the Account and eligible family members travelling with the Cardholder. 
• Auto Rental Collision / Loss Damage Insurance^†: Coverage for up to 48 consecutive days. 
• Emergency Travel Assistance Services^†: Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling. 
• Save time at the border with NEXUS: Enroll for a NEXUS and once every 48 months get an application fee rebate (up to $100 CAD)^†. Additional Cardholders can also take advantage of this NEXUS rebate.