 | Flytrippers cofounder |
If you’re a travel rewards pro, you necessarily use Chexy, and they just launched an extremely interesting referral promotion for you ($1150!!!). If you, unfortunately don’t use Chexy yet, you should if you want to become a pro too, and you’ll be able to take advantage of the promotion right away.
Chexy is obviously an essential tool for all travel rewards enthusiasts who truly want to maximize their rewards: you can use credit cards to pay your rent, your property taxes, your income taxes, and much more.
I’ll remind you of the basics after the details of the referral promotion. Flytrippers helps you travel for less with its free newsletter specifically about travel rewards, its ranking of the best current offers, and its infographic summarizing all the basics.
Here’s what you need to know about the Chexy referral promotion.
What is the Chexy referral promotion?
The Chexy referral promotion allows you to get a total of $1150 by simply referring 6 friends!
Each friend also gets $25 and can then take advantage of the promotion and get their own $1150 bonus!!! And you can refer anyone, you don’t even need to know them.
By the way, if you don’t have Chexy yet, we appreciate it if you create your free account using our Flytrippers referral link at no cost to you (like all our links).
In fact, it’s better than at no cost: you’ll even get $25 after your 1st payment, and then you’ll be able to give your own link to your friends so you can also get $1150 if you want!
First, here are the details of the $1150 you can get with the promotion:
- Total of $1000 in special bonuses
- $100 after 2 referrals
- $300 more after 4 referrals
- $600 more after 6 referrals
- Total of $150 in regular referrals
- $25 after each referral
It’s really incredibly generous; you normally get $25 for each person you refer, and now, there’s an additional $1000 bonus!!! This amount can then be used to pay Chexy payment fees, which is absolutely great.
To be very clear, each bonus tier is independent. So, even if you only make 2 referrals, that gives you $150 (instead of $50 normally). If you make 4 referrals, that gives you $400 (instead of $100 normally)!
Here are the requirements for the referral to be valid:
- For the $1000 in special bonuses
- The friend must make $1000 in Chexy payments
- Within 90 days maximum
- The account must be created by December 31, 2026
- For the $25 in regular referrals
- The friend must make any payment
So, obviously, the requirement is less easy than usual, given that they’re giving $1000 more in referral bonuses.
But it’s still extremely easy for your friends to make payments totalling $1000, considering everything you can pay with Chexy. They don’t need to make the payments before December 31, but their free account does need to be created before that date, though.
Make sure to tell them to apply for a good credit card before making the payments (with 90 days, they have plenty of time). Don’t let them use a card that gives a terrible 1%!!! You don’t do that to your friends…
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Rewards: ≈ $1391
Card fee: $0 $199 (≈ 7.7% back on $18k)
Rewards: ≈ $1391
Card fee: $0 $199
Spend required:
$18k in 12 mos. (or $5k/$9k)
Best for: ≈ 6.2% back on $18k (other categ.: 7.7%)
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Valuation (BONUS)(≈ 27% back on $3k)
Rewards: ≈ $960
Card fee: $150 (≈ 27% back on $3k)
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Card fee: $150
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Best for: ≈ 27.0% back on $3000 & lucrative Hilton pts
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Valuation (BONUS)(13% back on $7.5k)
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Even though it’s easy for them to make $1000 in payments, I strongly recommend referring more than 6 friends.
Because it’s almost guaranteed that some will back out or forget, and I want you to be able to really maximize this easy $1150 bonus!
How to take advantage of the Chexy referral promotion?
If you already have a Chexy account, it’s easy to take advantage of the referral promotion.
Here are the simple steps to follow:
- Log in to your Chexy account
- Copy your link on the referrals page
- Send your link to lots of friends
- Explain to them that they need to use the right credit card
- Remind them to make $1000 in payments within 90 days
- Get $25 for each referral (after 1st payment)
- Get $100 more after 2 referrals
- Get $300 more after 4 referrals
- Get $600 more after 6 referrals
If you don’t already have a Chexy account, the only difference is to start by creating a free account.
What is Chexy?
It makes no sense not to use Chexy if you truly want to maximize the amount of rewards you get.
Using this service will let you unlock more welcome bonuses or bigger welcome bonuses, because you’ll be able to use credit cards to pay lots of expenses that can’t be paid “directly” by credit card.
If you want to be a pro, you absolutely must use Chexy. The fee is obviously worth it if you use the right cards.
You can read our complete guide on bill payment services.
How can Chexy help with the Marriott Amex changes?
Yesterday, Marriott and Amex announced major changes to the Marriott Bonvoy Amex Card and the Marriott Bonvoy Business Amex Card (you should have both; no incorporated business is required).
Chexy is a simple way to not be affected by the changes.
Starting in 2028, one of the best credit card benefits in Canada, the annual Marriott Bonvoy free night certificate worth ≈ $315 (or even $800+), will require putting $3000 in spending on the card.
Let’s say you have $3000 in property taxes to pay. You pay them on Chexy with your Marriott Bonvoy Amex Card.
That gives you 6,000 Marriott points worth $54 (2 pts/$ at ≈ 0.9¢/pt), and it costs you $53 in Chexy fees (or nothing if you simply referred 2 friends).
And there you go, you easily get your free night certificate just like that, at no cost.
Obviously, there’s still an opportunity cost to putting $3000 there rather than using it to unlock a huge welcome bonus.
I explained everything in our post on the Marriott Amex changes.
But if you’re like almost everyone who sadly doesn’t maximize… that’s how to easily take care of the $3000 at no cost to get the great Marriott certificate.
Learning how to travel for less
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Summary
The Chexy bill payment service will give you a pretty incredible $1150 bonus if you refer 6 friends who each make payments of at least $1000 within 90 days maximum. It’s an easy way to get a big amount, but your referred friends must create their free account by December 31, 2026 at the latest.
What would you like to know about the Chexy referral promotion? Tell us in the comments below.
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Featured image: Lantau Island, Hong Kong (photo credit: Jen Loong)
