Teaser about how each rewards program works (and how to find all the information)

Your next travel rewards update is going to have an overview of the basics of all the types of redemptions for all rewards programs in Canada, but in the meantime, I just want to remind you that you already have access to a lot of information if you want.

Here’s how to see how all the rewards programs work — and just about every detail imaginable about each card.

How to see the program details

All rewards programs work differently, of course: they’re different programs.

We hear you loud and clear: you want more content on how to use the points in real life and that’s coming. However, you’ve always had access to all the most important information, so here’s a reminder of how to access it easily.

It’s all on the resource page of each card (but we’re going to make it easier to find everything in one place).

First, our ranking of the best credit cards in Canada is the best place to start every time.

Learn More

Best Credit Cards In Canada (October 2024)

You click on the blue button labeled “SEE MORE” at the end of the best cards table.

(Or at the end of the additional tables below that one: we have rankings for different subcategories, like the best cards for free airport lounge access for example!)

Best credit card offers (October 2024)
NEW TD® Aeroplan® Visa Infinite* Card
Min. income (card): $60k or $100kMinimum personal income of $60,000 or minimum household income of $100,000
Min. spend (bonus): $12k in 12 mos. (incl. $7.5k in 180 days)†
WELCOME BONUS ( VALUATION)	SEE MORE ends January 6th
≈ $791Flytrippers Valuation Welcome bonus (after 1st purchase): 10,000 pts (≈ $150) Welcome bonus (after $7.5k min. spend): 15,000 pts (≈ $225) Earn on $7.5k min. spend: 7,500 pts (≈ $113) Anniversary bonus (after another $4.5k in spend): 25,000 pts (≈ $375) Earn on another $4.5k in spend: 4,500 pts (≈ $67) Card fee (year 1): rebated the 1st year (-$0) Card fee (year 2): deducted (-$139)
Rewards: ≈ $791
Annual fee: $0 $139
Best for: Valuable Aeroplan pts and travel benefits like free bags on AC
NEW TD First Class Travel® Visa Infinite* Card
Min. income (card): $60k or $100kMinimum personal income of $60,000 or minimum household income of $100,000
Min. spend (bonus): $5k in 6 months
WELCOME BONUS ( VALUATION)	SEE MORE ends January 6th
$1025Flytrippers Valuation Welcome bonus (after 1st purchase): 20,000 pts ($100) Welcome bonus (after min. spend): 115,000 pts ($575) Earn on min. spend: 30,000 pts ($150) Annual travel credit (2024): On 1st $500 hotel booking ($100) Annual travel credit (2025): On 1st $500 hotel booking ($100) Card fee: rebated the 1st year (-$0)
Rewards: $1025
Annual fee: $0 $139
Best for: Among highest offers for simple points use for any trip
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Scotiabank Gold American Express® Card
Min. income (card): $12kMinimum personal income of $12,000
Min. spend (bonus): $7.5k in 12 mos. (or $1k for lower bonus)
WELCOME BONUS ( VALUATION)	SEE MORE ends October 31st
$825Flytrippers Valuation Welcome bonus (after $1k in 3 mos.): 25,000 pts ($250) Welcome bonus (after another $6.5k in 1y): 20,000 pts ($200) Earn on min. spend (1k$): 5,000 pts ($50) Earn on min. spend ($6.5k): 32,500 pts ($325) Card fee: 1st year free (-$0)
Rewards: $825
Card fee: $0 $120
Best for: Very good travel insurance and earn rate
NEW RBC Avion Visa Infinite Card
Min. income (card): $60k or $100kMinimum personal income of $60,000 or minimum household income of $100,000
Min. spend (bonus): $5k in 6 mos.
WELCOME BONUS ( VALUATION)	ends November 25th SEE MORE  apply now
≈ $780Flytrippers Valuation Welcome bonus (after 1st purchase): 35,000 pts (≈ $525) Welcome bonus (after min. spend): 20,000 pts (≈ $300) Earn on min. spend: 5,000 pts (≈ $75) Card fee: deducted (-$120)
Rewards: ≈ $900
Card fee: $120
Best for: Versatile rewards valuable or simple great if you're flexible
American Express® Gold Rewards Card
Min. income (card): $0No minimum income required.
Min. spend (bonus): $1k/month for 12 months
WELCOME BONUS ( VALUATION)	SEE MORE
≈ $930Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $900) Earn on min. spend: 12,000 pts (≈ $180) Annual credit: can be cashed out ($100) Card fee: deducted (-$250) Also offered but not included in Valuation: NEXUS credit ($50)
Rewards: ≈ $1180
Card fee: $250
Best for: Valuable rewards and 4 airport lounge passes
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit card offers (October 2024)		WELCOME BONUS ( VALUATION)	Best for
NEW	TD® Aeroplan® Visa Infinite* Card Min. income (card): $60k or $100kMinimum personal income of $60,000 or minimum household income of $100,000 Min. spend (bonus): $12k in 12 mos. (incl. $7.5k in 180 days)†	≈ $791Flytrippers Valuation Welcome bonus (after 1st purchase): 10,000 pts (≈ $150) Welcome bonus (after $7.5k min. spend): 15,000 pts (≈ $225) Earn on $7.5k min. spend: 7,500 pts (≈ $113) Anniversary bonus (after another $4.5k in spend): 25,000 pts (≈ $375) Earn on another $4.5k in spend: 4,500 pts (≈ $67) Card fee (year 1): rebated the 1st year (-$0) Card fee (year 2): deducted (-$139) Rewards: ≈ $791 Annual fee: $0 $139	Valuable Aeroplan pts and travel benefits like free bags on AC	SEE MORE ends January 6th
NEW	TD First Class Travel® Visa Infinite* Card Min. income (card): $60k or $100kMinimum personal income of $60,000 or minimum household income of $100,000 Min. spend (bonus): $5k in 6 months	$1025Flytrippers Valuation Welcome bonus (after 1st purchase): 20,000 pts ($100) Welcome bonus (after min. spend): 115,000 pts ($575) Earn on min. spend: 30,000 pts ($150) Annual travel credit (2024): On 1st $500 hotel booking ($100) Annual travel credit (2025): On 1st $500 hotel booking ($100) Card fee: rebated the 1st year (-$0) Rewards: $1025 Annual fee: $0 $139	Among highest offers for simple points use for any trip	SEE MORE ends January 6th
	Scotiabank Gold American Express® Card Min. income (card): $12kMinimum personal income of $12,000 Min. spend (bonus): $7.5k in 12 mos. (or $1k for lower bonus)	$825Flytrippers Valuation Welcome bonus (after $1k in 3 mos.): 25,000 pts ($250) Welcome bonus (after another $6.5k in 1y): 20,000 pts ($200) Earn on min. spend (1k$): 5,000 pts ($50) Earn on min. spend ($6.5k): 32,500 pts ($325) Card fee: 1st year free (-$0) Rewards: $825 Card fee: $0 $120	Very good travel insurance and earn rate	SEE MORE ends October 31st
NEW	RBC Avion Visa Infinite Card Min. income (card): $60k or $100kMinimum personal income of $60,000 or minimum household income of $100,000 Min. spend (bonus): $5k in 6 mos.	≈ $780Flytrippers Valuation Welcome bonus (after 1st purchase): 35,000 pts (≈ $525) Welcome bonus (after min. spend): 20,000 pts (≈ $300) Earn on min. spend: 5,000 pts (≈ $75) Card fee: deducted (-$120) Rewards: ≈ $900 Card fee: $120	Versatile rewards valuable or simple great if you're flexible	ends November 25th SEE MORE  apply now
	American Express® Gold Rewards Card Min. income (card): $0No minimum income required. Min. spend (bonus): $1k/month for 12 months	≈ $930Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $900) Earn on min. spend: 12,000 pts (≈ $180) Annual credit: can be cashed out ($100) Card fee: deducted (-$250) Also offered but not included in Valuation: NEXUS credit ($50) Rewards: ≈ $1180 Card fee: $250	Valuable rewards and 4 airport lounge passes	SEE MORE
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

This will take you to the card’s resource page.

(It exists for most of the best credit cards already; the slightly less good cards will eventually migrate to this resource page template as well!)

You have the summary of the most important card details at the top of the resource page:

• The rewards program
• The available redemptions for these rewards
• Our Flytrippers Valuation of the welcome bonus
• The value of the rewards and fees (if any)
• The requirement to unlock the bonus
• The offer end date (if known)
• The secure link to apply
• The card eligibility rules
• The bonus eligibility rules

If you scroll down a bit, you’ll see all the tabs with all the information you might want to know about the card.

Specifically, there is a tab at the top called “Reward redemption examples” that gives you concrete examples of what you can get with these points.

We want to improve that tab as well, so that it will be even clearer for those who are less experienced. That’s our goal in everything!

But until we can give you a guide to each rewards program, there is also the “Rewards program” tab just below!

It has a lot of basic info so you can get started and understand that reward program!

You can check out the TD Aeroplan Visa Infinite Card resource page if you want to see a real-life example yourself (this card has the best welcome bonus ever seen in Canada for Aeroplan points).

Learn More

TD Aeroplan Visa Infinite Card

Want to get more content to learn how to earn free travel?

Summary

All rewards programs are different of course, but while waiting for our directory to help you find everything in one place (and of course our ultimate guide to each one) you can find quite a bit of information on each of the resource pages for the best credit cards.

What would you like to know about how programs work? Tell us in the comments below.

See the deals we spot: Cheap flights

Explore awesome destinations: Travel inspiration

Learn pro tricks: Travel tips

Discover free travel: Travel rewards

Featured image: The program details tab (photo credit: Flytrippers)

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