You are currently viewing Teaser about how each rewards program works (and how to find all the information)

Your next travel rewards update is going to have an overview of the basics of all the types of redemptions for all rewards programs in Canada, but in the meantime, I just want to remind you that you already have access to a lot of information if you want.

Here’s how to see how all the rewards programs work — and just about every detail imaginable about each card.

 

How to see the program details

All rewards programs work differently, of course: they’re different programs.

We hear you loud and clear: you want more content on how to use the points in real life and that’s coming. However, you’ve always had access to all the most important information, so here’s a reminder of how to access it easily.

It’s all on the resource page of each card (but we’re going to make it easier to find everything in one place).

First, our ranking of the best credit cards in Canada is the best place to start every time.

 

You click on the blue button labeled “SEE MORE” at the end of the best cards table.

(Or at the end of the additional tables below that one: we have rankings for different subcategories, like the best cards for free airport lounge access for example!)

Best credit card offers
(December 2023)
WELCOME BONUS
( VALUATION)
Best
for
ENDING
TD Aeroplan Visa Infinite Card
Card:
Bonus: spend $7.5k in 12 mos.
Rewards: ≈ $780
Card fee: $0 $139
Valuable Aeroplan pts
and travel benefits
$5k spend option also available
ends January 3rd
Best
American Express Cobalt Card
Card:
Bonus: spend $750/mo for 12 mos.
Rewards: ≈ $900
Card fee: $156
Best overall
card
in Canada
TD First Class Travel Visa Infinite Card (excl. QC)
Card:
Bonus: spend $5k in 6 mos.
Rewards: $725
Card fee: $0 $139
Highest offer
for SIMPLE points
and 1st year free
ends January 3rd
Platinum Card from American Express
Card:
Bonus: spend $10k in 3 mos.
Rewards: ≈ $1600
Card fee: $799
Unlimited access to
airport lounges
and flexible rewards
American Express Gold Rewards Card
Card:
Bonus: spend $1k/mo for 12 mos.
Rewards: ≈ $1180
Card fee: $250
Valuable rewards
and 4
airport lounge passes
RBC British Airways Visa Infinite Card
Card:
Bonus: spend $6k in 3 mos.
Rewards: ≈ $840
Card fee: $165
Great airline
rewards
for big spenders
limited time
6% rate
Scotiabank Gold American Express Card
Card:
Bonus: spend $7.5k in 1y (or $1k)
Rewards: $775
Card fee: $120
Very good
travel insurance
and earn rate
NEW
WestJet RBC World Elite Mastercard
Card:
Bonus: spend $5k in 3 mos.
Rewards: $675
Card fee: $119
Companion
ticket or
4 lounge passes
ends March 14th
American Express Aeroplan Card
Card:
Bonus: spend $1k/mo for 10 mos.
Rewards: ≈ $630
Card fee: $120
Valuable Aeroplan pts
without min. income
and lower min. spend
RBC Avion Visa Infinite Card
Card:
Bonus: on approval (no min. spend)
Rewards: ≈ $525
Card fee: $120
Versatile rewards
valuable or simple
great if you're flexible
ends January 21st
Marriott Bonvoy American Express Card
Card:
Bonus: spend $1.5k in 3 mos.
Rewards: ≈ $477
Card fee: $120
Very lucrative
hotel points
for specific hotels
TD Cash Back Visa Infinite Card (excl. QC)
Card:
Bonus: spend $3.5k in 3 mos.
Rewards: $350
Card fee: $0 $139
Highest ever
cash back bonus
ever seen in Canada
ends March 4th
American Express Aeroplan Reserve Card
Card:
Bonus: spend $2k/mo for 6 mos.
Rewards: ≈ $900
Card fee: $599
For Air Canada
lounge access
& other AC benefits
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit card offers
(December 2023)
ENDING
TD® Aeroplan® Visa Infinite* Card
TD Aeroplan Visa Infinite Card
Card:
Bonus: spend $7.5k in 12 mos.
WELCOME BONUS
ends January 3rd
Rewards: ≈ $780
Card fee: $0 $139
Best for: Valuable Aeroplan pts and travel benefits
$5k spend option also available
Best
American Express Cobalt® Card
American Express Cobalt Card
Card:
Bonus: spend $750/mo for 12 mos.
WELCOME BONUS
Rewards: ≈ $900
Card fee: $156
Best for: Best overall card
in Canada
TD First Class Travel® Visa Infinite* Card TD First Class Travel Visa Infinite Card (excl. QC)
Card:
Bonus: spend $5k in 6 mos.
WELCOME BONUS
ends January 3rd
Rewards: $725
Card fee: $0 $139
Best for: Highest offer for SIMPLE points
and 1st year free
Platinum Card® from American Express Platinum Card from American Express
Card:
Bonus: spend $10k in 3 mos.
WELCOME BONUS
Rewards: ≈ $1600
Card fee: $799
Best for: Unlimited access to airport lounges
and flexible rewards
American Express® Gold Rewards Card American Express Gold Rewards Card
Card:
Bonus: spend $1k/mo for 12 mos.
WELCOME BONUS
Rewards: ≈ $1180
Card fee: $250
Best for: Valuable rewards and 4
airport lounge passes
RBC® British Airways Visa Infinite RBC British Airways Visa Infinite Card
Card:
Bonus: spend $6k in 3 mos.
WELCOME BONUS
limited time
Rewards: ≈ $840
Card fee: $165
Best for: Great airline rewards
for big spenders
6% rate
Scotiabank Gold American Express® Card
Scotiabank Gold American Express Card
Card:
Bonus: spend $7.5k in 1y (or $1k)
WELCOME BONUS
Rewards: $775
Card fee: $120
Best for: Very good travel insurance
and earn rate
NEW
WestJet RBC World Elite Mastercard
WestJet RBC World Elite Mastercard
Card:
Bonus: spend $5k in 3 mos.
WELCOME BONUS
ends March 14th
Rewards: $675
Card fee: $119
Best for: Companion ticket or
4 lounge passes
American Express® Aeroplan®* Card American Express Aeroplan Card
Card:
Bonus: spend $1k/mo for 10 mos.
WELCOME BONUS
Rewards: ≈ $630
Card fee: $120
Best for: Valuable Aeroplan pts without min. income
and lower min. spend
RBC Avion Visa Infinite Card RBC Avion Visa Infinite Card
Card:
Bonus: on approval (no min. spend)
WELCOME BONUS
ends January 21st
Rewards: ≈ $525
Card fee: $120
Best for: Versatile rewards valuable or simple
great if you're flexible
Marriott Bonvoy American Express® Card Marriott Bonvoy American Express Card
Card:
Bonus: spend $1.5k in 3 mos.
WELCOME BONUS
Rewards: ≈ $477
Card fee: $120
Best for: Very lucrative hotel points
for specific hotels
TD Cash Back Visa Infinite* Card TD Cash Back Visa Infinite Card (excl. QC)
Card:
Bonus: spend $3.5k in 3 mos.
WELCOME BONUS
ends March 4th
Rewards: $350
Card fee: $0 $139
Best for: Highest ever cash back bonus
ever seen in Canada
American Express® Aeroplan®* Reserve Card American Express Aeroplan Reserve Card
Card:
Bonus: spend $2k/mo for 6 mos.
WELCOME BONUS
Rewards: ≈ $900
Card fee: $599
Best for: For Air Canada lounge access
& other AC benefits
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

This will take you to the card’s resource page.

(It exists for most of the best credit cards already; the slightly less good cards will eventually migrate to this resource page template as well!)

Top of the card resource page (image credit: Flytrippers)

 

You have the summary of the most important card details at the top of the resource page:

  • The rewards program
  • The available redemptions for these rewards
  • Our Flytrippers Valuation of the welcome bonus
  • The value of the rewards and fees (if any)
  • The requirement to unlock the bonus
  • The offer end date (if known)
  • The secure link to apply
  • The card eligibility rules
  • The bonus eligibility rules

If you scroll down a bit, you’ll see all the tabs with all the information you might want to know about the card.

Specifically, there is a tab at the top called “Reward redemption examples” that gives you concrete examples of what you can get with these points.

“Redemption examples” tab (image credit: Flytrippers)

 

We want to improve that tab as well, so that it will be even clearer for those who are less experienced. That’s our goal in everything!

But until we can give you a guide to each rewards program, there is also the “Rewards program” tab just below!

It has a lot of basic info so you can get started and understand that reward program!

“Rewards program” tab (image credit: Flytrippers)

 

You can check out the TD Aeroplan Visa Infinite Card resource page if you want to see a real-life example yourself (this card has the best welcome bonus ever seen in Canada for Aeroplan points).

 

Want to get more content to learn how to earn free travel?

Sign up for our travel rewards newsletter

 

Summary

All rewards programs are different of course, but while waiting for our directory to help you find everything in one place (and of course our ultimate guide to each one) you can find quite a bit of information on each of the resource pages for the best credit cards.

What would you like to know about how programs work? Tell us in the comments below.

 

See the deals we spot: Cheap flights

Explore awesome destinations: Travel inspiration

Learn pro tricks: Travel tips

Discover free travel: Travel rewards

 

Featured image: The program details tab (photo credit: Flytrippers)

 

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Andrew D'Amours

Andrew is the co-founder of Flytrippers. He is passionate about traveling the world but also, as a former management consultant, about the travel industry itself. He shares his experiences to help you save money on travel. As a very cost-conscious traveler, he loves finding deals and getting free travel thanks to travel rewards points... to help him visit every country in the world (current count: 64/193 Countries, 47/50 US States & 9/10 Canadian Provinces).

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