CIBC Aeroplan^® Visa Infinite Privilege* Card

Welcome bonus structure (3 separate bonuses)

20,000 points Bonus after making 1 purchase (no minimum amount)
40,000 points Bonus after spending $3,000 (in a maximum of 4 months)
30,000 points Bonus after renewing the card

90,000 points Total with the 3 parts of the bonus

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Earn on the minimum spending requirement

4,250 points Estimated earn on the minimum spending requirement of $3,000 (67% at multiplier earn rate of 1.5 pts/$ and 33% at base earn rate of 1.25 pts/$)

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Total rewards by unlocking the welcome bonus

94,250 points Welcome bonus + earn on the minimum spending requirement to unlock it

‣Apply for the CIBC Aeroplan^® Visa* Infinite Privilege^* Card

Flytrippers Valuation of the welcome bonus

≈ $300 Welcome bonus after first purchase (20,000 pts at ≈ 1.5¢/pt)
≈ $600 Welcome bonus after min. spend (40,000 pts at ≈ 1.5¢/pt)
≈ $64 Earn on the required spending (4,250 pts at ≈ 1.5¢/pt)
≈ $450 Anniversary bonus (30,000 pts at ≈ 1.5¢/pt)
–$599 Card fee Year 1 (deducted)
–$599 Card fee Year 2 (deducted)

≈ $216 Total net value by unlocking the welcome bonus alone

(≈ 7% back on the minimum spending requirement of $3,000 in 4 months)

‣Learn more about our Flytrippers Valuation of welcome bonuses

Rewards from welcome bonus

You will have 94,250 Aeroplan points after unlocking the welcome bonus.

That gives you:

• ≈ $1414 in rewards at the Flytrippers Valuation

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Concrete examples of redemptions

Here are some of the actual redemptions you can get with these rewards:

16 one-way short-distance reward flights such as Toronto-New York or Montreal-Washington

9 one-way medium-distance reward flights such as Toronto-Miami or Vancouver-Las Vegas

7.5 one-way longer distance reward flights such as Toronto-Costa Rica or Montreal-Mexico

1.5 one-way business class reward flights such as Vancouver-Japan or Montreal-Switzerland

11 one-way short-distance reward flights in several regions of the world

≈ $1037 discount on Air Canada flights without having to be flexible or having to choose specific flights

‣Learn more about the best uses of Aeroplan points

Earn rates

2 points per $ (≈ 3%):

• Air Canada purchases

1.5 points per $ (≈ 2.25%):

• Grocery purchases (and indirectly at all retailers offering gift cards in grocery stores)
• Dining purchases (including food delivery apps)
• Travel purchases
• Gas purchases

1.25 points per $ (≈ 1.875%):

• All other eligible purchases

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Earning with additional cards

Fee for additional cards: $149
Quantity allowed: N/A
Minimum age: N/A

‣Learn more about additional cards (coming soon)

Air Canada Maple Leaf Lounge access
You get unlimited access to ML lounges in North America but only when flying on Air Canada or a Star Alliance partner airline (and 1 guest is included until at least December 31st).

‣Learn more about Air Canada airport lounge access

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6 free airport lounge passes
You get 6 free passes to enter 1,200+ airport lounges around the world, including 20 in 8 Canadian airports. All DragonPass lounges (Visa Airport Companion by DragonPass), no matter which airline you’re flying.

‣Learn more about the airport lounge access

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US$50 NEXUS credit
A credit will appear if you charge a NEXUS fee to your card — and you should really have NEXUS if you don’t already.

‣Learn more about the CIBC NEXUS credit (coming soon)

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Priority boarding, baggage handling, and check-in
You get to skip many lines when flying on Air Canada.

‣Learn more about the Aeroplan priority benefits (coming soon)

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Automatic elite status with rental cars provider Avis
Get Avis President’s Club elite status for free upgrades, priority service, and more.

‣Learn more about Avis elite status (coming soon)

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Air Canada elite status qualification shortcut
Get 1000 Status Qualifying Miles (SQMs) and 1 Status Qualifying Segments (SQSs) for every $5,000 in spending on the card.

‣Learn more about the Air Canada elite status shortcut (coming soon)

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Rollover SQMs and eUpgrades
Rollover up to 200,000 SQMs and 50 eUpgrades to the next year.

‣Learn more about the Air Canada rollover benefits (coming soon)

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Preferred pricing for Aeroplan flights on Air Canada
Cardmembers get slightly lower prices when redeeming Aeroplan points for reward flights on Air Canada (not partner airlines).

‣Learn more about Aeroplan preferred pricing (coming soon)

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Free checked bag on Air Canada
Cardmembers get the 1st checked bag free on Air Canada flights (as do up to 8 travel buddies on the same booking).

‣Learn more about the free bag benefit (coming soon)

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Air Canada benefits shared with additional cardholders
Travelers with additional cards («joint» cards) get the same Air Canada benefits by linking their account.

‣Learn more about sharing Air Canada benefits (coming soon)

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Companion pass for $99 to $599
Get an Air Canada companion pass to take advantage of a 2-for-1 ticket at a price of $99 to $599 (base fare only) after spending $25,000 on your card in a year.

‣Learn more about the Air Canada companion pass (coming soon)

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Up to 10¢/L off with Journie Rewards
Link your card with Journie Rewards and save up to 10¢/L at participating Pioneer, Fas Gas, Ultramar, and Chevron gas stations.

‣Learn more about the CIBC Journie Rewards benefit (coming soon)

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24/7 concierge service
You have access to a concierge service that can book travel, make restaurant reservations, organize deliveries for flowers or other things, and complete various research tasks for you.

‣Learn more about the Visa Infinite Privilege concierge service (coming soon)

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Visa Infinite Hotel Collection
You get exclusive perks at some expensive luxury hotels, including one only for Visa Infinite Privilege cards.

‣Learn more about the Visa Infinite Hotel Collection (coming soon)

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Visa Infinite Dining and Wine Country program
You get access to exclusive expensive gourmet experiences.

‣Learn more about the Visa Infinite Dining and Wine Country program (coming soon)

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Visa Infinite Entertainment Access
You get exclusive access to tickets to curated events across Canada throughout the year, including the Toronto International Film Festival.

‣Learn more about the Visa Infinite Entertainment Access program (coming soon)

Insurance included

Medical travel insurance for 31 days (64 years and under)
Medical travel insurance for 10 days (65 years and above)
Trip cancelation insurance
Trip interruption insurance
Flight delay insurance ($500, 4hr minimum)
Travel accident insurance
Delayed and lost baggage insurance
Rental car insurance
Hotel burglary insurance
Purchase protection coverage
Extended warranty coverage
Mobile device insurance

‣Learn more about the insurance coverage included with the CIBC Aeroplan^® Visa* Infinite Privilege^* Card (coming soon)

‣Learn more about the different types of insurance coverage (coming soon)

Redemptions
Aeroplan points can be used for specific flights to maximize their value (on partner airlines) or for any seat on any flight for to have more flexibilty (on Air Canada).

‣Learn more about the Aeroplan rewards program (coming soon)

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Pricing
Aeroplan points are variable-value rewards (the value depends on how you use them; our Flytrippers Valuation is ≈ 1.5¢).

‣Learn more about Aeroplan points (coming soon)

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Expiry
Aeroplan points never expire as long as you have the card. And even if you no longer have the card, you can easily extend the expiration indefinitely.

‣Learn more about Aeroplan points expiry (coming soon)

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Pooling
Aeroplan points can be pooled into a shared account if you have travel companions.

‣Learn more about pooling Aeroplan points (coming soon)

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Transfers
Aeroplan points cannot be transferred.

‣Learn more about Aeroplan point transfers (coming soon)

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Other redemption options
Aeroplan points can be used for rewards other than flights, but this should be avoided.

‣Learn more about why you should always use your rewards for travel (coming soon)

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Rewards program logistics
Aeroplan points can be used directly on the Air Canada website or app.

‣Learn more about how to get started with Aeroplan rewards (coming soon)

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Rewards program summary
Rewards: Air Canada Aeroplan points
Type: Variable-value rewards
Subtype: “Standard” or “Dynamic” Rewards (depending on the airline)
Variety: Airline rewards 
Flytrippers Valuation: ≈ 1.5¢ per point
Minimum value: None
Maximum value: Unlimited
Transferable: No

‣Learn more about rewards programs basics (coming soon)

Card eligibility
Minimum personal/household income: $150,000 (personal) / $200,000 (household)
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: Equifax Canada

‣Learn more about credit card eligibility requirements (coming soon)

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Welcome bonus eligibility
You must not have this specific card AND you must not have obtained a welcome bonus on another Aeroplan card of the same level in the past ≈ 18 months

‣Learn more about credit card welcome bonus eligibility rules (coming soon)

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Offer end date
Offer is subject to change at any time

‣Subscribe to Flytrippers’ free travel rewards newsletter to get all card updates

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Card details
Issuer: CIBC
Network: Visa
Card type: Credit card
Product type: Personal card

‣Learn more about credit card types basics (coming soon)

Fees and rates
Card fee: $599/year
Fee for additional card: $149
FX fee: 2.5%
Purchases annual interest rate: 20.99%
Funds advance annual interest rate: 21.99% (20.99% for Québec residents)
Balance transfer fee: N/A

‣Learn more about why Flytrippers recommends ignoring fees and rates (coming soon)

• Welcome Offer
• Join and get up to $2,700 in value in your first year†! 

• Here’s how it adds up:
• Get a total of up to 90,000 Aeroplan® points (up to $1,800 in travel value†):  
• 20,000 Aeroplan points when you make your first purchase†
• 40,000 Aeroplan points when you spend $3,000 or more during your first 4 monthly statement periods† 
• 30,000 Aeroplan points as an additional anniversary bonus†
• Enjoy a free first checked bag: a $120 value for 2 travellers for each round-trip flight, assuming you take one round-trip Air Canada flight in the first year†
• Enjoy Maple Leaf LoungeTM access: a $550 value†
• Elevate your airport experience with 6 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program1: over $250 value†  
• Plus, get a NEXUSTM Application Fee rebate2: a $50 value†
• $150,000 individual, or $200,000 household minimum annual income