CIBC Aeroplan® Visa Infinite Privilege* Card

Flytrippers opinion: A much lower offer than the TD version.
Flytrippers Valuation
of Welcome bonus (net value)

via CIBC secure application link
≈ –$17

Rewards: ≈ $582

Card fee:

Card eligibility
min. income: $150k
OR $200k (household)

Welcome bonus eligibility
must not have opened a CIBC
Aeroplan card in the past 12 months
OR a same-level Aeroplan card ever
Aeroplan points (more lucrative)
Bonus: 60k pts
Earn on min. spend: 18.75k pts (total: 78.75k pts)

• ≈ $1654 to UNLIMITED for premium flights
• ≈ $1181 to ≈ $1654 for specific economy flights
• ≈ $866 for any flight
on Air Canada
How to unlock bonus
spend $15,000 in 12 months
(or $7,000 for lower bonus)

Interest rates and fee:
Fee: $599
Purchases: 20.99%
Cash advances: 22.99% (21.99% in QC)
Terms and conditions apply. Flytrippers editorial opinion only. CIBC is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

Summary of Flytrippers' review


  • Extremely valuable Aeroplan points with unlimited value
  • Unlimited Air Canada lounge access and 6 DragonPass passes
  • Other Air Canada travel benefits and NEXUS credit
  • Excellent insurance coverage


  • Those who don’t want the TD version or the Amex version that have a higher welcome bonus
  • Those who have an annual income of $150,000

Card details

Welcome bonus structure (3 separate bonuses)

20,000 points Bonus after 1st purchase (no minimum amount)
30,000 points Bonus after spending $7,000 (in a maximum of 6 months)
10,000 points Bonus after spending $15,000 (in a maximum of 12 months) and renewing the card

60,000 points Total with the 3 parts of the bonus

Earn on the minimum spending requirement

18,750 points Estimated earn on the minimum spending requirement of $15,000 (at base earn rate of 1.25 pts/$)

Total rewards by unlocking the welcome bonus

78,750 points Welcome bonus + earn on the minimum spending requirement to unlock it

Apply for the CIBC Aeroplan® Visa* Infinite Privilege* Card

Flytrippers Valuation of the welcome bonus
(at our Flytrippers Valuation of ≈ 1.5¢/pt)

≈ $300 Welcome bonus after 1st purchase (20,000 pts)
≈ $450 Welcome bonus after min. spend (30,000 pts)
≈ $150 Renewal bonus after additional min. spend (10,000 pts)
≈ $281 Earn on the required spending (18,750 pts)
–$599 Card fee Year 1 (deducted)
–$599 Card fee Year 2 (deducted)

≈ –$17 Total net value by unlocking the welcome bonus alone

Learn more about our Flytrippers Valuation of welcome bonuses

Effective return rate

≈ –0.11% Return on the minimum spending requirement (≈ –$17 on $15,000 in 12 months)

‣Learn more about effective return rates (coming soon)

Rewards acquisition summary

≈ $1181 Rewards you get for $1198

Apply for the CIBC Aeroplan® Visa* Infinite Privilege* Card

Rewards from welcome bonus

You will have 78,750 Aeroplan points after unlocking the welcome bonus.

That gives you:

  • ≈ $-17 in rewards at the Flytrippers Valuation

Concrete examples of redemptions

Here are some of the actual redemptions you can get with these rewards:

13 one-way short-distance reward flights such as Toronto-New York or Montreal-Washington

7,5 one-way medium-distance reward flights such as Toronto-Miami or Vancouver-Las Vegas

6,5 one-way longer distance reward flights such as Toronto-Costa Rica or Montreal-Mexico

1 one-way business class reward flights such as Vancouver-Japan or Montreal-Switzerland

9 one-way short-distance reward flights in several regions of the world

≈ $866 discount on Air Canada flights without having to be flexible or having to choose specific flights

Learn more about the best uses of Aeroplan points

Earn rates

2 points per $ (≈ 3%):

  • Air Canada purchases

1.5 points per $ (≈ 2.25%):

1.25 points per $ (≈ 1.875%):

  • All other eligible purchases

Earning with additional cards

Fee for additional cards: $149
Quantity allowed: N/A
Minimum age: N/A

‣Learn more about additional cards (coming soon)

Air Canada Maple Leaf Lounge access
You get unlimited access to ML lounges in North America but only when flying on Air Canada or a Star Alliance partner airline (and 1 guest is included until at least December 31st).

Learn more about Air Canada airport lounge access

6 free airport lounge passes
You get 6 free passes to enter 1,200+ airport lounges around the world, including 20 in 8 Canadian airports. All DragonPass lounges (Visa Airport Companion by DragonPass), no matter which airline you’re flying.

Learn more about the airport lounge access

US$50 NEXUS credit
A credit will appear if you charge a NEXUS fee to your card — and you should really have NEXUS if you don’t already.

‣Learn more about the CIBC NEXUS credit (coming soon)

Priority boarding, baggage handling, and check-in
You get to skip many lines when flying on Air Canada.

‣Learn more about the Aeroplan priority benefits (coming soon)

Automatic elite status with rental cars provider Avis
Get Avis President’s Club elite status for free upgrades, priority service, and more.

‣Learn more about Avis elite status (coming soon)

Air Canada elite status qualification shortcut
Get 1000 Status Qualifying Miles (SQMs) and 1 Status Qualifying Segments (SQSs) for every $5,000 in spending on the card.

‣Learn more about the Air Canada elite status shortcut (coming soon)

Rollover SQMs and eUpgrades
Rollover up to 200,000 SQMs and 50 eUpgrades to the next year.

‣Learn more about the Air Canada rollover benefits (coming soon)

Preferred pricing for Aeroplan flights on Air Canada
Cardmembers get slightly lower prices when redeeming Aeroplan points for reward flights on Air Canada (not partner airlines).

‣Learn more about Aeroplan preferred pricing (coming soon)

Free checked bag on Air Canada
Cardmembers get the 1st checked bag free on Air Canada flights (as do up to 8 travel buddies on the same booking).

‣Learn more about the free bag benefit (coming soon)

Air Canada benefits shared with additional cardholders
Travelers with additional cards («joint» cards) get the same Air Canada benefits by linking their account.

‣Learn more about sharing Air Canada benefits (coming soon)

Companion pass for $99 to $599
Get an Air Canada companion pass to take advantage of a 2-for-1 ticket at a price of $99 to $599 (base fare only) after spending $25,000 on your card in a year.

‣Learn more about the Air Canada companion pass (coming soon)

Up to 10¢/L off with Journie Rewards
Link your card with Journie Rewards and save up to 10¢/L at participating Pioneer, Fas Gas, Ultramar, and Chevron gas stations.

‣Learn more about the CIBC Journie Rewards benefit (coming soon)

24/7 concierge service
You have access to a concierge service that can book travel, make restaurant reservations, organize deliveries for flowers or other things, and complete various research tasks for you.

‣Learn more about the Visa Infinite Privilege concierge service (coming soon)

Visa Infinite Hotel Collection
You get exclusive perks at some expensive luxury hotels, including one only for Visa Infinite Privilege cards.

‣Learn more about the Visa Infinite Hotel Collection (coming soon)

Visa Infinite Dining and Wine Country program
You get access to exclusive expensive gourmet experiences.

‣Learn more about the Visa Infinite Dining and Wine Country program (coming soon)

Visa Infinite Entertainment Access
You get exclusive access to tickets to curated events across Canada throughout the year, including the Toronto International Film Festival.

‣Learn more about the Visa Infinite Entertainment Access program (coming soon)

Insurance included

Medical travel insurance for 31 days (64 years and under)
Medical travel insurance for 10 days (65 years and above)
Trip cancelation insurance
Trip interruption insurance
Flight delay insurance ($500, 4hr minimum)
Travel accident insurance
Delayed and lost baggage insurance
Rental car insurance
Hotel burglary insurance
Purchase protection coverage
Extended warranty coverage
Mobile device insurance

‣Learn more about the insurance coverage included with the CIBC Aeroplan® Visa* Infinite Privilege* Card (coming soon)

‣Learn more about the different types of insurance coverage (coming soon)

Aeroplan points can be used for specific flights to maximize their value (on partner airlines) or for any seat on any flight for to have more flexibilty (on Air Canada).

‣Learn more about the Aeroplan rewards program (coming soon)

Aeroplan points are variable-value rewards (the value depends on how you use them; our Flytrippers Valuation is ≈ 1.5¢).

‣Learn more about Aeroplan points (coming soon)

Aeroplan points never expire as long as you have the card. And even if you no longer have the card, you can easily extend the expiration indefinitely.

‣Learn more about Aeroplan points expiry (coming soon)

Aeroplan points can be pooled into a shared account if you have travel companions.

‣Learn more about pooling Aeroplan points (coming soon)

Aeroplan points cannot be transferred.

‣Learn more about Aeroplan point transfers (coming soon)

Other redemption options
Aeroplan points can be used for rewards other than flights, but this should be avoided.

‣Learn more about why you should always use your rewards for travel (coming soon)

Rewards program logistics
Aeroplan points can be used directly on the Air Canada website or app.

‣Learn more about how to get started with Aeroplan rewards (coming soon)

Rewards program summary
Rewards: Air Canada Aeroplan points
Type: Variable-value rewards
Subtype: “Standard” or “Dynamic” Rewards (depending on the airline)
Variety: Airline rewards 
Flytrippers Valuation: ≈ 1.5¢ per point
Minimum value: None
Maximum value: Unlimited
Transferable: No

‣Learn more about rewards programs basics (coming soon)

Card eligibility
Minimum income: $150,000 (personal) OR $200,000 (household)
Age: Majority in your province
Estimated credit score: Good or Excellent
Credit bureau: Equifax Canada

Learn more about credit card eligibility requirements (coming soon)

Welcome bonus eligibility
You must not have this specific card AND you must not have obtained a welcome bonus on another Aeroplan card of the same level

Learn more about credit card welcome bonus eligibility rules (coming soon)

Offer end date
Offer is subject to change at any time

Subscribe to Flytrippers’ free travel rewards newsletter to get all card updates

Card details
Issuer: CIBC
Network: Visa
Card type: Credit card
Product type: Personal card

‣Learn more about credit card types basics (coming soon)

Fees and rates
Card fee: $599/year
Fee for additional card: $149
Foreign transaction fee: 2.5%
Purchases annual interest rate: 20.99%
Funds advance annual interest rate: 21.99% (20.99% for Québec residents)
Balance transfer fee: N/A

Learn more about why Flytrippers recommends ignoring fees and rates (coming soon)

Join and get up to $2,200 in value in your first year

Here’s how it adds up:

Get a total of up to 60,000 Aeroplan® points (up to $1,200 in travel value):  

20,000 Aeroplan points when you make your first purchase

30,000 Aeroplan points when you spend $7,000 or more during your first 4 monthly statement periods 

10,000 Aeroplan points as an additional anniversary bonus when you have at least $15,000 in net eligible purchases posted on your account during the first 12 monthly statement periods

Enjoy a free first checked bag: a $140 value for 2 travellers for each round-trip flight, assuming you take one round-trip Air Canada flight in the first year

Enjoy Maple Leaf Lounge access: a $550 value

Elevate your airport experience with 6 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program1: over $340 value  

Plus, get a NEXUS Application Fee rebate2: a $67 value

$150,000 individual, or $200,000 household minimum annual income

 Terms and conditions apply.

Start earning rewards today

And make sure to download our free checklist for when you get a new card—it includes very important mistakes to avoid
(it will open in a separate tab, or you can click here)

via CIBC secure application

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Terms & conditions — Travel rewards

Terms and conditions apply.

This content is not sponsored. However, this page may contain some affiliate links that allow Flytrippers to earn a commission at absolutely no cost to you. Thank you for using our links and helping us keep all our content free for everyone. This helps us fulfill our mission of helping Canadians travel more for less.

The views and opinions expressed on this page are purely our own. They have not been provided, approved, endorsed, or ratified by any third party mentioned on the site.

Financial institutions are not responsible for updating or ensuring the accuracy of the information on Flytrippers’ website. All the information was independently collected by Flytrippers and not provided by financial institutions.

All offers described on the Flytrippers website are subject to the financial institutions’ latest terms and conditions, which can be found on their official website. No efforts are spared to ensure this page is up to date but offers from financial institutions change quickly. It is your responsibility to ensure the accuracy of these offers on their website. Flytrippers will not accept any responsibility for the accuracy of the offers or the result of your actions.

Flytrippers’ website does not contain all available credit card offers or all available credit card products on the market. In addition, Flytrippers never shares an offer if it is not considered advantageous for some travelers, at its sole discretion.

No author on Flytrippers’ website is a financial advisor, a financial planner, a legal professional, or a tax professional. No author on Flytrippers’ website can in any way be considered as such.

All articles, pages, and content on Flytrippers’ website are merely personal opinions of a general nature and are for informational purposes only and should not be considered advice for specific situations. It is your responsibility to perform your own personal research to ensure that travel rewards are appropriate for your own situation.

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