Teaser about how each rewards program works (and how to find all the information)

Your next travel rewards update is going to have an overview of the basics of all the types of redemptions for all rewards programs in Canada, but in the meantime, I just want to remind you that you already have access to a lot of information if you want.

Here’s how to see how all the rewards programs work — and just about every detail imaginable about each card.

How to see the program details

All rewards programs work differently, of course: they’re different programs.

We hear you loud and clear: you want more content on how to use the points in real life and that’s coming. However, you’ve always had access to all the most important information, so here’s a reminder of how to access it easily.

It’s all on the resource page of each card (but we’re going to make it easier to find everything in one place).

First, our ranking of the best credit cards in Canada is the best place to start every time.

Learn more

Best Credit Cards In Canada (April 2025)

You click on the blue button labeled “SEE MORE” at the end of the best cards table.

(Or at the end of the additional tables below that one: we have rankings for different subcategories, like the best cards for free airport lounge access for example!)

Best credit card offers (April 2025)
TD First Class Travel® Visa Infinite* Card Valuation (BONUS)  $1025Flytrippers Valuation Welcome bonus (after 1st purchase): 20,000 pts ($100) Welcome bonus (after min. spend): 115,000 pts ($575) Earn on min. spend: 30,000 pts ($150) Annual travel credit (2024): On 1st $500 hotel booking ($100) Annual travel credit (2025): On 1st $500 hotel booking ($100) Card fee: rebated the 1st year (-$0) ( 20.5% back on $5k) Rewards: $1025 Annual fee: $0 $139 Spend required:$5k in 6 mos. Best for: Among highest offers ever seen for simple points SIMPLE 60k/100k SEE CARD DETAILS
American Express® Gold Rewards Card Valuation (BONUS) ≈ $930Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $900) Earn on min. spend: 12,000 pts (≈ $180) Annual credit: can be cashed out ($100) Card fee: deducted (-$250) Also offered but not included in Valuation: NEXUS credit ($50) (≈ 7.8% back on $12k) Rewards: ≈ $1180 Card fee: $250 Spend required:$12k in 12 mos. Best for: Lucrative rewards and 4 passes for VIP airport lounges LUCRATIVE SEE CARD DETAILS
record-high RBC Avion Visa Infinite Card Valuation (BONUS) ≈ $780Flytrippers Valuation Welcome bonus (after 1st purchase): 35,000 pts (≈ $525) Welcome bonus (after min. spend): 20,000 pts (≈ $300) Earn on min. spend: 5,000 pts (≈ $75) Card fee: deducted (-$120) (≈ 15.6% back on $5k) Rewards: ≈ $900 Card fee: $120 Spend required:$5k in 6 mos. Best for: Lucrative rewards w/ unlim. value great if you're flexible LUCRATIVE 60k/100k ends June 11th SEE CARD DETAILS Show other cards
best American Express Cobalt® Card Valuation (BONUS) ≈ $744Flytrippers Valuation Welcome bonus: 15,000 pts (≈ $225) Earn on min. spend: 45,000 pts (≈ $675) Card fee: deducted (-$156) (≈ 8.3% back on $9k) Rewards: ≈ $900 Card fee: $156 Spend required:$9k in 12 mos. Best for: Best overall  card in Canada LUCRATIVE SEE CARD DETAILS
TD® Aeroplan® Visa Infinite* Card Valuation (BONUS) ≈ $641Flytrippers Valuation Welcome bonus (after 1st purchase): 10,000 pts (≈ $150) Welcome bonus (after $7.5k min. spend): 15,000 pts (≈ $225) Earn on $7.5k min. spend: 7,500 pts (≈ $113) Anniversary bonus (after another $4.5k in spend): 15,000 pts (≈ $225) Earn on another $4.5k in spend: 4,500 pts (≈ $67) Card fee (year 1): rebated the 1st year (-$0) Card fee (year 2): deducted (-$139) (≈ 5.3% back on $12k) Rewards: ≈ $641 Annual fee: $0 $139 Spend required:$12k in 12 mos. (incl. $7.5k in 180 days)† Best for: Valuable Aeroplan pts and travel benefits like free bags on AC LUCRATIVE 60k/100k SEE CARD DETAILS
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit card offers (April 2025)		WELCOME BONUS ( VALUATION)	Best for
	TD First Class Travel® Visa Infinite* Card Min. income (card): $60k or $100kMinimum personal income of $60,000 or minimum household income of $100,000 Min. spend (bonus): $5k in 6 months	$1025Flytrippers Valuation Welcome bonus (after 1st purchase): 20,000 pts ($100) Welcome bonus (after min. spend): 115,000 pts ($575) Earn on min. spend: 30,000 pts ($150) Annual travel credit (2024): On 1st $500 hotel booking ($100) Annual travel credit (2025): On 1st $500 hotel booking ($100) Card fee: rebated the 1st year (-$0) Rewards: $1025 Annual fee: $0 $139	Among highest offers ever seen for simple points	SEE MORE
	American Express® Gold Rewards Card Min. income (card): $0No minimum income required. Min. spend (bonus): $1k/month for 12 months	≈ $930Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $900) Earn on min. spend: 12,000 pts (≈ $180) Annual credit: can be cashed out ($100) Card fee: deducted (-$250) Also offered but not included in Valuation: NEXUS credit ($50) Rewards: ≈ $1180 Card fee: $250	Lucrative rewards and 4 passes for VIP airport lounges	SEE MORE
record-high	RBC Avion Visa Infinite Card Min. income (card): $60k or $100kMinimum personal income of $60,000 or minimum household income of $100,000 Min. spend (bonus): $5k in 6 mos.	≈ $780Flytrippers Valuation Welcome bonus (after 1st purchase): 35,000 pts (≈ $525) Welcome bonus (after min. spend): 20,000 pts (≈ $300) Earn on min. spend: 5,000 pts (≈ $75) Card fee: deducted (-$120) Rewards: ≈ $900 Card fee: $120	Lucrative rewards w/ unlim. value great if you're flexible	ends June 11th SEE MORE  apply now
best	American Express Cobalt® Card Min. income (card): $0No minimum income required. Min. spend (bonus): $750/month for 12 months	≈ $744Flytrippers Valuation Welcome bonus: 15,000 pts (≈ $225) Earn on min. spend: 45,000 pts (≈ $675) Card fee: deducted (-$156) Rewards: ≈ $900 Card fee: $156	Best overall card in Canada	SEE MORE
	TD® Aeroplan® Visa Infinite* Card Min. income (card): $60k or $100kMinimum personal income of $60,000 or minimum household income of $100,000 Min. spend (bonus): $12k in 12 mos. (incl. $7.5k in 180 days)†	≈ $641Flytrippers Valuation Welcome bonus (after 1st purchase): 10,000 pts (≈ $150) Welcome bonus (after $7.5k min. spend): 15,000 pts (≈ $225) Earn on $7.5k min. spend: 7,500 pts (≈ $113) Anniversary bonus (after another $4.5k in spend): 15,000 pts (≈ $225) Earn on another $4.5k in spend: 4,500 pts (≈ $67) Card fee (year 1): rebated the 1st year (-$0) Card fee (year 2): deducted (-$139) Rewards: ≈ $641 Annual fee: $0 $139	Valuable Aeroplan pts and travel benefits like free bags on AC	SEE MORE
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

This will take you to the card’s resource page.

(It exists for most of the best credit cards already; the slightly less good cards will eventually migrate to this resource page template as well!)

You have the summary of the most important card details at the top of the resource page:

• The rewards program
• The available redemptions for these rewards
• Our Flytrippers Valuation of the welcome bonus
• The value of the rewards and fees (if any)
• The requirement to unlock the bonus
• The offer end date (if known)
• The secure link to apply
• The card eligibility rules
• The bonus eligibility rules

If you scroll down a bit, you’ll see all the tabs with all the information you might want to know about the card.

Specifically, there is a tab at the top called “Reward redemption examples” that gives you concrete examples of what you can get with these points.

We want to improve that tab as well, so that it will be even clearer for those who are less experienced. That’s our goal in everything!

But until we can give you a guide to each rewards program, there is also the “Rewards program” tab just below!

It has a lot of basic info so you can get started and understand that reward program!

You can check out the TD Aeroplan Visa Infinite Card resource page if you want to see a real-life example yourself (this card has the best welcome bonus ever seen in Canada for Aeroplan points).

Learn more

TD Aeroplan Visa Infinite Card

Want to get more content to learn how to earn free travel?

Summary

All rewards programs are different of course, but while waiting for our directory to help you find everything in one place (and of course our ultimate guide to each one) you can find quite a bit of information on each of the resource pages for the best credit cards.

What would you like to know about how programs work? Tell us in the comments below.

See the deals we spot: Cheap flights

Explore awesome destinations: Travel inspiration

Learn pro tricks: Travel tips

Discover free travel: Travel rewards

Featured image: The program details tab (photo credit: Flytrippers)

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