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The best credit card offers right now

Best credit card offers (September 2025)
NEW TD First Class Travel^{^®} Visa Infinite^* Card Valuation (BONUS) $1000Flytrippers Valuation Welcome bonus (after 1^st purchase): 20,000 pts ($100) Welcome bonus (after min. spend): 145,000 pts ($725) Earn on min. spend: 15,000 pts ($75) Annual travel credit (2025): On 1^st $500 hotel booking ($100) Card fee: rebated the 1^st year (-$0) (13.3% back on $7.5k) Rewards: $1000 Annual fee: $0 $139 Spend required:$7.5k in 6 mos. Best for: Simple points for any travel expense & 4 lounge passes SIMPLE 60k/100k
Scotiabank Gold American Express^{^®} Card Valuation (BONUS) $875Flytrippers Valuation Welcome bonus (after $2k in 3 mos.): 30,000 pts ($300) Welcome bonus (after another $5.5k in 1y): 20,000 pts ($200) Earn on min. spend (2k$): 10,000 pts ($1050) Earn on min. spend ($5.5k): 27,500 pts ($275) Card fee: waived the 1^st year (-$0) (11.7% back on $7.5k) Rewards: $875 Card fee: $0 $120 Spend required:$7.5k in 12 mos. (or $2k) Best for: Very good travel insurance and earn rate SIMPLE 12k ends October 31^st
NEW TD^{^®} Aeroplan^{^®} Visa Infinite* Card Valuation (BONUS) ≈ $716Flytrippers Valuation Welcome bonus (after 1^st purchase): 10,000 pts (≈ $150) Welcome bonus (after $7.5k min. spend): 15,000 pts (≈ $225) Earn on $7.5k min. spend: 7,500 pts (≈ $113) Anniversary bonus (after another $4.5k in spend): 20,000 pts (≈ $300) Earn on another $4.5k in spend: 4,500 pts (≈ $67) Card fee (year 1): rebated the 1^st year (-$0) Card fee (year 2): deducted (-$139) (≈ 6.0% back on $12k) Rewards: ≈ $716 Annual fee: $0 $139 Spend required:$12k in 12 mos. Best for: Valuable Aeroplan pts and travel benefits like free bags on AC LUCRATIVE 60k/100k
NEW RBC Avion Visa Infinite Card Valuation (BONUS) ≈ $780Flytrippers Valuation Welcome bonus (upon approval): 35,000 pts (≈ $525) Welcome bonus (after min. spend): 20,000 pts (≈ $300) Earn on min. spend: 5,000 pts (≈ $75) Card fee: deducted (-$120) (≈ 15.6% back on $5k) Rewards: ≈ $900 Card fee: $120 Spend required:$5k in 6 mos. Best for: Lucrative rewards w/ unlim. value great if you're flexible LUCRATIVE 60k/100k ends November 25^th
new card BMO VIPorter World Elite^{^®} Mastercard^{^®} Valuation (BONUS) ≈ $1590Flytrippers Valuation Welcome bonus (after $5k): 20,000 pts (≈ $300) Welcome bonus (after $4k more): 20,000 pts (≈ $300) Welcome bonus (after $9k more): 30,000 pts (≈ $450) Earn on min. spend ($5k): 10,000 pts (≈ $150) Earn on min. spend ($4k more): 8,000 pts (≈ $120) Earn on min. spend ($9k more): 18,000 pts (≈ $270) Card fee: 1^st year free (-$0) (≈ 8.8% back on $18k) Rewards: ≈ $1590 Card fee: $0 $199 Spend required:$18k in 12 mos. (or $5k/$9k) Best for: Incredible offer for those with more spending SIMPLE 80k/150k ends January 31^st
new card BMO VIPorter Mastercard^{^®} Valuation (BONUS) ≈ $750Flytrippers Valuation Welcome bonus (after $3k): 10,000 pts (≈ $150) Welcome bonus (after $3k more): 15,000 pts (≈ $225) Welcome bonus (after $4k more): 15,000 pts (≈ $225) Earn on min. spend ($3k): 3,000 pts (≈ $45) Earn on min. spend ($3k more): 3,000 pts (≈ $45) Earn on min. spend ($4k more): 4,000 pts (≈ $60) Card fee: 1^st year free (-$0) (≈ 7.5%* back on $10k) Rewards: ≈ $750 Card fee: $0 $89 Spend required:$10k in 12 mos. (or $3k/$6k) Best for: Great offer for those with more spending SIMPLE No min. inc. ends January 31^st
best overall American Express Cobalt^{^®} Card Valuation (BONUS) ≈ $744Flytrippers Valuation Welcome bonus: 15,000 pts (≈ $225) Earn on min. spend: 45,000 pts (≈ $675) Card fee: deducted (-$156) (≈ 8.3% back on $9k) Rewards: ≈ $900 Card fee: $156 ($12.99/mo.) Spend required:$9k in 12 mos. Best for: Best overall card in Canada LUCRATIVE No min. inc.
American Express^{^®} Gold Rewards Card Valuation (BONUS) ≈ $930Flytrippers Valuation Monthly welcome bonuses (12x 5,000 pts): 60,000 pts (≈ $900) Earn on min. spend: 12,000 pts (≈ $180) Annual credit: can be cashed out ($100) Card fee: deducted (-$250) (≈ 7.8% back on $12k) Rewards: ≈ $1180 Card fee: $250 Spend required:$12k in 12 mos. Best for: Lucrative rewards and 4 passes for VIP airport lounges LUCRATIVE No min. inc.
Platinum Card^{^®} from American Express Valuation (BONUS) ≈ $852Flytrippers Valuation Welcome bonus: 70,000 pts (≈ $1050) Earn on min. spend: 10,000 pts (≈ $150) Annual travel credit (year 1): can be cashed out ($200) Dining credit (year 1): full value for most ($200) Card fee (year 1): deducted (-$799) Renewal bonus: 30,000 pts (≈ $450) Annual travel credit (year 2): can be cashed out ($200) Dining credit (year 2): full value for most ($200) Card fee (year 2): deducted (-$799) (≈ 8.5% back on $10k) Rewards: ≈ $1651 Card fee: $799 Spend required:$10k in 3 mos. spend $10k in 3 mos. & make 1 purchase in months 15-17 Best for: Unlimited access to VIP airport lounges and lucrative rewards LUCRATIVE No min. inc.
Scotiabank Platinum American Express^{^®} Card Valuation (BONUS) $601Flytrippers Valuation Welcome bonus (after $3k in 3 mos.): 60,000 pts ($600) Welcome bonus (after another $7k in 14 mos.): 20,000 pts ($200) Earn on min. spend (3k$): 6,000 pts ($60) Earn on min. spend ($7k): 14,000 pts ($140) Card fee: deducted (-$399) (6.0% back on $10k) Rewards: $1000 Card fee: $399 Spend required:$10k in 14 mos. (or $3k) Best for: 10 airport lounge passes and no FX fees SIMPLE 12k ends October 31^st
TD^{^®} Aeroplan^{^®} Visa* Infinite Privilege* Card Valuation (BONUS) ≈ $527Flytrippers Valuation Welcome bonus (after 1^st purchase): 20,000 pts (≈ $300) Welcome bonus (after $12k min. spend): 35,000 pts (≈ $525) Earn on 12k min. spend: 15,000 pts (≈ $225) Anniversary bonus (after another $12k in spend): 30,000 pts (≈ $450) Earn on another 12k in spend: 15,000 pts (≈ $225) Card fee (year 1): deducted (-$599) Card fee (year 2): deducted (-$599) (≈ 2.2% back on $24k) Rewards: ≈ $1126 Annual fee: $599 Spend required:$24k in 12 mos. Best for: For Air Canada lounge access and 6 passes (other lounges) LUCRATIVE 150k/200k
RBC Avion Visa Infinite Privilege Card Valuation (BONUS) ≈ $520Flytrippers Valuation Welcome bonus (upon approval): 35,000 pts (≈ $525) Welcome bonus (after min. spend): 20,000 pts (≈ $300) Earn on min. spend: 6,250 pts (≈ $94) Card fee: deducted (-$399) Also offered but not included in Valuation: renewal bonus of 15,000 pts (≈ $225) (≈ 10.4% back on $5k) Rewards: ≈ $919 Card fee: $399 Spend required:$5k in 6 mos. Best for: Lucrative pts and 6 passes for VIP airport lounges LUCRATIVE 200k/200k limited time
Amex^{^®} Aeroplan^{^®} Reserve Card Valuation (BONUS) ≈ $442Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $900) Earn on min. spend: 9,375 pts (≈ $141) Card fee: deducted (-$599) Also offered but not included in Valuation: renewal bonus of 25,000 pts (≈ $375) (≈ 5.9%* back on $7.5k) Rewards: ≈ $1041 Card fee: $599 Spend required:$7.5k in 3 mos. Best for: For Air Canada lounge access & other AC benefits LUCRATIVE No min. inc.
Marriott Bonvoy^{^™} Amex^{^®} Card Valuation (BONUS) ≈ $552Flytrippers Valuation Welcome bonus: 50,000 pts (≈ $450) Earn on min. spend: 3,000 pts (≈ $27) Card fee (year 1): deducted (-$120) Annual certificate (year 2): free night (≈ $315) Card fee (year 2): deducted (-$120) (≈ 36.8% back on $1.5k) Rewards: ≈ $672 Card fee: $120 Spend required:$1.5k in 3 mos. Best for: Very lucrative hotel points for specific hotels LUCRATIVE No min. inc.
Marriott Bonvoy^{^™} Business Amex^{^®} Card Valuation (BONUS) ≈ $645Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $540) Earn on min. spend: 10,000 pts (≈ $90) Card fee (year 1): deducted (-$150) Annual certificate (year 2): free night (≈ $315) Card fee (year 2): deducted (-$150) (≈ 12.9% back on $5k) Rewards: ≈ $795 Card fee: $150 Spend required:$5k in 3 mos. Best for: For those who already have the one above LUCRATIVE No min. inc.
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit card offers (September 2025)
TD First Class Travel^{^®} Visa Infinite^* Card NEW SIMPLE 60k/100k Valuation (BONUS) $1000Flytrippers Valuation Welcome bonus (after 1^st purchase): 20,000 pts ($100) Welcome bonus (after min. spend): 145,000 pts ($725) Earn on min. spend: 15,000 pts ($75) Annual travel credit (2025): On 1^st $500 hotel booking ($100) Card fee: rebated the 1^st year (-$0) Rewards: $1000 Annual fee: $0 $139 (13.3% back on $7.5k) Spend required: $7.5k in 6 mos. SEE ALL CARD DETAILS Best for: Simple points for any travel expense & 4 lounge passes
Scotiabank Gold American Express^{^®} Card SIMPLE 12k Valuation (BONUS) $875Flytrippers Valuation Welcome bonus (after $2k in 3 mos.): 30,000 pts ($300) Welcome bonus (after another $5.5k in 1y): 20,000 pts ($200) Earn on min. spend (2k$): 10,000 pts ($1050) Earn on min. spend ($5.5k): 27,500 pts ($275) Card fee: waived the 1^st year (-$0) Rewards: $875 Card fee: $0 $120 (11.7% back on $7.5k) Spend required: $7.5k in 12 mos. (or $2k) ends October 31^st SEE ALL CARD DETAILS Best for: Very good travel insurance and earn rate
TD^{^®} Aeroplan^{^®} Visa Infinite* Card NEW LUCRATIVE 60k/100k Valuation (BONUS) ≈ $716Flytrippers Valuation Welcome bonus (after 1^st purchase): 10,000 pts (≈ $150) Welcome bonus (after $7.5k min. spend): 15,000 pts (≈ $225) Earn on $7.5k min. spend: 7,500 pts (≈ $113) Anniversary bonus (after another $4.5k in spend): 20,000 pts (≈ $300) Earn on another $4.5k in spend: 4,500 pts (≈ $67) Card fee (year 1): rebated the 1^st year (-$0) Card fee (year 2): deducted (-$139) Rewards: ≈ $716 Annual fee: $0 $139 (≈ 6.0% back on $12k) Spend required: $12k in 12 mos. SEE ALL CARD DETAILS Best for: Valuable Aeroplan pts and travel benefits like free bags on AC
RBC Avion Visa Infinite Card NEW LUCRATIVE 60k/100k Valuation (BONUS) ≈ $780Flytrippers Valuation Welcome bonus (upon approval): 35,000 pts (≈ $525) Welcome bonus (after min. spend): 20,000 pts (≈ $300) Earn on min. spend: 5,000 pts (≈ $75) Card fee: deducted (-$120) Rewards: ≈ $900 Card fee: $120 (≈ 15.6% back on $5k) Spend required: $5k in 6 mos. ends November 25^th SEE ALL CARD DETAILS apply now Best for: Lucrative rewards w/ unlim. value great if you're flexible
BMO VIPorter World Elite^{^®} Mastercard^{^®} new card SIMPLE 80k/150k Valuation (BONUS) ≈ $1590Flytrippers Valuation Welcome bonus (after $5k): 20,000 pts (≈ $300) Welcome bonus (after $4k more): 20,000 pts (≈ $300) Welcome bonus (after $9k more): 30,000 pts (≈ $450) Earn on min. spend ($5k): 10,000 pts (≈ $150) Earn on min. spend ($4k more): 8,000 pts (≈ $120) Earn on min. spend ($9k more): 18,000 pts (≈ $270) Card fee: 1^st year free (-$0) Rewards: ≈ $1590 Card fee: $0 $199 (≈ 8.8% back on $18k) Spend required: $18k in 12 mos. (or $5k/$9k) ends January 31^st SEE ALL CARD DETAILS Best for: Incredible offer for those with more spending
BMO VIPorter Mastercard^{^®} new card SIMPLE No min. inc. Valuation (BONUS) ≈ $750Flytrippers Valuation Welcome bonus (after $3k): 10,000 pts (≈ $150) Welcome bonus (after $3k more): 15,000 pts (≈ $225) Welcome bonus (after $4k more): 15,000 pts (≈ $225) Earn on min. spend ($3k): 3,000 pts (≈ $45) Earn on min. spend ($3k more): 3,000 pts (≈ $45) Earn on min. spend ($4k more): 4,000 pts (≈ $60) Card fee: 1^st year free (-$0) Rewards: ≈ $750 Card fee: $0 $89 (≈ 7.5%* back on $10k) Spend required: $10k in 12 mos. (or $3k/$6k) ends January 31^st SEE ALL CARD DETAILS Best for: Great offer for those with more spending
American Express Cobalt^{^®} Card best overall LUCRATIVE No min. inc. Valuation (BONUS) ≈ $744Flytrippers Valuation Welcome bonus: 15,000 pts (≈ $225) Earn on min. spend: 45,000 pts (≈ $675) Card fee: deducted (-$156) Rewards: ≈ $900 Card fee: $156 ($12.99/mo.) (≈ 8.3% back on $9k) Spend required: $9k in 12 mos. SEE ALL CARD DETAILS Best for: Best overall card in Canada
American Express^{^®} Gold Rewards Card LUCRATIVE No min. inc. Valuation (BONUS) ≈ $930Flytrippers Valuation Monthly welcome bonuses (12x 5,000 pts): 60,000 pts (≈ $900) Earn on min. spend: 12,000 pts (≈ $180) Annual credit: can be cashed out ($100) Card fee: deducted (-$250) Rewards: ≈ $1180 Card fee: $250 (≈ 7.8% back on $12k) Spend required: $12k in 12 mos. SEE ALL CARD DETAILS Best for: Lucrative rewards and 4 passes for VIP airport lounges
Platinum Card^{^®} from American Express LUCRATIVE No min. inc. Valuation (BONUS) ≈ $852Flytrippers Valuation Welcome bonus: 70,000 pts (≈ $1050) Earn on min. spend: 10,000 pts (≈ $150) Annual travel credit (year 1): can be cashed out ($200) Dining credit (year 1): full value for most ($200) Card fee (year 1): deducted (-$799) Renewal bonus: 30,000 pts (≈ $450) Annual travel credit (year 2): can be cashed out ($200) Dining credit (year 2): full value for most ($200) Card fee (year 2): deducted (-$799) Rewards: ≈ $1651 Card fee: $799 (≈ 8.5% back on $10k) Spend required: $10k in 3 mos. spend $10k in 3 mos. & make 1 purchase in months 15-17 SEE ALL CARD DETAILS Best for: Unlimited access to VIP airport lounges and lucrative rewards
Scotiabank Platinum American Express^{^®} Card SIMPLE 12k Valuation (BONUS) $601Flytrippers Valuation Welcome bonus (after $3k in 3 mos.): 60,000 pts ($600) Welcome bonus (after another $7k in 14 mos.): 20,000 pts ($200) Earn on min. spend (3k$): 6,000 pts ($60) Earn on min. spend ($7k): 14,000 pts ($140) Card fee: deducted (-$399) Rewards: $1000 Card fee: $399 (6.0% back on $10k) Spend required: $10k in 14 mos. (or $3k) ends October 31^st SEE ALL CARD DETAILS Best for: 10 airport lounge passes and no FX fees
TD^{^®} Aeroplan^{^®} Visa* Infinite Privilege* Card LUCRATIVE 150k/200k Valuation (BONUS) ≈ $527Flytrippers Valuation Welcome bonus (after 1^st purchase): 20,000 pts (≈ $300) Welcome bonus (after $12k min. spend): 35,000 pts (≈ $525) Earn on 12k min. spend: 15,000 pts (≈ $225) Anniversary bonus (after another $12k in spend): 30,000 pts (≈ $450) Earn on another 12k in spend: 15,000 pts (≈ $225) Card fee (year 1): deducted (-$599) Card fee (year 2): deducted (-$599) Rewards: ≈ $1126 Annual fee: $599 (≈ 2.2% back on $24k) Spend required: $24k in 12 mos. SEE ALL CARD DETAILS Best for: For Air Canada lounge access and 6 passes (other lounges)
RBC Avion Visa Infinite Privilege Card LUCRATIVE 200k/200k Valuation (BONUS) ≈ $520Flytrippers Valuation Welcome bonus (upon approval): 35,000 pts (≈ $525) Welcome bonus (after min. spend): 20,000 pts (≈ $300) Earn on min. spend: 6,250 pts (≈ $94) Card fee: deducted (-$399) Also offered but not included in Valuation: renewal bonus of 15,000 pts (≈ $225) Rewards: ≈ $919 Card fee: $399 (≈ 10.4% back on $5k) Spend required: $5k in 6 mos. limited time SEE ALL CARD DETAILS Best for: Lucrative pts and 6 passes for VIP airport lounges
Amex^{^®} Aeroplan^{^®} Reserve Card LUCRATIVE No min. inc. Valuation (BONUS) ≈ $442Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $900) Earn on min. spend: 9,375 pts (≈ $141) Card fee: deducted (-$599) Also offered but not included in Valuation: renewal bonus of 25,000 pts (≈ $375) Rewards: ≈ $1041 Card fee: $599 (≈ 5.9%* back on $7.5k) Spend required: $7.5k in 3 mos. SEE ALL CARD DETAILS Best for: For Air Canada lounge access & other AC benefits
Marriott Bonvoy^{^™} Amex^{^®} Card LUCRATIVE No min. inc. Valuation (BONUS) ≈ $552Flytrippers Valuation Welcome bonus: 50,000 pts (≈ $450) Earn on min. spend: 3,000 pts (≈ $27) Card fee (year 1): deducted (-$120) Annual certificate (year 2): free night (≈ $315) Card fee (year 2): deducted (-$120) Rewards: ≈ $672 Card fee: $120 (≈ 36.8% back on $1.5k) Spend required: $1.5k in 3 mos. SEE ALL CARD DETAILS Best for: Very lucrative hotel points for specific hotels
Marriott Bonvoy^{^™} Business Amex^{^®} Card LUCRATIVE No min. inc. Valuation (BONUS) ≈ $645Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $540) Earn on min. spend: 10,000 pts (≈ $90) Card fee (year 1): deducted (-$150) Annual certificate (year 2): free night (≈ $315) Card fee (year 2): deducted (-$150) Rewards: ≈ $795 Card fee: $150 (≈ 12.9% back on $5k) Spend required: $5k in 3 mos. SEE ALL CARD DETAILS Best for: For those who already have the one above
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.