Card: $60k minimum income requiredMinimum personal income of $60,000 or minimum household income of $100,000
Bonus: spend $7.5k in 12 mos.
≈ $780Flytrippers Valuation Welcome bonus (after 1st purchase): 10,000 pts (≈ $150) Welcome bonus (after $5k min. spend): 25,000 pts (≈ $375) Earn on $5k min. spend: 7,500 pts (≈ $113) Anniversary bonus (after another $2.5k in spend): 15,000 pts (≈ $225) Earn on another $2.5k in spend: 3,750 pts (≈ $56) Card fee (year 1): first year free(-$0) Card fee (year 2): deducted (-$139)Also offered but not included in Valuation Credit: for NEXUS ($100)
Rewards: ≈ $780
Card fee: $0 $139
Valuable Aeroplan pts and travel benefits
$5k spend option also available
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ends January 3rd
Card: $0 minimum income requiredNo minimum income required.
Bonus: spend $750/mo for 12 mos.
≈ $744Flytrippers Valuation Welcome bonus: 15,000 pts (≈ $225) Earn on min. spend: 45,000 pts (≈ $675) Card fee: deducted (-$156)
Rewards: ≈ $900
Card fee: $156
Best overall card
in Canada
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Card: $60k minimum income requiredMinimum personal income of $60,000 or minimum household income of $100,000
Bonus: spend $5k in 6 mos.
$725Flytrippers Valuation Welcome bonus (after 1st purchase): 20,000 pts ($100) Welcome bonus (after min. spend): 95,000 pts ($475) Earn on min. spend: 30,000 pts ($150) Card fee: 1st year free (-$0)Also offered but not included in Valuation Birthday Bonus: 10% of points earned up to 10,000 pts ($50)Also offered but not included in Valuation Travel credit: On 1st $500 booking ($100)
Rewards: $725
Card fee: $0 $139
Highest offer for SIMPLE points
and 1st year free
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ends January 3rd
Card: $0 minimum income requiredNo minimum income required.
Bonus: spend $10k in 3 mos.
≈ $801Flytrippers Valuation Welcome bonus: 70,000 pts (≈ $1050) Earn on min. spend: 10,000 pts (≈ $150) Annual travel credit: can be cashed out ($200) Dining credit (2023): $200 total conservatively-valued (≈ $100) Dining credit (2024): $200 total conservatively-valued (≈ $100) Card fee: deducted (-$799)Also offered but not included in Valuation: renewal bonus of 30,000 pts (≈ $450) Also offered but not included in Valuation: NEXUS credit ($100)
Rewards: ≈ $1600
Card fee: $799
Unlimited access to airport lounges
and flexible rewards
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Card: $0 minimum income requiredNo minimum income required.
Bonus: spend $1k/mo for 12 mos.
≈ $930Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $900) Earn on min. spend: 12,000 pts (≈ $180) Annual credit: can be cashed out ($100) Card fee: deducted (-$250)Also offered but not included in Valuation: NEXUS credit ($50)
Rewards: ≈ $1180
Card fee: $250
Valuable rewards and 4
airport lounge passes
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Card: $60k minimum income requiredMinimum personal income of $60,000 or minimum household income of $100,000
Bonus: spend $6k in 3 mos.
≈ $675Flytrippers Valuation Welcome bonus (upon approval): 15,000 pts (≈ $225) Welcome bonus (after min. spend): 35,000 pts (≈ $525) Earn on min. spend: 6,000 pts (≈ $90) Card fee: deducted (-$165)
Rewards: ≈ $840
Card fee: $165
Great airline rewards
for big spenders
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limited time
Card: $0 minimum income requiredNo minimum income required.
Bonus: spend $7.5k in 1y (or $1k)
$655Flytrippers Valuation Welcome bonus (after $1k in 3 mos.): 20,000 pts ($200) Welcome bonus (after another $6.5k in 1y): 20,000 pts ($200) Earn on min. spend (1k$): 5,000 pts ($50) Earn on min. spend ($6.5k): 32,500 pts ($325) Card fee: deducted (-$120)
Rewards: $775
Card fee: $120
Very good travel insurance
and earn rate
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Card: $80k minimum income requiredMinimum personal income of $80,000 or minimum household income of $150,000
Bonus: spend $5k in 3 mos.
$556Flytrippers Valuation Welcome bonus (after 1st purchase): 300 WestJet dollars ($300) Welcome bonus (after min. spend): 300 WestJet dollars ($300) Earn on min. spend: 75 WestJet dollars ($75) Card fee: deducted (-$119)Additional companion ticket and renewal bonus also offered (not included in Flytrippers Valuation)
Rewards: $675
Card fee: $119
Companion ticket or
4 lounge passes
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ends March 14th
Card: $0 minimum income requiredNo minimum income required.
Bonus: spend $1k/mo for 10 mos.
≈ $510Flytrippers Valuation Monthly bonuses (6 mos.): 30,000 pts (≈ $450) Earn on min. spend: 10,000 pts (≈ $150) Card fee (year 1): deducted (-$120) Renewal bonus: 10,000 pts (≈ $150) Card fee (year 2): deducted (-$120)
Rewards: ≈ $630
Card fee: $120
Valuable Aeroplan pts without min. income
and lower min. spend
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Card: $60k minimum income requiredMinimum personal income of $60,000 or minimum household income of $100,000
Bonus: on approval (no min. spend)
≈ $405Flytrippers Valuation Welcome bonus (upon approval): 35,000 pts (≈ $525) Card fee: deducted (-$120)
Rewards: ≈ $525
Card fee: $120
Versatile rewards valuable or simple
great if you're flexible
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ends January 21st
Card: $0 minimum income requiredNo minimum income required.
Bonus: spend $1.5k in 3 mos.
≈ $357Flytrippers Valuation Welcome bonus: 50,000 pts (≈ $450) Earn on min. spend: 3,000 pts (≈ $27) Card fee: deducted (-$120)
Rewards: ≈ $477
Card fee: $120
Very lucrative hotel points
for specific hotels
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Card: $60k minimum income requiredMinimum personal income of $60,000 or minimum household income of $100,000
Bonus: spend $3.5k in 3 mos.
$350Flytrippers Valuation Welcome bonus (10% earn rate on 3 categories): cash back ($350) Card fee: 1st year free (-$0)
Rewards: $350
Card fee: $0 $139
Highest ever cash back bonus
ever seen in Canada
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ends March 4th
Card: $0 minimum income requiredNo minimum income required.
Bonus: spend $2k/mo for 6 mos.
≈ $301Flytrippers Valuation Monthly bonuses (6 mos.): 45,000 pts (≈ $675) Earn on min. spend: 15,000 pts (≈ $225) Card fee: deducted (-$599)Renewal bonus also offered (not included in Flytrippers Valuation) Bonuses for adding additional cards also offered (not included in Flytrippers Valuation)
Rewards: ≈ $900
Card fee: $599
For Air Canada lounge access
& other AC benefits
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