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The best credit card offers right now

Best credit card offers (June 2023)		WELCOME BONUS ( VALUATION)	Best for
new	TD^® Aeroplan^® Visa Infinite* Card Card: $60k minimum income requiredMinimum personal income of $60,000 or minimum household income of $100,000 Bonus: spend $7.5k in 12 mos.	≈ $941Flytrippers Valuation Welcome bonus (after 1st purchase): 10,000 pts (≈ $150) Welcome bonus (after $5k min. spend): 40,000 pts (≈ $600) Earn on $5k min. spend: 7,500 pts (≈ $113) Anniversary bonus (after another $2.5k in spend): 20,000 pts (≈ $300) Earn on another $2.5k in spend: 3,750 pts (≈ $56) Card fee (year 1): deducted (-$139) Card fee (year 2): deducted (-$139) Also offered but not included in Valuation Credit: for NEXUS ($100) Rewards: ≈ $1080 Card fee: $139	Valuable Aeroplan pts and travel benefits $5k spend option also available	ends September 5th
NEW	Marriott Bonvoy^™ American Express^® Card Card: $0 minimum income requiredNo minimum income required. Bonus: spend $3k in 3 mos.	≈ $609Flytrippers Valuation Welcome bonus: 65,000 pts (≈ $585) Renewal bonus: 10,000 pts (≈ $90) Earn on min. spend: 6,000 pts (≈ $54) Card fee (year 1): deducted (-$120) Free night certificate (year 2): minimum (≈ $120) Card fee (year 2): deducted (-$120) Rewards: ≈ $729 Card fee: $120	Very lucrative hotel points for specific hotels	ends July 24th
NEW	Marriott Bonvoy^™ Business American Express^® Card Card: no business required Bonus: spend $5k in 3 mos.	≈ $705Flytrippers Valuation Welcome bonus : 75,000 pts (≈ $675) Renewal bonus : 10,000 pts (≈ $90) Earn on min. spend: 10,000 pts (≈ $90) Card fee (year 1): deducted (-$150) Free night certificate (year 2): minimum (≈ $150) Card fee (year 2): deducted (-$150) Rewards: ≈ $855 Card fee: $150	For those who already have the one above	ends July 24th
Extended	National Bank^® World Elite Mastercard^® Card: $80k minimum income requiredMinimum personal income of $80,000 or minimum household income of $150,000 Bonus: spend $5k in 3 mos.	≈ $750Flytrippers Valuation Welcome bonus: 30,000 pts ($300) Insurance bonus: 10,000 pts ($100) Travel extras credit (2023): varies by traveler* (≈ $150) Travel extras credit (2024): varies by traveler* (≈ $150) Earn on min. spend: 5,000 pts ($50) Card fee: first year free (-$0) Also offered but not included in Valuation: additional renewal bonus of 30,000 pts ($300) if you spend another $7,000 in the first 12 months Rewards: ≈ $750 Card fee: $0 $150	Great offer & great insurance & YUL lounge access	ends June 30th
new	TD First Class Travel^® Visa Infinite^* Card Card: $60k minimum income requiredMinimum personal income of $60,000 or minimum household income of $100,000 Bonus: spend $5k in 6 mos.	$650Flytrippers Valuation Welcome bonus (after 1st purchase): 20,000 pts ($100) Welcome bonus (after min. spend): 80,000 pts ($400) Earn on min. spend: 30,000 pts ($150) Card fee: 1st year free (-$0) Also offered but not included in Valuation Birthday Bonus: 10% of points earned up to 10,000 pts ($50) Also offered but not included in Valuation Travel credit: On 1st $500 booking ($100) Rewards: $650 Card fee: $0 $139	Highest offer for simple points and 1st year free	ends September 5th
	American Express Cobalt^® Card Card: $0 minimum income requiredNo minimum income required. Bonus: spend $500/mo for 12 mos.	≈ $744Flytrippers Valuation Welcome bonus: 30,000 pts (≈ $450) Earn on min. spend: 30,000 pts (≈ $450) Card fee: deducted (-$156) Rewards: ≈ $900 Card fee: $156	Best overall card in Canada
ENDING	HSBC World Elite^® Mastercard^® Card: $80k minimum income requiredMinimum personal income of $80,000 or minimum household income of $150,000 Bonus: spend $6k in 6 mos. (see QC offer)	≈ $688Flytrippers Valuation Welcome bonus (after 1st purchase): 20,000 pts (≈ $120) Welcome bonus (min. spend of $1k/mo for 6 mos.): 60,000 pts (≈ $360) Earn on min. spend: 18,000 pts (≈ $108) Annual credit: for travel ($100) Card fee: first year free (-$0) Rewards: ≈ $688 Card fee: $0 $149	No FX fee good earn rate & flexible rewards	ends August 31st
	American Express^® Aeroplan^®* Card Card: $0 minimum income requiredNo minimum income required. Bonus: spend $3k in 6 mos.	≈ $675Flytrippers Valuation Welcome bonus: 35,000 pts (≈ $525) Monthly bonus for 6 mos. (min. spend split): 15,000 pts (≈ $225) Earn on min. spend: 3,000 pts (≈ $45) Card fee: deducted (-$120) Rewards: ≈ $795 Card fee: $120	Valuable Aeroplan pts without min. income and lower min. spend
new	Scotiabank Gold American Express^® Card Card: $12k minimum income requiredMinimum personal income of $12,000 or minimum household income of $None Bonus: spend $7.5k in 1y (or $1k)	$655Flytrippers Valuation Welcome bonus (after $1k in 3 mos.): 20,000 pts ($200) Welcome bonus (after another $6.5k in 1y): 20,000 pts ($200) Earn on min. spend (1k$): 5,000 pts ($50) Earn on min. spend ($6.5k): 32,500 pts ($325) Card fee: deducted (-$120) Rewards: $775 Card fee: $120	Very good travel insurance and earn rate	ends October 31st
	CIBC Aventura^® Visa Infinite* Card Card: $60k minimum income requiredMinimum personal income of $60,000 or minimum household income of $100,000 Bonus: spend $1k in 4 mos.	≈ $513Flytrippers Valuation Welcome bonus (after 1 purchase): 20,000 pts (≈ $250) Welcome bonus (after min. spend): 20,000 pts (≈ $250) Earn on min. spend: 1,000 pts (≈ $13) Card fee: first year annual fee rebate Also offered but not included in Valuation: NEXUS credit (US$50) Rewards: ≈ $513 Card fee: showFee: $139 (first year annual fee rebated)† Annual Interest Rate (purchases): 20.99%† Annual Interest Rate (balance transfer): 22.99%†, 21.99%† (for Québec residents) Annual Interest Rate (cash advance): 22.99%†, 21.99%† (for Québec residents)	Flexible rewards and 4 airport lounge passes	limited time
	CIBC Aventura^® Gold Visa* Card Card: $15k minimum income requiredMinimum personal income of $15,000 or minimum household income of $15,000 Bonus: spend $1k in 4 mos.	≈ $513Flytrippers Valuation Welcome bonus (after 1 purchase): 20,000 pts (≈ $250) Welcome bonus (after min. spend): 20,000 pts (≈ $250) Earn on min. spend: 1,000 pts (≈ $13) Card fee: first year annual fee rebate Also offered but not included in Valuation: NEXUS credit (US$50) Rewards: ≈ $513 Card fee: showFee: $139 (first year annual fee rebated)† Annual Interest Rate (purchases): 20.99%† Annual Interest Rate (balance transfer): 22.99%†, 21.99%† (for Québec residents) Annual Interest Rate (cash advance): 22.99%†, 21.99%† (for Québec residents)	Flexible rewards and 4 airport lounge passes	limited time
	American Express^® Gold Rewards Card Card: $0 minimum income requiredNo minimum income required. Bonus: spend $1k/mo for 12 mos.	≈ $930Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $900) Earn on min. spend: 12,000 pts (≈ $180) Annual credit: can be cashed out ($100) Card fee: deducted (-$250) Also offered but not included in Valuation: NEXUS credit ($50) Rewards: ≈ $1180 Card fee: $250	Valuable rewards and 4 airport lounge passes
	Platinum Card^® from American Express Card: $0 minimum income requiredNo minimum income required. Bonus: spend $7.5k in 3 mos.	≈ $814Flytrippers Valuation Welcome bonus: 80,000 pts (≈ $1200) Earn on min. spend: 7,500 pts (≈ $113) Annual credit: can be cashed out ($200) Card fee: deducted (-$699) Also offered but not included in Valuation: NEXUS credit ($100) Rewards: ≈ $1513 Card fee: $699	Unlimited access to airport lounges and flexible rewards
	American Express^® Aeroplan^®* Reserve Card Card: $0 minimum income requiredNo minimum income required. Bonus: spend $6k in 3 mos.	≈ $527Flytrippers Valuation Welcome bonus: 45,000 pts (≈ $675) Monthly bonus for 3 mos. (min. spend split): 22,500 pts (≈ $338) Earn on min. spend: 7,500 pts (≈ $113) Card fee: deducted (-$599) Monthly bonus for 3 extra months also offered (not included in Flytrippers Valuation) Renewal bonus also offered (not included in Flytrippers Valuation) Rewards: ≈ $1126 Card fee: $599	For Air Canada lounge access & other AC benefits	ends July 24th
	TD^® Aeroplan^® Visa* Infinite Privilege* Card Card: $150k minimum income requiredMinimum personal income of $150,000 or minimum household income of $200,000 Bonus: spend $12k in 12 mos.	≈ $775Flytrippers Valuation Welcome bonus (after 1st purchase): 20,000 pts (≈ $300) Welcome bonus (after $7.5k min. spend): 60,000 pts (≈ $900) Earn on 7.5k min. spend: 10,313 pts (≈ $155) Anniversary bonus (after another $4.5k in spend): 35,000 pts (≈ $525) Earn on another 4.5k in spend: 6,188 pts (≈ $93) Card fee (year 1): deducted (-$599) Card fee (year 2): deducted (-$599) Also offered but not included in Valuation Credit: for NEXUS ($100) Rewards: ≈ $1374 Card fee: $599	For Air Canada lounge access and 6 passes (other lounges)	ends September 5th
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Best credit card offers (June 2023)
new TD^® Aeroplan^® Visa Infinite* Card
Card: $60k minimum income requiredMinimum personal income of $60,000 or minimum household income of $100,000
Bonus: spend $7.5k in 12 mos.
WELCOME BONUS	ends September 5th
≈ $941Flytrippers Valuation Welcome bonus (after 1st purchase): 10,000 pts (≈ $150) Welcome bonus (after $5k min. spend): 40,000 pts (≈ $600) Earn on $5k min. spend: 7,500 pts (≈ $113) Anniversary bonus (after another $2.5k in spend): 20,000 pts (≈ $300) Earn on another $2.5k in spend: 3,750 pts (≈ $56) Card fee (year 1): deducted (-$139) Card fee (year 2): deducted (-$139) Also offered but not included in Valuation Credit: for NEXUS ($100)
Rewards: ≈ $1080
Card fee: $139
Best for: Valuable Aeroplan pts and travel benefits $5k spend option also available
NEW Marriott Bonvoy^™ American Express^® Card
Card: $0 minimum income requiredNo minimum income required.
Bonus: spend $3k in 3 mos.
WELCOME BONUS	ends July 24th
≈ $609Flytrippers Valuation Welcome bonus: 65,000 pts (≈ $585) Renewal bonus: 10,000 pts (≈ $90) Earn on min. spend: 6,000 pts (≈ $54) Card fee (year 1): deducted (-$120) Free night certificate (year 2): minimum (≈ $120) Card fee (year 2): deducted (-$120)
Rewards: ≈ $729
Card fee: $120
Best for: Very lucrative hotel points for specific hotels
NEW Marriott Bonvoy^™ Business American Express^® Card
Card: no business required
Bonus: spend $5k in 3 mos.
WELCOME BONUS	ends July 24th
≈ $705Flytrippers Valuation Welcome bonus : 75,000 pts (≈ $675) Renewal bonus : 10,000 pts (≈ $90) Earn on min. spend: 10,000 pts (≈ $90) Card fee (year 1): deducted (-$150) Free night certificate (year 2): minimum (≈ $150) Card fee (year 2): deducted (-$150)
Rewards: ≈ $855
Card fee: $150
Best for: For those who already have the one above
Extended National Bank^® World Elite Mastercard^®
Card: $80k minimum income requiredMinimum personal income of $80,000 or minimum household income of $150,000
Bonus: spend $5k in 3 mos.
WELCOME BONUS	ends June 30th
≈ $750Flytrippers Valuation Welcome bonus: 30,000 pts ($300) Insurance bonus: 10,000 pts ($100) Travel extras credit (2023): varies by traveler* (≈ $150) Travel extras credit (2024): varies by traveler* (≈ $150) Earn on min. spend: 5,000 pts ($50) Card fee: first year free (-$0) Also offered but not included in Valuation: additional renewal bonus of 30,000 pts ($300) if you spend another $7,000 in the first 12 months
Rewards: ≈ $750
Card fee: $0 $150
Best for: Great offer & great insurance & YUL lounge access
new TD First Class Travel^® Visa Infinite^* Card
Card: $60k minimum income requiredMinimum personal income of $60,000 or minimum household income of $100,000
Bonus: spend $5k in 6 mos.
WELCOME BONUS	ends September 5th
$650Flytrippers Valuation Welcome bonus (after 1st purchase): 20,000 pts ($100) Welcome bonus (after min. spend): 80,000 pts ($400) Earn on min. spend: 30,000 pts ($150) Card fee: 1st year free (-$0) Also offered but not included in Valuation Birthday Bonus: 10% of points earned up to 10,000 pts ($50) Also offered but not included in Valuation Travel credit: On 1st $500 booking ($100)
Rewards: $650
Card fee: $0 $139
Best for: Highest offer for simple points and 1st year free
American Express Cobalt^® Card
Card: $0 minimum income requiredNo minimum income required.
Bonus: spend $500/mo for 12 mos.
WELCOME BONUS
≈ $744Flytrippers Valuation Welcome bonus: 30,000 pts (≈ $450) Earn on min. spend: 30,000 pts (≈ $450) Card fee: deducted (-$156)
Rewards: ≈ $900
Card fee: $156
Best for: Best overall card in Canada
ENDING HSBC World Elite^® Mastercard^®
Card: $80k minimum income requiredMinimum personal income of $80,000 or minimum household income of $150,000
Bonus: spend $6k in 6 mos. (see QC offer)
WELCOME BONUS	ends August 31st
≈ $688Flytrippers Valuation Welcome bonus (after 1st purchase): 20,000 pts (≈ $120) Welcome bonus (min. spend of $1k/mo for 6 mos.): 60,000 pts (≈ $360) Earn on min. spend: 18,000 pts (≈ $108) Annual credit: for travel ($100) Card fee: first year free (-$0)
Rewards: ≈ $688
Card fee: $0 $149
Best for: No FX fee good earn rate & flexible rewards
American Express^® Aeroplan^®* Card
Card: $0 minimum income requiredNo minimum income required.
Bonus: spend $3k in 6 mos.
WELCOME BONUS
≈ $675Flytrippers Valuation Welcome bonus: 35,000 pts (≈ $525) Monthly bonus for 6 mos. (min. spend split): 15,000 pts (≈ $225) Earn on min. spend: 3,000 pts (≈ $45) Card fee: deducted (-$120)
Rewards: ≈ $795
Card fee: $120
Best for: Valuable Aeroplan pts without min. income and lower min. spend
new Scotiabank Gold American Express^® Card
Card: $12k minimum income requiredMinimum personal income of $12,000 or minimum household income of $None
Bonus: spend $7.5k in 1y (or $1k)
WELCOME BONUS	ends October 31st
$655Flytrippers Valuation Welcome bonus (after $1k in 3 mos.): 20,000 pts ($200) Welcome bonus (after another $6.5k in 1y): 20,000 pts ($200) Earn on min. spend (1k$): 5,000 pts ($50) Earn on min. spend ($6.5k): 32,500 pts ($325) Card fee: deducted (-$120)
Rewards: $775
Card fee: $120
Best for: Very good travel insurance and earn rate
CIBC Aventura^® Visa Infinite* Card
Card: $60k minimum income requiredMinimum personal income of $60,000 or minimum household income of $100,000
Bonus: spend $1k in 4 mos.
WELCOME BONUS	limited time
≈ $513Flytrippers Valuation Welcome bonus (after 1 purchase): 20,000 pts (≈ $250) Welcome bonus (after min. spend): 20,000 pts (≈ $250) Earn on min. spend: 1,000 pts (≈ $13) Card fee: first year annual fee rebate Also offered but not included in Valuation: NEXUS credit (US$50)
Rewards: ≈ $513
Card fee: showFee: $139 (first year annual fee rebated)† Annual Interest Rate (purchases): 20.99%† Annual Interest Rate (balance transfer): 22.99%†, 21.99%† (for Québec residents) Annual Interest Rate (cash advance): 22.99%†, 21.99%† (for Québec residents)
Best for: Flexible rewards and 4 airport lounge passes
CIBC Aventura^® Gold Visa* Card
Card: $15k minimum income requiredMinimum personal income of $15,000 or minimum household income of $15,000
Bonus: spend $1k in 4 mos.
WELCOME BONUS	limited time
≈ $513Flytrippers Valuation Welcome bonus (after 1 purchase): 20,000 pts (≈ $250) Welcome bonus (after min. spend): 20,000 pts (≈ $250) Earn on min. spend: 1,000 pts (≈ $13) Card fee: first year annual fee rebate Also offered but not included in Valuation: NEXUS credit (US$50)
Rewards: ≈ $513
Card fee: showFee: $139 (first year annual fee rebated)† Annual Interest Rate (purchases): 20.99%† Annual Interest Rate (balance transfer): 22.99%†, 21.99%† (for Québec residents) Annual Interest Rate (cash advance): 22.99%†, 21.99%† (for Québec residents)
Best for: Flexible rewards and 4 airport lounge passes
American Express^® Gold Rewards Card
Card: $0 minimum income requiredNo minimum income required.
Bonus: spend $1k/mo for 12 mos.
WELCOME BONUS
≈ $930Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $900) Earn on min. spend: 12,000 pts (≈ $180) Annual credit: can be cashed out ($100) Card fee: deducted (-$250) Also offered but not included in Valuation: NEXUS credit ($50)
Rewards: ≈ $1180
Card fee: $250
Best for: Valuable rewards and 4 airport lounge passes
Platinum Card^® from American Express
Card: $0 minimum income requiredNo minimum income required.
Bonus: spend $7.5k in 3 mos.
WELCOME BONUS
≈ $814Flytrippers Valuation Welcome bonus: 80,000 pts (≈ $1200) Earn on min. spend: 7,500 pts (≈ $113) Annual credit: can be cashed out ($200) Card fee: deducted (-$699) Also offered but not included in Valuation: NEXUS credit ($100)
Rewards: ≈ $1513
Card fee: $699
Best for: Unlimited access to airport lounges and flexible rewards
American Express^® Aeroplan^®* Reserve Card
Card: $0 minimum income requiredNo minimum income required.
Bonus: spend $6k in 3 mos.
WELCOME BONUS	ends July 24th
≈ $527Flytrippers Valuation Welcome bonus: 45,000 pts (≈ $675) Monthly bonus for 3 mos. (min. spend split): 22,500 pts (≈ $338) Earn on min. spend: 7,500 pts (≈ $113) Card fee: deducted (-$599) Monthly bonus for 3 extra months also offered (not included in Flytrippers Valuation) Renewal bonus also offered (not included in Flytrippers Valuation)
Rewards: ≈ $1126
Card fee: $599
Best for: For Air Canada lounge access & other AC benefits
TD^® Aeroplan^® Visa* Infinite Privilege* Card
Card: $150k minimum income requiredMinimum personal income of $150,000 or minimum household income of $200,000
Bonus: spend $12k in 12 mos.
WELCOME BONUS	ends September 5th
≈ $775Flytrippers Valuation Welcome bonus (after 1st purchase): 20,000 pts (≈ $300) Welcome bonus (after $7.5k min. spend): 60,000 pts (≈ $900) Earn on 7.5k min. spend: 10,313 pts (≈ $155) Anniversary bonus (after another $4.5k in spend): 35,000 pts (≈ $525) Earn on another 4.5k in spend: 6,188 pts (≈ $93) Card fee (year 1): deducted (-$599) Card fee (year 2): deducted (-$599) Also offered but not included in Valuation Credit: for NEXUS ($100)
Rewards: ≈ $1374
Card fee: $599
Best for: For Air Canada lounge access and 6 passes (other lounges)
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Webinar guide

The best credit card offers right now

Concrete examples of rewards you can get

18 good uses of Aeroplan points

11 good uses of Avios points

34 good uses of American Express points (Amex points)

15 good uses of RBC Avion Rewards points

12 good uses of HSBC Rewards points

5 countries where you can get 17 free nights with Marriott

Links to the content we will talked about

Reminder of the important documents to download

Checklist for each time you get a new card

Card tracking template to stay organized

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