Card: $0 minimum income requiredNo minimum income required.
Bonus: spend $3k in 3 mos.
≈ $519Flytrippers Valuation Welcome bonus: 65,000 pts (≈ $585) Earn on min. spend: 6,000 pts (≈ $54) Card fee: deducted (-$120)Also offered but not included in Valuation 5x earn rate on $3k in travel & gas (≈ $135)
Rewards: ≈ $639
Card fee: $120
Very lucrative hotel points
for specific hotels
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ends May 6th
Card: no business required
Bonus: spend $6k in 3 mos.
≈ $633Flytrippers Valuation Welcome bonus : 75,000 pts (≈ $675) Earn on min. spend: 12,000 pts (≈ $108) Card fee: deducted (-$150)Also offered but not included in Valuation 5x earn rate on $3k in travel/gas/dining (≈ $135)
Rewards: ≈ $783
Card fee: $150
For those who already have
the one above
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ends May 6th
Card: $60k minimum income requiredMinimum personal income of $60,000 or minimum household income of $100,000
Bonus: spend $5k in 6 months
$750Flytrippers Valuation Welcome bonus (after 1st purchase): 20,000 pts ($100) Welcome bonus (after min. spend): 80,000 pts ($400) Earn on min. spend: 30,000 pts ($150) Annual travel credit: On 1st $500 hotel booking ($100) Card fee: rebated the 1st year (-$0)
Rewards: $750
Annual fee: $0 $139
Highest offer for simple points
use for any trip
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ends June 3rd
Card: $60k minimum income requiredMinimum personal income of $60,000 or minimum household income of $100,000
Bonus: spend $5k in 6 mos.
≈ $780Flytrippers Valuation Welcome bonus (after 1st purchase): 35,000 pts (≈ $525) Welcome bonus (after min. spend): 20,000 pts (≈ $300) Earn on min. spend: 5,000 pts (≈ $75) Card fee: deducted (-$120)
Rewards: ≈ $900
Card fee: $120
Versatile rewards valuable or simple
great if you're flexible
ends April 30th
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Card: $0 minimum income requiredNo minimum income required.
Bonus: spend $5k in 6 mos.
≈ $780Flytrippers Valuation Welcome bonus (after 1st purchase): 35,000 pts (≈ $525) Welcome bonus (after min. spend): 20,000 pts (≈ $300) Earn on min. spend: 5,000 pts (≈ $75) Card fee: deducted (-$120)
Rewards: ≈ $900
Card fee: $120
Inferior card only for those not
eligible for the one above
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ends April 30th
Card: $0 minimum income requiredNo minimum income required.
Bonus: spend $750/mo for 12 mos.
≈ $744Flytrippers Valuation Welcome bonus: 15,000 pts (≈ $225) Earn on min. spend: 45,000 pts (≈ $675) Card fee: deducted (-$156)
Rewards: ≈ $900
Card fee: $156
Best overall card
in Canada
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Card: $12k minimum income requiredMinimum personal income of $12,000 or minimum household income of $0
Bonus: spend $7.5k in 1y (or $1k)
$655Flytrippers Valuation Welcome bonus (after $1k in 3 mos.): 20,000 pts ($200) Welcome bonus (after another $6.5k in 1y): 20,000 pts ($200) Earn on min. spend (1k$): 5,000 pts ($50) Earn on min. spend ($6.5k): 32,500 pts ($325) Card fee: deducted (-$120)
Rewards: $775
Card fee: $120
Very good travel insurance
and earn rate
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ends July 1st
Card: $0 minimum income requiredNo minimum income required.
Bonus: spend $10k in 3 mos.
≈ $801Flytrippers Valuation Welcome bonus: 70,000 pts (≈ $1050) Earn on min. spend: 10,000 pts (≈ $150) Annual travel credit: can be cashed out ($200) Dining credit (2024): $200 total conservatively-valued (≈ $100) Dining credit (2025): $200 total conservatively-valued (≈ $100) Card fee: deducted (-$799)Also offered but not included in Valuation: renewal bonus of 30,000 pts (≈ $450) Also offered but not included in Valuation: NEXUS credit ($100)
Rewards: ≈ $1600
Card fee: $799
Unlimited access to airport lounges
and flexible rewards
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Card: $60k minimum income requiredMinimum personal income of $60,000 or minimum household income of $100,000
Bonus: spend $10k in 12 mos. (or $6k for lower bonus)
≈ $622Flytrippers Valuation Welcome bonus (after 1st purchase): 10,000 pts (≈ $150) Welcome bonus (after $6k min. spend): 20,000 pts (≈ $300) Earn on $6k min. spend: 6,000 pts (≈ $90) Anniversary bonus (after another $4k in spend): 20,000 pts (≈ $300) Earn on another $4k in spend: 4,000 pts (≈ $60) Card fee (year 1): deducted (-$139) Card fee (year 2): deducted (-$139)
Rewards: ≈ $761
Annual fee: $139
Valuable Aeroplan pts and travel benefits
$5k spend option also available
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ends June 3rd
Card: $0 minimum income requiredNo minimum income required.
Bonus: spend $1k/mo for 12 mos.
≈ $930Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $900) Earn on min. spend: 12,000 pts (≈ $180) Annual credit: can be cashed out ($100) Card fee: deducted (-$250)Also offered but not included in Valuation: NEXUS credit ($50)
Rewards: ≈ $1180
Card fee: $250
Valuable rewards and 4
airport lounge passes
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Card: $60k minimum income requiredMinimum personal income of $60,000 or minimum household income of $100,000
Bonus: spend $6k in 3 mos.
≈ $675Flytrippers Valuation Welcome bonus (upon approval): 15,000 pts (≈ $225) Welcome bonus (after min. spend): 35,000 pts (≈ $525) Earn on min. spend: 6,000 pts (≈ $90) Card fee: deducted (-$165)
Rewards: ≈ $840
Card fee: $165
Great airline rewards
for big spenders
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limited time
Card: $0 minimum income requiredNo minimum income required.
Bonus: spend $1k/mo for 10 mos.
≈ $510Flytrippers Valuation Monthly bonuses (6 mos.): 30,000 pts (≈ $450) Earn on min. spend: 10,000 pts (≈ $150) Card fee (year 1): deducted (-$120) Renewal bonus: 10,000 pts (≈ $150) Card fee (year 2): deducted (-$120)
Rewards: ≈ $630
Card fee: $120
Valuable Aeroplan pts without min. income
and lower min. spend
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Card: $0 minimum income requiredNo minimum income required.
Bonus: spend $7.5k in 3 mos.
≈ $442Flytrippers Valuation Welcome bonus: 60,000 pts (≈ $900) Earn on min. spend: 9,375 pts (≈ $141) Card fee: deducted (-$599)Also offered but not included in Valuation: renewal bonus of 25,000 pts (≈ $375) with extra $2500 spend
Rewards: ≈ $1041
Card fee: $599
For Air Canada lounge access
& other AC benefits
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Card: $80k minimum income requiredMinimum personal income of $80,000 or minimum household income of $150,000
Bonus: spend $5k in 3 mos.
$406Flytrippers Valuation Welcome bonus (after 1st purchase): 250 WestJet dollars ($250) Welcome bonus (after min. spend): 200 WestJet dollars ($200) Earn on min. spend: 75 WestJet dollars ($75) Card fee: deducted (-$119)
Rewards: $525
Card fee: $119
Companion ticket or
4 lounge passes
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ends July 31st
Card: $60k minimum income requiredMinimum personal income of $60,000 or minimum household income of $100,000
Bonus: spend $1k in 3 mos.
$320Flytrippers Valuation Welcome bonus: 30,000 pts ($300) Earn on min. spend: 2,000 pts ($20) Card fee: 1st year free (-$0)Also offered but not included in Valuation: additional spend bonus of 10,000 pts ($100)
Rewards: $320
Card fee: $0 $150
6 airport lounge passes
and no FX fees
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ends July 1st
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