Flytrippers fans have now earned more than 3 million dollars in free travel thanks to the travel rewards deals we share! What’s important is to choose a huge welcome bonus — any of the best ones — to at least stop wasting your spending like you probably are right now (because you’re earning a terrible rate of just 1% or 2%)!

Here are the 4 best credit card offers right now — and a few other of the best ones for **some** travelers.

4 BEST credit cards

Skip to:
4 best cards summary
4 best cards details

Flytrippers' recommendations of the best credit card offers (April 2025)

Best credit card offers (top 4)

Top 4 best credit card
offers (April 2025)
Flytrippers Valuation (BONUS)
(≈ 8.8% back on $18k)
Rewards: ≈ $1590
Card fee: $0 $199
Spend required:$18k in 12 mos. (or $5k/$9k)
Best for: Highest amount of free travel
SIMPLE 80k/150k
limited time
Flytrippers Valuation (BONUS)
( 20.5% back on $5k)
Rewards: $1025
Annual fee: $0 $139
Spend required:$5k in 6 mos.
Best for: Simple points redeemable for any travel expense
SIMPLE 60k/100k
Flytrippers Valuation (BONUS)
(≈ 15.6% back on $5k)
Rewards: ≈ $900
Card fee: $120
Spend required:$5k in 6 mos.
Best for: Lucrative points if you're more flexible
LUCRATIVE 60k/100k
ends June 11th
Flytrippers Valuation (BONUS)
(≈ 8.3% back on $9k)
Rewards: ≈ $900
Card fee: $156
Spend required:$9k in 12 mos.
Best for: Lucrative points & best overall card
LUCRATIVE
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Top 4 best credit card
offers (April 2025)		 WELCOME BONUS
(Flytrippers VALUATION)		 Best
for
BMO VIPorter World Elite Mastercard
BMO VIPorter World Elite®* Mastercard®*
Min. income (card):
Min. spend (bonus): $18k in 12 mos. (or $5k/$9k for lower bonus)
Rewards: ≈ $1590
Card fee: $0 $199
Highest
amount
of free travel
limited time
TD First Class Travel Visa Infinite Card (excl. QC)
TD First Class Travel® Visa Infinite* Card
Min. income (card):
Min. spend (bonus): $5k in 6 months
Rewards: $1025
Annual fee: $0 $139
Simple points
redeemable for
any travel expense
RBC Avion Visa Infinite Card
RBC Avion Visa Infinite Card
Min. income (card):
Min. spend (bonus): $5k in 6 mos.
Rewards: ≈ $900
Card fee: $120
Lucrative
points if
you're more flexible
ends June 11th

 apply now
American Express Cobalt Card
American Express Cobalt® Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
Rewards: ≈ $900
Card fee: $156
Lucrative
points &
best overall card
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Infographic of the 4 best credit card offers

Details of the 4 best credit card offers (April 2025)

Best for getting the biggest welcome bonus

And best for those who have more spending

BMO VIPorter World Elite®* Mastercard®*
Flytrippers Valuation
of Welcome bonus (net value)
≈ $
Rewards: ≈ $1590*
Card fee: $0 $199
 limited time

min. income: $80k (or $150k household)

spend $18,000 in 12 months

(or $5,000/$9,000 for lower bonus)
Terms and conditions apply. Flytrippers editorial opinion only. BMO is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

The brand-new BMO VIPorter World Elite Mastercard is the best for most travelers who want the biggest amount of free travel! The complete bonus of ≈ $1,590 requires spending a total of $18,000… but even with the bonus that requires spending $9,000, it gives ≈ $870 which is also very excellent. It’s one of the best welcome bonuses ever seen in Canada!

Card rewards:

  • 106,000 VIPorter points by unlocking the welcome bonus
  • ≈ $1,590 at our Flytrippers Valuation
  • ≈ 8.8% return on $18,000 (≈ $1,590 on $18,000)
  • Points of the more simple type (so it’s less lucrative)
  • Value that varies less (relatively fixed in this case)
  • Only redeemable for flights on Porter (all flights) and Air Transat (most flights)

Card benefits:

  • Automatic VIPorter elite status that includes the following 4 benefits (and others)
  • Free checked bag on Porter (including for 8 travel companions)
  • Free full-size carry-on bag on Porter (including for 8 travel companions)
  • Free seat selection on Porter (including for 8 travel companions)
  • Priority check-in and boarding on Porter
  • Excellent insurance coverage
  • Mastercard accepted at Costco without having to use the prepaid card trick

Other offer highlights:

  • 3 options for bonuses and minimum spending requirements
  • Annual fee waived for the 1st year (but savvy travelers always look at the net value, not just the fee)
  • Companion ticket (a kind of 2 for 1) also included in addition to the welcome bonus
  • Launch offer for the brand-new card
  • Unknown offer end date
Apply for the card

or read all the details on our Flytrippers card resource page

Best for getting simple points redeemable for any travel expense

And best for 4 free passes to VIP airport lounges

TD First Class Travel® Visa Infinite* Card


min. income: $60k (or $100k household)
Flytrippers Valuation
of Welcome bonus (net value)
$
Rewards: $1025*
Card fee: $0 $139
 offer effective since January 7th

spend $5,000

in 6 months

Interest rates:

Purchases: 20.99%

Cash advances: 22.99%

Cash advances (QC): 20.99%
Terms and conditions apply. Flytrippers editorial opinion only. TD is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

The TD First Class Travel Visa Infinite Card is the best for most travelers who want points of the more simple type redeemable for any travel expense at a simple fixed value! It’s one of the best welcome bonuses ever seen in Canada for very simple points. And it offers a lounge access benefit!

Card rewards:

  • 165,000 TD Rewards points by unlocking the welcome bonus AND 2 travel credits for hotels ($100 each)
  • $1,025 at our Flytrippers Valuation
  • 20.5% return on $5,000 ($1,025 on $5,000)
  • Points of the more simple type (so it’s less lucrative)
  • Value that varies less (not at all in this case)
  • Redeemable for any travel expense on the TD site (or on any site with 20% less value)

Card benefits:

  • 4 free passes for VIP airport lounges (starting April 30; you’ll get them even if you apply for the card before)
  • Excellent insurance coverage
  • Birthday bonus of 10% of points earned in the previous 12 months (maximum $50)

Other offer highlights:

  • Relatively low minimum spending requirement (the equivalent of $192 per week)
  • Annual fee waived for the 1st year (but savvy travelers always look at the net value, not just the fee)
  • Unknown offer end date
Apply for the card

or read all the details on our Flytrippers card resource page

Best for getting points of the more lucrative type (if you are more flexible)

And best for traveling in luxurious business class faster

RBC Avion Visa Infinite Card


min. income: $60k (or $100k household)
Flytrippers Valuation
of Welcome bonus (net value)
≈ $
Rewards: ≈ $900*
Card fee: $120
 ends June 11th

spend $5,000

in 6 months

Interest rates:

Purchases: 20.99%

Cash advances: 22.99%

Cash advances (QC): 21.99%
Terms and conditions apply. Flytrippers editorial opinion only. RBC is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

The RBC Avion Visa Infinite Card is the best for most travelers who want to get points of the more lucrative type faster, including for traveling in business class. But the points require being more flexible than other points of the more lucrative type in the next section (Aeroplan and Amex). It’s the highest welcome bonus ever seen on this card!

Card rewards:

  • 60,000 RBC Avion points by unlocking the welcome bonus
  • ≈ $900 at our Flytrippers Valuation (minus $120 fee)
  • ≈ 15.6% return on $5,000 (≈ $780 on $5,000)
  • Points of the more lucrative type (so it’s less simple)
  • Value that varies more (enormously in this case)
  • Redeemable for certain specific flights on 40+ airlines by being very flexible (or for almost any travel expense at a much lower value)

Card benefits:

  • Excellent insurance coverage
  • Free DoorDash DashPass membership for 12 months
  • Discounts for gas at Petro-Canada (and others)

Other offer highlights:

  • Relatively low minimum spending requirement (the equivalent of $192 per week)
  • Option to get the same bonus without having the required income (by filling out the same application form)
  • Offer ends June 3, 2025
Apply for the card

or read all the details on our Flytrippers card resource page

Best for getting points of the more lucrative type (if you are less flexible)

And best for those who don't want to get many cards

American Express Cobalt® Card
Flytrippers Valuation
of Welcome bonus (net value)
≈ $
Rewards: ≈ $900*
Card fee: $156
minimum income required: $0

spend $750/month

for 12 months
Terms and conditions apply. Flytrippers editorial opinion only. Amex is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

The Amex Cobalt Card is the best for most travelers who want more lucrative type points, including for traveling in business class, while being less flexible. But the bonus is earned more slowly than other points of the more lucrative type in the next section (Aeroplan and Amex). It’s the best overall Canadian card and it’s perfect for those who unfortunately want to go slower (get fewer welcome bonuses)!

Card rewards:

  • 60,000 Amex points by unlocking the welcome bonus
  • ≈ $900 at our Flytrippers Valuation (minus $156 fee)
  • ≈ 8.3% return on $9,000 (≈ $744 on $9,000)
  • Points of the more lucrative type (so it’s less simple)
  • Value that varies more (enormously in this case)
  • Redeemable for specific flights on 100+ airlines (or for any expense at a much lower value)

Card benefits:

  • Phenomenal earn rate of 5 pts/$ (≈ 7.5%)
  • Good insurance coverage
  • “Amex Offers” benefit for various discounts and credits throughout the year

Other offer highlights:

  • Minimum spending requirement spread over 12 months
  • Expenses must be made at grocery stores (including gift cards) to maximize points obtained with the bonus
  • Unknown offer end date
Apply for the card

or read all the details on our Flytrippers card resource page

OTHER excellent offers

Skip to:
List of the other best cards
Details of the other best cards

List of the other best card offers

Other best credit card offers

Other best credit card
offers (April 2025)
Flytrippers Valuation (BONUS)
(≈ 5.0% back on $20k)
Rewards: ≈ $998
Card fee: $0 $120
Spend required:$20k in 12 mos. (or $4.5k/$10k)
Best for: AIR MILES Miles & non-travel redemptions
SIMPLE 80k/150k
ends June 1st
Flytrippers Valuation (BONUS)
(≈ 5.3% back on $12k)
Rewards: ≈ $641
Annual fee: $0 $139
Spend required:$12k in 12 mos. (incl. $7.5k in 180 days)†
Best for: Air Canada free bags benefit
LUCRATIVE 60k/100k
Flytrippers Valuation (BONUS)
(≈ 14.0% back on $3k)
Rewards: ≈ $540
Card fee: $120
Spend required:$3k in 3 mos. + $1k
Best for: Air Canada free bags without min. income
LUCRATIVE
Flytrippers Valuation (BONUS)
(≈ 5.9% back on $7.5k)
Rewards: ≈ $1041
Card fee: $599
Spend required:$7.5k in 3 mos.
Best for: Air Canada lounge access & other AC benefits
LUCRATIVE
Flytrippers Valuation (BONUS)
(≈ 6.5% back on $10k)
Rewards: ≈ $1451
Card fee: $799
Spend required:$10k in 3 mos.
Best for: Unlimited access to VIP airport lounges and lucrative rewards
LUCRATIVE
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Other best credit card
offers (April 2025)		 WELCOME BONUS
(Flytrippers VALUATION)		 Best
for
BMO AIR MILES World Elite MasterCard
BMO AIR MILES®† World Elite®* MasterCard®*
Min. income (card):
Min. spend (bonus): $20k in 12 mos. (or $4.5k/$10k for lower bonus)
Rewards: ≈ $998
Card fee: $0 $120
AIR MILES
Miles &
non-travel redemptions
ends June 1st
TD Aeroplan Visa Infinite Card
TD® Aeroplan® Visa Infinite* Card
Min. income (card):
Min. spend (bonus): $12k in 12 mos. (incl. $7.5k in 180 days)†
Rewards: ≈ $641
Annual fee: $0 $139
Air Canada
free bags
benefit
American Express Aeroplan Card
American Express® Aeroplan®* Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos. + $1k
Rewards: ≈ $540
Card fee: $120
Air Canada
free bags
without min. income
American Express Aeroplan Reserve Card
American Express® Aeroplan®* Reserve Card
Min. income (card):
Min. spend (bonus): $7.5k in 3 mos.
Rewards: ≈ $1041
Card fee: $599
Air Canada
lounge access
& other AC benefits
Platinum Card from American Express
Platinum Card® from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 mos.
Rewards: ≈ $1451
Card fee: $799
Unlimited access to
VIP airport lounges
and lucrative rewards
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

Details of the other best card offers

Best for AIR MILES Miles

And best for a big welcome bonus not for travel

The BMO AIR MILES World Elite MasterCard is the best for travelers who want AIR MILES Miles. It’s the highest offer seen on this card in years.

Card rewards:

  • 9,500 AIR MILES Miles by unlocking the welcome bonus
  • ≈ $997 at our Flytrippers Valuation
  • ≈ 5.0% return on $20,000 (≈ $997 on $20,000)
  • Points of the more simple type (so it’s less lucrative)
  • Value that varies less (a little in this case)
  • Redeemable for any travel expense on the AIR MILES site (or even for simple discounts at many retailers)

Card benefits:

  • Annual discount on AIR MILES flight
  • Automatic AIR MILES elite status
  • Excellent insurance coverage

Other offer highlights:

  • 3 options for bonuses and minimum spending requirements
  • Annual fee waived for the 1st year (but savvy travelers always look at the net value, not just the fee)
  • Offer ends June 1, 2025
Apply for the card

or read all the details on our Flytrippers card resource page

Best for Air Canada free checked bags benefit

And best for getting Aeroplan points faster (excluding premium cards)

TD® Aeroplan® Visa Infinite* Card


min. income: $60k (or $100k household)
Flytrippers Valuation
of Welcome bonus (net value)
≈ $
Rewards: ≈ $641*
Card fee: $0 $139
 offer effective since January 7th

spend $12,000 in 12 months

(incl. $7,500 in 180 days)†

Interest rates:

Purchases: 20.99%

Cash advances: 22.99%

Cash advances (QC): 20.99%
Terms and conditions apply. Flytrippers editorial opinion only. TD is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

The TD Aeroplan Visa Infinite Card is the best for travelers who want free checked bags on Air Canada and Aeroplan points faster than with other bonuses that give more points but over a longer period (and who don’t want premium-level cards).

Card rewards:

  • 52,000 Aeroplan points by unlocking the welcome bonus
  • ≈ $780 at our Flytrippers Valuation (minus $139 fee as there’s a renewal bonus)
  • ≈ 5.4% return on $12,000 (≈ $641 on $12,000)
  • Points of the more lucrative type (so it’s less simple)
  • Value that varies more (enormously in this case)
  • Redeemable for specific flights on 40+ airlines (or for any Air Canada flight at an lower value)

Card benefits:

  • Free checked bag on Air Canada (including for 8 travel companions)
  • Discounted prices in points for Air Canada flights
  • $100 credit for NEXUS (faster airport security and customs)
  • Excellent insurance coverage

Other offer highlights:

  • 2 options for bonuses and minimum spending requirements
  • Annual fee waived for the 1st year (but savvy travelers always look at the net value, not just the fee)
  • Bonus obtainable even if you’ve had this level of Aeroplan card before despite the rules (minus the 10,000 pts with no min. spend)
  • Unknown offer end date
Apply for the card

or read all the details on our Flytrippers card resource page

Best for Air Canada free checked bags benefit (no minimum income)

And best for getting more Aeroplan points

American Express® Aeroplan®* Card
Flytrippers Valuation
of Welcome bonus (net value)
≈ $
Rewards: ≈ $540*
Card fee: $120
minimum income required: $0

spend $3,000

in 3 months + $1,000
Terms and conditions apply. Flytrippers editorial opinion only. Amex is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

The Amex Aeroplan Card is the best for travelers who want free checked bags on Air Canada without a minimum income requirement. It gives you more Aeroplan points if you’ve already had the previous card, despite the official rules.

Card rewards:

  • 44,000 Aeroplan points by unlocking the welcome bonus
  • ≈ $660 at our Flytrippers Valuation (minus $120 fee twice as there’s a renewal bonus)
  • ≈ 10.5% return on $4,000 (≈ $420 on $4,000)
  • Points of the more lucrative type (so it’s less simple)
  • Value that varies more (enormously in this case)
  • Redeemable for specific flights on 40+ airlines (or for any Air Canada flight at an lower value)

Card benefits:

  • Free checked bag on Air Canada (including for 8 travel companions)
  • Discounted prices in points for Air Canada flights
  • Good insurance coverage

Other offer highlights:

  • 2 options for bonuses and minimum spending requirements
  • Bonus obtainable even if you’ve had this level of Aeroplan card before despite the rules
  • Unknown offer end date
Apply for the card

or read all the details on our Flytrippers card resource page

Best for free unlimited Air Canada airport lounge access

And best for getting more Aeroplan points

American Express® Aeroplan®* Reserve Card
Flytrippers Valuation
of Welcome bonus (net value)
≈ $
Rewards: ≈ $1041*
Card fee: $599
minimum income required: $0

spend $7,500

in 3 months
Terms and conditions apply. Flytrippers editorial opinion only. Amex is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

The Amex Aeroplan Reserve Card is the best for travelers who want free unlimited access to Air Canada airport lounges in North America, and plenty of other premium Air Canada benefits (including free carry-ons in addition to the free checked bags on Air Canada).

Card rewards:

  • 69,375 Aeroplan points by unlocking the welcome bonus
  • ≈ $1041 at our Flytrippers Valuation (minus $599 fee)
  • ≈ 5.9% return on $7,500 (≈ $442 on $7,500)
  • Points of the more lucrative type (so it’s less simple)
  • Value that varies more (enormously in this case)
  • Redeemable for specific flights on 40+ airlines (or for any Air Canada flight at an lower value)

Card benefits:

  • Free unlimited access to Air Canada airport lounges (including 1 guest)
  • Free checked bag on Air Canada (including for 8 travel companions)
  • Free carry-on bag on Air Canada
  • Discounted prices in points for Air Canada flights
  • $100 credit for NEXUS (faster airport security and customs)
  • Excellent insurance coverage

Other offer highlights:

  • 2 options for bonuses and minimum spending requirements
  • Bonus obtainable even if you’ve had this level of Aeroplan card before despite the rules
  • Unknown offer end date
Apply for the card

or read all the details on our Flytrippers card resource page

Best for free unlimited airport lounge access worldwide

And best premium card for luxury travel benefits

Platinum Card® from American Express
Flytrippers Valuation
of Welcome bonus (net value)
≈ $
Rewards: ≈ $1451*
Card fee: $799
minimum income required: $0

spend $10,000

in 3 months
Terms and conditions apply. Flytrippers editorial opinion only. Amex is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

The Amex Platinum Card is the best for travelers who want free unlimited access to the world’s largest network of airport lounges, no matter the airline they’re flying. The best premium card in Canada also offers automatic Gold elite status at Marriott and Hilton (VIP treatment at 15,000+ hotels) and so much more.

Card rewards:

  • 110,000 Aeroplan points by unlocking the welcome bonus
  • ≈ $1850 at our Flytrippers Valuation (minus $599 net fee twice as there’s a renewal bonus)
  • ≈ 6.5% return on $10,000 (≈ $652 on $10,000)
  • Points of the more lucrative type (so it’s less simple)
  • Value that varies more (enormously in this case)
  • Redeemable for specific flights on 100+ airlines by being flexible (or for any expense at a much lower value)

Card benefits:

  • Free unlimited access to the world’s largest network of airport lounges (including 1 guest)
  • Automatic Gold elite status at Marriott and Hilton hotels
  • $100 credit for NEXUS (faster airport security and customs)
  • Excellent insurance coverage

Other offer highlights:

  • 2 options for bonuses and minimum spending requirements
  • Highest welcome bonus for points of the more lucrative type
  • Unknown offer end date
Apply for the card

or read all the details on our Flytrippers card resource page

Compare all cards
from all categories

Our always up-to-date ranking of the best credit cards in Canada includes all credit cards in Canada.

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